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DIGITAL Q2 & H1FY27 Investor Presentation P R O T E A N e G O V T E C H N O L O G I E S L I M I T E D
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Protean eGov Technologies Limited I Investor Presentation 2026-27 Index Company Overview A C Q2FY27 Update B Strategic Business Levers: Build & Operate Digital Public Infrastructure in India & Globally Enabling Enterprise Digital Ecosystems 2 1
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Protean eGov Technologies Limited I Investor Presentation 2026-27 Building Digital Trust for Billions - India and Beyond 01 Continued Momentum in India’s Digital Growth Story 02 Company Overview Protean is well positioned to Carpe -Diem 03 Immediate Strategic Priorities 04 A Uniquely Positioned for Future Growth 05 08 06 07 Leader in providing Tax Services Leader in providing Retiral Services Sole entity providing all four foundational Identity Services Building Aadhaar Seva Kendra’s across India Immediate Strategic Priorities 09
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Protean eGov Technologies Limited I Investor Presentation 2026-27 Building Digital Trust for Billions - India and Beyond Annuity & Transactional revenue with predictable stability Over 3 decades of experience in building Digital Public Infrastructure (DPI) & developing innovative citizen-centric e-governance solutions Enabled 21+ nationally critical e-Governance stacks while working with several ministries across diverse sectors Global Expansion T aking India Stack Global ‘DPI in a Box’ Pension and Retirals 4 Digital ID Taxation Services & ID Open Digital Stack Enterprise Digital Ecosystems Global Monetisation of our India Capabilities Strategic Business Levers – The Three Pillars Central Recordkeeping Agency for NPS, APY & UPS PAN Card Issuance Tax Information Network DPI stacks for Insurance, E-commerce, Agriculture, Education & Health Population Scale e-Governance Platforms CKYC Registry 2.0 Build & Operate Core DPI Aadhaar Card Issuance Online PAN Validation Authorised Service Agency for e-KYC, Auth Certifying Authority for E-sign Digital Documentation Stack Digital Signing & Stamping CKYC Solution Stack Multi-Sectoral API Stack Account Aggregator Digital Identity and AI Powered Intelligence layer Analytics powered by Identity 360 Driving Enterprise Growth Through ‘Bundled’ Solutions
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Protean eGov Technologies Limited I Investor Presentation 2026-27 5 India’s Next-Generation Digital Growth Enablers FinancializationDemographic Shift Digitization Accelerating formalization, compliance, and capital access • Digital payment users at 50 crore (34% penetration), +30.0% YoY growth • 11X growth in non-cash transactions from FY21 to FY26 Enabling inclusion across age, income, and geography • India’s population > 148 crore; over 60% still living outside major urban centers • India’s median population age below 30 years Multisector scalable, interoperable digital public infrastructure • Internet penetration at 72% (107 crore users) • QR code deployments rose ~92% YoY in FY25, with over 75% of new installations in Tier-2/3 cities Rising per capita income Growth in household savings 45% YoY growth in the number of digital loans originated 20 - 22 46 - 50 130 - 135 2022 2025 2030 Online Share 11-13% 20-23% 38-42% Digital Personal & Consumer loans ($Bn) Increasing internet penetration ..with rising volume of digital payments 37% 73% 82% -85% FY18 FY26 FY30P 49 107 125 - 130 Internet Penetration Rising working age population Rising tax-payer base Population Growth (in crore) Number of Users (in crore) Source – Multiple online research platforms and news articles. Continued Momentum in India’s Digital Growth Story 143 144 145 146 148 96 98 101 105 100 FY22 FY23 FY24 FY25 FY26 Population Working Population
