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Press release Paris , 3 August 2021 HALF - YEARLY FINANCIAL INFORMATION ALD reports first half 2021 results ALD • NET INCOME ( GROUP SHARE ) UP 70 % AT EUR 352.0 MILLION • OUTSTANDING REMARKETING PERFORMANCE , UCS RESULT PER UNIT AT EUR 740 • TOTAL CONTRACTS¹ STABLE AT 1.76 MILLION • 26 % EV DELIVERIES IN EUROPE² • COST INCOME ( EXCL UCS RESULT ) RATIO AT 49.1 % H1 2021 Results highlights ✓ Leasing Contract and Services Margins at EUR 671.6 million ✓ Used Car Sales result at EUR 125.3 million Cost of Risk at 16 bps³ vs. 46bps in H1 2020 ✓ Total Equity / Asset ratio at 16.7 % , up from 15.6 % at end June 2020 1 Total Contracts : full service lease contracts , fleet management contracts , and new mobility solutions contracts 2 Management Information , calculated as a % of deliveries of Passenger cars ( ALD funded fleet ) EV : BEV + PHEV Europe includes EU + UK + Norway + Switzerland 3 Annualised Cost of Risk as a % of Average Earning Assets