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#COG Financial Services Limited 19 April 2021 The Manager - Listings Australian Securities Exchange Limited Exchange Centre 20 Bridge Street Sydney NSW 2000 Q3 FY21 Unaudited Trading Results COG Financial Services Limited ( COG ) is pleased to announce that it has performed very strongly in Q3 which is normally its softest trading quarter due to Christmas holidays . NPATA¹ to shareholders Unaudited Q3 Q3 FY212 FY20 $ m $ m YTD 31 March 214 $ m YTD 31 March 20 $ m Finance Broking & Aggregation 2.4 1.0 8.3 4.2 Lending 1.6 1.1 6.1 3.1 Other / Intersegment³ nil Total 4.0 ( 0.5 ) 1.6 ( 0.2 ) 14.1 1.5 5.8 1 Net profit after tax and before amortisation of acquired intangibles . 2 Q3 FY21 includes $ 0.1m ( Q3 FY20 : $ nil ) of Government subsidies ( post tax and attributable to shareholders ) . 3 Q3 FY21 includes $ 0.3m ( Q3 FY20 : $ nil ) share of results from associate Earlypay Limited ( EPY ) , based on NPATA earnings guidance of $ 5.0m for the 2H FY21 , as per EPY ASX release dated 25 February 2021 , reaffirmed in EPY ASX release dated 17 March 2021 . 4 YTD 31 March 21 includes $ 1.8m ( YTD 31 March 20 : $ nil ) of Government subsidies ( post tax and attributable to shareholders ) . Commenting on the performance , COG CEO , Andrew Bennett said “ Q3 is normally our softest quarter and Q4 our strongest , so we are on track to deliver a record - breaking year in FY21 " . Please note the Company's earlier release today has been updated to correct the phasing of EPY's 2H FY21 earnings between Q3 and Q4 . This change is reflected in the Other / Intersegment line of the above table . Announcement authorised by : Andrew Bennett , Chief Executive Officer Level 1 , 72 Archer Street Chatswood NSW 2067 // ABN 58 100 854 788 coglimited.com.au