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360 ONE Investor Presentation - Q2 FY26 Annexure II 360 z m
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360 ONE Ringing in 17 Years of Excellence. Bringing Home the Oscars of Wealth Management. BEST PRIVATE BANK - INDIA at Asian Private Banker’s 14th Awards for Distinction INDIA’S BEST WEALTH MANAGER at Euromoney Private Banking Awards 2025 01 360 z m ;::~ / W1JITTilllill1 t~~t~ s;N~ING/ India's Best Wealth Manager 360 ONE Wealth
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360 ONE Agenda I. 360 ONE at a Glance II. Business Update III. Financial Update - Q2 FY26
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360 ONE Agenda I. 360 ONE at a Glance II. Business Update Ill. Financial Update - 2 FV26
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360 ONE Advisory (360 ONE Plus) - Discretionary PMS - Non-Discretionary PMS / RIA Distribution - Mutual Funds - AIFs / PMS Lending Solutions Brokerage and Syndication - Equity Brokerage (Institutional / Non-Institutional) - Equity Capital Markets - Fixed Income - Others (Unlisted, RE, Insurance, etc.) 360 ONE WAM - One of India’s leading Wealth and Asset manager 5 ASSET MANAGEMENT Public Markets - Mutual Funds / PMS / AIF - Global institutional mandates Alternates - Private Equity - Private Credit - Real Estate - Infrastructure - Multi-Asset WEALTH MANAGEMENT
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360 ONE 360 ONE: Corporate Overview Credentials That Lend Trust To Brand 360 ONE Publicly listed Private Wealth & Asset Manager Market Cap: ~INR 41,000 Crs* 8,500+ Families and corporates 32 Offices India + International Employee Team AUM INR 6,71,625 Crs Wealth: INR 5,79,509 Crs AMC: INR 92,116 Crs 175+ Industry Awards 1,700+ Employee Strength Landmarks & Milestones 2008 360 ONE Wealth was born 2012 AUM reached INR 25,000 Crs 2015 General Atlantic picks up ~22% stake 2016 Started lending business for our Wealth clients 2017 AUM Distribution and Advice crosses INR 1 lac Crs 2018 Acquired Wealth Advisors India and Altiore Advisors 2019 360 ONE Wealth listed on NSE and BSE exchanges 2020 Acquired L&T Capital Markets 2021 Asset Management AUM crossed INR 50,000 Crs 2022 Bain Capital acquires ~25% 2024 AUM crossed INR 5 lac Crs 2024 Entered mass affluent segment through ET money 2024 Raised INR 2,250 Crs through QIP route 2025 Expanded Capital Market proposition with B&K acquisition 2025 Exclusive strategic collaboration with UBS AG * as on September 30, 2025 Client-centric Our single-minded focus is on our clients, always. We care, we listen, we learn, and we execute to deliver beyond expectations. 1 Change Champion We embrace and accept change. We are driven by passion and a positive attitude. We seek opportunities to continuously learn and grow. 2 Entrepreneurial We have extreme ownership from ideation to execution. We are innovative, agile and outcome-oriented. 3 People-oriented We are inspired, collaborative and inclusive. Above all, we respect each other as individuals, colleagues and stakeholders working towards a common purpose. 4 Right in Spirit and Letter We do what is right over what is easy - for our clients, fellow employees, and stakeholders. We are transparent, honest, and courageous. 5 Rigorous and Risk-Conscious We are deep, thorough and analytical in our decision-making - whether for clients or our own business. We have risk awareness and robust governance mechanisms. 6 Culture & Values 6
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360 ONE 53.9% 48.8% FY21 FY25 H1 FY26 Cost / Income % 369 603 FY21 FY25 H1 FY26 PAT Robust Profitability Growth (INR Crs) 360 ONE - Story in Charts 7 150 335 37658 162 203 37 84 92 FY21 FY25 H1 FY26 TBR Wealth Management ARR Asset Management ARR ARR AUM 581 246 ARR AUM (INR ‘000 Crs) Transition to Annual Recurring Revenue Assets Strong growth in assets coupled with disciplined cost and capital management 580 1,701 1,064 335 744 361 FY21 FY25 H1 FY26 ARR TBR 915 2,446 High Quality Revenue Model (INR Crs) +28% CAGR Operating Efficiencies in Place +29% CAGR +24% CAGR 1,425 45.9% 1,015 672 ■ ■ ■ [ ■ ■ ■
