Good afternoon. Apologies for the sound problem there. Thank you for joining us for Amigo Holdings PLC full year results for the year ended 31st of March, 2024. I am Kerry Penfold, Amigo's Chief Executive Officer, and with me today is our Chair, Jonathan Roe, and Company Secretary, Nick Beal. It has been another difficult year for Amigo as we have progressed the wind down of our lending business in accordance with the conditions of our court-sanctioned Scheme of Arrangement. Today, I will take you through the operational and financial headlines for the year before passing over to Jonathan Roe to talk about the future for Amigo PLC. We will then open the call to questions. Let's look first at the business headlines on slide 5 of the presentation. At the end of last financial year, the board concluded that in light of the difficult market conditions, we did not expect to be able to raise sufficient funds to meet the conditions set the Preferred Solution and fund a sustainable business for the future by the Scheme deadline of the twenty-sixth of May, 2023. The decision was therefore taken to switch the Scheme to the Fallback Solution. As required under the Fallback Solution, all lending was stopped with immediate effect, and an orderly solvent wind down was commenced and is ongoing. As a result, the board no longer considers Amigo to be a going concern. All value from the wind down of existing trade is for the benefit of Scheme creditors. This year, we have sold our nascent RewardRate loan book, as well as a substantial amount of previously charged-off legacy Amigo loans. After the year end, we completed the sale of the majority of the remaining live Amigo loan book. Customers that remain with us now are predominantly customers that are due by balance adjustment in the scheme, and all sales of debt and loans were undertaken in a competitive tender process, with proceeds payable to scheme creditors. We have continued to process claims in our scheme of arrangement. Regretfully, this has taken longer than we anticipated, although we were pleased when, shortly after the year end, the Scheme supervisor determined that a sufficient number of claims have been decisioned to enable the declaration of an interim scheme payment. By the end of June, Amigo had repaid over GBP 140 million to scheme creditors out of an estimated GBP 200 million. As operations have wound down, we have continued with our redundancy program and other cost-saving measures. This has included the departure of Danny Malone, who left the business on December 31, having served his notice. Danny received no termination payments. In recognition of the wind down and decreasing size of the business, Danny has not been replaced. It was with deep regret that we were not able to find a way to move the lending business forward and were unable to serve the many UK consumers who need a regulated, long-term alternative credit product. It meant we were unable to provide employment for the many talented Amigo colleagues and provide a return for the shareholders that had stood by us. Before Jonathan talks more about the future for Amigo PLC and the work to find an RTO candidate, I will first take you through the financial headlines for the past year. Let's look first at the P&L. With revenue continuing to decline as the loan books run off, despite the successful sale of our loan books and continued cost control, Amigo has reported a loss after tax for the year of GBP 12.6 million. This loss does reflect increased provisions for complaints and future costs that reduce our net asset value to nil, as shown on the following slide. On the next slide, the balance sheet, you can see that consolidated net assets have been reduced to nil, reflecting that any net value from the wind down will be payable to scheme creditors. Other key movements include the reduction in loan book, which at year-end was valued on a fair value for sale basis. Remaining customers are expected to be all or substantially all written down in the scheme. Cash, both restricted and unrestricted, of GBP 174.9 million was available at year-end to pay obligations to scheme creditors, as well as ongoing overheads of the business. As noted earlier, since the year-end, we have continued to make refunds associated with the scheme and commenced paying initial scheme payments to creditors at a rate of 12.5 pence per pound. Current cash held is GBP 56.6 million. I will now hand over to Jonathan. Thanks, Kerry. As shareholders will be well aware, when the directors took the difficult decision to enter the fallback solution under the scheme, it was the end of a long road to reignite the lending business and an exhaustive search to raise sufficient capital within the scheme timeframes. Since late last year, we have focused our attention on finding alternative opportunities, principally in the form of a reverse takeover. We are aware that any RTO, if successful, would result in significant dilution for shareholders, but believe this provides the most likely route to obtaining some future value. We announced shortly before the year-end that a deal had been arranged by Peterhouse Capital to place 95 million shares at par in order to provide some funding for PLC to continue with this search for an RTO transaction past the life of the operational company. Thank you to those shareholders that voted on the proposals at the general meeting and allowed these shares to be issued in early May. We also announced that as part of this deal, we had secured the services of Jim McColl, an experienced investor with a track record for this kind of transaction. Jim is assisting the board in its search for new opportunities, and we expect that Jim will join the board at an appropriate time. I'm pleased to say we continue to have positive discussions with potential parties. Should any of these progress, we will make the necessary market announcements. It is, of course, difficult to preempt the shape of any possible transaction, and we do not wish to limit ourselves so as to attract the widest possible pool of potential RTO candidates. However, shareholders can take comfort that the full force of protections required by the new U.K. Listing Rules, in terms of information and opportunity to vote on proposals, will be afforded. There can be no guarantee of success, but this board will leave no stone unturned in its search to restore some value for our shareholders. Thank you, Jonathan. We will now open the call to questions. If you are a shareholder and have a question, please use the Raise Hand function, and we will unmute your line. It appears we have no questions today, so I will now draw this call to a close. Thank you, everyone, for joining. On behalf of the board, I would like to thank you for your support. We will endeavor to keep you informed as the business progresses through the wind down process. Many thanks. Thank you.