It's now 10:00 A.M. Sydney time, the nominated time for the meeting. I've been informed by the Company Secretary that the quorum is present, so I'm pleased to declare the meeting open. I'd just like to introduce my fellow directors, Anthony Brown, our CEO and Director, Non-Executive and Deputy Chair Kevin Hamman at the end there, Inese Kingsmill, Andrew Boldeman with the tie, Sarah Brennan here, and our new director, Andrew Gale, also at the end. Also present today are Scott Pearson, our Chief Financial Officer, and Suzanne Barron, our Company Secretary. Max Murray, our Audit Partner from Deloitte, is also present and is available to answer any questions on the financial statements later in the morning. The meeting is also being made available online via Automic's online meeting platform. This platform enables shareholders and proxy holders to participate in this live webcast of the meeting and will ask questions and be able to vote. The business for today's meeting will begin with an address by myself, followed by our CEO, Anthony Brown. We'll then conduct the formal business of the meeting with a live vote by poll. There will be an opportunity to ask questions after each item of business, as well as general Q&A before voting closes at the end. As this meeting has been conducted as a hybrid meeting, I would like to welcome those shareholders who are joining us via Zoom and ask that you please submit any questions or comments via the Q&A function, which can be found at the bottom of your Zoom screen. Questions can be submitted at any time. To ask a question, please press on the Q&A icon to open the screen. At the bottom of that screen, there's a section for you to type your question. Please start your questions by typing your shareholder SRN or HIN. This will allow the moderator to identify you as a shareholder. Kindly include the agenda item number in which your questions relate. Once you have finished typing, please hit Enter on your keyboard to send. Please note that while you can submit questions from now on, I will not address them until the relevant time in the meeting. Please also note that your questions may be moderated if we receive multiple questions on one topic and then amalgamated. Due to time constraints, we may run out of time to answer all your questions. However, we'll endeavor to get through as many questions as possible. All questions should be addressed to me as Chair. I'll either deal with the question personally or ask someone who is better placed to respond. We will do our best to answer any relevant questions raised. For those of you in attendance physically, we also give you the opportunity to ask questions at the same relevant time. We will ask that you please raise your hand. I ask that you keep your questions brief and to the point so that as many shareholders as possible have a chance to ask questions. When we reach the formal business of the meeting, voting on all resolutions will be conducted by poll, as mentioned. Shareholders attending virtually and wishing to vote on the resolutions being put to the meeting can do so through Automic's Investor Portal. If you have not already logged into the Investor Portal, instructions on how to do so can be found in the Notice of Meeting. If you have already logged a proxy vote, please note that you do not need to vote again through the online voting portal. Your votes will also be counted in the poll on each resolution as per your proxy instruction. If you have any problem voting or registering your shareholding of Automic, please call the support number shown on the screen. To allow shareholders time to log in, I now declare the poll open. Online voting is now open and will remain open until I declare it closed at the end of the formal business. Your votes must have been submitted prior to the portal being closed for them to count. I'll move now to the Chairman's address. I'm pleased to report that the financial year 2024 was another successful year for NobleOak. The team has made significant progress in executing the strategy, delivering profitable growth, and continuing to outperform the industry. NobleOak remains Australia's fastest growing and most awarded direct life insurer as a leading challenger brand in the AUD 11 billion individual life insurance market. NobleOak delivered a strong financial performance in FY 2024, with in-force premium growth ahead of our guided range and tight financial disciplines delivering margin stability and growth in underlying profits. Anthony was going to touch on this in a lot more detail. In a proving market, NobleOak continues to outperform and gain market share in both direct and advised business. Our diversified growth strategy and direct distribution model differentiate us from our competitors. Our direct distribution model is our long-term growth engine and fundamental to the value of the company, benefiting from structural tailwinds as customers become more self-directed and increasingly prefer to purchase financial products online. In October, we are pleased to announce the first inorganic transaction since listing with the acquisition of trailing commissions and FiftyUp Club business of the RevTech Group. Anthony will speak further about this acquisition again shortly. On the regulatory front, NobleOak successfully implemented and adopted AASB 17 insurance contracts, a new accounting standard for the Australian insurance sector. This required a significant upfront investment to implement. Our CFO, Scott Pearson, and his team did an outstanding job to bring the regulatory deadline to meet the budgetary deadline, and the Board would like to thank them for the dedicated efforts. Thank you, Scott. While AASB 17 does not impact our core business values, drivers, or strategy, it did result in the creation of AUD 27 million deferred tax asset at the transition and modestly accelerated profit recognition. Importantly, NobleOak retained a sound