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14 movida KIDS movida Recife Airport store movida aluguel de carros movida por você movida por você movida mov ( da Earnings Release >>> 2Q26 UMA EMPRESA DO GRUPO SIMPAR
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 This material has been prepared by MOVIDA and may include statements that represent expectations about future events or results . Such information is based on the beliefs and assumptions of the Company's management and on currently available information . Forward - looking statements are highly dependent on, among other things, market conditions, government regulations, industry performance and the Brazilian economy ; operating data may affect MOVIDA' future performance and lead to results that differ materially from those expressed in such forward - looking statements . This presentation is a summary and does not purport to be complete . Shareholders and potential investors should read this presentation together with the Company’s Quarterly Information . Disclaimer 2 RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 Disclaimer
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2Q26 Highlights: Continued Improvements in Operational Efficiency and Customer Experience Support Strong Results RAC Number of Daily Rentals 7,413 +22% GTF Used Cars Improved Service Levels Drive Higher Rental Day Volume , Pricing Recovery and Higher Utilization Ongoing price adjustments and higher utilization Expansion of Long - Term Contracts Reinforces Visibility and Supports Future Results Revenue Per Car R$3,289 +12% Effective Asset Cycle Management, Consistently Delivering Positive EBITDA Margins and Efficient Inventory Turnover Amidst High RAC Demand EBITDA Margin 1.1% Price R$ 165 +7% Revenue Backlog R$9,827 mn +40% Customer Experience 88% customers served within 10 minutes 3.2 % 3.7 % New Contracts in the Quarter Monthly Yield 3.0 % Current Contract Portfolio 2Q25 2Q26 2Q26 vs 2Q25 Utilization Rate 76.2 % +2.1 p.p. 3 Used Cars Inventory Turnover 0.8x +55% Faster inventory turnover while maintaining cars in the RAC fleet to capture strong demand 0.5x Inventory turns per month (Monthly used car sales revenue divided by average inventory) 2Q25 2Q26 Focus on Retail +27 stores Total of 124 stores
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Net Income Doubled t o R$136 Million in 2Q26, Exceeding Guidance 68 136 118 2Q25 Realized 2Q26 Guidance 2Q26 Consensus NOTE: Bloomberg consensus as of July 15 , 2026. *Average Selic target rate – source: https ://www.bcb.gov.br /controleinflacao/historicotaxasjuros (R$ million) R$ million 2Q26 vs 2Q25 Average Selic rate* 14.48 % 14.44% 4
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 R $ 3.766 bn R $ 1.687 bn R $ 1.015 bn Net Revenue EBIT EBITDA Net Income 16.7 % LTM ROIC 2Q26 vs. 2Q25 Recurring Operating Profit Growth Outpaces Fleet Growth + R$ 109 M +29.2 % +4.0 p.p Rental R $ 2.295 bn Rental R$ 1.671 bn Consolidated Consolidated Total (end of period) 244 K +21% +23% Rental R$ 1.018 bn +30% Consolidated Fleet 286 K + R$ 109 M Operational (average) +101% R$ 136 mn ALL - TIME HIGH!! ALL - TIME HIGH!! +9% ALL - TIME HIGH!! ALL - TIME HIGH!! +10% Advances in Operational Efficiency and Financial Discipline Drive Continued Improvements in Profitability 5 ALL - TIME HIGH!! ALL - TIME HIGH!! ALL - TIME HIGH!!
