Slides
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AK-13, AK-22 QUARTERLY STATEMENT TO 30 SEPTEMBER 2026. SOLID Q3 RESULTS; EXPANSION OF PORTFOLIO AND STRUCTURAL MEASURES. 4TH NOVEMBER 2026.
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BMW GROUP QUARTERLY STATEMENT TO 30 SEPTEMBER 2026. WALTER MERTL Member of the Board of Management of BMW AG, Finance.
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Automotive EBIT margin with 3.4% above the full-year guidance corridor (3.5% YTD September). (excluding BBA PPA: 4.5% in Q3/ 4.7% YTD September) Group EBT margin of 6.8% (6.6% YTD September). BMW GROUP PERFORMANCE IN Q3 AND YTD SEPTEMBER 2026. Group earnings before tax at 2.1 billion euros (6.1 billion euros YTD September). Group revenues amounted to 30.5 billion euros (92.7 billion euros YTD September).
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AUTOMOTIVE RETAIL UNITS, BEV UNITS AND AUTO REVENUES. DEVELOPMENT Q3 2026 VS. Q3 2025. Retail Units [in k] Revenues Auto [in b€] BEV Retail Units [in k]/sales share [%] 28,510 26,66928,510 26,669 Q3 2025 Q3 2026 -6.5% Q3 2025 Q3 2026 588 551 -6.3% Q3 2025 Q3 2026 103 110 +7.2% 17.5% 20.0%
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BEV / xEV SHARE PER REGION In % of total Q3-2026. BEV: 34.7% xEV: 46.9% BEV: 4.7% xEV: 11.4% Europe USA BEV: 6.5% xEV: 6.6% China Asia-Pacific, Eastern Europa, Middle East & Africa BEV: 18.0% xEV: 23.3% REGIONAL SALES In k units BMW GROUP REGIONAL SALES - GROWTH IN EUROPE AND THE US PARTIALLY OFFSET DECLINES IN CHINA AND APAC. 236 107 114 71 230 105 152 80 Europe USA China Asia-Pacific, Eastern Europe, Middle East & Africa +2.6% +2.5% -24.8% -10.9% 236 107 114 71 230 105 152 80 Q3-2026 Q3-2025 Total Region Americas 130k units BEV: 20.0% xEV: 27.4% World
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AUTOMOTIVE SEGMENT EBIT IN Q3 2026. REPORTED Q3 EBIT MARGIN ABOVE FULL-YEAR GUIDANCE CORRIDOR. 1.5 0.9 2.9 0.1 0.4 EBIT Q3 2025 FX / Commodities Volume / Mix / Price R&D expenses Selling & Adminstrative expenses Depreciation (ex R&D) Other cost changes EBIT Q3 2026 EBIT YTD Sep 2026 -0.1 -0.6 -0.2 -0.2 1.5 0.9 2.9 0.1 0.4 5.2%* * EBIT Margin [in b€] 3.4%* 3.5%* EBIT Margin w/o PPA @ 4.5%
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AUTOMOTIVE SEGMENT FREE CASH FLOW IN Q3 2026. FREE CASH FLOW AT AROUND 700 MILLION EUROS AFTER NINE MONTHS. 0.9 0.7 0.6 0.6 EBT Q3 2026 Working Capital Invest/ Depreciation Provisions Other FCF Q3 2026 FCF YTD Sep 2026 -0.9 -1.8 -0.6 [in b€]
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FINANCIAL SERVICES SEGMENT YTD SEPTEMBER 2026. NEW BUSINESS GROWTH AND IMPORTANT CONTRIBUTION TO GROUP PROFIT. 9M 2026 9M 2025 CHANGE New contracts with retail customers 1,292,663 1,275,607 1.3% Total new business volume with retail customers [in m€] 49,393 48,500 1.8% Earnings before tax [EBT; in m€] 1,647 1,836 -10.3% Penetration Rate 53.7% 46.4% 7.3%-pts
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MOTORCYCLES SEGMENT IN Q3 2026. EBIT MARGIN AT 4.8%, WITHIN FULL-YEAR GUIDANCE CORRIDOR. Q3 2026 Q3 2025 CHANGE Deliveries [in units] 46,605 53,247 -12.5% Revenues [in m€] 688 755 -8.9% Earnings before interest and tax [EBIT; in m€] 33 60 -45.0% EBIT Margin 4.8% 7.9% -3.1%-pts
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OUTLOOK 2026. Financial Services Segment BMW Group Automotive Segment Motorcycles Segment Profit before tax: Significant decrease. Size of workforce: Slight decrease. Deliveries: Moderate decrease. EBIT margin: -0.5 to 0.5%. ROCE: -1 to 1%. Deliveries: Slight decrease. EBIT margin: 4 to 6%. ROCE: 10 to 14%. Return on equity: 13 to 16%.
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BASED ON SOLID Q3 RESULTS, BMW GROUP EXPANDS AND INTENSIFIES MEASURES. Auto Free Cashflow expectation remains above 2.5 bn. euros. We continue to expect a full-year Auto EBIT margin above 2% before structural measures. Group earnings before tax reached more than 6 billion euros after nine months with a Group EBT margin of 6.6%. We are targeting an Auto EBIT margin of 3-5% in 2028 and 8-10% by the beginning of the 2030s.
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AK-13, AK-22 THANK YOU.
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BMW iX4 M60 xDrive Electricity consumption in kWh/100km WLTP: 20.2 – 17.1 CO2-emissions in g/km: 0 CO2-Class: A BMW i3 Electricity consumption in kWh/100km WLTP: Currently, no binding WLTP values are available yet CO 2-emissions in g/km: 0 CO2-Class: A CONSUMPTION AND EMISSION DATA. BMW i5 60 xDrive Electricity consumption in kWh/100km WLTP: 22.5 – 19.3 CO2-emissions in g/km: 0 CO2-Class: A BMW R12 S Fuel consumption weighted combined: 5.1 l/100km CO2-emissions in g/km: 119