Right. Good morning from Helsinki, from the Heeros office, and Welcome to the Q3 result briefing for today. Yes, so before we start, usual safe harbor statement, nothing need to add on this slide. Speaking today, it's me, Niklas Lahti, CEO of Heeros, now officially CEO as well, since a few weeks ago, and Juho Pakkanen, our CFO. Very nice to have all of you with us today. The content for today, quite usual. First we'll be walking you through the numbers, and then we'll go through Q3 commentary, then to the outlook for 2023, followed by a Q&A session for any questions. So I'll let Juho take it away. Yes, thank you on behalf of me as well. Welcome to the Heeros Results Briefing Webcast, and I'm thrilled to see you joining in this special event. I'll start with the Rule of Forty, which is the combined revenue growth and EBITDA margin percentage. Q3, 41%, which was the same as the previous year's Q3. Although there's difference between this years, should be noted that this year we have been clearly focusing more on the profitability side than a year ago. Last year, the Rule of Forty combination was revenue growth 60% and EBITDA margin of 34%. This year, the combination is 7% growth and EBITDA margin of 35%. Significant profitability improvement of 51% during the Q3. The improvement comes from cost savings measure, which we enacted in the spring of this year. The contract revenue, which is the most important metric for us, grew by 10% during that quarter. We also have the monthly recurring revenue, known as MRR. It was around EUR 723,000, a 9% growth on a year-on-year basis. It should also be noted that the previous year's revenue growth of 22, it includes the inorganic growth of Taimer acquisition. Let's look at some of the trends in the revenue and profitability development. In all the graphs, the logic is the same, so there's a year-on-year comparison between the latest two years, along with the cumulative comparison from January- September period. The revenue growth was 4%, during this first nine months of the year, and contract revenue growth, 9%. This year's focus, as said, has been in profitability, and it can be seen both in the EBITDA and adjusted EBITDA. Last year, we had some extra cost related to Taimer acquisition, January 2022 onwards. Without the impact of Taimer, the EBITDA margin for 2022 would have been stronger. As already mentioned, this year we will be more focusing on profitability and the effects of cost savings are coming through. It can be seen in these quarters, but especially will be seen from the Q4 onwards and for the year 2024. Cost base in terms of headcount and operating expenses is smaller at Heeros at the moment. So then we are having some SaaS metrics. The net revenue retention, NRR, was 106% compared to 109%, especially strong in our direct customer ships, both in the Financial Cloud and the ERP Cloud sides. Although we haven't precisely reported the churn, we did say in the Q3 report that, our churn measured in customers who are completely leaving us, this is still low. And what this mean is that Heeros has key customers, and, it is true even with the current difficult market situation. In the ARPA, Average Revenue Per Account, good progress continues. As expected, the number of so-called paper customers has decreased due to the packaging changes. In these changes, we are aiming to increase the level of digitalization among our customers. The annual recurring revenue by order intake was lower than a year ago at EUR 130,000. This affected the total revenue development negatively because the one-off implementation fees was low. Continuing with the macroeconomic uncertainty, the transaction revenue, which is about 20% of our monthly recurring revenue, was more negatively impacted in the Q3 than it was in the Q2 or the Q1. Although the volumes and the transaction revenues do not translate one-on-one directly, because we have the conversion of contract revenue in addition with the contract renegotiations that we are doing, but there's still a correlation between the transaction volume and the revenues. The slowdown in economic activity is evident in the transaction volume charts. The turnaround can be seen in the fall of 2022, where the year-on-year change shifted from positive to negati ve. This year, Q3, we saw a -8% decline in the transaction volumes. At this point, I'd like Niklas to take the floor and summarize a bit about the Q3. Thank you. So, as noted, the most important focus area during the quarter for us was really increasing profitability. This is a goal where we succeeded very well. As EBITDA adjusted grew by 51% compared to a year ago, and contract revenue grew by 10%. We see the effects of cost savings measure that we did now a lot more clearly. Headcount fell by almost 30 FTEs. Our OpEx, operational cost base, continued to fall clearly, and operating cash flow was rather positive during the quarter. It's not only about cost savings. We also managed to streamline operations quite a bit and complete three very critical projects during even this shorter quarter, as July is a holiday month, usually here in Finland. We updated our customer care and segmentation model, which brings us a lot better capabilities in automation-based activation and engagement, as well as down the line efficiency care, gains in customer care as well. What this really means is investing in, in automation, which we will continue to do, throughout the year and the years to come. We also managed to release a new web platform just after the end of the quarter, a few weeks ago, with a modern and completely unified UX, but more importantly, completing the merger of the brands between Heeros and Taimer, which we acquired about two years ago. Then we outsourced our so-called scanning services to Boston, which enabled us to also cut a few outsourced FTEs. This is a continuation of the streamlining of the product suite that we are constantly doing. But to improve sales success still, we have a large pipeline of potential customers, which keeps on growing, but decision-making in customers is extremely slow at the moment. Something that we can partially attribute to the macroeconomic climate, especially in our target ICP of companies under EUR 50 million in revenue, but it is still way too slow, and this has to be improving down the line. And as you noted, transaction revenue, which is around 20% of our monthly recurring revenue, was substantially worse than what we anticipated at the start of the year, which really led to the overall revenue decline. It was more negatively impacted in the third quarter than in the Q2 or Q1. But I'd say, all in all, it was a positive quarter. We did what we set out to do, and succeeded in those key things. Then, a few words about the outlook for H2. Still about two months to come for this year. As noted, we are doing rather well in a tough market situation. We do have a scalable and quite predictable software as a service business model, which does help us. Combined with a commitment to really improving profitability month- month, quarter -to- quarter, it does bring certainty in us being able to deliver results even, amidst a very tough market situation. That being said, together with the positive recent profitability developments, our revenue plus EBITDA growth, i.e. the Rule of Forty, is not going to reach 30%, which is why we updated our guidance, for the year last week. It has to be noted here, during 2022, the Rule of Forty was clearly stronger due to inorganic growth, i.e., the acquisition of Taimer. So if we sort of put apples to apples comparison, I'd say we are doing quite well, and we'll continue to do so for the rest of the year. As for the outlook, otherwise, our focus on profitability will continue, supported by the cost cuts made. As noted earlier, full effects of these saves are going to be visible only during 2024 in projects such as the Posti outsourced scanning service, but others as well. For instance, when we now merged the two web platforms of Heeros and Taimer, we'll simply accrue substantial savings based on web platform costs.... It's a lot of smaller items that then trickle down to a larger cost saving in entirety. On the product development side, the development of the new Heeros sales invoice solution with multi-country compliance and bank connectivity continue, where we are aiming for a larger multi-country launch in the first half of 2024. At the same time, the gradual streamlining of our products continues, with several features added, for instance, to our PSA solution. The focus on the upcoming quarters will be in streamlining, not adding new products, however. Then finally, on the financial outlook side, which we did update on the 18 of October, we are now estimating that the combined EBITDA margin, or EBITDA as percentage of revenue, and the revenue growth percentage will be between 23%-27% during the 2023 financial period. We will focus on securing profitable growth during 2023 and expect the EBITDA margin to increase in H2 of 2023 compared to H2 2022. So shorter quarter, quite positive developments, especially in profitability for us, and I'll now open the floor to Q&A. All right. Thank you, Niklas, and if anyone online has questions in mind, feel free to use the chat in the event. We will be here for answering those questions. All right. It seems that there are no, no questions. Thank you to everybody attending from our side, and have a great continued, albeit quite cold, October here in Helsinki. Thank you. Bye. Thank you. Bye bye.