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 Rental EBITDA Margin 222,083 244,448 68 136 2Q25 2Q26 3,771 4,501 3,476 3,045 7,247 7,546 1H25 1H26 1,551 1,933 1H25 1H26 785 1,015 2Q25 2Q26 1,893 2,296 1,786 1,470 3,679 3,766 2Q25 2Q26 Average Operating Fleet Net Revenue from Used Cars Net Rental Revenue Net Income (R$ million) Net Revenue (R$ million) 225,097 241,079 Rental EBITDA EBIT (R$ million) and EBIT Margin (%) EBITDA from Used Cars 2,680 3,223 38 33 2,718 3,255 1H25 1H26 71.8 % 72.8 % 1,359 1,671 20 16 1,379 1,687 2Q25 2Q26 146 260 1H25 1H26 Net Income Doubles to the Highest Level in the Past 4 Years This improvement was achieved despite a significant increase in interest rates over the same period, of approximately 2 percentage points between 2022 and 2026, implying that net income would have been 50% higher this quarter. EBITDA (R$ million) and EBITDA Margin (%) 71.0 % 71.6 % ALL - TIME HIGH! 6 ALL - TIME HIGH! ALL - TIME HIGH! 41.1 % 43.1 % 41.5 % 44.4 % Rental EBIT Margin
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 34.2 % 26.6 % 34.1 % 30.4 % 29.7 % 35.5 % 34.7 % 37.7 % 36.2 % 34.6 % 39.9 % 52.5 % 41.4 % 25.5 % 44.5 % 45.2 % 46.2 % 41.1 % 52.6 % 59.6 % 59.7 % 56.7 % 60.9 % 57.0 % 62.0 % 57.2 % 54.8 % 56.1 % 64.3 % 64.7 % 64.6 % 66.0 % 65.3 % 68.9 % 68.8 % 67.0 % 66.4 % 1Q17 2Q17 3Q17 4Q17 1Q18 2Q18 3Q18 4Q18 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 4Q25 1Q25 2Q25 Record EBITDA margins support higher profitability and value creation EBITDA margin evolution RAC 53.7 % 70.5 % 59.7 % 64.9 % 64.8 % 60.7 % 57.8 % 60.2 % 62.5 % 65.4 % 61.1 % 65.4 % 66.3 % 73.4 % 65.9 % 60.7 % 60.2 % 65.1 % 67.2 % 70.3 % 70.5 % 70.2 % 69.2 % 67.8 % 67.1 % 73.8 % 74.2 % 73.1 % 74.3 % 76.0 % 76.0 % 72.5 % 76.2 % 76.1 % 76.5 % 74.9 % 75.7 % 77.9 % 1Q17 2Q17 3Q17 4Q17 1Q18 2Q18 3Q18 4Q18 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 4Q25 1Q25 2Q25 GTF NOTE: Includes only Brazilian operations 7 All-Time High! All-Time High!
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 8.0 % 12.3 % 12.7 % 9.4 % 8.8 % 9.6 % 11.0 % 2023 2024 2Q25 LTM 2Q26 LTM ROIC Average post - tax Cost of Debt – 1.4p.p +5.7 p.p ROIC 16.7 % Record Returns Driven by Operational Excellence and Maximized Capital Efficiency 8 ALL - TIME HIGH ! ¹ Average rented fleet divided by the total average fleet in the period 2Q26 vs. 2Q25 • EBIT: R $ 1.0 bi +29.3 % • EBIT Mg: 44.4% (rental) +2.9 p.p. • Total Utilization Rate ¹ : 78.6% +2.6 p.p. Operational Efficiency: 8
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 6.7 6.9 7.1 7.2 7.2 - 2Q25 3Q25 4Q25 1Q26 2Q26 ¹ Depreciation per operating fleet = depreciation fleet in the quarter * 4 / average operating fleet. An Optimized Car Mix, Scale Maturity, and a Store and Systems Structures Resulting in More Stable Depreciation Depreciation rate stable between 9% and 10 % p.a. Depreciation rate stable between 8% and 9 % p.a. Annualized depreciation per average operating fleet ¹ ( BRL thousand) RAC GTF 10.7 11.0 11.0 11.0 11.0 - 2Q25 3Q25 4Q25 1Q26 2Q26 December total fleet/23 243,931 Cars sold from January/24 to June/26 241,070 % of 2023 cars sold up to Jun/26 99% 1.2% EBITDA Margin In assets sales from January/24 to June/26 99% of the december 2023 fleet has already been renewed , with EBITDA margin stable at 1.2% over the past 2.5 years Validation of residual value accuracy and consistency in asset turnover 9
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 Purchase Price # cars Avg Residual Value (BRL) Up to BRL 80k 126,028 61,319 BRL 80k to 90k 40,499 77,127 BRL 90 to 100k 32,254 85,847 BRL 100 to 110k 20,719 95,900 BRL 110 to 120k 17,417 106,237 Subtotal 236,917 73,687 84% of the fleet, with an average vehicle value of BRL 73,000, reflects an effective fleet mix strategy and strong confidence in residual values Remaining cars are aligned with market dynamics and the asset lifecycle depreciation assumptions Purchase Price # cars Avg Residual Value (BRL) BRL 120 to 130k 11,538 116,301 BRL 130 to 140k 4,348 120,253 Subtotal 15,886 117,383 Note: Excludes Portugal fleet Purchase Price # cars Avg Residual Value (BRL) BRL 140 to 160k 4,386 137,806 BRL 160 to 180k 2,117 159,233 BRL 180 to 200k 1,225 174,497 >BRL 200k 2,224 245,716 Subtotal 9,952 170,995 Breakdown by p urchase price range Vehicles up to BRL 120k Vehicles from BRL 120k to BRL 140k Cars up to BRL 140k (excluding