Welcome to the annual meeting of shareholders of goeasy Ltd. Please note the meeting is being recorded. I would like to introduce Mr. David Ingram, Executive Chairman of the Board of today's meeting. Mr. Ingram, the floor is yours. Thank you. Good afternoon everyone, and thank you for joining us for the annual meeting of shareholders of goeasy Ltd. My name is David Ingram. I am the Executive Chairman of the Board of goeasy, and I will also be acting as Chair of today's meeting. We have four formal matters of business to conduct: the presentation of financial statements, the election of directors, the reappointment of the corporation's auditors for the coming year, and approval of the amendment to the corporation's Articles of Continuance. Given that this is a virtual meeting, the voting at today's meeting will be conducted by online ballots for all matters. If, as a registered shareholder or a duly appointed proxy holder, you are using your control number to log into the meeting and you accept the terms and conditions, you will be provided with the opportunity to vote by online ballot. If you have already voted by proxy and you vote again during the online ballot during the meeting, your online vote during the meeting will revoke your previously submitted proxy. If you have already voted by proxy and do not wish to revoke your previously submitted proxy, do not vote again during the online ballots. The poll will be open for all resolutions at the same time. This will allow you to choose to vote on each resolution immediately or wait until the conclusion of discussion on each resolution prior to casting your vote. Any registered shareholders and duly appointed proxy holders who have signed in using their control number and have specific comments or questions on a formal item of business, please make such written submissions now, clearly identifying the applicable item of formal business, as well as your name and contact information by clicking on the Ask a Question button and submitting your question. Once discussion on all items of business has concluded, I will give you one minute to enter your votes and then declare voting closed on all resolutions. The results of the meeting will be released to the TSX today and available on our website, so I now declare the polls open on all resolutions. I will now call the meeting to order. I will preside as Chair of this meeting. I shall ask Sabrina Anzini to act as Secretary of the meeting, and unless there is any objection, I shall appoint Christopher de Lima of TSX Trust Company to act as Scrutineer for the meeting. The Secretary has advised me that the notice called of this meeting, together with a form of proxy and Management Information Circular, and the annual report containing the financial statements of goeasy Ltd. for the financial year ending December 31st, 2024, and auditor's report thereon have been sent to each director of the corporation, the auditors of the corporation, and each intermediary and reg holders of common shares of the corporation of record on March 19th, 2025, the record date for the meeting. Additional copies of these materials are available on the corporation's website at SEDAR. So accordingly, I will dispense with the reading of the notice of the meeting. The Scrutineer has provided me with a preliminary report regarding shareholder attendance at this meeting. The Scrutineer reports that there are present at this meeting in person or represented by proxy 211 shareholders holding 8,511,931 common shares. Accordingly, I declare that the requisite for quorum of shareholders is present, and I declare that the meeting is duly and properly constituted for the transaction of business. I direct that the confirmation of mailing of the notice of the meeting received from the TSX Trust Company and the Scrutineer's complete report on attendance be annexed to the meeting's minutes. The Secretary has the minutes of the last meeting of shareholders of the corporation, and these can be examined at any time. I will dispense with the reading of the minutes of such meeting. The first item of business is the presentation of the corporation's consolidated financial statements and the auditor's report thereon, which have been made available prior to the meeting and are available on the corporation's website and on SEDAR. I will dispense with the reading of the auditor's report to the meeting. We will now proceed with the election of directors. The number of directors to be elected at the meeting is 10. I declare the meeting open for nominations. In the interest of expediency, I will make the nominations on behalf of the management of the corporation. I nominate those persons specified in the management information circular delivered with the notice of meeting, namely David Appel, Karen Basian, Tara Deakin, David Ingram, Donald Johnson, Radhika Kathuria, James Moore, Sean Morrison, Jason Mullins, and Jonathan Tétrault, the respective directors of the corporation to hold office until the next annual meeting of shareholders or until their successors are duly elected or appointed in accordance with the articles and bylaws of the corporation. Are there any further nominations? As no further nominations were received, I now declare the nominations closed. May I have a motion that the 10 persons nominated as directors of the corporation be so elected? I so move. Thank you, Hal. May I have the motion seconded? I second the motion. Thank you, Farhan. I will now call for a vote on the motion. The online ballot will allow for voting for each individual director nominee. We will now proceed with the reappointment of the auditors of the corporation. May I have a motion that Ernst & Young LLP be reappointed as the auditors of the corporation until the next annual meeting of shareholders or until a successor is appointed, and that the board of directors are authorized to fix the auditor's remuneration? I so move. Thank you, Hal. May I have the motion seconded? I second the motion. Thank you, Jason. I will now call for a vote on the motion. As described in the management information circular, it is proposed that the corporation's articles of continuance be amended to affect a split of the corporation's common shares. May I have a motion that the resolution in the form of the resolution attached to Schedule A to the management information circular approving the amendment to the corporation's articles of continuance to affect a split of the corporation's common shares be passed as a resolution of the corporation? I so move. Thank you, Farhan. May I have the motion seconded? I second the motion. Thank you, Hal. I will now call for a vote on the motion. It is now 1:10 P.M., and the polls for all items of business at this meeting will close in 15 seconds. For those of you who have not yet voted and wish to do so, please do so now. I now declare the polls closed and voting terminated for this meeting. I confirm the polls are now closed, and I am pleased to confirm that the Scrutineers have reported to me that all matters put to a ballot have been passed with the shareholder approval. Accordingly, as a result, I hereby declare the directors elected and the auditors reappointed. A report disclosing the voting results will be filed on SEDAR and disclosed in a press release in due course. Given that no other matters have been brought forward, this concludes the formal business brought before the meeting. Thank you for attending, and I now declare this meeting to be terminated. Management would be pleased to answer any questions that have been submitted online during the course of this meeting. Since there are no questions, then I wish to thank you for joining us at today's meeting and wish you well and the company well. Thank you. Thank you, everyone, for joining. You may now disconnect.