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Un - audited ( Refer Note 9 ) 30.06.2021 Un - audited CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED CIN - L65993TN1978PLC007576 Registered Office : DARE HOUSE , 2 , NSC Bose Road , Chennai - 600 001 . Statement of Un - audited Standalone Financial Results for the quarter and Six months ended September 30 , 2021 30.09.2021 Three months ended lakhs unless specified Year ended 31.03.2021 Audited 30.09.2020 Un - audited ( Refer Note 9 ) Six months ended 30.09.2021 30.09.2020 Un - audited Un audited 1 2 3 4 5 6 1 . Revenue from operations -Interest Income 2,34,678 2,37,117 -Fee Income -Net gain on fair value change on financial instruments -Sale of Services 9,710 6,999 2,35,795 5,513 4,71,795 16,709 4,42,891 8,073 9,22,416 20,685 540 437 201 977 225 463 2,128 Total Revenue from Operations 2,47,056 2. Other income 13 2,136 2,46,689 12 3 . Total Income ( 1 + 2 ) 2,47,069 2,46,701 2,131 2,43,640 338 2,43,978 4,264 4,93,745 25 4,93,770 3,814 4,55,003 340 4,55,343 8,037 9,51,601 361 9,51,962 4 . Expenses a ) Finance costs 1,07,781 1,10,382 1,18,516 2,18,163 2,31,582 4,57,591 b ) Impairment of financial instruments 5,842 55,192 31,760 61,034 37,375 1,32,183 c ) Employee benefits expense 22,877 15,230 17,005 38,107 32,623 74,936 d ) Depreciation and amortisation expense 2,266 2,391 2,450 4,657 4,925 9,830 e ) Other expenses 26,650 Total expenses 1,65,416 19,433 2,02,628 16,050 1,85,781 46,083 32,541 73,578 3,68,044 3,39,046 7,48,118 5 . Profit before tax ( 3-4 ) 81,653 44,073 58,197 1,25,726 1,16,297 2,03,844 6 . Tax expense a ) Current tax b ) Deferred tax 15,497 16,241 17,374 31,738 35,054 75,480 5,502 ( 4,848 ) ( 2,368 ) 654 ( 5,041 ) ( 23,127 ) Total Tax expense 20,999 11,393 15,006 32,392 30,013 52,353 7 . Profit for the period ( 5-6 ) 60,654 32,680 43,191 93,334 86,284 1,51,491 8 . Other Comprehensive Income - Gain / ( loss ) a . ( i ) Items that will not be reclassified to Profit or Loss ( 154 ) ( 9 ) 106 ( 163 ) 151 ( 127 ) ( ii ) Income tax impact 39 2 ( 26 ) 41 b . ( i ) Items that will be reclassified to Profit or Loss ( 3,976 ) ( 799 ) ( 5,819 ) ( 4,775 ) ( 7,051 ) ( 37 ) ( 4,521 ) . 32 ( ii ) Income tax impact 978 201 1,465 1,179 1,775 9 . Total Comprehensive Income for the period ( 7 + 8 ) 10. Paid - up equity share capital ( * * 2 / - per share ) 57,541 32,075 38,917 89,616 81,122 1,138 1,48,013 16,421 16,412 16,400 16,421 16,400 16,407 11. Capital redemption reserve 3,300 12. Net worth ( Refer Appendix 3 ) 10,42,056 3,300 9,88,688 3,300 8,98,680 3,300 10,42,056 3,300 8,98,680 3,300 9,56,031 13. Earnings per Share ( EPS ) - not annualised ( * ) a ) Basic 7.39 3.98 5.27 11.38 b ) Diluted 7.38 3.98 5.27 11.36 10.53 10.53 18.48 18.45 as SUNDARAM SRINIVASAN New No : 4 , Old No : 23 , CPR ROAD , CHENNAI 600 018 . CHARTERED ACCOUNTANTS Price * Waterhouse LLP LLPINAAS- 3673 Chartered Accountants 1112E / E300264 FRN 3011 Chennai *