pickups) ENTRY INTERMEDIATE PREMIUM Purchase Price # cars Avg Residual Value (BRL) BRL 140 to 160k 567 121,649 BRL 160 to 180k 1,697 154,715 BRL180 to 200k 3,242 156,307 >BRL 200k 12,055 194,627 Subtotal 17,561 181,339 Pickups and other vehicles above BRL 140k PICKUPS 84% of Movida’s fleet has an average residual value of BRL 73 k 6% of Movida’s fleet has an average residual value of BRL 117 k 4% of Movida’s fleet has an average residual value of BRL 171 k % of fleet and current net book value 6% of Movida’s fleet has an average residual value of BRL 181 k Contracts of 3 to 5 years Projected residual value at disposal , current depreciation (RAC: 8% to 9% p.a . and GTF: 9% to 10% p.a .) Average price of chinese vehicles in the category Chinese vehicle price vs. projected residual value BRL 66k BRL 103k BRL 149k BRL 154k BRL 187k BRL 267k BRL 256k BRL 130k 83% higher 97% higher 79% higher 66% higher Category 10
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The 3Q26 Net Income Guidance is double that of 3Q25 Net Income Guidance Guidance R$130 - 150mn R$ million 9M26 Net Income (Guidance) NOTE: Variations consider the guidance midpoint. 216 400 1S25 1S26 70 130 - 150 3Q25 Realized 3Q26 Guidance 9M269M25 11 9M26 net income could exceed the full year 2025 figure by 26%
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Rent - a - Car 12
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 12,097 14,498 1H25 1H26 60.6 % 66.1 % 2Q25 2Q26 6,070 7,413 2Q25 2Q26 Rental Days Volume (Thousand) RAC: Consistent market share gains demonstrated by a 22% increase in rental days volume, driven by higher service levels 154 165 2Q25 2Q26 RAC Daily Rate (R$) 74.1 % 76.2 % 2Q25 2Q26 Operational Utilization Rate (%) 72.9 % 76.7 % 1H25 1H26 Total Utilization Rate (%) 60.6 % 65.6 % 1H25 1H26 156 167 1H25 1H26 13
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 1,140 1,473 1H25 1H26 843 1,100 2Q25 2Q26 579 758 2Q25 2Q26 68.7 % 68.9 % 93,053 105,785 91,009 108,816 67.0 % 67.7 % 1,703 2,176 1H25 1H26 RAC: Record EBITDA Margin Driven by P ricing Optimization, Increased Utilization, and Revenue Expansion Net Rental Revenue Average Operating Fleet 3,382 3,804 1H25 1H26 Net Revenue (R$ million) EBITDA (R$ million) and EBITDA Margin (%) EBITDA p e r car Re venue per car and Yield ¹ Gross Monthly Average per Operating Fleet (R$) Monthly Average per Operating Fleet (R$) 3,428 3,740 2Q25 2Q26 2,122 2,322 1T25 1T26 2,043 2,321 1H25 1H26 2Q25 2Q26 14 4.3 % 4.3 % 4.3 % 4.3 % Note: Considers Brazil operations only; ¹ Yield calculated by dividing monthly revenue per operational car by the average acquisition cost of the RAC fleet. Monthly Yield
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Fleet Management and Outsourcing 15 15
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 3.5 % 3.7 % 2Q25 2Q26 6,998 9,827 2Q25 2Q26 126,277 130,823 2Q25 2Q26 GTF: Expansion of Long - Term Contracts and Higher Yields Reinforce Visibility and Support Continued Earnings Growth Average Operating Fleet Revenue Backlog (R$ million) Yield ¹ of new contracts (%) ¹ Yield calculated by dividing the monthly revenue per operational vehicle by the average fleet acquisition ticket for new cont rac ts in the GTF. 3.0 % 3.2 % Yield of current contracts 16 19 25 Average contract maturity (months) Contracts closed during the quarter
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 757 895 2Q25 2Q26 76.1 % 77.9 % 127,480 130,933 2,949 3,289 2Q25 2Q26 76.1 % 76.8 % GTF: Record EBITDA margin driven by higher yield, scale gains, and improved operational efficiency Average Operating Fleet Net Revenue (R$ million) EBITDA (R$ million) and EBITDA Margin (%) EBITDA per car Revenue per car Monthly Average per Operating Fleet (R$) Gross Monthly Average per Operating Fleet (R$) Net Rental Revenue 996 1,150 2Q25 2Q26 1,989 2,251 1H25 1H26 126,277 130,823 1,514 1,729 1H25 1H26 2,902 3,225 1H25 1H26 1,999 2,281 2Q25 2Q26 1,979 2,200 1H25 1H26 53% of total EBITDA 17