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360 ONE Performance at a Glance - Annual Strong trends in growth and profitability demonstrated… 8 P/L Summary (INR Crs) FY21 FY22 FY23 FY24 FY25 CAGR % Total AUM 2,46,083 3,27,237 3,40,834 4,66,909 5,81,498 24% Wealth Management AUM 2,08,711 2,71,663 2,82,536 3,94,661 4,97,104 24% Asset Management AUM 37,372 55,574 58,298 72,248 84,395 23% Closing ARR AUM 95,652 1,38,308 1,54,000 2,00,419 2,46,828 27% Average ARR AUM 74,542 1,20,110 1,41,326 1,73,945 2,31,610 33% ARR Retention 0.78% 0.77% 0.82% 0.76% 0.73% - ARR Net Flows - 32,985 21,884 16,136 25,974 - Annual Recurring Revenue 580 921 1,165 1,327 1,701 31% Transaction & Brokerage Income 335 477 400 519 744 22% Revenue from Operations 915 1,398 1,565 1,846 2,446 28% Other Income 137 137 4 119 206 - Total Revenue 1,053 1,535 1,569 1,965 2,652 26% Costs 568 784 718 956 1,218 21% Employee Costs 417 602 520 709 912 22% Admin and Other Costs 150 183 198 247 306 19% Operating PBT 348 614 847 889 1,228 37% PBT 485 751 850 1,009 1,317 28% PAT 369 582 668 802 1,015 29% Cost to Income 53.9% 51.1% 45.8% 48.7% 45.9% - ARR as % of Total Op. Revenue 63% 66% 74% 72% 70% - Earnings per Share (INR) 10.6 16.4 18.5 22.5 27.1 - Dividend per Share (INR) 17.5 13.8 17.3 16.5 6.0 - ROE 12.5% 20.2% 22.0% 24.4% 20.7% - ROE Ex Goodwill & Intangibles 15.0% 24.7% 26.7% 30.1% 24.3% -
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360 ONE Performance at a Glance - Quarterly Strong trends in growth and profitability demonstrated… 9 P/L Summary (INR Crs) Q2 FY25 Q3 FY25 Q4 FY25 Q1 FY26 Q2 FY26 YoY% Total AUM 5,69,372 5,79,222 5,81,498 6,63,924 6,71,625 18.0% Wealth Management AUM 4,83,602 4,93,972 4,97,104 5,71,380 5,79,509 19.8% Asset Management AUM 85,770 85,250 84,395 92,544 92,116 7.4% Closing ARR AUM 2,42,619 2,47,999 2,46,828 2,87,317 2,95,324 21.7% Average ARR AUM 2,32,782 2,41,784 2,43,414 2,60,196 2,90,709 24.9% ARR Retention 0.68% 0.70% 0.84% 0.79% 0.76% - ARR Net Flows 9,786 6,643 3,995 20,950 11,182 - Annual Recurring Revenue 397 426 502 511 554 39.4% Transaction & Brokerage Income 191 179 150 152 209 9.3% Revenue from Operations 589 605 652 662 763 29.6% Other Income 30 73 7 63 51 - Total Revenue 618 678 658 725 813 31.5% Costs 299 319 334 351 400 33.7% Employee Costs 224 240 254 255 285 27.1% Admin and Other Costs 75 79 80 96 115 53.5% Operating PBT 289 286 318 311 363 25.4% PBT 319 359 324 374 413 29.5% PAT 247 275 250 287 316 27.7% Cost to Income 48.4% 47.1% 50.7% 48.4% 49.2% - ARR as % of Total Op. Revenue 67% 70% 77% 77% 73% - Tangible Net Worth 3,251 5,806 6,045 5,693 6,195 - Earnings per Share (INR) 6.8 7.3 6.4 7.2 7.8 - ROE 25.8% 21.0% 15.0% 14.9% 13.8% - ROE Ex Goodwill & Intangibles 31.2% 24.1% 17.1% 19.6% 20.6% - Q2 FY26 includes ARR Net Flows of INR 2,448 Crs pertaining to UBS AG’s India Wealth Management business transfer consummated on Sept 29, 2025
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360 ONE10 12% 15%73% Revathy Ashok Independent Director Sandeep Tandon Independent Director Firm is backed by marquee investors and a highly esteemed Board INDIA'S BEST WEALTH MANAGER - EUROMONEY GLOBAL PRIVATE BANKING AWARDS 2025 BEST DOMESTIC PRIVATE BANK - INDIA BY FINANCEASIA AWARDS 2025 Professional Promoters& Employees Institutional Shareholding [[I]lliillill][ill1 PRIVATE BANKINV AWARDSl 25 INDIA BESTWEALTH MANAGER Public Shareholding AWARDS 2025 AkhilGupta Independent Director Cha· 40 , 1rman + years of experience Pierre De Weck Independent Director 45+ years of experience 30+ years of experience 25 years of experience Karan Bhagat ~Oanaging Director & Promoter + years of experience Yatin Shah Non-Executive Director & Promoter 20+ years of experience Saahil Murarka Non-Executive Director 12+ years of experience Pavn!nder Singh (Bain) Nominee Director Rishi. Mandawat (Bain) Nominee Director
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360 ONE Agenda II. Business Update I. 360 ONE at a Glanc Ill. Financial Update - Q2 FV26
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360 ONE Consolidated business view - Building towards a robust full-stack play ➢ Bespoke solutions for UHNIs with a focus on clients with INR 50+ Crs financial net worth ➢ Strong association with 8,500+ relevant clients ➢ Access to lending, trust and estate planning services Core Wealth Alternates Public MarketsNew Initiatives ➢ Largest bouquet of pre-IPO, PE and crossover funds in the industry ➢ Successful early investors in marquee companies ➢ Market leader in the fast- growing Private Credit segment ➢ Amongst largest investors in organized REITs and InvITs ➢ Expertise in large public markets platform (incl. MFs and AIFs) ➢ Manage assets for 5+ global institutions ➢ Strong domestic distribution base ➢ Rich pedigree in asset management and superior fund performance ➢ Expanding footprint to serve clients in the INR 10 - 50 Crs category ➢ ET Money - To be one of the most trusted wealth partner for mass-affluent Indians ➢ Building strong global presence through the strategic collaboration with UBS Wealth Management Asset Management Comprehensive, unbiased advice and execution capabilities across our clients’ financial & business wealth, succession & legacy needs Disciplined investment philosophies that align our strategic and tactical outlook to clients’ bespoke investment mandates ➢ Building strong broking and transactional platform - well positioned for growth with WM franchise - Integration of B&K Securities completed - Strengthening of ECM platform underway 12
