Slides
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digia Timo Levoranta , President & CEO 6.8.2026 Deliver and renew for continuous profitable growth Digia Plc's Half - year Financial Report January - June 2026 PUBLIC
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CONTENT PUBLIC Digia today & strategy H1/2026 Q2/2026 Profit guidance Content
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Trusted European partner in intelligent business Consulting, software, and services company Growth strategy: Rethink intelligent business • We bring the benefits of AI into our customers’ everyday processes, products, and services throughout their entire life cycle • International expansion in Europe • 1,564 experts Digia offices Our customers PUBLIC
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PUBLIC Digia's evolution journey Back-end focused offering ”A holding company” Traditional working culture Domestic Comprehensive offering enhanced with AI Leveraging Digia’s full strength Modern community International Digia in 2016 Digia today
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It’s all about experts Our cultural principles shape how we work together LEARNING – Every Digia employee is a Senior Trainee SHARING – Together we know more PROFESSIONAL PRIDE – We stand behind our work COURAGE – It will not sting that bad PUBLIC
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10 years of profitable growth Digia’s business philosophy and track record: Renew and grow 0 50 100 150 200 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 MEUR 2012–2015: Digia & Qt 0 5000 10000 15000 20000 0 50 100 150 200 250 0 500 1000 1500 2000 0 0,1 0,2 0,3 0,4 0,5 0,6 Revenue, EUR million EBIT, EUR million Personnel Earnings/share, EUR 2015 2025 2,7 x 3,1 x 2,1 x 2,5 x PUBLIC
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Rethink Digia’s updated strategy 2026–2028 Business Intelligent PUBLIC
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Growth strategy: Rethink intelligent business We bring the benefits of AI into our customers’ everyday processes, products, and services throughout their entire life cycle International expansion in Europe PUBLIC
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Growth targets for the strategy period of net sales are generated outside Finland at the end of the strategy period including organic and inorganic growth at the end of the strategy period 30%10%> 12%> Net sales growth EBITA margin International expansion in Europe PUBLIC
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Strategy-aligned growth investments Strategy-aligned growth investments ExpertiseProductization and scalability AI solutions and autonomous services International expansion PUBLIC
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2026 – Renew Main phases of strategy execution 2027 – Grow 2028 – Scale Renew operations, invest in service offering and productization Accelerate growth Expand the business Acquisitions are part of our strategy execution. PUBLIC
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PUBLIC H1/2026: Renew & grow 0 50 100 150 200 MEUR 2012–2015: Digia & Qt +2.9% Growth 2.9% Net sales 110.7 MEUR EBITA margin 5.8% Strategy implementation continued Market conditions varied by country and customer Profitable growth continued
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Q2/2026 PUBLIC MARKET & KEY FIGURES
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PUBLIC Q2/2026: selected highlights Customers Digia & AI Sustainability SBTi approved Digia’s near-term emissions reduction targets Digia AI Hammer Internal program for bringing AI into everyday work AI Solutions & consulting for selected sectors e.g. security, pension insurance, energy and healthcare Finnish Defence Forces: AI Centre of Excellence
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Market & net sales Q2/2026 PUBLIC Net sales 54.3 M€ Growth 1.0% • The market environment remained soft, and customer decision- making continued to be cautious in Finland. • Digia’s own product Digia Financial Systems performed well with a strong outlook • International expansion: Very strong organic growth with Savangard Poland. Also Climber performed well. • Some encouraging signals at the end of the period in June • Best sales month in H1/2026 • 30% of H1/2026 new sales was booked in June • Organic growth in June +4.9%
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Q2/2026 profitability held steady at 5.8% PUBLIC 3,1 3,1 0,2 0,4 EBITA Q2/2025 EBITA Q2/2026 Restructuring costs Project write-down 0 0,5 1 1,5 2 2,5 3 3,5 4 MEUR Non-recurring items 0.6 MEUR • 0.4 MEUR project write-down • 0.2 MEUR restructuring costs Operating profit (EBITA) 3.1 MEUR Investments in strategy execution R&D Investments EBITA before one-time costs
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International business expanded Share of international business at the end of Q2 2026 21.4% Target at the end of the 2026–2028 strategy period 30% 14.6% 19.6% 20.3% 20.8% 21.4% 0% 5% 10% 15% 20% 25% Q2/2025 Q3/2025 Q4/2025 Q1/2026 Q2/2026 Share of net sales Q2/2025- Q2/2026 PUBLIC
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Q2/2026 Service business continues to bring stability, growth +1.6% PUBLIC 50.5% 49.5% Service business Project business Share of net sales Q2/2026
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PUBLIC Digia’s strong balance sheet further strengthened to support future growth and M&A Operating cash flow* 8 MEUR Net gearing** 23.4% Equity ratio** 48.5% ** 30.6.2026 (7 MEUR) (29.4%) (43.7%) * H1/2026
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Q2 summary PUBLIC Trusted partner in intelligent business Continued to deliver profitable growth Net sales +1.0% Balance sheet strengthened 30.6.2026: Net gearing 23.4% Equity ratio 48.5% Very strong growth with Savangard in Poland Strong development with Digia Financial Systems product business Market environment remained challenging Slight positive signals at the end of the period in June • 30% of H1 sales was booked in June • Organic growth in June +4.9%
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Digia’s profit guidance for 2026 PUBLIC Digia’s net sales will grow (EUR 217.0 million in 2025), and its operating profit (EBITA) will either remain on a par with or increase compared to 2025 (EUR 21.3 million in 2025). 0 50 100 150 200 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 MEUR 2012–2015: Digia & Qt
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Unlock your intelligence. Thank you Images created in assistance with AI by Digia. 22
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Key figures Q2/2026 & H1/2026 PUBLIC EUR 1,000 4-6/2026 4-6/2025 Change, % 1-6/2026 1-6/2025 Change, % 2025 Net sales 54,260 53,741 1.0% 110,676 107,517 2.9% 217,028 Operating profit (EBITA) 3,124 3,120 0.1% 6,393 7,673 -16.7% 21,337 EBITA % 5.8% 5.8% 5.8% 7.1% 9.8% Operating profit (EBIT) 2,368 2,232 6.1% 4,848 6,115 -20.7% 18,127 EBIT % 4.4% 4.2% 4.4% 5.7% 8.4% Result for the period 1,637 1,515 8.0% 3,407 4,228 -19.4% 12,845 Earnings per share, EUR 0.06 0.06 7,8% 0.13 0.16 -19.5% 0.49 Return on equity, % 7.4% 10.1% 14.5%