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Protean eGov Technologies Limited I Investor Presentation 2026-27 6 Leader in providing Tax Services 366 434 487 424 498 FY22 FY23 FY24 FY25 FY26 Stable recurring revenue potential backed by government mandates & rising compliance needs 9% CAGR 70% 61% 52% 47% 44% 30% 39% 48% 53% 56% FY22 FY23 FY24 FY25 FY26 Offline Online 9% CAGR 3.7 4.1 5.0 4.4 4.7 In 2004, Protean set up the Tax Information Network • Largest issuer of India’s Digital Tax Identity • Prepaid B2C • Transactional Business ~7-8 Cr PAN cards issued per year ~59.6 Cr Cumulative PAN cards issued till date 64% Protean Market Share in Cumulative PAN Issuance ~1.2 crore Youth enter the workforce every year 22 crore+ Demat account holders >5 crore New bank accounts opened every year >83 Lakhs PAN Verifications on a daily basis ~59% Indian population without a PAN card Protean – Annual PAN Issued (in crore) Tax Services Revenue (₹ in crore)
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Protean eGov Technologies Limited I Investor Presentation 2026-27 7 Leader in providing Retiral Services CRA Services - Revenue (₹ in crore) CRA Services – No. of subscribers (in crore) 5.1 6.2 7.2 8.2 9.4 FY22 FY23 FY24 FY25 FY26 17% CAGR 204 221 253 283 304 FY22 FY23 FY24 FY25 FY26 9% CAGR Protean’s Dominant Position... Built India’s First Digital Pension Infrastructure – enabling seamless onboarding & servicing India’s largest CRA with 97%+ market share in NPS, APY and UPS Focus on accelerating pension adoption reflected in 17% CAGR Dual revenue stream – Transactional (8%) & annuity (92%) ~54 cr Jan Dhan Accounts vs ~9.4 cr NPS + APY Accounts NPS employer contribution increased from 10% to 14% under the new tax regime Low Pension Coverage (AUM): India’s ~ 14% of GDP vs ~ 90%+ in OECD nations Pension Penetration: 56% (US) vs 12% (India) of workforce Underserved Market: NPS AUM at ₹16 Tn vs ₹73.7 Tn in mutual funds PFRDA eases investment & withdrawal norms; exit age raised to 85 years
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Protean eGov Technologies Limited I Investor Presentation 2026-27 8 Sole entity providing all four foundational Identity Services Preferred partner to BFSI for: e - Sign, e - KYC, Aadhaar Auth and OPV Aadhaar Authentication Revenue – Identity Services e-KYC Transactions e-Sign Transactions Cumulative till date 428.4 Cr Cumulative till date 304.6 Cr Cumulative till date 84.4 Cr 27.5 27.7 47.5 56.5 61.5 FY22 FY23 FY24 FY25 FY26 (IN CRORES) ~17 lacs Transactions per day Dominant market position (among top 5 ASAs) 212.3 241.3 326.7 321.6 304.3 FY22 FY23 FY24 FY25 FY26 (IN CRORES) ~83 lacs Transactions per day ~90% Market Share Cumulative till date 1,921.9 Cr 17.4 24.6 50.9 51.2 61.0 FY22 FY23 FY24 FY25 FY26 8.2 10.1 15.8 15.4 16.7 FY22 FY23 FY24 FY25 FY26 ~17 lacs Transactions per day Dominant market position (among top 5 KSAs) ~4.6 lacs Transactions per day Protean Rank #1 in India (IN CRORES) (IN CRORES) 59* 68 111 99 92 FY22 FY23 FY24 FY25 FY26 (₹ IN CRORES) *adjusted for revision in UIDAI Charges from Rs.20 per transaction to ~ ₹ 3 per transaction which is pass through cost for the company Transaction volumes include internal services while revenue reflects only external billing Online Pan Verification Source: UIDAI Growth Drivers • 1.3 Bn+ Mobile Connections with >75 crore Smartphone Users in (FY26) • ~107 crore internet users (FY26) • 2.18 lakhs Village Councils connected to Broadband (BharatNet) • 80%+ Banking Penetration with 260 crore accounts • >5 crore bank accounts opened per day with Interoperable Banking Infra (CBS, NFS, AePS) • 66.2 crore digital transactions in a day • 50 lakh crore cumulative DBT transfer since launch (324+ schemes across 56 ministries)
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Protean eGov Technologies Limited I Investor Presentation 2026-27 9 Building Aadhaar Seva Kendra’s across India Daman & Diu11 1 Planned ASK’s 22Uttarakhand 9Bihar 10 6Assam 6 9Odisha 11 5Telangana 5 Haryana78 Punjab22 Delhi33 Gujarat88 Jammu & Kashmir44 Maharashtra1212 Karnataka1111 Kerala56 6Jharkhand 6 Operational ASK’s Pondicherry 11 Uttar Pradesh 2828 4Chhattisgarh 4 Madhya Pradesh 1616 1Manipur 1 1Nagaland 1 Rajasthan1010 9 West Bengal 10 10 Tamil Nadu 1414 Mizoram 1 1 Himachal Pradesh 11 * 2 more ASK centers were allocated by UIDAI during Q2FY27 Andhra Pradesh 1010 • Won UIDAI Mandate to setup 192* Aadhaar Seva Kendra’s (ASKs) across India • 187 ASKs operational as of October 2026 across 27 States & UT’s • Remaining 5 ASKs to be operational by Q3FY27 Mizoram
