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LOJAS 10 QUERO QUERO INSTITUTIONAL PRESENTATION 2Q26 LJQQ3 B3 LISTED SMLL B3 âŤIGCX B3 ICON B3 IBRA B3 âŤISEE B3 âŤIGC - NM B3 IGCT B3 SCSR B3 ITAG B3 LOJAS QUERO QUERO
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Lojas Quero-Quero At a Glance
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ri.quero-quero.com.br Source: Company Information Notes: (1) Gross Revenues, net of returns (âReceita Bruta, LĂquida de Devolução e Abatimentosâ); (2) â17-â25 CAGR=(2025 result/2017 result)â(1/8)-1;); (3) As of June 2026. COMPANY OVERVIEW 3 72 286 Geographic Footprint High Entry Barriers Differentiated Business Model Financial Services Business Units - Lojas Quero-Queroâs Ecosystem Building Materials, Appliances and Furniture Retail Credit Card 8% EBITDA CAGR(2) â17 â â25 Financial Information 14% Revenue CAGR(2) â17 - â25 Operational Information R$3,271mn Gross Revenue(1) LTM 576 Total Stores in June 2026 184 new stores in the last 5 years 8.5k+ Total Employees 2026 741k+ Active Credit Cards 2Q26 LTM 4.3mn+ Total Credit Cards 2Q26 stores576 72 16 84 161 297 stores stores stores stores 9 18 stores CorbĂŠlia Distribution Center Santo Cristo Distribution Center Sapiranga Distribution Center Number of Stores(3) #
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ri.quero-quero.com.br Retail of Building Materials, with complementary sales of Appliances and Furniture Source: Company Information. Notes: (1) Gross Revenues, net of returns (âReceita Bruta, LĂquida de Devolução e Abatimentosâ; (2) As of June 2026. Credit products to support the Retail, focusing on Consumer Credit, with complementary offering of Personal Loans and Invoice Installment, in addition to Insurance distribution Retail Financial Services Credit Card 4 576(2) Stores68% 55% of in-store purchases financed with VerdeCard 29% Issuer, network and acquirer of the VerdeCard Credit Card, accepted in supermarkets, drugstores, gas stations, and others. Annuity and MDR revenues 741k+(2) Active Credit Cards LTM3% Revenues Breakdown(1) R$ 3,271 mn â LTM 2Q26 LOJAS QUERO-QUERO AT A GLANCE Business Units | Lojas Quero-Queroâs Ecosystem
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ri.quero-quero.com.br LOJAS QUERO-QUERO AT A GLANCE Company Strategically Positioned to Capture the Potential of Small Cities 2o Selling space (000 sqm) 5 Player A Player B Player C Player D Player E Player F # Stores Disruptive store concept vis-a-vis the largest players... 51 576 32 43 33 54 30 ...using a small store concept, which allows the Company to easily adapt to small cities Source: Company analysis Note: Considers stores in 2023. For Lojas Quero-Quero, considers number of stores and selling space as of June 2026. 508 378 318 210 140 138 117
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ri.quero-quero.com.br 6 LOJAS QUERO-QUERO AT A GLANCE Cities Dynamics | Large Cities vs Small Cities Large Cities Small Cities Store Purchasing Rationale Transactional Relational Company-client Relationship Anonymity Recognition Product Mix Category Killer Inventory Product Mix Precision Credit/Collection Centralized Store Level + Centralized Communication Mass Marketing Local Communities and Events VS. Focus of Small Cities Have a Unique Market Dynamics
