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linea directa PRESS RELEASE 6M 2021 RESULTS LÍNEA DIRECTA ASEGURADORA OBTAINS A PROFIT AFTER TAX OF 58.2 MILLION EUROS AS OF JUNE AND REACHES 3.3 MILLION CUSTOMERS • • • • During the first half of a 2021 still affected by a complex economic environment , Línea Directa Aseguradora grows in business volumes and obtains sustained and recurring results , showing a portfolio of 3.3 million customers ( + 4.5 % ) , a volume of premiums totalling 456.5 million euros ( + 1 % ) and a net profit of 58.2 million euros ( -1.2 % compared to 2020 , which was an unusual year , and + 8 % compared to the first half of 2019 ) . The company recorded a growth in GWP of 8.5 % in Home , and Vivaz , the health insurance brand , saw its revenues increase by 25.4 % . Despite the rapid increase in the claim frequency after the lockdown and with more serious accidents , as well as atmospheric phenomena such as Filomena , Línea Directa Aseguradora closed the first half of the year with a Combined Ratio of 85.5 % , outperforming the sector , thanks to its rigor in underwriting and discipline in costs . These results have allowed an improvement in the return on capital ( ROE ) by 0.9 percentage points , to 34.9 % , and consolidate Línea Directa as one of the most profitable insurers in Spain . The company also maintains a solvency margin of 203 % , which is well above the regulatory requirements , enabling a first interim dividend for 2021 representing a payout of 90 % of the results up to March . Línea Directa Aseguradora is accelerating its Digital Transformation process and at the end of June 83 % of customers were already connected to the company and are managing their policies and claims through digital channels . Madrid , 21 July 2021.- Línea Directa Aseguradora's results for the first half of 2021 have been driven by a good commercial performance , which has resulted in the growth of all business indicators . The company's insurance portfolio performed excellently in a context of even lower demand , largely as a result of the financial difficulties arising from the sanitary pandemic . In the first six months of the year , Línea Directa Aseguradora reached 302,449 net sales , an increase of 9.1 % year - on - year , growing in the three lines in which it operates : Motor ( + 6.8 % ) , Home ( + 15.6 % ) and Health ( + 12.9 % ) . As a result , the group's customer base grew by 4.5 % , to 3.3 million policyholders . As for premiums , at the end of June the company had obtained a GWP of 456.5 million euros ( + 1 % ) buoyed by increased commercial activity , policyholder loyalty and the maintenance of average premiums . In Motor , Línea Directa's premium revenues fell by 1 % , in line with the sector and within a context of a sharp fall in registrations , the migration of Comprehensive insurance policies to more basic products , and high competition . In Home , turnover grew by 8.5 % , 3.6 percentage points more than the sector average ( + 4.9 % as at May , according to latest available ICEA data ) . Vivaz , the 1