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Protean eGov Technologies Limited I Investor Presentation 2026-27 10 Right to WinIndia Opportunity 4L+ active assisted touchpoints, deep Tier 2/3 presence, and seamless phygital PAN issuance Dominant market share with Govt,, Corporate and Retail, with 1.7L+ service providers enabling frictionless onboarding Preferred partner for BFSI’s offering ‘bundled’ value-added services atop foundational digital identity rails Pioneer in developing population scale eGovernance solutions across diverse sectors Made-in-India, MeitY certified, Modular, cloud infra purpose-built for DPI and mission-critical use • Taxpayer base growing at 6.5% CAGR since FY18 • ~59% Indian population without valid PAN card • 58 crore Jan Dhan accounts vs 7.9 crore APY holders in FY26; India’s pension penetration in terms of workforce is 12% vs 56% in US • NPS AUM at ₹16 Tn vs ₹74 Tn in mutual funds • Enterprise Tech spend to reach ~ ₹2 lakh crore in FY27, growing at 17.6% • AI-embedded applications becoming the default layer of Enterprise tech • Budget for Digital India Mission: ~ ₹4,500 crore • Budget for Digital Agri Mission: ~₹2,800 crore • DPI 2.0 to focus on 8 sectoral priorities such as MSMEs, Education, Health etc Tax Services CRA Services AI Powered Intelligence layer Emerging DPI Sectors Cloud Services • India’s cloud market to reach USD 76 Bn by 2030 • Accelerated digital adoption across finance, healthcare and government sector Protean is well positioned to Carpe-Diem Source – Multiple online research platforms and news articles.
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Protean eGov Technologies Limited I Investor Presentation 2026-27 11 Uniquely Positioned for Future Growth Strong phy-gital national presence with 4 Lakh+ active distribution points enabling last-mile reach Market Leader Taxation (cumulative 64%% share), Central Recordkeeping Agency (97% market share), Dominant player in Digital Identity Services Professionally Managed, led by an experienced Board and Management Continued growth momentum in core businesses (Tax, CRA, Identity) with projected accelerated growth in ecosystem verticals like Digital ‘ID & Documentation’ Solutions, API Stack & Cloud Strong in-house Tech & AI innovation capabilities with 300+ specialized resources onboard Aligned to execute Government’s strategy of taking India Stack global Asset light Debt-Free balance sheet with cash reserves of ~₹750Cr. Pioneer and Architect of India’s DPI journey; custodian of nation-critical databases like Tax and Pension records
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Protean eGov Technologies Limited I Investor Presentation 2026-27 Immediate Strategic Priorities being worked on 12 Consolidate. Execute. Scale Grow the Core Businesses Accelerate CRA Business; Deepen share in Tax and Identity services; Successfully deliver on the RFP mandates: CKYCRR 2.0, Bima Sugam, Aadhaar Seva Kendras, Agri Stack etc Harness the Intelligence Layer AI-native products atop our DPI rails and DPI-in-a-Box solutions to Enterprises, State and Central Govts. – Domestic & International Scale Adjacencies through Curated Bundled Services Transition to a Solution led Approach via bundled API Stack: Account Aggregator, Analytics, CKYC, Digital Onboarding, Documentation workflow, eSign etc Cost & Process Efficiencies (a) Leverage AI for operational efficiency, rationalising cost, and product innovation. (b) Technology upgradation & Cyber preparedness to be undertaken swiftly. © Insourcing & Knowledge transfer to be expedited Margin Expansion Double down on high margin products, Cost optimization, Product rationalization, AI-enabled operating efficiency across the value chain Scale International Business through Partnerships Retiral Solutions, DPI-in-a-Box approach, API stack for BFSI
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Protean eGov Technologies Limited I Investor Presentation 2026-27 Q2FY27 Update MD & CEO Commentary Key Highlights – Q2FY27 Financial Performance 04 01 Key Drivers – Q2FY27 03 B B 02 Balance Sheet 05