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ri.quero-quero.com.br 7 LOJAS QUERO-QUERO AT A GLANCE Cities Dynamics | Large Cities vs Small Cities Small Cities Represent a Very Significant Part of the Economy # of inhabitants 0 â 300k (Small/Medium Cities) 300k+ (Large Cities) Number of Cities (2025š) 5,400+ Cities Population (2025š) 129 MM 60% 84 MM 40% GDP (2023²) R$5.7 TR 52.3% R$5.2 TR 47.7% Focus of Focus of Big Chains Source: IBGE - DOU (DiĂĄrio Oficial da UniĂŁo) Note: (1) 2025 Population Estimate - IBGE's population. (2) 2023 GDP per municipality. 96 Cities
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ri.quero-quero.com.br 8 LOJAS QUERO-QUERO AT A GLANCE Our Stores
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Our Differentials
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A. History of Growth with High Returns B. Strong Player in a Market with Plenty of Opportunities C. Digital Financial Platform D. Strong Management, Robust Processes and Solid Governance OUR DIFFERENTIALS
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ri.quero-quero.com.br EXPANSION Strong Player in a Market with Plenty of Opportunities, Operating in Small Cities in the Countryside of South Region, Mato Grosso do Sul and SĂŁo Paulo % of the store base 322 96 77 61 20 # OF STORES BY CITY SIZE 11 Growing Presence in the South of Brazil, Mato Grosso do Sul and SĂŁo Paulo... Sources: Company Information for Lojas Quero-Quero and companiesâ website for other companies. Note: LQQâs number of stores as of June 31, 2026 % of stores by city size ... and Little Competition from Big Chains, which are Concentrated In Large Cities Player 1 Player 2 Player 3 Player 4 Player 5 Player 6 Player 7 94% 50% 84% 73% 63% 100% 50% 47% 16% 27% 30% 43% 17% 56% 6% 3% 7% 7% 13% 11%3% <25k 25k-50k 50k-100k 100k-300k >300k 97% of stores in cities with less than 300k residents # of stores: Growth 261 576 2017 2026 âŚwith Focus on Small Cities⌠>300k<25k 100k-300k50k-100k25k-50k+121% 7 2 286 stores stores stores stores CorbĂŠlia Distribution Center Santo Cristo Distribution Center Sapiranga Distribution Center stores 16 18 161 84 297 17% 13% 11% 3%56%
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ri.quero-quero.com.br 495 910 EXPANSION | MAPPED EXPANSION POTENTIAL Strong Player in a Market with Plenty of Opportunities 12 Source: Company Information, IBGE - DOU (DiĂĄrio Oficial da UniĂŁo). Note: Data as of June 2026. Mato Grosso do Sul SĂŁo Paulo ParanĂĄ Santa Catarina Rio Grande do Sul Current # of cities Mapped Potential (# of cities with potential to bear at least one store) +2 RS +51 SC +41 PR +282 SP +38 MS +415 Current Mapped Potential Cities with Potential for Geographical Footprint Expansion 495 Cities Currently in... 900+ Cities âŚwith initial potential toâŚ
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ri.quero-quero.com.br STORES BY FORMAT: 3 18 45 63 20 43 3 6 26 32 34 36 36 36 221 211 188 182 77 115 61 77 99 117 137 142 145 144 164 138 177 233 283 331 351 368 382 373 105 79 57 49 30 27 23 23 2013 3 2014 2015 2016 2017 2018 2019 3 2020 6 2021 2022 2023 2024 2025 1T26 224 229 233 245 261 296 346 395 465 529 552 573 586 Mais Construção Phase 3 Mais Construção Phase 2 Mais Construção Phase 1 Traditional Model 13 EXPANSION | STORES MODELS Strong Player in a Market with Plenty of Opportunities Improvement of the Store Model PHASE 1: Increased focus on Building Materials with wider inventory, more sales force training, and dedicated logistics. PHASE 2: Broader mix of Coating and Finishing, with project design service in selected stores. PHASE 3: Increased focus on Paints, Coating and Finishing, with specialized sales force, in-store customization services and increased focus on the construction professional. Source: Company Information. Note: As of June of 2026 576