capital position, and in FY 2024, the company reached a significant inflection point with the business now generating net capital for the first time in our recent history. Achieving this milestone is our growth journey, and our growth journey marks an exciting phase for our business and opens future strategic options, including the potential for future dividends, which the Board will continue to assess. It's pleasing to see the team continue to provide excellent service to our customers, and our market-leading product value, customer service, and digital capabilities continue to resonate strongly. We are very proud of the efforts of our team that made NobleOak Australia's most awarded direct life insurance for the fifth consecutive year, winning awards in Canstar, Plan For Life, Mozo, Money Magazine, Finder, WeMoney, DBM, and Feefo for quality value and customer service. I'm not sure we missed out on any, did we? There's one more, but I'll add. One more, sorry. Okay. Board renewal. Board renewal remains a priority for NobleOak as we continue on our growth journey. In June, we were pleased to announce the appointment of Andrew Gale as a non-executive director of NobleOak, effective from the 1st of September 2024. We're delighted to have Andrew to join the Board, particularly given his deep actuarial and insurance expertise and experience in the financial advice sector. He also brings Board of Financial Services governance, strategy, and risk management experience. As a newly appointed director, Andrew was standing for election at this meeting along with Andrew Boldeman and Sarah Brennan, who retired by rotation and standing for re-election. All three directors bring deep and diverse experience and expertise, and the Board unanimously supports their election. Today, we announce the upcoming retirement of our long-standing director, Kevin Hamman. Kevin joined the Board in 2011 and was appointed Deputy Chair in December 2021. Kevin will retire at the end of the calendar year. On behalf of the Board, I'd like to thank Kevin for his significant contribution and NobleOak's growth and success over the years. His deep experience in financial services and willingness to always challenge, many times, convention has been an invaluable asset to the Board, and I'm personally grateful for his counsel and also our strong friendship over the years. So thank you very much, Kevin. Also, today, it's a bit of a sadness about this. I'm announcing my intention to step down as Chair at the end of December. I joined the Board with Kevin in 2011 and have held the position of Chair since 2018, and it's been a really great journey with some wonderful people navigating the Board during this period of growth and the company's IPO. However, I'm delighted to announce that if re-elected, Sarah Brennan will succeed me as Chair. Sarah has been Director of NobleOak since 2021 and brings deep and broad financial services experience with over 30 years in the sector encompassing life insurance, financial planning, superannuation, private client advisory, broking, and banking. Sarah currently serves as a Non-Executive Director of Netwealth, Argo Infrastructure, and Credit Corp Group. She previously served on the Board of Mortgage Choice and other listed boards in the field of wealth management. It has been a great honor to lead NobleOak and the Board. I'm delighted to remain, however, I will be staying on the Board for a time as non-executive director, and I look forward to continuing to work with Sarah and my fellow directors to oversee the next stage in NobleOak's growth journey, and I'm very comfortable leaving it in the hands of Sarah. We are excited about the opportunity ahead and remain committed to investing in our platform, people, and brand to drive growth. On behalf of the Board, I'd like to thank Anthony and the NobleOak team for their continued commitment. So thank you, Anthony, and their dedication to putting our customers at the center of everything we do. Thank also to you, our shareholders, and all of those of you, even those who are maybe online, who've supported us over the years. Thank you for your ongoing support. I'm now going to hand over to Anthony to provide more detail on the company's performance this year, as well as some color on recent trading and the outlook for FY 2025. Thank you. Thanks a lot, Stephen. I thought I would just address the Board changes first because Stephen's been a wonderful supporter of me personally in the business over a number of years, both as Director and more recently as Chair. He's provided great advice, friendship, support. So Stephen, thanks very much, and we're really glad you're still on the Board, but thanks for your chairmanship over the past seven years. And also Kevin as well, who was here when I started and has been a massive supporter, very passionate about NobleOak and about the journey. He's got us through some really challenging times. So just for some context, when Kevin started, we had just six or seven people at NobleOak. Our in-force premium was $4 million. We're almost at $400 now. It's been an amazing journey, and Kevin's been a huge part of that journey. So Kevin, again, thanks for your energy, your support, your constant challenge of the management team, but your good humor and your energy. It's just been greatly appreciated, and all the best. And also to Sarah, you know, as Stephen said, we're definitely going into great hands with Sarah. She's been a wonderful asset to the Board in the last couple of years and no doubt she'll be a wonderful Chair. And also to Andrew, who brings a new wealth of experience. We're really glad to have Andrew on the Board as well. I just wanted to start with that because it's a bit of a change in guard at the moment, and you know many of us have been on the journey for a long time, and Stephen and Kevin have both been huge contributors. Now just turning to the performance. As Stephen