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#COG Financial Services Limited 27 July 2021 The Manager - Listings Australian Securities Exchange Limited Exchange Centre , 20 Bridge Street Sydney NSW 2000 Q4 FY21 Unaudited Trading Results COG Financial Services Limited ( COG ) is pleased to announce that it has performed very strongly in Q4 and delivered a record - breaking performance for the full year . NPATA¹ to shareholders Unaudited Q4 FY212 Q4 FY20 YTD 30 June 215 YTD 30 June 20 $ m $ m $ m $ m Finance Broking & Aggregation 3.5 2.3 11.8 6.5 Lending 1.5 0.4 7.6 3.5 Other / Intersegment³ , 4 0.4 ( 0.1 ) 0.1 ( 1.6 ) Total 5.4 2.6 19.5 8.4 1 Underlying Net profit after tax and before amortisation of acquired intangibles and write - off of intangibles . 2 Q4 FY21 includes $ nil ( Q4 FY20 : $ 1.3m ) of Government subsidies ( post tax and attributable to shareholders ) . 3 Q4 FY21 includes $ 0.4m ( Q4 FY20 : $ nil ) share of results from associate Earlypay Limited ( EPY ) , based on NPATA earnings guidance of $ 5.0m for the 2H FY21 , as per EPY ASX release dated 25 February 2021 , reaffirmed in EPY ASX release dated 24 June 2021 . 4 FY21 includes $ 0.7m ( FY 20 : $ nil ) share of results from associate EPY , based on NPATA earnings guidance of $ 5.0m for the 2H FY21 , as per EPY ASX release dated 25 February 2021 , reaffirmed in EPY ASX release dated 24 June 2021 . 5 FY21 includes $ 1.8m ( FY20 : $ 1.3m ) of Government subsidies ( post tax and attributable to shareholders ) . Commenting on the performance , COG CEO , Andrew Bennett said , " COG continued its strong trading performance during Q4 and the Finance Broker and Aggregation segment achieved over $ 5.1 billion of Net Assets Financed for the full year , a 13 % increase on pcp . However , COG did experience some disruption to new equipment supply chains , which means we start the new financial year with a strong forward order book . " Announcement authorised by : Andrew Bennett , Chief Executive Officer For further information please contact : Andrew Bennett Chief Executive Officer M 0405 380 241 Who we are : COG Financial Services Limited ( COG ) has two complementary businesses : 1. Finance Broking & Aggregation ( FB & A ) . Through its membership group of independent and equity owned brokers ( brokers in which COG has invested ) , COG is Australia's largest asset finance group , representing over $ 5.1 billion per annum of Net Asset Finance ( NAF ) . Further growth is being achieved through organic growth in equipment finance and insurance broking and through equity investment in brokers . 2. Lending . Through broker distribution , COG provides equipment finance to SMEs , and real property loans via its subsidiary Westlawn Finance Limited . In both businesses our market share is small relative to the size of the markets we operate in , and there are significant growth opportunities through consolidation and organic growth . Level 1 , 72 Archer Street Chatswood NSW 2067 // ABN 58 100 854 788 coglimited.com.au