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Protean eGov Technologies Limited I Investor Presentation 2026-27 14 MD & CEO Commentary “ “ “This quarter marks an important milestone for Protean, with two key RFP mandates almost nearing completion . The investments we made to deliver these key mandates are largely behind us and we enter the second half with a stronger base, a more predictable and diversified revenue mix and a clear line of sight to improved operating leverage . Looking ahead, our priorities are clear : deepening our DPI 2 . 0 capabilities, driving enterprise growth through AI - led bundled solutioning approach and taking India’s Digital Public Infrastructure model to global markets . We will remain focused on commercial execution and disciplined capital allocation . With a strong team, refreshed product and client approach, supported by strong balance sheet liquidity, we are committed to invest in our stated approach with strong focus on profitability . We remain committed to creating long - term value for our shareholders and positioning Protean as a global market leader in building Digital Public Infrastructure and Enterprise Digital Solutions . " With a strong team, refreshed product and client approach, supported by strong balance sheet liquidity, we are committed to invest in our stated approach with strong focus on profitability
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Protean eGov Technologies Limited I Investor Presentation 2026-27 15 Tax Services CRA Services Identity Services New Initiatives Key Highlights – Q2FY27 Revenue ₹271 crore 8% YoY EBITDA ₹43 crore -1% YoY PAT ₹16 crore -31% YoY Cash* ~₹750 crore Zero debt *Cash & Cash Equivalents including marketable securities The segment reported robust revenue growth of 13% YoY in Q2FY27, supported by a sequential gain in market share of 332 bps Protean further strengthened its leadership in India’s PAN ecosystem with a 66% market share and issued 1.3 crore pan cards in Q2FY27 Assisted mode of PAN applications accounted for more than 70% of total PAN issuances in Q2FY27 Onboarded 4.7 million new subscribers, an increase of 15% YoY with 95% market share in the new subscribers onboarded in Q2FY27 More than 1,400 new corporates onboarded, the highest in any single quarter to date The company maintains a dominant market share of 97% Added ~1.5 lakh subscribers under NPS Vatsalya in Q2FY27, the highest- ever quarterly addition, taking the total subscriber base to ~3.5 lakh The segment delivered a strong 24% YoY revenue growth in Q2FY27 led by 26% combined volume growth across all four facets of digital identity Value-added offerings continued to grow, with RISE with Protean processing 3.3 cr transactions in Q2FY27 More than 25 new customers onboarded for eSignPro New initiatives contributed 16% of the total revenue in Q2FY27 As of Oct’26, rolled out 187 ASK’s across 27 states and UT’s This brings the two key RFP mandates i.e CERSAI CKYCRR 2.0 and ASKs close to full rollout On the back of the CERSAI mandate, Protean has also built adjacent offerings for the enterprise segment where the company has started seeing early traction
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Protean eGov Technologies Limited I Investor Presentation 2026-27 16 Key Drivers – Q2FY27 PAN Services CRA Services e-Sign Transactions 3.8 4.6 Q2FY26 Q2FY27 e-KYC Transactions 13.7 20.1 Q2FY26 Q2FY27 Aadhaar Authentication 23.8 26.7 Q2FY26 Q2FY27 Online Pan Verifications 77.7 94.6 Q2FY26 Q2FY27 44% 39% 56% 61% Q2FY26 Q2FY27 Offline Online 1.3 Total PANs issued till date 59.6 Cr 8.8 10.1 0.4 0.5 Q2FY26 Q2FY27 Cumulative New Additions Cumulative till date 84.4 Cr Cumulative till date 304.6 Cr Cumulative till date 1,921.9 CrCumulative till date 428.4 Cr 1.2 (in crore) ID Services transaction volumes include internal services while revenue reflects only external billing