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360 ONE Wealth Management An Overview
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360 ONE 360 ONE Wealth - One Of India’s Largest Wealth Manager Servicing 8,500+ Clients 14 Our clients have access to lending solutions for their short- term capital requirements. With a loan book of INR 10,300+ Crs, we have serviced over 1,000 customers through our loan offerings Offers cutting-edge innovation- led products. Widest open architecture investment platform coupled with strong prime brokerage capabilities across equities, fixed income, commodities & currencies backed by ‘in-house’ research, thus ensuring superior execution 360 ONE has independent broking license to provide research backed broking services to our Wealth clientele Access to unique product ideas typically unavailable in the public markets HNI Segment Our legacy and expertise in UHNI segment enables us to extend our innovative products and best in class propositions to the HNI segment which is experiencing remarkable growth, with increasing demand for professional wealth management services Strategic initiatives Exclusive strategic collaboration with UBS AG to strengthen WM proposition and drive significant synergies across business lines With B&K acquisition, strong access to ~700 corporate treasuries enabled 360 ONE Plus Lending Product Distribution Transaction & Broking Services Unique engagement designed to provide solutions for the Core Portfolio of our clients under transparent fee model. Continues to see robust traction with closing Q2 FY26 AUM at over INR 74,000 Crs through discretionary / non-discretionary / advisory propositions Wealth Management 'I 2 4
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360 ONE 270 425 583 643 896 466 FY21 FY22 FY23 FY24 FY25 H1 FY26 Wealth Management - Story in Charts 15 ✓ Moved to Trail based revenue model across all the offerings much ahead of the industry ✓ Brought trust and transparency to clients through advisory offerings; fees to clients with no retrocessions / commissions ✓ Disciplined and responsible approach on product selection with strong curation 111 123 120 139 189 2184 4 5 6 9 10 33 52 61 77 91 119 22 27 29 45 62 74 FY21 FY22 FY23 FY24 FY25 H1 FY26 TBR (ex-custody) Lending Book Distribution 360 ONE Plus 206 216 267 351 (INR ‘000 Crs) Wealth Management AUM (ex-custody) 170 335 477 400 519 744 361 382 561 711 844 1,101 697 FY21 FY22 FY23 FY24 FY25 H1 FY26 ARR Revenues TBR Revenues 1,038 1,110 1,845 1,362 (INR Crs) Revenue from Operations 718 (INR Crs)Operating PBT +20% CAGR +27% CAGR +35% CAGR 421 1,057 Wealth Management ■ ■ ■ ■ -
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360 ONE Wealth Management - Key Annual Financial Highlights 16 P/L Summary (INR Crs) FY21 FY22 FY23 FY24 FY25 CAGR % Total Wealth AUM (ex-custody) 1,69,672 2,06,170 2,16,045 2,66,892 3,51,321 20% Wealth ARR AUM 58,280 82,733 95,702 1,28,171 1,62,433 29% 360 ONE Plus (DPMS / NDPMS-RIA) 21,622 26,600 29,132 44,781 62,212 30% Distribution Assets 33,038 51,815 61,203 76,960 91,448 29% Lending Book 3,620 4,318 5,367 6,430 8,773 25% Transaction & Broking (TBR ex-custody) 1,11,392 1,23,437 1,20,343 1,38,720 1,88,888 14% Average ARR AUM 46,105 70,898 84,697 1,08,609 1,50,110 34% ARR Retention 0.83% 0.79% 0.84% 0.78% 0.73% - ARR Net Flows - 21,028 16,449 15,714 22,334 - Average TBR AUM 1,10,108 1,24,654 1,20,590 1,30,818 1,58,213 9% TBR Retention 0.30% 0.38% 0.33% 0.40% 0.47% - No. of relevant clients 6,707 6,833 6,850 7,195 7,527 - - No. of clients (AUM > INR 10 Crs) 1,825 2,222 2,314 2,750 3,324 - No. of Team Leaders 61 64 65 94 90 - No. of Relationship Managers 188 164 141 152 128 - Annual Recurring Revenue 382 561 711 844 1,101 30% Transaction & Brokerage Income 335 477 400 519 744 22% Revenue from Operations 718 1,038 1,110 1,362 1,845 27% Other Income 115 112 3 107 177 - Total Revenue 833 1,150 1,113 1,469 2,023 25% Costs 447 613 527 719 950 21% Operating PBT 270 425 583 643 896 35% Profit before Taxes (PBT) 386 537 586 750 1,073 29% Cost to Income 53.7% 53.3% 47.4% 48.9% 46.9% - Custody AUM 39,039 65,493 66,491 1,27,769 1,45,782 - Wealth Management
