Regarding our review of our performance for the FY 2025 financial year, also joining me on this call this morning is Nick Carnell, Chief Executive Officer, Johns Lyng Group Australia, Matthew Lunn, Group Chief Financial Officer, Adrian Gleeson, Director of Investor and Business Relations, Gemma Sholl, Executive EA, and Pip Turnbull, AGM Business Development. I'll begin shortly with an overview of JLG performance for the period. Nick will then speak to the progress of our Australian operations before Matt provides some more details on our financials. I'll then provide some closing remarks on the outlook before opening the floor to questions. I'm pleased to share that the group has delivered a resilient financial result for the year ended June 30, 2025, driven by strong performance in our core business as usual operations, including contributions from acquisitions. Group revenue for the year was $1.18 billion, up 1.8% on the prior corresponding period, with Group EBITDA at $126.8 million. Our Insurance Building and Restoration Services division delivered BAU EBITDA at $122.4 million, demonstrating the strength, depth, and adaptability of our business. In a year largely benign of weather conditions, our team has delivered strong earnings from our core operations, confirming the success of our long-term strategy and the trust we have built with our clients. Across the group, we've secured multi-year contracts with Zurich, AIG, Aidacare, and TIO, while extending agreements with Suncorp, Hollard, Auto & General, and the Market Lane Group. Integration of our Queensland-based Keystone Group further strengthened our presence on the East Coast. In our disaster management business, we continue to expand programs with new government contracts and maintain strong engagement with state and local governments, demonstrating our leadership in emergency preparedness and response. In strata management, the acquisition of SSKB bolstered our national platform, while our essential compliance and home services pillar grew revenue by more than 50%, including contributions from the acquisition of Chill-Rite HVAC. In the U.S., our operations gained momentum in the second half of FY 2025 following project commencement delays in the first half. Despite this progress, operating conditions remain challenging as we continue to execute our U.S. market strategy. We've managed to roll out our core lines, including Makesafe Express Reconstruction and Steam Mate Restoration, alongside reconstruction experts in advanced roofing. We continue to leverage existing client relationships to grow job volumes and revenue, while strengthening our referral pipeline with new partners, including Brown & Brown Insurance Brokers. Although Johns Lyng U.S. revenue contracted by 13.6%, largely due to first half delays, we are actively pursuing multiple attractive growth opportunities across the market. On behalf of the board, I thank our people, clients, and shareholders for their ongoing support. We remain committed to delivering consistent, high-quality service and supporting the communities we serve, whilst continuing to build our momentum. With that, I'll hand over to Nick Carnell, our Australian CEO, for the overview of the Australian business and some of the key wins across the growth pillars. Thanks, Scott, and good morning, everyone. Our Insurance Building and Restoration Services division delivered strong business as usual growth despite unusually benign weather conditions and challenging operational challenges in New South Wales. The division achieved BAU revenue of $1.026 billion and BAU EBITDA of $122.4 million, reflecting the robustness of our core operations and the success of our long-term strategy. During FY 2025, we secured several major new client contracts, demonstrating the breadth of our capability and the strength of the relationships we continue to build across the market. These included a three-year national building contract with Aidacare, a three-year Northern Territory contract with TIO, a national building and restoration agreement with AIG, and a two-year national building and restoration contract with Zurich. In addition, we extended a number of existing contracts with key clients. Suncorp extended its national building agreement by one year, Hollard extended its restoration contract across Victoria, Western Australia, Northern Territory, and South Australia by two years, and Allianz extended its national restoration contract by one year. Auto & General extended its national building contract by one year, with an additional one-year option, and Market Lane Group renewed its national building and restoration agreement on an evergreen arrangement. IAG New Zealand extended its national building contracts for a further six months. While our CAT activity was lower than FY 2024 due to benign weather, the division responded to several significant