Slides
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2Q26 Results LOJAS RENNER S.A. RENNER CAMICADO YOUCOM realize ASHUA
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ROIC LTM Highlights +12% EPS* 2 2Q26 1H26 *on a comparable basis Retail Net Revenue 2.5% vs 1H25 1.1% vs 2Q25 Retail Gross Margin 3.6% vs 1H25 2.5% vs 2Q25 57.1% +0.9 p.p. vs 1H25 57.5% +0.4 p.p. vs 2Q25 Apparel Gross Margin 58.4% +0.9 p.p. vs 1H25 58.7% +0.3 p.p. vs 2Q25 Apparel Net Revenue Gross Profit 4.1% vs 1H25 1.8% vs 2Q25 15.1% +1.9 p.p vs 2Q25* R$ 751 MM returned to shareholders in 1H26 (Interest on capital and share buyback)
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Thematic collections Guaraná Antarctica Ronaldinho Gaúcho Brand strengthening and fashion execution 3 Principality Fashion authority Loyalty
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Omni journey evolution 4 ▪ Exclusive World Cup initiatives, gamification campaigns taking place before, during and after Brazil’s matches ▪ CRM: enhancements to customer relationship journey and increased personalization ▪ Social Commerce: Favoritas channel (affiliates) achieved a 91% increase in sales compared to the previous year
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Progress in the store expansion plan 19 stores opened in the year 5 Renner 10 Youcom 4 Camicado 5 44 stores opened in the last 12 months* 15 Renner 23 Youcom 6 Camicado *from 01/07/2025 to 30/06/2026 Stores in new cities with performance in line with our expectations
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Renovations bringing productivity gains Renner Anália Franco – SP (photo) Niterói – RJ Praia de Belas – RS Bourbon – SP São José do Rio Preto – SP Youcom Iguatemi and Barra Sul – Porto Alegre Camicado Morumbi and Boulevard BH 23 renovations in the year Completed renovations 6 13 Renner 4 Youcom 6 Camicado New store models contribute to an improved customer experience and efficiency
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Net revenue: 1.1% retail growth and 2.5% apparel growth ▪ World Cup led to lower traffic in physical stores during the period ▪ GMV growth of 13.1%, with a share of 16.9% ▪ Compound growth of 9% in 2 years +1.1% 3.649,7 3.689,2 17,3% 0,5% 2Q25 2Q26 Retail Net Revenue (R$ MM) SSS - Same Store Sales (%)
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Record gross margin +1.8% 2.084,3 2.121,3 57,1% 57,5% 2Q25 2Q26 Retail Gross Margin Gross Profit (R$ MM) Gross Margin (%) 58.7% +0.3 p.p vs 2Q25 Apparel margin ▪ Efficiency in inventory management
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Discipline in expense management ▪ Process review and efficiency gains +1.5% 1.320,9 1.341,1 36,2% 36,4% 2Q25 2Q26 Operating Expenses Operating Expenses (R$ MM) % of retailing net revenue 773,4 791,2 21,2% 21,4% 2Q25 2Q26 Retail EBITDA Retail Adjusted EBITDA (R$ MM) EBITDA Margin (%) +2.3%
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Realize: important driver of customer loyalty and value creation in the ecosystem 68,5 53,5 50,0 118,5 7,7% 6,3% 2Q25 2Q26 Financial Services Results Write-off Effect Financial Services Result (R$ MM) Financial Services/Total EBITDA (%) 6.511,5 6.443,7 28,4% 29,0% 23,8% 24,1% 06/30/2025 06/30/2026 Portfolio | 540 days Total portfolio Past due Total Stage 3
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Realize: Stable short-term delinquency and at healthy levels 11,3% 9,2% 9,0% 7,7% 10,5% 9,1% 8,7% 7,2% 9,6% 9,2% 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 4Q25 1Q26 2Q26 Over 15 - 90 days Over 15 - 90 days
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+8.0% Continued ROIC expansion and return of capital to shareholders +1.9p.p. ▪ 105-day Financial Cycle (-3 days vs 2Q25) ▪ EPS +12%1 ▪ Return to shareholders of R$751 million in 1H26 113% of Net Income ▪ Expanding capital allocation with profitability 1 on a comparable basis 2 Adjusted ROIC excluding the effects of Resolution 4966 368,0 397,3 11,1% 11,0% 2Q25 2Q26 Net Income1 Net Income (R$ MM) Net Margin (%) 404,6404,5 13.2% 15.1% 2Q25 2Q26 ROIC2 LTM
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Foto Guidance revision
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Q&A Click on the Raise Hand icon to ask your question. Once you’ve been announced, a request to activate your microphone will appear on your screen. To optimize time and accommodate the largest number of participants, we recommend that each analyst only ask one question at a time and, if necessary, return to the queue for additional questions. Please identify yourself with your full name and company. Legal Notice The statements contained within this document relate to the prospects for the business, estimates for operating and financial results. and those related to growth prospects of Lojas Renner S.A. are merely projections and, as such, are based exclusively on the expectations of the Company’s management with respect to the future of the business. Such forward-looking statements depend substantially on changes in market conditions, the performance of the Brazilian economy, the sector and the international markets and are therefore subject to change without prior notice. All variations and totals as well as rounded numbers presented herein are calculated in thousands of Reais.