Thank you for standing by. This is the conference operator. Welcome to the XS Financial Inc. fourth quarter 2023 results conference call. As a reminder, all participants are in listen-only mode, and the conference is being recorded. After the presentation, there will be an opportunity to ask questions. To join the question queue, you may press Star, then one on your telephone keypad. Should you need assistance during the conference call, you may signal an operator by pressing Star, then zero. I would now like to turn the conference over to David Kivitz, CEO. Please go ahead, David. Good afternoon, everyone, and welcome to XS Financial's fourth quarter and year-end 2023 earnings call. We are excited to share our financial results for the quarter and year-end with you today. I encourage everyone to visit our website at xsfinancial.com/investors for the most up-to-date corporate presentations, news, and upcoming events. Our financial statements and MD&A for the fourth quarter and year ended December 31, 2023, have been filed on sedar.com. We will be taking questions at the end of the call, so please feel free to send in any questions you might have. 2023 was highlighted by strong revenue, record net distributable earnings, and positive operational performance. We are focused on profitability and risk mitigation, and given the lack of available financing in cannabis and our unique vendor partnerships, we are working to maximize returns on new leases. XS has received industry-wide recognition as a better alternative for non-dilutive CapEx and equipment financing and continues its focus on customer expansion and service. While we continue seeing a slowdown in the cannabis market relative to prior years, our pipeline remains active with both existing and prospective customers. Our non-dilutive financing is a welcome solution as equity valuations for plant-touching cannabis companies continue to see challenges. As states continue to expand from medicinal markets to adult use and new states legalize, different capital solutions are being explored from our current partners and new prospects. We believe that our competitive, non-dilutive financing to purchase CapEx and equipment nationwide continues to see a significant runway as one of the only institutional platforms for companies within the cannabis industry, and results to date have solidified that assumption. At March 31, 2024, XS has over $29 million of availability to fund our near to medium-term pipeline under our credit facility with two bank syndication partners, which has a borrowing rate of prime plus 100 basis points and was upsized to $54 million in 2023. We are proud to be one of the few companies to solidify a credit facility from a commercial bank syndicate in the cannabis space, which is a testament to our underwriting capabilities, portfolio strength, and employee talent. Our credit facility, convertible notes, and debentures all mature in 2024. We are actively working with our current lending partners, as well as speaking with prospective new funding alternatives to address near-term debt maturities and the best future financing structure for the business. Our fourth quarter, 2023, continued our historically strong trends, which delivered increased revenue growth and monthly recurring customer payments. At the end of Q4, we had 228 active lease schedules. Currently active in 15 states, we have achieved broad diversification across several existing markets, and we are ensuring that our infrastructure will support our partners wherever the market is headed. As cultivators, processors, and manufacturers seek out alternative financing solutions, our trustworthy, transparent, and reliable funding for CapEx needs is continually relevant and sought out. With that said, I would now like to turn the call over to Justin Vuong, our CFO, who will provide more detail on our financial results for the fourth quarter and year-ended December 31, 2023. Thank you, David. I will now walk you through the key points of our financial results for the fourth quarter and fiscal year ended December 31, 2023. In Q4, XS Financial delivered another strong quarter. Our revenue was $2.9 million, representing a year-over-year increase of 14% compared to Q4 2022. Operating expenses for the quarter decreased 53% to $816,000 from $1.7 million for the same period the prior year. The decrease was primarily the result of decrease in incentive compensation and sales and marketing expense. Net income for the quarter was $140,000, compared to a net loss of $1.4 million for the fourth quarter of 2022. Our Net Distributable Earnings, which is a non-IFRS metric we use as a proxy for cash earnings, was $400,000 in fiscal year 2023, compared to negative $950,000 in fiscal year 2022, a 142% improvement year-over-year. You can find a breakdown of that calculation in our earnings press release. At the end of the quarter, we had $150,000 in cash and $22 million of availability on our line of credit. Combined with our $3.2 million in monthly receivables, the company has adequate liquidity to fund future leases. With that, I will turn the call back over to David for closing remarks. Thank you, Justin, for that insightful overview of our financial results. As we reflect on the past year, we are proud of our achievements and the progress we have made in establishing XS Financial as a leader in the CapEx finance industry. As we look ahead, we are excited about the opportunities for our business and remain focused on executing our growth strategy while maintaining our strong underwriting policies, risk management framework, and commitment to sustainability. I want to thank our employees, partners, and shareholders for their continued support and dedication. We look forward to delivering continued growth and value to all of our stakeholders in the years to come. Thank you all for joining us today. We will now send it back to the operator for questions. Thank you. We will now begin the question-and-answer session. To join the question queue, you may press Star, then one on your telephone keypad. You will hear a tone acknowledging your request. If you're using a speakerphone, please pick up your handset before pressing any keys. To withdraw your question, please press Star, then two. We'll pause for a moment as callers join the queue. Once again, if you have a question, please press Star, then one. Please press Star, then one now. As there are no questions from the phone lines, this concludes the question and answer session and today's conference.