events, including Cyclone Alfred in southeast Queensland and New South Wales, floods in the North Coast and Hunter regions of New South Wales, and ongoing remediation works from prior events such as Cyclone Gabrielle in New Zealand. These projects showcase the group's ability to rapidly scale operations, mobilize resources, and maintain high-quality outcomes, reinforcing our reputation as Australia's leading integrated building and disaster response provider. Importantly, these emergency response projects often generate new client wins and deeper relationships, which translate to ongoing business as usual opportunities. In disaster management, Johns Lyng continues to expand its programs for government clients. We delivered multi-phased programs for Balonne Shire Council and Quilpie Shire Council in Queensland, and Scenic Rim Shire Council in Queensland, and continue to support emergency recovery in Victoria. We also extended contracts with the Department of Housing in Queensland, providing temporary accommodation solutions and project management services. We're engaged by Homes Victoria to deliver up to 9,000 home energy upgrades, supporting the government's gas substitution roadmap. These programs highlight the group's capacity to deliver meaningful outcomes for local communities while supporting state and federal priorities. Our strata management business, Bright & Duggan, grew significantly during the year, reinforced by the strategic acquisition of SSKB. This acquisition added over 44,000 lots across 790 schemes to the group's national portfolio, bringing the lots under management to more than 140,000 across 4,800 buildings. Bright & Duggan continues to deliver exceptional service to strata clients while presenting opportunities to cross-sell core services, including building and restoration works, as well as direct and scheduled maintenance services. The strata market remains a significant strategic growth area with clear opportunities to consolidate a fragmented industry. Our essential compliance and home services division also delivered a strong result, with revenue increasing by more than 50% compared to financial year 2024. This was supported by additional contract wins across the business portfolio and the acquisition of Chill-Rite HVAC, enhancing the group's capability in heating, ventilation, and air conditioning services across regional New South Wales. This division represents a defensive, recurring revenue stream that complements our broader service offering and provides resilience against the cyclical nature of CAT activities. Commercial Building Services performed in line with expectations, generating $65.5 million in revenue, consistent with the prior year, and EBITDA of $6.1 million. Commercial Construction is now in final stage of startup, and operations are largely wound down by year-end, allowing us to focus those resources on large loss insurance and core BAU activities. Across all of our pillars, financial year 2025 has been a year of resilience and growth. Despite lower CAT activities, peak interest rates, high inflation, and some operational challenges, the group delivered a strong BAU performance, maintained a disciplined cost structure, and strengthened our national platforms. Our diversified defensive growth model continues to provide a foundation for sustained long-term performance, positioning Johns Lyng to capture opportunities across insurance building, disaster management, strata management, essential compliance and home services, and other commercial opportunities. I'll now welcome Matthew Lunn, our CFO, who will talk through the financial result in a little more detail. Thanks, Nick, and good morning, everybody. FY 2025 demonstrates both growth and disciplined financial management. As Scott and Nick both highlighted, we delivered a group revenue of $1.18 billion, up 1.8% on FY 2024, and a group EBITDA of $126.8 million. Our core insurance, building, and restoration services division delivered BAU EBITDA of $122.4 million, and that reflects a strong performance from core operations, complemented by contributions from the three acquisitions during the year. This was partially offset by a lower CAT EBITDA of $8.8 million due to benign weather conditions experienced during the year. Our balance sheet remains very strong, with net assets at year-end of $504.9 million, and that provides the flexibility to fund further strategic investments. Operational efficiencies, including a global headcount rationalization of approximately 120 FTE and targeted overhead reductions, have ensured the cost base remains aligned with the run rate of operations. Pleasingly, cash conversion improved in FY 2025, enabling reinvestment in strategic priorities, in particular in disaster management, strata management, and essential compliance and home services without compromising the balance sheet. With the financial