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RESULTS AS AT 30 JUNE 2021 PRESS RELEASE Paris , 30 July 2021 A SOLID MODEL AND A STRONG PERFORMANCE SUSTAINED GROWTH IN REVENUES REVENUES : + 0.9 % vs. 2Q20 ( + 4.9 % vs. 2Q19 ) DECREASE IN COSTS , POSITIVE JAWS EFFECT COSTS : -2.3 % vs. 2Q20 ( -3.5 % vs. 2Q19 ) STRONG INCREASE IN GOI¹ VS. 2Q20 AND 2Q19 GOI¹ : + 6.2 % vs. 2Q20 Below the 45-55 bps range² ( + 21.5 % vs. 2Q19 ) LOW COST OF RISK : 38 bps² With overall no release of provisions on performing loans ( stages 1 & 2 ) STRONG RISE IN OPERATING INCOME VS. 2Q20 AND 2Q19 2Q21 OPERATING INCOME : € 3,791m , + 31.2 % vs. 2Q20 ( + 19.7 % vs. 2Q19 ) VERY GOOD LEVEL OF RESULTS STRONG RISE IN NET INCOME³ VS. 2Q20 AND 2Q19 2Q21 NET INCOME³ : € 2,911m , + 26.6 % vs. 2Q20 ( + 17.9 % vs. 2Q19 ) SOLID BALANCE SHEET - TRIM finalised CET1 RATIO4 : 12.9 % AN ADDITIONAL ORDINARY DIVIDEND OF € 1.55 IN CASH , WILL BE PROPOSED AT THE GENERAL MEETING OF 24 SEPT . 2021 , TO BE PAID OUT ON 30 SEPT . 20215 1 GOI : Gross Operating Income ; 2. Cost of risk / customer loans outstanding at the beginning of the period ( in bps ) ; 3. Net Income , Group share ; 4.CRD4 ; including IFRS9 transitional arrangements ; 5. Additional ordinary dividend per share on 2020 net income that would raise the pay - out ratio to 50 % , in accordance with the Group's ordinary distribution policy and further to the ECB announcements of 23 July 2021 - Subject to the approval of the General Meeting of 24 Sept. 2021 ; detachment scheduled for 28 Sept. 2021 , pay - out for 30 Sept. 2021 BNP PARIBAS The bank for a changing world