said, it was another successful year for NobleOak. I'm really proud of the outcomes that we've achieved in a relatively low-growth market. At the period end, we managed over 137,000 policies, and that excludes Genus, which is our administration business, and that accounted for more than AUD 387 million of in-force premium. As I mentioned earlier, we started with four or twelve years ago, so it has been an amazing journey, but the last year that journey has continued, which is so pleasing for us. This premium, it's really the annuity stream of revenue, so we consider it the value driver of the business. So we do love to see our in-force premium going up, and it was up 22% year- on- year, which exceeded our market guidance that we gave at the end of the AGM last year, where we expected 15%-20%. So we're really pleased that we managed to slightly exceed that target. The outperformance continues to be driven by, obviously, our above-market sales, but as well as our lapse rates do remain below market, which we're obviously very happy about as well. In the direct channel, our digital marketing and our alliance partners, which are the key distribution channels, partners like Budget Direct, RAC WA, Costco, CPAs, and so on, we've got over 100 of these partners. They've helped us drive our in-force premium up by 14% in direct, and we're approaching AUD 92 million at the end of the financial year. Our direct market share, so the market share of direct sales was actually 17%, which we're really pleased about. It remains higher than the market share of our in-force premium, which is about 8.7%. So clearly, we're growing market share because our market share of sales is almost double our market share of in-force premium. Our strategic partnerships also continue to deliver great growth. So that's largely NEOS and PPS, where we have tailored products for their market. We have high-quality service, really great partnerships with NEOS and PPS, and the in-force actually grew by 25% to AUD 295 million, which was a pretty phenomenal growth rate. And that represented a 12% market share of advised sales, which again is really strong for those two brands. And that drives the total in-force market share of those strategic partners to 2.7% of that of the retail market, retail in-force. We love seeing that increase each year. So then there's Genus, which is our administration business. We don't take any risk on the Genus, on most of the Genus portfolio. It's remained stable at AUD 24.6 million, and that's really driven by a favorable lapse rate. So it's probably slightly higher than what we thought it would be, which is, again, good news for us. Our disciplined underwriting, expense management across all our segments delivered really strong underlying NPAT growth too, which was 19%, and that's got us to about 15 million of NPAT. And seeing the NPAT start to go in more alignment with our in-force premium growth is something that we did want to achieve as we start to get some economies of scale through the business. Statutory NPAT was down 31% to 9.3%, and that was largely due to movement in provisions in onerous contracts and one-off compliance and IT costs, project costs. However, this was offset by the impact of changes in interest rates on our policy liabilities. Higher interest rates for us has also helped with our investment portfolio because being a life insurer, we do have to hold a fair bit of capital. So it drove our investment income materially up to AUD 11.7 million, which was pleasing. High interest rates is actually a bit of a tailwind for life insurers. The company's capital position remains really sound with our Regulatory Capital Multiple of 193%, and as Stephen said, we reached a really critical point in our history. For the first time that any of us have been at NobleOak, we've reached a point where we're capital and cash flow accretive, and that's at our current run rate, our current growth rate, so that's a massive achievement for us. For many years, we were raising money on an annual basis. That did stop a few years ago with the IPO, but to have that position where we're actually generating cash is wonderful because it provides opportunities, obviously, for us. We can look at either growth, organic, inorganic growth opportunities, and as Stephen said, we're also assessing dividends as a later possibility as well. Of course, I do have to clarify that there are ups and downs in capital, claims experiences, and lapse rates, and so on. So you know things can change, but it's a wonderful step for us. As we invest further for the foundations of long-term growth, we're also making really good progress on our digital transformation. So last year, we announced that we had redesigned our whole omnichannel experience, and we believe it's the market-leading omnichannel experience. It takes you right through from quote to sale, and the salesperson can help you throughout the journey. We continue to invest in that, and we know that we need to invest every year to make sure that that remains leading. We're pleased to maintain our high customer satisfaction scores, and as Stephen said, the most awarded direct life insurer awards. Stephen mentioned quite a few of them, but Canstar, we've now won nine years in a row, so when we won two years in a row, we were the only life insurer that had won it two years in a row. Clearly, we're the only ones that have won it nine years in a row, so we're very, very pleased about that, and an announcement two weeks ago too was that our sales call center had won the Grist Award for the best sales excellence call center in Australia. Now, that's not just life insurance. That's across all industries, and often the health funds do particularly well in those because they do invest very heavily in their call center, so to win that award is absolutely a phenomenal achievement for NobleOak, and the team's extremely proud, and we're very proud of