review complete, I'll hand back to Scott for closing remarks. Thanks, Matt. Closer to year-end, we announced that JL G entered into a scheme implementation deed with Sherwood Bidco, an entity controlled by Pacific Equity Partners. Under the proposed scheme, Sherwood Bidco will acquire 100% of the shares at $4 per share, representing a 77% premium to the closing share price to PEP's proposal. The independent board committee has unanimously recommended the transaction, and further details will be provided in the scheme booklet ahead of the shareholder meeting expected in October 2025. Looking forward to FY 2026, we enter the year with a strong foundation for resilience despite a challenging operating environment presenting headwinds. We have a diversified and resilient business model, leadership clients, long-term contracts, and recurring revenue streams. We will continue to deliver exceptional customer outcomes, expand our strategic growth pillars, and maintain financial discipline. Our key priorities for the year ahead include continuing to scale our strata and EC & H pillars and capturing underpenetrated markets. We'll also execute the U.S. growth strategy, roll out Makestate Express Reconstruction, Steam Mate Restoration and Reconstruction Experts, while maintaining operational efficiency and supporting growth through selective acquisitions and organic expansion. Based on current pipelines and assuming the benign CAT environment, we are forecasting group revenue of $1.264 billion, an increase of 7.1% on FY 2025, with a group EBITDA of $120.5 million, slightly below last year's performance as we continue to invest in our strategic growth pillars. On behalf of the board, I again want to thank our people, clients, and shareholders. We are proud of the achievements this year, particularly amidst benign weather conditions, and are confident in the strategy and foundations we have built. With that, I will now open the floor to questions. Thank you. If you wish to ask a question, please press star and one on your telephone and wait for your name to be announced. If you wish to cancel your request, please press star and two. If you are on a speakerphone, please pick up your handset to ask a question. The first question comes from William Park with Citi. Please go ahead. Hi, guys. Thanks for taking my question. Firstly, can you just touch on the guidance for FY 2026? Am I right in looking at margin being sort of 1.3% lower versus what you guys have reported in FY 2025? If that is the case, what's driving that? Is pricing now sort of structurally under pressure given the level of scrutiny across the industry, or are there any other factors that's driving this margin decline in FY 2026 as you're expecting? Thank you. Hi, hi Will. It's Matt speaking. In terms of the guidance, you rightly point out the revenue is contracting, the margin is contracting into FY 2026 from FY 2025. From a revenue perspective, we've got good growth at the top line, up 7.1%. BAU's grown at 12.1%, but the margin is contracting to 9.5%, down from 10.8% in FY 2025. That's about 140 basis points. What's really driving that more than anything else is some latent capacity in the cost base. In FY 2025, we delivered some $82 million worth of CAT revenue. In the forecast, the contracted work in hand is $32-33 million. We can comfortably deliver at least another $50 million, probably even another $75 million worth of incremental revenue with the existing cost base. That will provide some operating leverage of probably between 50 and 75 basis points of upside in the margin. In addition to that, there's an extra $2 million in the incentive plan in FY 2026. In the forecast, obviously, we've heard about the incentive plan in FY 2025 after slightly missing guidance. There's also a non-recurring, non-cash doubtful debt provision in the forecast of about $3 million as well. If you add all that together, the underlying EBITDA margin in the forecast is somewhere between 10.5% and 10.8%, which is more of a sustainable number. Thank you. That's very clear. In terms of U.S., you provided some color around the revenue number there, but just in terms of margin, I know it was around 10% in the first half. Just curious, you know how that's tracked in the second half, please. Yeah, look, the margin's improved into the second half. The benefit of the operating leverage, obviously, you know, revenues grew into the second half by about $20.5 million, which is positive, notwithstanding we fell short of total expectations by about $15 million. It was still good growth from a U.S. revenue perspective into the second half. That bolstered U.S. margins, but they still fell short of the 10% underlying margin. We still feel the underlying margins are around that 10% mark. If we were to normalize all the losses in the startup businesses, so all the new service lines that we've launched