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Protean eGov Technologies Limited I Investor Presentation 2026-27 17 Financial Performance Particulars Q2FY27 Q2FY26 YoY Q1FY27 QoQ H1FY27 H1FY26 YoY Revenue from Operations 271 251 8% 251 8% 522 461 13% Other Income 19 15 31% 15 24% 35 43 - 20% Total Income 290 265 9% 266 9% 556 504 10% - Tax Services 121 107 13% 100 22% 221 207 7% - CRA Services 80 78 2% 82 - 2% 161 154 5% - Identity Services 27 22 24% 27 - 55 46 20% - New Initiatives 42 43 - 2% 42 - 84 54 56% EBITDA 43 * 44 -1% 28 ** 56% 71 89 -20% EBITDA Margin 15.0% 16.6% - 158 bps 10.4% 454 bps 12.8% 17.6% - 480 bps Profit before Tax 21 32 - 34% 8 178% 29 64 - 55% Tax 5 8 - 41% 2 173% 7 17 - 60% Profit after Tax 16 * 24 -31% 6 ** 180% 22 48 -53% PAT Margin 5.7% 9.0% - 334 bps 2.2% 346 bps 4.0% 9.5% - 546 bps (₹ in crore) *Q2FY27 EBITDA stood at ₹43 crore, compared to ₹44 crore in Q2FY26, with an EBITDA margin of 15%. Margins for the quarter reflect upfront investments of ₹10 crore towards the implementation of key RFP project, as highlighted in previous quarters. Excluding these one-time investments, EBITDA would have been ₹ 53 crore, a 22% YoY increase, with an EBITDA margin of 18%. PAT excluding upfront investments stood at ₹24 crore with PAT Margin of 8%. **Q1FY27 EBITDA stood at ₹28 crore compared to ₹45 crore in Q1FY26, reflecting a decline of 38% YoY, with an EBITDA margin of 10%. The margin for this quarter was impacted by upfront investments of ~ ₹18 crore incurred towards the implementation of multiple prestigious RFP-led mandates. In addition, margins were also affected by cost inflation driven by ongoing geopolitical tensions resulting in higher procurement costs for technology hardware, white goods and other key inputs required for these projects. Excluding these investments, EBITDA for the quarter stood at ₹46 crore, with an EBITDA margin of 17.2%. PAT excluding these investments stood at ₹20 crore with PAT margin of 7%.
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Protean eGov Technologies Limited I Investor Presentation 2026-27 18 Assets Sep’26 Mar’26 Tangible Assets 150 63 Right-of-use / Intangible Assets 155 122 Financial Assets 514 610 Other Non-Current Assets 65 69 Total Non-Current Assets 884 864 Trade Receivables 266 205 Cash and Bank 185 187 Other Financial and Current Assets 177 218 Total Current Assets 628 610 Total Assets 1,512 1,474 (₹ in crore) Equity & Liabilities Sep’26 Mar’26 Shareholder’s Equity 1,063 1,077 Borrowings - - Lease and Other Non-Current Liabilities 123 91 Total Non-Current Liabilities 123 91 Borrowings - - Trade Payables 158 136 Lease and Other Financial & Current Liabilities 168 169 Total Current Liabilities 326 305 Total Liabilities 449 396 Total Equity and Liabilities 1,512 1,474 Balance Sheet
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Protean eGov Technologies Limited I Investor Presentation 2026-27 Build & Operate Digital Public Infrastructure in India & Globally 01 02 B C.1 Protean’s expertise in Building India’s Digital Public Infrastructure Aligned with Nation’s Vision for Digital Bharat Taking India’s DPI to the World - Protean’s Global Expansion Strategy 03
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Protean eGov Technologies Limited I Investor Presentation 2026-27 20 Protean’s expertise in Building India’s Digital Public Infrastructure Aligned with India’s visionary DPI framework built on open standards and protocols, Protean continues to contribute towards multisectoral Open Digital Ecosystems Digitally Verifiable Identity • Permanent Account Number (PAN) • Tax Information Network (TIN) • GST Suvidha Provider (GSP) • Automation of Central Excise and Service Tax TAX Broadened the ambit of Pension system in India Central Recordkeeping Agency for • National Pension Scheme • Atal Pension Yojana • Unified Pension Scheme RETIRALS Sole provider of all four National foundational identity services • eSign • eKYC • Online PAN Verification • Aadhaar Issuance and Authentication IDENTITY + CENTRAL KYC • System Integrator • Design, Development, Implementation & Maintenance of CKYCRR 2.0 • Backed by all 4 Regulators – RBI, PFRDA, SEBI & IRDAI INSURANCE DIGITAL COMMERCE AGRICULTURE EDUCATION HEALTH Creating a unified digital marketplace that seamlessly connects customers, insurers and intermediaries, fostering financial security nationwide 20+ Hyperlocal domains including : • Mobility & Transport • Open Finance • Groceries & Fashion • Electronics • Farmer ID • Land Record • Crop Registries • Soil Health Record • Customized Advisory Decentralized network for: • Education Finance • Skilling • Learning • Health ID Issuance • Health Facility Digitization • Personal health record app
