Dear shareholders, I am pleased to welcome you to this extraordinary general meeting of the Bank of Cyprus Holdings Public Limited Company. My name is Yiannis Zographakis. I am the Senior Independent Director, and as I'm based in Cyprus, I will be chairing today's meeting. On behalf of the board of directors, I would like to thank you for joining us today under the current circumstances dictated by the pandemic, and we ask for your cooperation in transacting the business of this virtual general meeting. The board chairman and the group CEO are on the line with us to address any questions. [Non-English content] As required by the bank's articles of association, I ask the Company Secretary, Mrs. Katia Santis, to confirm quorum and to announce the participation figures. I can announce that 52 shareholders attend today's meeting, either in person or via proxies. This corresponds to 48.73% of the bank's share capital, which is equivalent to 217,413,459 shares. This satisfies the minimum quorum criteria for this meeting. We are now moving on to the business of the Extraordinary General Meeting and the proposed resolutions. As indicated in the notice of the meeting, we will take the poll resolutions on a poll vote by means of electronic voting and I therefore ask the Company Secretary to elaborate. Mr. Chairman, under Article 62A of BOC Holdings' Articles of Association, the chairman is entitled to demand a poll on any resolution. I presume that all of you have read the EGM notice with the proposed resolutions and the agenda-related documents. The notice includes the agenda for the business of the EGM, as well as explanations for each agenda item. The notice in both English and Greek have been posted on the bank's website. All agenda-related reports are available on the bank's website. Any comments or questions you may have about all these reports and proposed resolutions can be raised later in the meeting. Unless there are any objections, we can consider these documents as already read. Since there are no objections, we will proceed with the voting procedure. The poll is now open for all resolutions on today's agenda. I invite the secretary to explain how the shareholders may exercise their vote through the Lumi application. The chairman has already opened the voting on all resolutions. You should now be able to see the polling icon on the navigation bar at the bottom of your screen, where all resolutions and voting choices will be displayed. To vote, simply select your voting direction from the options shown on screen. A confirmation message will appear to show your vote has been received. To change your vote, simply select another direction. If you wish to cancel your vote, please press 'Cancel'. You may vote or change your vote at any time during the meeting until the chairman announces the closing of the voting on the resolutions. At that point, your last choice will be submitted. We will give another two, three minutes for the voting. We will keep the voting open until we answer any questions. Let us proceed with the Q&A session for any questions that you may have relevant to the proposed resolutions. You may submit your questions in writing at the designated space in the Lumi application. I will kindly ask you to be brief and to the point when submitting questions, and again, this is for this extraordinary general meeting about the relevant resolutions. The chairman of the board of directors and the group CEO, as well as the bank's legal advisors, are available to address your questions. Is that something? We do not have any questions, so at this time, we will also close the polling. I would like to ask Ms. Katia Santis to read the results of the voting. Lumi has now made available the results to the company secretary. I will announce the results of the voting for each resolution in the order announced in the EGM notice. Resolution one, number of shares, 217,410,999. This represents 100% of total valid votes cast, so this resolution is approved. Resolution number two, 217,409,802 votes. This also represents 100% of the total valid votes cast, so this resolution is also approved. Resolution 3A, 217,410,999 votes in favor. This also represents 100% of the total valid votes cast, so Resolution 3A is approved. Resolution 3B is approved, but following approval of Resolution two, Resolution 3A is the only available option. Resolution 3B is redundant. Resolution four, 217,410,999 votes in favor. This represents 100% of total valid votes cast, and Resolution four is therefore also approved. The announcement of the voting results has been completed. Dear shareholders, we have now come to the end of the EGM proceedings. Thank you again for your attention and participation. The business of the current shareholders' meeting of Bank of Cyprus Holdings PLC is hereby concluded. Stay healthy and safe.