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Javier Hergueta - CFO Miguel Bandrés - IRO Earnings Presentation Q3 2025 October 30th 2025
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2 “Cash is the most widely used payment method in Latin America, being used by over 63% of respondents. The reasons for this being, its unique convenience and the security it provides to the user. Cash in the world Source: Mastercard “According to the latest surveys, 71% of people in the United Kingdom support the use of cash, and the growth in its use has led to businesses not having sufficient capacity to serve their customers with cash.” Source: The Guardian “From banking services to social networks to airline booking sites to online shopping, the AWS outage disrupted thousands of services as millions of people worldwide were unable to mobile-order coffee or access key apps. It´s a reminder of how fragile the internet’s backbone is.” Source: CNN “Keep calm and carry cash: lessons on the unique role of physical currency across four crises. The sustained demand for banknotes has been amplified by sharp increases in public demand during major crises, highlighting the unique role and attributes of physical currency.” Source: ECB 0. Cash in the world Miguel Bandrés – IRO
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3 Highlights of the period: Results affected by strong currency impact whilst deleveraging continues. ▪ Organic growth +6.9%. ▪ Larger currency impact (10.5%). ▪ Asia Pacific leads growth +24.1%. Sales (-2.3%) ▪ Efficiency program continues to affect results. ▪ Proforma EBITA margin 11.8%. ▪ Net income totals 67M € +1.6% YoY. EBITA margin 11.0% ▪ Transformation products growth +6.8%. ▪ Transformation products penetration accelerates +300bp YoY. Transformation 35.1% of sales ▪ Total Net Debt reduction reaches 62M € LTM. ▪ Stable leverage 2.3x TND / EBITDA. FCF 76M € ▪ 300M €. Bond issuance. ▪ Launch of Prosegur Digital Gold. Other 1. Highlights of the period Javier Hergueta – CFO
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4 Total sales (1) (M€, %) Profit and Loss Account (1) (1) Figures according to IFRS 21 & 29 (hyperinflation accounting) and IFRS 16 (leases). (2) EPS in euro cents of the total number of shares existing at the end of each fiscal year. Million Euros 9M 2024 9M 2025 VAR % Sales 1,523 1,488 (2.3%) EBITDA 275 251 (8.6%) Margin 18.0% 16.9% Depreciation (96) (87) EBITA 179 164 (8.5%) Margin 11.8% 11.0% Amortization of intangibles (19) (16) EBIT 160 148 (7.8%) Margin 10.5% 9.9% Financial result (43) (28) EBT 117 120 3.0% Margin 7.7% 8.1% Taxes (51) (53) Tax rate 43.8% 44.5% Net Profit 66 67 1.6% Margin 4.3% 4.5% Minority interest (1) (2) Consolidated Net Profit 64 64 0.1% Margin 4.2% 4.3% EPS(2) 4.32 4.33 0.1% Pro-forma EBITA evolution (M€, %) 9M 2024 6.9% Org. 1.3% Inorg. (10.5%) FX 9M 2025 1,523 1,488 -2.3% 2. Profit and Loss Account Javier Hergueta – CFO 179 164 176 9M 2024 9M 2025 12 Extraordinary efficiency program 9M 2025 pro-forma -8.5% -1.8% 11.0% 11.8%11.8% % margen EBITA