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Protean eGov Technologies Limited I Investor Presentation 2026-27 21 “Digital India means Minimum Government, Maximum Governance “ PM Speech on 6th anniversary of ‘Digital India Abhiyan’ “India must not just consume technology but create it“ PM Speech on 6th anniversary of ‘Digital India Abhiyan’ “Digital India is the instrument for AatmaNirbhar Bharat“ PM Speech on 6th anniversary of ‘Digital India Abhiyan’ “India has created an online Global Digital Public Infrastructure Repository. We are ready to share our experience of using Digital Public Infrastructure with the world, especially the Global South“ PM Addresses G20 Digital Economy Ministers India AI Impact Summit 2026 G-20 Summit, 2023 Picture Source – G20 Summit , Impact Summit “DPI now contributes close to 1% of India’s GDP“ Niti Aayog Report India’s Trust Infrastructure - Built Locally, Deployed Globally Aligned with Nation’s Vision for Digital Bharat
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Protean eGov Technologies Limited I Investor Presentation 2026-27 22 Taking India’s DPI to the World - Protean’s Global Expansion Strategy Global Expansion through “ DPI-in-a-Box ” approach Pre-built | Configurable | Scalable | Secure Digital Identity Interoperable identity frameworks for citizens and entities Registries Master data registries for citizens, businesses, assets and more Consent Management Standards-based consent layer for secure data sharing Digital Credentials Verifiable credentials and attestations for citizens and entities Verification Services Real-time verification for identity, documents, entitlements and more Citizen Wallet Unified citizen wallet for documents, credentials and services Open APIs Standards-based APIs for seamless integration and innovation Data Exchange Secure, interoperable data exchange across systems and domains AI-enabled Services Intelligent services for decision support, insights and automation Security & Compliance Built-in privacy, security, auditability and compliance by design Faster Time to Deploy Pre-built modules and accelerators reduce implementation time Modular & Flexible Pick and choose modules as per requirements and scale as needed Secure & Sovereign Built on secure, sovereign infrastructure with privacy and compliance by design Population Scale Designed for high availability, performance and scale to serve millions to billions Cost Effective Reusable components reduce cost, effort and total cost of ownership Future Ready Standards-based, API-first and AI-ready for future innovation DPI-in-a-Box DPI @ : TAX + RETIRALS + IDENTITY + CENTRAL KYC + INSURANCE + DIGITAL COMMERCE + AGRICULTURE + EDUCATION + HEALTH + ... A Modular, Interoperable and Secure Digital Public Infrastructure stack to accelerate National Digital transformation
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Protean eGov Technologies Limited I Investor Presentation 2026-27 Enabling Enterprise Digital Ecosystems C.2 AI Powered ‘Intelligence Layer’ atop Digital Public Infrastructure 01 02 Enabling Enterprise Digital Ecosystems From API led stack to journey led onboarding Strategic Vision 03
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Protean eGov Technologies Limited I Investor Presentation 2026-27 24 Enabling Enterprise Digital Ecosystems Digital Signing & Stamping, Digital Documentation Workflow Stack (eSign Pro) • Sole provider with end-to-end stack: Aadhaar e-Sign + e-Sign Workflow + e-Stamping + Document Management System • Market leader with strong forward and backward integration- Highly configurable basis client needs Cloud Services • Certifications – MeitY, PCI-DSS, SOC 1, SOC 2, SOC 3, ISO, HIPPA • Energy Efficient Sovereign Cloud Services • Self-service on-premise cloud using open-source tech • Integration of API Gateway enabling scalability across multiple sectors End-to-end Onboarding Jounery’s using Customisable API Stack (RISE with Protean) • eKYC, Aadhaar Auth, Online Pan Verification, CKYC • Comprehensive multi-sectoral curated API stack by combining “proprietary and partner” products • Contributing to RBIH ULI & Government’s API Setu • Fully automated workflows with sandbox and analytics capabilities Solution Led Approach – Bundling products to create comprehensive multi-sectoral product journey’s Identity 360 Analytics