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360 ONE Wealth Management - Key Quarterly Financial Highlights 17 P/L Summary (INR Crs) Q2 FY25 Q3 FY25 Q4 FY25 Q1 FY26 Q2 FY26 YoY% Total Wealth AUM (ex-custody) 3,18,825 3,21,605 3,51,321 4,05,995 4,20,898 32.0% Wealth ARR AUM 1,56,849 1,62,749 1,62,433 1,94,773 2,03,208 29.6% 360 ONE Plus (DPMS / NDPMS-RIA) 55,993 59,053 62,212 71,073 74,108 32.4% Distribution Assets 94,055 95,646 91,448 1,15,988 1,18,757 26.3% Lending Book 6,800 8,050 8,773 7,711 10,342 52.1% Transaction & Broking (TBR ex-custody) 1,61,976 1,58,856 1,88,888 2,11,222 2,17,690 34.4% Average ARR AUM 1,50,074 1,57,573 1,59,861 1,73,204 1,96,880 31.2% ARR Retention 0.68% 0.73% 0.80% 0.78% 0.72% - ARR Net Flows 8,391 5,940 3,324 19,977 9,322 - Average TBR AUM 1,54,889 1,60,278 1,71,911 1,99,377 2,13,882 38.1% TBR Retention 0.49% 0.45% 0.35% 0.31% 0.39% - Annual Recurring Revenue 258 289 317 339 358 38.7% Transaction & Brokerage Income 191 179 150 152 209 9.3% Revenue from Operations 449 468 467 490 567 26.2% Other Income 26 59 5 48 39 - Total Revenue 475 527 472 538 605 27.3% Costs 234 251 256 275 317 35.3% Operating PBT 215 217 210 216 250 16.3% Profit before Taxes (PBT) 241 276 215 264 289 19.6% Cost to Income 49.2% 47.6% 54.3% 51.0% 52.3% - Custody AUM 1,64,777 1,72,368 1,45,782 1,65,385 1,58,611 - Wealth Management Q2 FY26 includes ARR Net Flows of INR 2,448 Crs pertaining to UBS AG’s India Wealth Management business transfer consummated on Sept 29, 2025
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360 ONE Asset Management An Overview
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360 ONE 360 ONE Asset has demonstrated ability to operate effectively throughout varying market cycles and has successfully expanded the range of products across AIFs, PMS & MFs. Indian Alternatives market is growing at a rapid pace, both in terms of strategies implemented and AUM allocated to these strategies. Given 360 ONE Asset’s diversified range of strategies as well as its strong position and platform within this domain, it is best placed to address the significant growth opportunities 360 ONE Asset - Pioneer & Leader in Alternate Asset Management in India Focused on Product Innovation, Institutional Mandates & Domestic Distribution ThematicPMS AIF MF Liquid Funds Singapore-based VCC Total AUM: INR 92,116 Crs across various strategies (as of Sept 30, 2025) Diversified Diversified Global Platform Quant UCITS Pre-IPO and Late Stage PEGrowth Equity Concentrated Real EstatePrivate Credit Venture Capital LVF Fund of Funds Secondaries Private Equity Public Equity Credit Real Assets Multi-Asset 19 Asset Management Strong Performance Track Record Strong team of 70+ Investment professionals across strategies Infrastructure Commodities SIF (to be launched) GIFT - - - -
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360 ONE Asset Management - Story in Charts 20 ▪ Uniquely positioned from seed stage to pre-IPO, credit and real assets spanning the capital needs of private and public businesses ▪ Building on a rigorous, process-driven offering focused on select areas of strength ▪ Deep domain knowledge fuelled by macro tailwinds for India ▪ Attractive segments where we bring strong experience (such as Real Estate and Infrastructure) 77 189 263 246 332 208 FY21 FY22 FY23 FY24 FY25 H1 FY26 Operating PBT 198 360 455 483 600 368 FY21 FY22 FY23 FY24 FY25 H1 FY26 Annual Recurring Revenue 2,476 4,519 4,886 9,580 11,486 13,07111,196 18,505 18,642 24,355 31,296 33,572 23,700 32,550 34,770 38,313 41,613 45,473 FY21 FY22 FY23 FY24 FY25 H1 FY26 Mutual Fund Discretionary PMS AIF (INR Crs) 55,574 58,298 72,248 84,395 37,372 (INR Crs) (INR Crs) +23% CAGR +32% CAGR +44% CAGR 92,116 Asset Management ■ ■ ■ ■ ■
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360 ONE Asset Management - Key Annual Financial Highlights 21 P/L Summary (INR Crs) FY21 FY22 FY23 FY24 FY25 CAGR % Total Asset Management AUM 37,372 55,574 58,298 72,248 84,395 23% Alternative Investment Fund 23,700 32,550 34,770 38,313 41,613 15% Discretionary PMS 11,196 18,505 18,642 24,355 31,296 29% Mutual Fund 2,476 4,519 4,886 9,580 11,486 47% Average ARR AUM 28,437 49,211 56,629 65,336 81,500 30% ARR Retention 0.70% 0.73% 0.80% 0.74% 0.74% - ARR Net Flows 8,957 11,957 5,435 421 3,640 - No. of Folios 84,009 1,65,063 1,67,832 1,89,366 2,29,360 29% No. of Investment Professionals 34 46 47 62 72 - Annual Recurring Revenue 198 360 455 483 600 32% Other Income 22 26 1 13 29 - Total Revenue 220 386 456 496 629 30% Costs 121 171 191 238 268 22% Operating PBT 77 189 263 246 332 44% Profit before Taxes (PBT) 99 215 264 259 361 38% Cost to Income 54.9% 44.3% 42.0% 47.9% 42.6% - Asset Management
