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VIRGIN MONEY UK Virgin Money UK PLC Trading update ( unaudited ) 30 September 2021 BASIS OF PRESENTATION This announcement provides an update on the Group's acceleration of its Digital First strategy , following the conclusion of the digital strategy review that was announced at the interim results , and constitutes an unaudited trading update for Virgin Money UK PLC for the year ended 30 September 2021. This announcement is not , nor is it intended to be , a preliminary statement of annual results . Due to the results presented in this announcement being unaudited and not having been agreed with the Company's auditors as would be required for a preliminary statement of annual results , further adjustment could arise from the finalisation of the audit which would be reflected in the audited financial statements when published , however Virgin Money UK PLC confirms that it is not aware of , nor has the Company been notified of , any matter which may result in the need to make a change to the information in this update in connection with finalising the audit . The audited financial statements for the year ended 30 September 2021 will be included in the Group's Annual Report and Accounts which is expected to be published on 24 November 2021 . Virgin Money UK PLC ( ' Virgin Money ' , ' VMUK ' or ' the Company ' ) , together with its subsidiary undertakings ( which together comprise ' the Group ' ) , operate under the Clydesdale Bank , Yorkshire Bank , and Virgin Money brands . The information contained within this announcement is deemed by the Group to constitute inside information as stipulated under the Market Abuse Regulation No 596/2014 . Upon the publication of this announcement via Regulatory Information Service , this inside information is now considered to be in the public domain . The information in this announcement is unaudited and does not constitute statutory accounts within the meaning of Section 434 of the Companies Act 2006 ( the " Act " ) . Statutory accounts for the year ended 30 September 2020 have been delivered to the Registrar of Companies and contained an unqualified audit report under Section 495 of the Act , which did not draw attention to any matters by way of emphasis and did not contain any statements under Section 498 of the Act . FURTHER DETAILS Thursday 4th November 2021 8:30 AM UK GMT ; 7:30 PM AEDT : Live conference call and webcast hosted by David Duffy ( Group Chief Executive ) and Clifford Abrahams ( Chief Financial Officer ) Dial in : UK : 0800 640 6441 / AUS : 02 8417 2995 / US : 1 646 664 1960 / Other : +44 20 3936 2999 Access code : 428588 Webcast link : https://webcast.openbriefing.com/vmuk-fy21/ 1