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Protean eGov Technologies Limited I Investor Presentation 2026-27 25 From API-Led Stack to Journey-Led Onboarding Protean has Lending, Insurance & Investment journeys for Regulated Enterprises Application Identity Verification Consent Analyser Documentation Activation Digital lending Retail | SME | Business | Corporate | Collections Insurance Customer onboarding | Policy issuance | Claims Wealth & Investments Investor onboarding | Mandates | Portfolio servicing SME & Business Entity onboarding | Promoter & stakeholder verification | Credit Customer onboarding Bank accounts | Current accounts | Credit cards | Digital financial products Capability layers behind every journey Identity Online PAN Verification • eKYC • Aadhaar Authentication Verification CKYC AA Consent & Data Consent management • Account Aggregator • Alternate data Analytics Balance sheet • GST/GSP • Credit Assessment • Investments Documentation eSign • eStamp • Digital documentation • Workflow Compliance & Servicing CKYC reporting • Audit trails • Re-KYC • Ongoing servicing Where enterprises use it
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Protean eGov Technologies Limited I Investor Presentation 2026-27 26 Strategic Vision Global ‘Trust Infrastructure’ Company for DPI Partner of choice for all ‘National & Global’ open-source deployments via our DPI-in-a-Box approach Unified citizen service Platform for India Unified Phy-Gital distribution connecting Governments, Enterprises and Citizens High Margin Company Through aggressive expansion in International Markets & Enterprise Stack proliferation Market Leader in Enterprise Digital Solutions For BFSI and Enterprises alike Leader in building and operating Registry Globally Sustaining leadership at home and creating stacks for global markets - (Pensions, CKYC, Agristack etc.) Intelligent Platforms, Proactive Citizen Service AI-led efficiency and innovation in how we operate and build with DPI use-cases that reach citizens before they have to ask India’s Trust Infrastructure - Built Locally, Deployed Globally
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Protean eGov Technologies Limited I Investor Presentation 2026-27 27 DISCLAIMER This presentation and the accompanying slides (the “Presentation”) have been prepared by Protean eGov Technologies Limited (the “Company”) solely for information purposes and do not constitute any offer, recommendation, or invitation to purchase or subscribe for any securities and shall not form the basis or be relied on in connection with any contract or binding commitment whatsoever. No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company. Certain statements in this presentation concerning our future growth prospects are forward-looking statements that involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward- looking statements. The Risk and uncertainties relating to the statements include but are not limited to, risks and uncertainties regarding fiscal policy, competition, inflationary pressures, climate and general economic conditions affecting demand/supply and price conditions in domestic and international markets. The Company does not undertake to update any forward-looking statement that may be made from time to time by or on behalf of the Company. This Presentation has been prepared by the Company based on information and data which the Company considers reliable. This Presentation may not be all- inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from, this Presentation is expressly excluded. The Company does not make any promise to update/provide such a presentation along with results to be declared in the coming quarters and years. Thank You F o r I n v e s t o r R e l a t i o n s Q u e r y c o n t a c t Pushpa Mani Vice President-Head Investor Relations, ESG & CSR +91 9911684123 Pushpa@proteantech.in/ir@proteantech.in