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360 ONE Asset Management - Key Quarterly Financial Highlights 22 P/L Summary (INR Crs) Q2 FY25 Q3 FY25 Q4 FY25 Q1 FY26 Q2 FY26 YoY% Total Asset Management AUM 85,770 85,250 84,395 92,544 92,116 7.4% Alternative Investment Fund 40,180 41,701 41,613 45,141 45,473 13.2% Discretionary PMS 33,247 31,952 31,296 34,644 33,572 1.0% Mutual Fund 12,343 11,597 11,486 12,759 13,071 5.9% Average ARR AUM 82,708 84,211 83,552 86,993 93.828 13.4% ARR Retention 0.67% 0.65% 0.90% 0.79% 0.83% - ARR Net Flows 1,395 703 671 973 1,860 - Annual Recurring Revenue 139 137 185 172 196 40.6% Other Income 4 14 2 15 12 - Total Revenue 143 151 187 187 208 45.6% Costs 65 69 78 77 83 27.9% Operating PBT 74 68 107 95 112 51.7% Profit before Taxes (PBT) 78 82 109 110 125 60.4% Cost to Income 45.7% 45.5% 41.7% 41.0% 40.1% - Asset Management
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360 ONE Agenda III. Financial Update - Q2 FY26 I. 360 ONE at a Glanc II. Busin ss Update
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360 ONE Total AUM INR 672k cr / $76bn ARR AUM INR 295k cr TBR AUM INR 376k cr Business Snapshot - Q2 FY26 24 Wealth Management Asset Management INR 203k Crs / $23bn ARR AUM INR 9,322 Crs ARR Net Flows INR 567 Crs / $64mn Op. Revenue in Q2 8,500+ Families and Corporates Advisory, Distribution, Brokerage, Lending, Estate planning and ECM INR 92k Crs / $10bn ARR AUM INR 1,860 Crs ARR Net Flows INR 196 Crs / $22mn Op. Revenue in Q2 240k+ Folios AIF, PMS and Mutual Funds YoY Growth in ARR AUM 27.7% Cost to income ratio 73% ARR Revenue as a % of Total Operating Revenue 20.6% Return on tangible equity YoY Growth in Profit after Tax 76bps ARR Retention 49.2%21.7% Total ARR Net Flows INR 11,182 Crs
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360 ONE Key Financial Highlights - Q2 FY26 25 • Total Costs increased to INR 400 Crs - up 33.7% YoY; costs include full-quarter expenses related to B&K Securities, ET Money, and increased investments in technology & new businesses • Employee costs stood at INR 285 Crs (+27.1% YoY), while Administrative costs at INR 115 Crs (+53.5% YoY) • Cost to Income ratio stood at 49.2% vs. 48.4% in Q1 FY26 • Continued focus on ARR AUM at INR 2,95,324 Crs - up 21.7% YoY • ARR Net flows were INR 11,182 Crs; H1 net flows at INR 32,132 Crs • Total AUM at INR 6,71,625 Crs - up 18.0% YoY • ARR Revenue at INR 554 Crs - up 39.4% YoY, led by growth in assets across business segments • Revenue from Operations stood at INR 763 Crs - up 29.6% YoY • Total Revenues at INR 813 Crs - up 31.5% YoY • Operating PBT stood at INR 363 Crs (+25.4% YoY), while PBT stood at INR 413 Crs (+29.5% YoY) • PAT was at INR 316 Crs - up 27.7% YoY; Tangible RoE at 20.6% AUM Revenues Cost Profit • Integration of B&K Securities completed; core business continues to grow at a strong pace; potential for significant synergies across businesses • Strategic collaboration with UBS remains on track with progress on various business opportunities; issuance of convertible warrants completed on July 21st and, acquisition of UBS AG’s India wealth management business concluded on Sept 29th Updates on strategic initiatives
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360 ONE Consolidated Business Summary 26 Particulars (INR Crs) Q2 FY26 Q1 FY26 QoQ % Q2 FY25 YoY % H1 FY26 H1 FY25 YoY% Annual recurring revenue assets 2,95,324 2,87,317 2.8% 2,42,619 21.7% 2,95,324 2,42,619 21.7% Revenue 813 725 12.2% 618 31.5% 1,539 1,315 17.0% Annual Recurring Revenue 554 511 8.5% 397 39.4% 1,064 773 37.7% Transactional / Brokerage Revenue 209 152 37.8% 191 9.3% 361 416 -13.3% Total Revenue from Operations 763 662 15.2% 589 29.6% 1,425 1,189 19.9% Other Income 51 63 - 30 - 114 127 - Retention Average ARR Assets 2,90,709 2,60,196 11.7% 2,32,782 24.9% 2,75,452 2,20,622 24.9% Retention on ARR Assets 0.76% 0.79% - 0.68% - 0.77% 0.70% - Retention on ARR Assets (ex-Carry) 0.67% 0.70% - 0.65% - 0.69% 0.67% - Costs 400 351 13.9% 299 33.7% 751 564 33.2% Employee Costs 285 255 11.8% 224 27.1% 540 418 29.2% Fixed Cost 196 180 8.5% 148 32.1% 376 289 30.0% Variable Cost 89 75 19.6% 76 17.2% 164 129 27.5% Admin and Other Expenses 115 96 19.4% 75 53.5% 211 146 44.5% Profit metrics Operating Profit before Taxes (OPBT) 363 311 16.7% 289 25.4% 674 625 7.8% PBT (after exceptional items) 413 374 10.6% 319 29.5% 787 634 24.1% Profit After Tax (PAT incl. OCI & FCTR) 316 287 9.9% 247 27.7% 603 491 22.9% Cost to Income Ratio 49.2% 48.4% - 48.4% - 48.8% 42.9% - ROE 13.8% 14.9% - 25.8% - 14.3% 26.6% - ROE Ex Goodwill & Intangibles 20.6% 19.6% - 31.2% - 20.1% 32.3% -
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360 ONE Wealth Management