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 3,476 3,046 1H25 1H26 1,786 1,470 2Q25 2Q26 Consistent Sales Volumes Over Recent Quarters Maintain an Optimal Fleet Age and Operational Predictability EBITDA Margin (%) Net Revenue (R$ million) Consistent sales and Used Cars results reflect disciplined vehicle acquisition and fleet desmobilization planning Cars Sold (thousand) 25,917 19,414 Monthly (Inventory Average) 1.1 % 1.1 % 1.0 % 1.1 % 1.1 % 2Q25 3Q25 4Q25 1Q26 2Q26 50,701 40,034 0,8 Asset Turnover ¹ 19 ¹ Asset Turnover = Gross revenue from pre - owned cars during the period divided by average inventory (cars removed from service for fleet renewal) FIPE Monthly (Inventory’s Average) Stable FIPE Prices and a Well - Balanced Fleet Mix Reinforce Residual Value Predictability FIPE July/26 - 0.3 % - 0.4 % - 0.3 % 2Q25 2Q26 - 0.3 % - 0.3 % 1H25 1H26 0.5x 0.8x 2Q25 2Q26 0.6x 0.9x 1H25 1H26
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Balance Sheet and Capital Structure 20
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 Solid Capital Structure, Extended Maturities, and Diversified Access to Funding Reinforce the Quality of Financial Management Pro Forma debt maturity schedule Net Debt ¹ R$ 17.2 bn Average Cost of Debt CDI + 1.8% p.a. Net Debt Average Maturity 3.9 years Gross Debt ¹ R$ 20.6 bn ¹ For comparability purposes, refer to the debt reconciliation on page 29 of the Earnings Release. 100% of the debt already addressed through completed fundraisings Proforma with Bradesco Extension of BRL 1,6 billion already announced in August: (i) Bilateral refinancing of BRL 1.1 billion in debenture, with maturities extended through 2033. ( ii ) Bilateral refinancing of 4131 loans totaling US D 100 million (~BRL 0.5 bi) , maturing in 2029 3.394 1,583 2,418 3,012 2,427 3,491 3,316 328 1,971 714 714 Cash 2026 2027 2028 2029 2030 2031 2032 >2033 3,491 483 155 3,131 3,725 2,942 3,617 2,427 PROFORMA NEW ROLLOVERS: ORIGINAL MATURITIES NEW MATURITIES. 483 301 515 3,394 21 65% of the debt already addressed
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 5,486 4,993 4Q25 2Q26 Net Debt Coverage ¹ (R$ million) Supplier Payables (OEM’s Only - R$ million) ¹ For comparability purposes, refer to the debt reconciliation on page 29 of the Earnings Release. Net Debt/ EBITDA ¹ (Covenant ≤ 3.5x ) 1.37x 1.42x Net Fixed Assets + Inventory / Net Debt Indicator Improvement 15,756 17,221 21,525 24,516 2Q25 2Q26 Net Debt Net Fixed Assets + Inventory Leverage Aligned with the Company's Financial Strategy and Extended Supplier Payment Terms Reflect Financial Discipline 3.07x 2.90x 2.74x 2.65x 2.65x 2.66x 2.46x 1Q25 2Q25 3Q25 4Q25 1Q26 2Q26 2Q26 with annualized EBITDA Reduction of R$490 million in the supplier balance with leverage at stable levels 22 flat
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RGB: 250 80 0 RGB: 190 50 22 RGB: 255 190 0 RGB: 98 34 121 RGB: 38 0 77 Continuous development of customer service and operational efficiency - focused innovations drove record customer satisfaction metrics The continued expansion of our customer base reflects the recognition of our service differentiators and our ability to anticipate customer needs , driving greater profitability and enhancing the sustainability of the Company's results 23 CUSTOMER AND EARNINGS BENEFITS STILL TO BE REALIZED IN THE COMING QUARTERS: INICIATIVE CUSTOMER EXPERIENCE IMPACT ON RESULTS Anticipating customer needs and optimizing pricing Increase in contract portfolio yield and improved customer satisfaction GTF RAC Used cars Store network expansion Costs Maintenance verticalization and expansion of the Pit Stop network Loyalty Program Members (+16% vs. 2Q25) 2.7 million NPS in June 2026 88% ALL - TIME HIGH! ALL - TIME HIGH! New RAC Customers (LTM) (+15% vs. 2Q25 LTM) +730 k ALL - TIME HIGH! Development of new customer service models, leveraging innovative technologies (Meta AI, self - service kiosks, and others) Consistent market share gains, supported by higher utilization rates and disciplined pricing 9 p.p. increase in GTF NPS in 2026 vs. 2025, driven by enhanced service quality and customer experience Gradual portfolio yield convergence from 3.2% p.m. toward the 3.7% p.m. yield achieved on new contracts Opening of 12 Used Vehicle Stores in H1 2026, expanding geographic reach and market penetration Gradual increase in retail used vehicle sales, driving higher profitability for the business Expansion of the Pit Stop network through December, supported by a 91% NPS achieved in June 25% reduction in maintenance costs ¹ , with potential EBITDA margin expansion of up to 1.0 p.p. ¹ vs. external providers
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24 Thank you
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ri@movida.com.br | +55 11 3528-1103 25