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Net fee and commission income Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement , make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement . + 大新 金融 集團 有限公司 DAH SING FINANCIAL HOLDINGS LIMITED ( Incorporated in Hong Kong with limited liability under the Companies Ordinance ) ( Stock code : 440 ) ANNOUNCEMENT OF 2021 INTERIM RESULTS The Directors of Dah Sing Financial Holdings Limited ( the “ Company ” ) are pleased to present the interim results and condensed consolidated financial statements of the Company and its subsidiaries ( collectively the " Group " ) for the six months ended 30 June 2021. The unaudited profit attributable to shareholders after non - controlling interests for the six months ended 30 June 2021 was HK $ 881.2 million . UNAUDITED INTERIM CONDENSED FINANCIAL STATEMENTS The unaudited 2021 interim condensed consolidated financial statements of the Group have been prepared in accordance with Hong Kong Accounting Standard No. 34 “ Interim Financial Reporting " issued by the Hong Kong Institute of Certified Public Accountants . UNAUDITED CONDENSED CONSOLIDATED INCOME STATEMENT For the six months ended 30 June HK $ ' 000 Interest income Interest expense Net interest income Fee and commission income Fee and commission expense Net trading income Note 2021 2020 Variance % 3 2,605,621 3,447,007 3 ( 637,412 ) ( 1,574,487 ) 1,968,209 1,872,520 5.1 4 735,705 675,271 4 ( 100,131 ) ( 103,639 ) 635,574 571,632 11.2 5 92,661 131,786 Net insurance premium and other income 248,178 240,760 Other operating income 6 103,467 91,271 Operating income 3,048,089 2,907,969 4.8 Net insurance claims and expenses ( 169,107 ) ( 156,875 ) Total operating income net of insurance claims 2,878,982 2,751,094 4.6 Operating expenses 7 ( 1,544,063 ) ( 1,469,948 ) 5.0 Operating profit before impairment losses 1,334,919 1,281,146 4.2 Credit impairment losses 8 ( 116,789 ) ( 365,245 ) ( 68.0 ) Operating profit before gains and losses on certain investments and fixed assets 1,218,130 915,901 33.0 Net loss on disposal of other fixed assets ( 6,895 ) ( 2,867 ) Net gain on disposal of financial assets at fair value through other comprehensive income 3,875 Share of results of an associate 433,054 11,594 411,759 Impairment loss on investment in an associate 9 Loss on deemed disposal of investment in an associate 10 10 ( 251,000 ) ( 200,000 ) Share of results of jointly controlled entities ( 31,202 ) 16,835 13,580 Profit before taxation 1,382,797 1,149,967 20.2 Taxation 11 ( 215,883 ) ( 161,699 ) Profit for the period 1,166,914 988,268 18.1 Profit attributable to non - controlling interests Profit attributable to Shareholders of the Company Interim dividend Earnings per share Basic and diluted ( 285,690 ) ( 243,500 ) 881,224 744,768 18.3 105,460 86,285 12 HK $ 2.76 HK $ 2.33 - 1 -