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360 ONE Segmental Business Snapshot - Quarterly 28 Particulars (INR Crs) Wealth Management UHNI Segment HNI Segment Mass Affluent Corporates & Institutional Total Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Revenue from Operations 455 486 940 0.9 3.5 4 10 10 20 24 68 92 490 567 1,057 ARR Revenue 328 336 664 0.8 2.5 3 6 6 11 4 14 18 339 358 697 TBR Revenue 126 150 276 0.0 0.9 1 5 4 9 21 54 75 152 209 361 Other Income 45 34 78 - - - - - - 3 5 8 48 39 86 Cost 235 236 471 13 21 34 17 21 37 10 39 49 275 317 591 PBT 265 283 548 -12 -18 -30 -6 -11 -17 17 34 51 264 289 552 Particulars (INR Crs) ARR AUM ARR Net Flows ARR Revenue ARR Retention Q1 FY26 Q2 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Wealth Management 1,94,773 2,03,208 19,977 9,322 29,299 339 358 697 0.78% 0.72% 0.75% Q2 FY26 includes ARR Net Flows of INR 2,448 Crs pertaining to UBS AG’s India Wealth Management business transfer consummated on Sept 29, 2025
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360 ONE ARR AUM Segmental Snapshot - Quarterly 29 Products (INR Crs) ARR AUM Build up - Q2 FY26 Revenue Build up - Q2 FY26 Opening AUM Closing AUM Average AUM Retentions Revenue Total ARR 1,94,773 2,03,208 1,96,880 0.72% 358 360 ONE Plus 71,073 74,108 69,207 0.31% 55 Discretionary (PMS) 12,266 12,595 12,001 0.51% 16 Non-discretionary (RIA / PMS) 58,807 61,513 57,206 0.27% 39 Distribution Assets Earning Trail Fees 1,15,988 1,18,757 1,18,951 0.59% 176 Mutual Funds 59,876 62,542 62,280 0.40% 63 Managed Accounts 56,113 56,216 56,672 0.79% 113 Lending Book 7,711 10,342 8,722 5.79% 127
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360 ONE Asset Management
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360 ONE Segmental Business Snapshot - Quarterly 31 Particulars (INR Crs) Asset Management Listed Alternates Total Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Revenue from Operations 62 69 131 110 127 237 172 196 368 ARR Revenue - Management Fee 62 69 131 79 90 169 141 159 300 ARR Revenue - Performance Fee - - - 31 37 68 31 37 68 Other Income 2 2 4 13 10 24 15 12 27 Cost 31 34 66 45 49 94 77 83 160 PBT 33 36 69 78 88 166 110 125 235 Particulars (INR Crs) ARR AUM ARR Net Flows ARR Revenue ARR Retention Q1 FY26 Q2 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Q1 FY26 Q2 FY26 H1 FY26 Asset Management 92,544 92,116 973 1,860 2,833 172 196 368 0.79% 0.83% 0.81%
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360 ONE ARR AUM Segmental Snapshot - Quarterly 32 Products (INR Crs) ARR AUM Build up - Q2 FY26 Revenue Build Up - Q2 FY26 Opening AUM Closing AUM Average AUM Retentions Revenue Total ARR 92,544 92,116 93,828 0.83% 196 Discretionary Portfolio Manager 34,644 33,572 34,227 0.45% 39 Standardized 8,685 8,107 8,411 0.75% 16 Institutional Mandates 25,959 25,465 25,815 0.36% 23 Alternate Investment Manager 45,141 45,473 46,607 1.17% 138 Listed Equity 4,029 3,849 3,967 1.48% 15 Private Equity 27,524 26,747 27,644 1.42% 99 Credit & Real Assets 10,513 11,753 11,680 0.70% 21 Customized Multi-Asset 3,076 3,125 3,316 0.40% 3 Mutual Fund Manager* 12,759 13,071 12,995 0.58% 19 Listed Equity 10,335 10,257 10,328 0.65% 17 Debt & Hybrid 1,553 1,656 1,611 0.41% 1.7 Liquid Funds 871 1,158 1,056 0.14% 0.4
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360 ONE Capital Allocation & Dividend History 33 INR / share Total FY22 13.8 Total FY23 17.3 Total FY24 16.5 Total FY25 6.0 Total FY26 till date 12.0 First Interim Dividend (April 2025) 6.0 Second Interim Dividend (Oct 2025) 6.0 Q2 FY26: RoE - 13.8% | Tangible RoE - 20.6% Wealth Management 1,181 Lending 1,324 Fixed Assets 3,192 Asset Management 6,195(A) Tangible (B) Goodwill + Intangibles 3,153 Net Worth (INR Crs) Consistent Dividend History 499 Net Worth (A+B) 9,349
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360 ONE Awards & Recognitions - Reinforcing our Leadership Position 34 BEST PRIVATE BANK OR WEALTH MANAGER – INDIA BY WEALTHBRIEFINGASIA AWARDS 2025 BEST DOMESTIC PRIVATE BANK – INDIA BY FINANCEASIA AWARDS 2025 INDIA'S BEST DOMESTIC PRIVATE BANK BY EUROMONEY GLOBAL PRIVATE BANKING AWARDS 2024 GREAT PLACE TO WORK CERTIFICATION 2025 BEST PURE PLAY PRIVATE BANK – INDIA, BEST WEALTH MANAGER FOR DISCRETIONARY PORTFOLIO, SUCCESSION PLANNING, AND PRIVATE EQUITY – 4 AWARDS BY GLOBAL PRIVATE BANKING INNOVATION AWARDS 2025 175+ AWARDS IN 17 YEARS: A TESTAMENT TO THE TRUST OF OUR CLIENTS AND OUR COMMITMENT TO EXCELLENCE THE ASSET TRIPLE A PRIVATE BANKING AWARD 2025 - BEST PRIVATE BANK - INDIA 2023 ,A. ASIAN RIVAi E BANKER 13"'AWARDS FOR DISTINCTION BEST DOMESTIC PRIVATE BANK INDIA mll - rnmIIlillIIill1 PRIVATE BANKING AWARDSlOU. ~- PRIVATE BANKER AWARDS 2025 DigitalCX AWARDS2024 BEST PRIVATE BA NK FOR DIGITA LLY EMPOWE RING RMS 1- t lho, 0,016 alternative investment O UANTIC l!l!f GLOBAL a Prh1at_e Banking INNOVATION AWARDS BEST PURE PLAY PRIVATE BANK - INDIA L.,.._ awards rmm as1a "'" '"" ""' AJ.11►••• \\\ .\R U~ fOR ..... DISTINl.,iON 2015 ~ .. flei;1 l)omQ1kPrint~B.anl India EIIRSUMMIT & ~ AWARDS 2023 Wealth BriefingAsia / AWARDS2025 WINNER Private Bank o,-Wealth Manage r (India) 360 0 ne THE 2018 DMA ASIA \.l ACHIEVEMENT ! AWARDS F1nanceAsla :lo!. 2023 ~..>-»»Y I I• □• I I M H Pi ti+fif1tM (/wealUl fo cAdui,wr cAward.r, 2013 [ NJ PRIVA~_fB8A~NK1INNG• /: AWAR~ ~ l!!!f h GLOBAL B Prh·ale Banker ' 'P WEALTHTECH AWARDS 2024
