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Financial Results ▪ Net profit¹ at € 298m in 9M2021 and € 103m in 3Q2021 9M2021 - First Greek Bank to achieve single - digit NPE ratio Net profit¹ of SEE operations at € 111m in 9M2021 and € 37m in 3Q2021 ▪ Core pre - provision income up by 4.1 % y - o - y to € 675m ▪ Cost of risk at 1.1 % 2 in 9M2021 ▪ Core operating profit at € 357m in 9M2021 , up 60.8 % y - o - y · ▪ Profit before tax ' at € 412m in 9M2021 Single - digit NPE ratio at 7.3 % ² ▪NPEs stock at € 2.9bn , down € 3.2bn y - o - y ▪ Provisions over NPEs at 72.8 % , up 10.3 ppts y - o - y Agreement with doValue for Mexico securitization ▪ Total CAD 15.7 % ³ and CET1 13.3 % ³ ▪ New loan disbursements in Greece € 5.3bn in 9M2021 ▪ Customer Deposits up by € 3.8bn in 9M2021 EUROBANK Adjusted net profit . 2 Pro - forma for Mexico senior notes recognition . 3 Pro - forma for Mexico securitization . Holdings November 25 , 2021