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ri.quero-quero.com.br 14 Logistics and Distribution Centers LOGISTICS | HIGH OPERATIONAL CAPACITY Strong Player in a Market with Plenty of Opportunities, Arriving At Least 2x a Week to Small Countryside Cities Rio Grande do Sul Santa Catarina Paranå São Paulo Mato Grosso do Sul Rio Grande do Sul Sapiranga (RS) Santo Cristo (RS) CorbÊlia (PR) 3 Distribution Centers: Santo Cristo (RS), Sapiranga (RS) and CorbÊlia (PR) More than 85 thousand m² of storage area 2x a week is the minimum frequency of delivery in the smallest store of the countryside Distribution Center in Sapiranga (RS) with a storage area of 29 thousand m². Distribution Center in CorbÊlia (PR) with a storage area of 26 thousand m². Distribution Center in Santo Cristo (RS) with a storage area of 29 thousand m². Source: Company Information. Note: As of June of 2026
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ri.quero-quero.com.br Infinite storeâs interface. Flooring Section. Decoration Section. PHYGITAL | INFINITE STORE Launch of the "Figital" project, taking an even larger product mix to our cities S H O W R O O M L O J A I N F I N I T A 17k+ new SKUs already available at Infinity Stores, for a total of 25k+ SKUs in our mix. Start in Oct/21 of the pilot for 63 stores. 100% implemented since Feb/22. Expansion and inclusion of new categories. Knowledge and Selling Skills. Without having the stock in the store. Leverage the relationship with the communities 15 Source: Company Information. Note: As of June of 2026
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ri.quero-quero.com.br ESG RELEASE OF THE 2025 SUSTAINABILITY REPORT WE IDENTIFIED 10 SDGs THAT ARE DIRECTLY ALIGNED WITH OUR SPHERE OF ACTION OUR VALUES INTEGRITY BE YOURSELF IN EVERY CONTEXT, ALWAYS ACTING WITH ETHICS AND HONESTY. RESPECT TREAT EVERY PERSON THE WAY YOU WOULD LIKE TO BE TREATED, BUILDING TRUST WITH EVERYONE WE INTERACT WITH. COMMITMENT DO WHATEVER HAS BEEN AGREED UPON WELL AND QUICKLY, WHATEVER IT TAKES. SIMPLIFICATION FOCUS ON ENSURING THE SIMPLEST AND MOST RESPONSIBLE WAY TO MAKE PEOPLE'S LIVES EASIER. MODERNITY ALWAYS SEEK OUT WHAT IS BEST AND MOST CURRENT TO IMPROVE PEOPLE'S LIVES. THE VALUES OF LOJAS QUERO-QUERO GUIDE THE ACTIONS AND CONVICTIONS OF THE ENTIRE TEAM ON A DAILY BASIS 16 AFFORDABLE CLEAN ENERGY ⢠Since 2Q24, all plants in the distributed energy project have been fully operational. HEALTH AND WELL-BEING ⢠Support program Quero Te Escutar and Quero Estar Bem. ⢠Offering telemedicine and various services for the physical and mental health of employees. TERRESTRIAL LIFE ⢠Adoption of clauses with suppliers and business partners aiming at respecting the environment and sustainable practices. DECENT WORK AND ECONOMIC GROWTH ⢠Economic development in the cities where we operate ⢠Promotion of about 1.3k employees in 2025. CLIMATE ACTION ⢠Adherence to FGV's GHG Protocol Cycle to monitor our carbon inventory. ⢠Optimization and reduction of freight transport routes. SUSTAINABLE CONSUMPTION AND PRODUCTION ⢠Exchange of light bulbs for LED in stores and DCs generated energy savings. ⢠Inclusion of sustainability metrics for suppliers. Enhanced reporting transparency further by including: ⢠Task Force on Climate-Related Financial Disclosures (TCFD) structure; ⢠Further details on the governance of management bodies; ⢠Forest resource management practices.