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360 ONE Link to Download Data Book 35 Data reported across previous quarters is now continued to be reported in a Data Book, maintained in an excel format on our website. The Link for the data book is hosted below. Click here to access the Databook Click here to access the Databook Contents of the Data Book: Consolidated Data 1 2 Segmental - Wealth Management 3 Segmental - Asset Management 4 Consolidated Business Summary - Quarter 5 Capital Allocation 6 Annexure 1 - Annual 7 Annexure 2 - Quarterly ,__________,I ...____: _I ,..____: _I ,..____: _ ,__________,I : I : I
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360 ONE This presentation and the accompanying slides contain selected information about the activities of 360 ONE WAM Limited (the “Company”) and its subsidiaries and affiliates (together, the “Group”) as at the date of the presentation. It does not purport to present a comprehensive overview of the Group or contain all the information necessary to evaluate an investment in the Company. This presentation should be read in conjunction with the Company’s other periodic and continuous disclosure announcements, which are available at https://ir.360.one/. This presentation is for information purposes only and is not a prospectus, disclosure document or other offering document under any law, nor does it form part of any present or future invitation, recommendation or offer to purchase or sell securities of the Group in any jurisdiction. No part of this presentation, nor the fact of its distribution, should form the basis of, or be relied on in connection with any contract or commitment or investment decision whatsoever. If there is any subsequent offering of any security of the Company, it will be made pursuant to separate and distinct offering documentation, and in such case the information in this presentation will be superseded in its entirety by any such offering documentation in final form. In addition, as this presentation only contains general, summary and selected information about the Group, it may omit material information about the Group and is not a complete description of the Group’s business and the risks relating to it. Therefore, this presentation should not form the basis of any investment decision to purchase or sell the Group’s securities. Any decision to purchase securities in the context of an offering of securities (if any) should be made solely on the basis of information contained in the offering documentation published in relation to such offering. This presentation is being communicated to selected persons who have professional experience in matters relating to investments for information purposes only and does not constitute a recommendation regarding any securities of the Company. Other persons should not rely or act upon this presentation or any of its contents. The contents of this presentation are strictly confidential. This presentation is being provided solely for the information of the attendees and may not be copied, reproduced or redistributed, in whole or in part, to any other person in any manner without the Company’s written consent. The distribution of this presentation in certain jurisdictions may be restricted by law and recipients should inform themselves about and observe any such restrictions. In particular, this presentation may not be transmitted or distributed, directly or indirectly, in the United States, Canada or Japan. This document does not constitute or form part of, and should not be construed as, an offer to sell or issue or the solicitation of an offer to purchase securities of the Company or any member of the Group or an inducement to enter into investment activity, in any jurisdiction. In particular, this document and the information contained herein do not constitute or form part of any offer of securities for sale in the United States and are not for publication or distribution in the United States. No securities of the Company have been or will be registered under the U.S. Securities Act of 1933, as amended, and may not be offered or sold in the United States, except pursuant to registration or an exemption from the registration requirements of the U.S. Securities Act of 1933, as