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4 Eurobank Holdings 1Q2021 Financial Results Net profit¹ up by 20.9 % y - o - y to € 72m in 1Q2021 O Net profit² of SEE operations at € 32m Pre - provision income up by 7.9 % y - o - y to € 231m ✓ NPE ratio down by 14.7ppts y - o - y to 14.2 % ¹ Adjusted net profit . 2 Adjusted net profit . Substantially lower than expected NPE formation ( € 72m ) ✓ Provisions over NPEs to 61.9 % ✓ New loan disbursements more than € 1.0bn in 1Q2021 ✓ Customer Deposits up by € 3.0bn y - o - y and € 1.0bn q - o - q May 27 , 2021 Total CAD 15.5 % and CET1 13.0 % incorporate transitions for the full year 2021 ✓ 2021 profitability , capital ratios & single - digit NPE ratio outlook reiterated 1