the team for achieving that wonderful award, and we're also recognized for the second year as Employer of Choice in the Australian Business Awards. We remain committed to listening to our employees. Of course, that's. We're nothing without our engaged employees, so every year we make sure we're looking after them. We do a survey each year, and the engagement score is important that we keep them nicely engaged and productive as well, and we achieved really strong engagement scores with our staff as well. Now, as Stephen mentioned, in October 2024, we were pleased to announce the agreement to acquire RevTech Trailing Commission and the FiftyUp Club. So what that means is we have sold or distributed our life insurance through the FiftyUp Club for many years. They're actually one of our first partners, one of our first strategic partners. We have now bought the Trailing Commission back from them at a discount. So it suits us well. We understand the business well. It provides cash flow for us in the future and profit, which is obviously very attractive to us. But we also have access to the FiftyUp Club that has 480,000 members. So that will allow us to continue to distribute our life insurance at a relatively low cost of acquisition, but also if we introduce other products. So we're really happy with the acquisition. We think it's value accretive for shareholders, and we hope people were pleased with that. We've always said we look at for inorganic opportunities. We're very strategic. We've got certain targets. They have to meet the targets for us to be interested. So we have been very disciplined. This is really the only second time since we had one in the IPO and one now, but we will continue to look for sensible inorganic opportunities. Huge thanks to the team to get the deal over the line. Even simple acquisitions take a lot of work to make sure we're protected. Now, as far as the 2025 strategic initiatives go, look, we continue to expect to outperform in 2025. We are expecting above-market in-force growth this year as well. The market has slightly recovered, but it appears to be growing only at around 4%-5%. The team is focused on executing our diversified growth strategy. So when we look at direct, we want to build on our proposition as the leading direct life insurer. We're investing further in the omnichannel experience, as I mentioned, and we'll be further streamlining our operations. As we get bigger, we're bringing more automation into the business to achieve better economies of scale and focus on customer retention, which in the current environment, where people are obviously very worried about the wallet, retention is very important at the moment. So we're focusing heavily on that. In the strategic partner channel, we continue to support our advice partners being largely NEOS, PPS, and also Avant. And we continue to reprice, adjust, and refine the products. And we're also looking at potentially introducing a new product in the next 12 months as well. So we've got really strong partnerships with PPS and NEOS, and we do continue to grow them. Announcement concludes the exercise for today. I repeat, this announcement concludes the exercise for today. Please treat any existing alarms as real and the full audience please report to level two for a debriefing. Wonderful. So I hope you all enjoyed that. That was planned, but I'll continue with the exercise. So as we grow, we aim to optimize the business to achieve economies of scale, and we're leveraging from data analytics, which we've recently started to build much stronger capability in, and also AI, which we actually have been using for a number of years, but we're going to pragmatically use that in a couple of the areas, including underwriting in the business. We also are looking to invest more in our brand. We have had feedback from our partners and also from some shareholders that we don't see you anymore, and we do think it is important that we build that awareness back up. So in 2025, we do plan to enhance the NobleOak brand by investing in some more awareness-focused advertising, particularly through digital channels. It'll obviously be very targeted advertising, and this will aim to boost lead generation and awareness across the market, which we think will also help potentially with potential shareholders as well if they get to know the brand a bit more. And we will also continue to invest strategically in new opportunities. So we are trialling some new things. We think the market's highly disrupted. We are a challenger brand. So each year we do invest some of our money just into areas that we think could potentially result in future revenue channels. We'll continue to strategically make sure we invest in areas that have potential. How is 2025 looking? We're off to a good start. We have had a strong trading momentum. Thank you. Thanks, Ness. As we continue to achieve above-market growth, over the first four months to October, end of October, our in-force premium grew by more than 5%. That's compared to an annual industry rate of probably less than 5%. That's for the four months. Importantly, our underwriting performance has remained really strong in 2025. Our claims experience has continued to trend towards industry norms as expected, but we haven't seen any red alarms at this stage. Particularly in the strategic partner segments, it remained in line with our expectations with no surprises. This has been supported by disciplined underwriting with the strategic partners also. As I mentioned, higher interest rates continue to be a good tailwind for our investment returns, and they're more than offsetting inflationary impacts across our cost base, which of course, we're not immune to. Having reached the important inflection point with our capital, our capital does remain strong, and this has enabled the acquisition of the RevTech trailing commission and the FiftyUp Club. We are using both cash