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Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement , make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement . 大新 銀行 集團 有限公司 DAH SING BANKING GROUP LIMITED The holding company of Dah Sing Bank , Limited ( Incorporated in Hong Kong with limited liability under the Companies Ordinance ) ( Stock code : 2356 ) ANNOUNCEMENT OF 2021 INTERIM RESULTS The Directors of Dah Sing Banking Group Limited ( the " Company " ) are pleased to present the interim results and condensed consolidated financial statements of the Company and its subsidiaries ( collectively the " Group " ) for the six months ended 30 June 2021. The unaudited profit attributable to shareholders after non - controlling interests for the six months ended 30 June 2021 was HK $ 1,110.4 million . UNAUDITED INTERIM CONDENSED FINANCIAL STATEMENTS The unaudited 2021 interim condensed consolidated financial statements of the Group have been prepared in accordance with Hong Kong Accounting Standard No. 34 “ Interim Financial Reporting " issued by the Hong Kong Institute of Certified Public Accountants . UNAUDITED CONDENSED CONSOLIDATED INCOME STATEMENT For the six months ended 30 June Variance HK $ ' 000 Interest income Interest expense Net interest income Fee and commission income Fee and commission expense Net trading income Note 2021 2020 % 3 2,602,333 3 ( 638,950 ) 3,432,752 ( 1,576,156 ) 1,963,383 1,856,596 5.8 44 735,541 677,348 ( 94,027 ) Net fee and commission income 641,514 ( 99,134 ) 578,214 10.9 5 84,282 147,419 Other operating income 6 31,903 35,895 Operating income 2,721,082 2,618,124 3.9 Operating expenses 7 ( 1,451,250 ) ( 1,391,957 ) 4.3 Operating profit before impairment losses 1,269,832 1,226,167 3.6 Credit impairment losses 8 ( 117,050 ) ( 365,193 ) ( 67.9 ) Operating profit before gains and losses on certain investments and fixed assets 1,152,782 860,974 33.9 Net loss on disposal of other fixed assets ( 6,895 ) ( 2,867 ) Net gain on disposal of financial assets at fair value through other comprehensive income 3,875 11,594 Share of results of an associate 433,054 411,759 Impairment loss on investment in an associate 9 ( 251,000 ) ( 200,000 ) Loss on deemed disposal of investment in an associate 10 Share of results of jointly controlled entities ( 31,202 ) 16,835 13,580 Profit before taxation Taxation 11 Profit for the period 1,317,449 ( 207,040 ) 1,110,409 1,095,040 20.3 ( 149,087 ) 945,953 17.4 Loss attributable to non - controlling interests 37 Profit attributable to Shareholders of the Company Interim dividend Earnings per share Basic and diluted 1,110,409 945,990 17.4 140,575 112,460 12 HK $ 0.79 HK $ 0.67 -1-