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MONEY3 ACHIEVES RECORD 1H FY21 RESULT WITH FOCUS NOW FULLY ON GROWTH Financial highlights : • 32.8 % increase in EBITDA to $ 40.5 million , • 26.8 % increase in NPAT to $ 19.9 million , • 8.3 % increase in revenue to $ 67.9 million , • 9.3 % increase in cash advanced to $ 151.1 million , • 23.6 % increase in cash collection to $ 165.0 million , 11.1 % increase of gross loan book to $ 474.0 million , and money3 ASX RELEASE 16 FEBRUARY 2021 . declared a fully franked 3 cents interim dividend payable on 8 April 2021 . Operational highlights : • Acquired Automotive Financial Services ( " AFS " ) , broadening the addressable market and adding $ 46.7m ( end of January 2021 ) to the Group's gross loan book , Acquired GMF Australia Pty Ltd ( " GMFA " ) , a subsidiary of General Motors Financial Corporation Inc , adding $ 23.3 million to the loan book at settlement , • Strong start to 2H FY21 with continued outperformance in customer collections because of a market leading Customer Care team that leverages strong proprietary technology , • • • Oversubscribed capital raise - providing $ 52 million of new equity to fund acquisitions and loan book growth , Credit Quality of book continues to improve which will lead to an ongoing reduction in impairment provisions over time , Secured $ 250 million warehouse facility with Credit Suisse -providing for a $ 10.0 million interest expense saving when fully deployed , . Secured $ 55 million warehouse facility with Westpac . Money3 Corporation Limited ( ASX : MNY ) is pleased to announce its half year results for the period ending 31 December 2020 , confirming 26.8 % increase in NPAT of $ 19.9 million . Despite the impacts of COVID - 19 , the Group delivered record cash collections of $ 165.0 million . In Australian operations , 1H FY21 revenue grew 3.5 % to $ 53.9 million ( on pcp ) supported by a 20.1 % growth in cash collections to $ 137.3 million ( on pcp ) . Strong growth in gross loan book continues driven by a strong Christmas trading period , ensuring future revenue growth . New Zealand operations continue to make a solid contribution to the Group's results with a 38.3 % increase in revenue to $ 14.4 million ( on pcp ) and 44.2 % growth in cash collections to $ 27.7million for 1H FY21 . Continuing its strong growth , gross loan book is up 38.9 % to $ 114.9 million since 30 June 2020 . Money3 continues to grow in both size and credit quality , with 9.3 % growth in cash advanced to $ 151.1 million and improvements of overall credit quality year on year , with 53.8 % of all borrowers rated as " strong " credit quality customers , an increase of 16.5 % on FY20 . Money3 Corporation Limited ABN 63 117 296 143 | ACL 389 782 40 Graduate Road , Bundoora , Vic , 3083 t 61 3 9093 8255 | f 61 3 9093 8227 e info@money3.com.au money3.com.au | investors.money3.com.au Go Car New Zealand t 64 9 979 7666 GoCar.co.nz