and equity as per our announcement to purchase that business. We do expect to continue to deliver in-force premium growth at around the 15% mark in financial year 2025 in a market, as I mentioned, that's expected to grow probably less than 5%, and we'll maintain our disciplined approach around our underwriting and our margins. Just in closing, I just want to say how proud I am of the NobleOak team batting above their average and certainly punching above their weight. It's been an amazing journey over the past few years, and the last year has just accelerated us even further. So massive thanks to the team for delivering what I think is a really pleasing result, and I hope the shareholders are pleased as well. We have an incredibly passionate team, and that really helps us get through the challenging times and grow above the market norm. Also, massive thanks to the board for their ongoing leadership, guidance, and support. It's been another huge year, and the board has been the backbone of making sure that we keep the business safe, and we're addressing all the regs and APRA and ASIC as required. So they've been a huge support for the business as well. Again, thanks to Stephen and Kevin for their huge contributions over the years. Congratulations to Sarah and Andrew as well. I suppose just in closing, I just want to say it has been another great year for NobleOak. Of course, a bit disappointed about the share price, but we're focusing on the business, and we do think the share price will catch up. We've got the strongest team I believe we've ever had at NobleOak. I think we're beautifully positioned in a market that is just starting to grow. Our products are clearly excellent. We're winning the best products for a number of years in a row. We're in a stage now where we are capital accretive, all things being equal, and we just see amazing opportunity for the business going forward. So I'm personally excited about the next 12 months. I know the businesses as well. And I want to say a massive thank you to, of course, our very important customers, but also shareholders who have supported us over the years and continue to support us. Thank you very much. And I think I'll pass back to Stephen. Thank you. The formal part of the business. Hello, Scott and Ian. Thank you. you. Thanks for turning over. Thanks. Thanks, Anthony. Before we start the formal business of the meeting, I may remind you that if you have any questions on my or Anthony's address or of the auditor in relation to the financial report for those online, please raise them through the Q&A function you can find at the bottom of your screen. Please note these questions as general business. We will collate any questions received and respond to them after the completion of the formal business. We also take questions from the floor at any time in relation to the business. We now move to the formal business to set out the notice of meeting. The notice of annual general meeting was made available to all registered members via the ASX platform and also dispatched either electronically or in hard copy on the 23rd October, 2024, and has been taken as read. Voting on all resolutions will be conducted by poll. For the purpose of the poll, I appoint an officer at Automic, the company share registry who have examined and prepared summaries of the proxy form received to act as returning officer and to conduct the poll. Shareholders in attendance virtually that have already submitted a vote by proxy should note that your votes will already be counted towards the poll. You do not need to lodge another vote unless you wish to change your proxy instruction. Shareholders in attendance virtually that have not submitted a vote by proxy and wish to vote on the resolution being put to the meeting today can do so by registering your shareholding with Automic. Instructions on how to register your holding will be provided in the notice of meeting. As mentioned earlier, online voting is open and will remain open until the poll is declared closed. Your votes must have been submitted prior to the poll being closed for them to count. Those shareholders in attendance that are entitled to vote on the poll are all shareholders represented by attorneys, shareholders and proxy holders who hold yellow voting cards. If any of you are attending here in any of those capacities, you will have been issued with as many voting cards as you will have separate capacities. If anyone believes you are entitled to vote on this poll in any capacity and does not have a yellow voting card in respect thereof, please raise your hand now, and a member of our share registry team will assist you. At the appropriate time, I'll ask that you mark your vote for the resolution on the yellow voting card. If you are a shareholder and wish to cast all your votes for a resolution, please place a mark in either the for, against, or abstain box next to the resolution. If you wish to split your votes, please write the number of the proportion of votes you wish to cast in the corresponding for, against, or abstain boxes. Please note that the sum of the split votes must not exceed your total holding. If you are a proxy holder, a summary of the votes to which you are entitled has been attached to the voting card. If the summary of votes includes discretionary votes, these are yours to cast at your discretion. If you wish to cast the discretionary votes, please place a mark in the corresponding for, against, or abstain boxes. If your summary of votes does not have any discretionary votes, you do not need to mark your voting card and will simply need to hand it to the returning officer at the end of the resolutions. After all resolutions have been read and voted upon, please place it in one of the ballot boxes that will be circulating around the room. Are there any questions after all that? Thank you. No questions. Proxies have been inspected and all those validated