that are approaching break-even, you know, across that portfolio of startups in FY 2025, revenue is about $6 million. We lost about $4.5 million. If you make those adjustments and then adjust also, you know, for the 30 FTE decreases that were effected in the second half, you'll get back to an underlying margin of about 10%. Again, disappointing from an actual reported margin perspective, but the underlying margin is still about 10% in the U.S. Thank you. Lastly, commercial building services, project commencement delays, I appreciate that jobs have commenced during first quarter 2026. I'm just wondering what's caused those delays. Is it weather-related or is it something else? No, this is mostly around the edges. In commercial building services, these are smaller jobs. You know, when you think about the shop fitting business, it's retail staff fit-outs. When you think about the floor coverings business, it's typically, you know, flooring for retail stores and other commercial premises. It's just a handful of smaller jobs being delayed. That business is a good business. Revenue is consistent with the prior year, and margins should be around that 10% mark. Yes, slightly lower in FY 2025, but you know it's not a material miss. Thanks very much. The next question comes from Tom Chapman with Jefferies. Please go ahead. Hey guys, thanks for taking the question. Just a couple. Firstly, you kind of spoke to a record registration earlier this calendar year. How are you kind of seeing this translate into whether it's BAU or CAT revenues? Obviously, it feels a bit like the CAT guidance is a bit soft given the events we've had. Yeah, I think the revenue did step up in the second half. We've sort of seen that pretty consistent throughout that second half. This is typically the quieter period of the year, in particular here in Australia. Hurricane season is kicking off in the U.S. at the moment, so we're watching that closely. Revenue, I mean, registrations have been pretty consistent without any massive step-ups. It was a step-up through January and February with some messy weather, which I think we touched on at the half, and that's sort of held. I'd say that sort of gives us a bit of confidence around the BAU outlook without any major, major catastrophe. Even the weather in Sydney over the weekend with the rain that we've seen over the last week, there's sort of looking to bolster some nice BAU registration without being a major catastrophe. We closely watch our capacity and our resource, and to Matt's point around the margins for FY 2026, we'll be closely monitoring that into November when CAT season probably kicks off here in Australia, making sure we do have some capacity to react like we have in years gone by. Strong registration without being anything too silly. Yeah, yeah, that makes sense. Just to relate it to the PEP bid, if that's all right, is there any chance you'll pay a franked dividend to clear out your franking balance as a part of the arrangement, or is it all just going to be capital return? No, it's going to be capital return, Tom. Under the terms of the scheme implementation deed that we've signed with Pacific Equity Partners, a dividend is only permitted from surplus cash, and the definition of surplus cash excludes any debt drawdown. Based on the material payments we've got coming up over the next few weeks, in particular in excess of $20 million worth of earnout payments, we don't have any surplus cash as it's defined under the scheme implementation deed. Yeah, yeah, no, that makes sense. Just one other related to the bid, the material adverse change condition, it doesn't give a year for the EBITDA. The actual condition is if you miss EBITDA by more than 12.5%. Is that related to your FY 2026 guidance? It's really benchmarked against the FY 2025 result. You know, of course, the material adverse change clause is only effective through this period up until the implementation of the scheme implementation deed. That's expected to be wrapped up, subject to the shareholder vote, by the end of October. You know, based on the forecast, based on run rate, we don't foresee any issues from a material adverse change perspective. Right. Given you obviously hit your guidance here and you know the movement in EBITDA into the next year is all good, that condition's not an issue. Correct, correct, that's right. Okay, yeah, okay, cool. No, that's everything for me. Cheers, guys. Thanks, Tom. Thanks so much. Thank you. Once again, if you wish to ask a question, please press star one on your telephone and wait for your name to be announced. There are no further questions at this time. I'll now hand back to Mr. Scott Didier for closing remarks. Thanks very much, everyone, for your continued support. Thank you. Thank you. That does conclude our conference for today. Thank you for participating. You may now disconnect. Thank you.