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Banco do Brasil S.A. - Management Discussion and Analysis / 3Q21 Earnings Summary Banco do Brasil adjusted net income was R $ 5.1 billion in the 3Q21 , up 2.0 % over 2Q21 and 47.6 % over 3Q20 . The Market ROE in the quarter was 14.3 % . In comparison with 2Q21 the result was positively influenced by the positive performance in the Net Interest Income ( + 9.0 % ) and Fee Income ( 3.2 % ) and by the increase in the Alll Expanded View ( 36.7 % ) . In the first nine months of 2021 , BB recorded Adjusted Net Income of R $ 15.1 billion , an increase of 48.1 % if compared to 9M20 . This increase is mainly due to the stability of administrative expenses , the reduction in Alll Expanded View 44.4 % and the increase in the Net Interest Income and Fee Income by 5.3 % and 1.0 % , respectively . The Market ROE in the 9M21 was 15.0 % . 1