amended. No public offering of securities will be made into the United States. This presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, as to and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information contained herein, or any statement made in this presentation. The presentation has not been independently verified. The Company, each member of the Group and their respective directors, advisers and representatives do not accept any liability for any facts made in or omitted from this presentation. To the maximum extent permitted by law, the Company, each member of the Group and their respective directors, advisers and representatives disclaim all liability and responsibility (including without limitation any liability arising from negligence or otherwise) for any direct or indirect loss or damage, howsoever arising, which may be suffered by any recipient through use of or reliance on anything contained in or omitted from or otherwise arising in connection with this presentation. The information contained in and the statements made in this presentation should be considered in the context of the circumstances prevailing at the time. There is no obligation to update, modify or amend such information or statements or to otherwise notify any recipient if any information or statement set forth herein, changes or subsequently becomes inaccurate or outdated. The information contained in this document is provided as at the date of this document and is subject to change without notice. Any investor that intends to deal in any existing or prospective securities of the Company is required to make its own independent investigation and appraisal of the business and financial condition of the Group and the nature of the securities at the time of such dealing. Attendees are deemed to represent that they possess, either individually or through their advisers, sufficient investment expertise to understand the risks involved in dealing in any such securities. No one has been authorised to give any information or to make any representations other than those contained in this presentation, and if given or made, such information or representations must not be relied upon as having been authorised by the Company or its affiliates. The information in this presentation does not constitute financial advice (nor investment, tax, accounting or legal advice) and does not take into account an investor’s individual investment objectives, including the merits and risks involved in an investment in the Company or its securities, or an investor’s financial situation, tax position or particular needs. No recommendation is made as to how investors should exercise any investment decision. Past performance information in this presentation should not be relied upon as an indication of (and is not an indicator of) future performance. This presentation contains “forward-looking statements”. Such forward-looking statements involve known and unknown risks, uncertainties and other important factors beyond the Company's control that could cause the actual results, performance or achievements of any member of the Group to be materially different from future results, performance or achievements expressed or implied by such forward-looking statements. Similarly, statements about market and industry trends are based on interpretations of current market conditions which are also subject to change. These statements may also assume the success of the Group’s business strategies. The success of any of these strategies is subject to uncertainties and contingencies beyond the Group’s control, and no assurance can be given that any of the strategies will be effective or that the anticipated benefits from the strategies will be realised in the period for which the forward-looking statements may have been prepared or otherwise. Attendees are cautioned not to place undue reliance on forward looking statements. No representation, warranty or assurance (express or implied) is given that the occurrence of the events expressed or implied in any forward- looking statements in this presentation will actually occur. This document contains data sourced from and the views of independent third parties. In replicating such data in this document, the Company makes no representation, whether express or implied, as to the accuracy of such data. The replication of any third-party views in this document should not necessarily be treated as an indication that the Company agrees with or concurs with such views. By participating in this presentation, attendees agree to be bound by the foregoing limitations. Disclaimer 36
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360 ONE Thank you 360 z m