lodged have been accepted. Proxies have been received representing 22,508,290 shares or 26.06% of the issued capital of the company. Please note that all undirected proxies or open votes that have nominated the Chair of the meeting as their proxy will be cast in favor of each resolution in the notice of meeting, subject to voting exclusions as contained in the notice of meeting. First item in business is to receive the company's financial report, directors' report, and auditor's report for the company and its controlled entities for the year ended 30th June 2024. The financial reports are now laid before the meeting. Please note that there is no requirement for shareholders to approve the annual financial reports. The company's Chief Financial Officer, Mr. Scott Pearson, and the company's auditor for the 2024 financial year, Max Murray, of Deloitte, are present to take relevant questions on the financial statements and conduct of the audit and the preparation and content of the independent auditor's report. Are there any questions or comments from either the floor or online? The answer is no. There are no questions. Thank you. There'll be no further questions. We will now proceed to the resolution item set out in the notice of meeting. Resolution two is as follows. To consider and, if passed, adopt the following resolution as an ordinary resolution, the remuneration report for the year ended 30th June 2024 be adopted. If you wish to discuss this resolution, please submit your questions by the Q&A or raise your hands now. Are there any questions? Okay. The proxies in relation to this resolution are on the screen, as you can see, and I will now put the motion. Shareholders connected via the online portal, here's a reminder not to click on next until we've finished discussing and you have selected your votes on all resolutions. Resolution 3a is as follows. To consider and, if passed, adopt the following resolution as an ordinary resolution, the re-election of Andrew Boldeman as a director of the company. If you wish to discuss this, please raise your hand or any questions online. I note there are none. The proxies received in relation to this resolution are on the screen. I now put the motion. Again, a reminder that shareholders not to click on next until they've finished all the resolutions. Resolution 3b is as follows. and, if thought fit, pass the following resolution as an ordinary resolution, the re-election of Sarah Brennan as a director of the company. Are there any questions from the floor or online? There are none. The proxies are again on the screen in relation to this resolution. I now put the motion. Shareholders connected by the online portal, but again, reminded not to click on next at this stage. Resolution 3c is as follows. To consider and, if thought fit, pass the following resolution as an ordinary resolution, the election of Andrew Gale as a director of the company. Are there any questions? Is there any discussion? No? Thank you. The proxies received in relation to this resolution are on the screen. I now put the motion. Shareholders can vote via the online portal, with a reminder not to click on next at this point in time. Resolution 4a is as follows. To consider and, if thought fit, pass the following resolution as an ordinary resolution, approval of the grant of performance rights to the CEO, Anthony Brown, and the FY25 long-term incentive plan. If you wish to discuss this resolution, please raise your hand or ask any questions online. No questions. This is easy, isn't it? The proxies received in relation to this resolution are on the screen. I now put the motion. Shareholders connected by the online portal, but remember, don't click next yet. Resolution 4b is as follows. To consider and, if thought fit, pass the following resolution as an ordinary resolution, approval of the grant of options to CEO Anthony Brown and the FY25 transitional award. Are there any questions? Again, thank you. I note the proxies are on the screen. I now put the motion. Shareholders connected by the online portal, a reminder not to click on next until we have finished discussing and you have selected your votes for all resolutions. The conduct of the poll. That concludes the resolutions to be voted on today. As noted, we are conducting a poll on all resolutions, and I note the poll is already open. Can all shareholders voting online please now ensure that they have submitted their vote? I will allow another minute before the poll is closed. If you have any questions in relation to the submission of online votes, please send them through the Q&A function now. All those shareholders attending physically, I now invite the staff at Automic to collect your voting cards. That's everybody. Any others? There'll be no further any questions at all, Suze. No further questions. I declare the poll closed. The staff of Automic will now process the poll and the results will be made available via the ASX platform and on our website shortly after the close of the meeting. I will now address any general questions raised from the floor and via the Q&A function. Are there any questions from the floor? It's online. No? Okay. It's been simple. There'll be no further questions. I will now end the formal part of today's meeting. Thank you for attending and for your questions. I'm really grateful for the support of our shareholders during the challenging time in the market where it seems to many that there is a disconnect between our share price and business performance. We continue to focus on business results and let the market adjust accordingly. I declare the meeting closed. I'd just like to say how proud I am of having led this company for a number of years, and I just got to thank all the people here, including a lot of our long-term shareholders, and thank you. You guys have been wonderful to me and to the company itself, so thank you. I declare the meeting closed. Thank you.