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ri.quero-quero.com.br 2Q26 LTM 55%35% 10% TOTAL NUMBER OF CREDIT CARDS (2Q26) 741k+ Active Credit Cards LTM R$ 4.0 bn in TPV (LTM) DIGITAL FINANCIAL PLATFORM VerdeCard Credit Card and Acquiring with a Complete Payment Platform for the Client and for the Affiliate Network 17 4.3MM+ Credit Cards Issued IN-STORE PAYMENT TYPE (%, 2Q26 LTM) VerdeCard Cash and Equivalents Credit Cards (e.g. Visa, Mastercard) and other payment methods COMPLETE PAYMENT PLATFORM FOR THE CLIENT AND FOR THE AFFILIATE NETWORK Unlimited withdraws in-store Complete Digital Account with Pix Key Virtual Card Issue Payments by QR Code Free transfers to any account Access to Lojas Quero-Quero directly from the application Car insurance rates Cell Phone top-up VERDECARD NET PORTFOLIO (in R$ MILLION e %) 30% of TPV in Lojas Quero-Quero (LTM) VERDECARD CARD Customersâ preferred payment method, with strong penetration in the affiliate network Source: Company Information. Note: (1) VerdeCard interest-bearing (FIDC and Partnerships) and interest-free gross portfolio over 90 days past due, divided by the VerdeCard interest-bearing (FIDC and Partnerships) and interest-free gross portfolio up to 360 days past due, end of the month balance 2019 176 500 10.1% 2020 194 546 8.9% 2021 270 633 9.8% 2022 300 733 10.6% 2023 335 877 11.6% 2024 436 956 10.9% 2025 624 2Q26 676 740 1,013 1,033 1,213 1,392 1,637 904 Interest-free Net Porftolio Interest-bearing Net Portfolio Delay over 90 daysš 1,047 581 1,628 12.5%11.1%
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ri.quero-quero.com.br STRONG MANAGEMENT, ROBUST PROCESSES AND SOLID GOVERNANCE Palavra! Cumprimos ou Pagamos | Our Word! We deliver or refund 18 Conta Digital Source: Company Information. Give the product for free if the delivery is delayed Expressing respect for our clients Delivering a better experience LJQQ and its partners are evolving together to become better companies Building long-standing relationships Only a Company with highly committed people and robust systems and processes is able to promise to:
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ri.quero-quero.com.br STRONG MANAGEMENT, ROBUST PROCESSES AND SOLID GOVERNANCE Management Trainee Program 19 Conta Digital Source: Company Information. Note: Data as of June 2026. Development of executive professionals to occupy strategic positions of the Company Two-year program The trainees are responsible for operating and strategic projects with high impact potential Program developed to select management trainees 420+ candidates in 2025 12 professionals in development as trainees 40 professionals ex-trainees in managerial positions 1 ex-trainee currently occupies an Executive Director position in the Company Created in 2010, the program selects and develops high-performance professionals with excellent academic background, contributing to strengthen a strongly analytical management Focus on developing excellent professionals, based on a strong analytical base Training and development of high performance leaders, able to take on the challenges inherent to the Company's growth
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ri.quero-quero.com.br 1967-2008 ⢠Family-owned 2008-2020 ⢠Controlled by the private equity firm Advent International 2020-current ⢠Publicly traded company with dispersed ownership, listed on the Novo Mercado STRONG MANAGEMENT, ROBUST PROCESSES AND SOLID GOVERNANCE Experienced Management Team, with Solid Controls and Long-Term Alignment 20 RightPeople RightIncentives Right Controls Management Team Solid Governance Years with Lojas Quero-Quero Peter Furukawa CEO 17 Jean Pablo de Mello CFO 13 Daniel JosÊ Artus Expansion Officer 46 Mirson JosÊ Engelmann Operations Officer 34 Cristiane Rhoden Operations Officer 25 Luciano Scottå Credit and Collection Officer 18 Luiz Felipe Barbosa Purchasing Officer 1 Alignment of Incentives CEO Officers Managers Stores Key Performance Indicators Board of Directors Audit Committee Finance Committee Board of Directors Christiano Galló Chairman Flåvio Benicio Jansen Ferreira Independent Member Eduardo Campozana Gouveia Independent Member Guilherme Yuiti Miazaqui Independent Member Jorge Fernando Herzog Independent Member Peter Furukawa Member Human Resources Committee Cash Flow EBITDA Net Income Source: Company Information. Note: Data as of June 2026. eNPS
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BEING PART OF YOUR LIFE IS EVERYTHING FOR US. INVESTOR RELATIONS ri@quero-quero.com.br | +55 51 3441-5798