Interim report
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Ref: No. ABCL/SD/MUM/2026-27/JULY/63 31 July 2026 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400 001 Scrip Code: 540691 Scrip ID: ABCAPITAL National Stock Exchange of India Ltd Exchange Plaza, 5 th Floor, Plot. C/1, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai 400 051 Symbol: ABCAPITAL Dear Sir/ Madam, Sub: Outcome of Board Meeting under Regulations 30 , 32, 33, 51(2), 52 and 54 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended ("SEBI Listing Regulations"). 1. This is in continuation to our letter dated 13 July 2026. 2. We wish to inform you that pursuant to the applicable provisions of the SEBI Listing Regulations, the Board of Directors of Aditya Birla Capital Limited (the "Company") at its Meeting held today, i.e., 31 July 2026, inter alia approved the Unaudited Financial Results (Standalone and Consolidated) of the Company for the quarter ended 30 June 2026. 3. The Unaudited Financial Results (Standalone and Consolidated) along with the Limited Review Report and press release on the Unaudited Financial Results of the Company for the quarter ended 30 June 2026 is enclosed. 4. Grant of following Stock Options and Performance Stock Units (“PSUs”) to the eligible employees under Aditya Birla Capital Limited Employee Stock Option and Performance Stock Unit Scheme 2022: Grant 1 Grant 2 Grant 3 Instrument Stock Options PSUs Stock Options PSUs Quantum of grant 64,32,626 18,57,844 92,59,847 9,63,417 Grant / Exercise Price (Rs. Per Share) 394.05 10 394.05 10 Date of grant 31st July 2026 Vesting Period 3 Years from the date of Grant, 33.33% | 33.33% | 33.33% 3 Years from the date of Grant, 0% | 0% |100% Exercise Period 5 Years from the date of vesting Whether the scheme is in terms of SEBI (Share Based Employee Benefits and Sweat Equity) Regulations, 2021 Yes Yes Yes 5. Pursuant to Regulation 32 of SEBI Listing Regulations, a statement confirming no deviation or variation in the utilization of proceeds raised through issuance of equity shares by way of Preferential Issue under Chapter V of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018, for the quarter ended 30 June 2026 is enclosed.
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6. Pursuant to Regulation 52(7) & 52(7A) of SEBI Listing Regulations and the Operational Circular issued by SEBI through circular number SEBI/HO/DDHS/DDHS_Div1/P/CIR/2022/ 0000000103 dated 29 July 2022, a statement indicating the utilization of issue proceeds of Non -Convertible Debentures and statement indicating Nil deviation and variation for the quarter ended 30 June 2026 is also annexed to the Financial Results. 7. In terms of Regulation 54 of the SEBI Listing Regulations, the Security Cover Certificate as on 30 June 2026 in the prescribed format is annexed to the Financial Results. 8. Change in Senior Management of the Company Pursuant to Regulation 30 read with Para A(7) of Part A of Schedule III and other applicable provisions of the SEBI Listing Regulations, we hereby inform you that basis recommendation of the Nomination and Remuneration Committee, the Board of Directors of the Company has today viz. 31 July 2026, approved the appointment of Mr. Subhash Subramaniam, as Chief Technology Officer and a Senior Management Personnel (“SMP”) of the Company, with effect from 03 August 2026. Details with respect to the said appointment of SMP as required under Regulation 30(6) read with Para A(7) of Part A of Schedule III of the SEBI Listing Regulations read with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated 30 January 2026, are enclosed as Annexure. 9. The Meeting commenced at 12:30 p.m. and concluded at 14.05 p.m. The above is for your information, records and dissemination please. Thanking you, Yours sincerely, For Aditya Birla Capital Limited Santosh Haldankar Company Secretary & Compliance Officer Encl.: As above Cc: Luxembourg Stock Exchange Market & Surveillance Dept., P.O. Box 165, L-2011 Luxembourg, Grand Duchy of Luxembourg Citi Bank N.A. Custodial Services FIFC, 11th Floor, C-54 & 55, G Block Bandra Kurla Complex Bandra (East), Mumbai 400 051 Citi Bank N.A. Depositary Receipt Services 388 Greenwich Street 14th Floor, New York, NY 10013 Listing Agent Banque Internationale à Luxembourg SA 69 route d'Esch L - 2953 Luxembourg Grand Duchy of Luxembourg
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1. Consolidated segment revenue; for Ind AS statutory reporting purpose Asset management, wellness business and health insurance are not consolidated and included under equity accounting. Aditya Birla Capital Limited: Press Release for the quarter ended June 30, 2026 Page 1/2 Strong Earnings Growth across Businesses with Robust Asset Quality; Raised Rs 4,000 Cr Growth Capital via Pref. Allotment, onboarding IFC • Consolidated Profit after Tax grew 40% y-o-y to 1,175 crore • Consolidated Revenue1 grew 29% y-o-y to 14,731 crore • Total lending portfolio grew by 32% y-o-y and 6% q-o-q to 2,19,289 crore • HFC AUM grew by 50% year-on-year and crossed 50,000 crore • Mutual fund quarterly average AUM grew 6% y-o-y to 4,27,675 crore • Life insurance individual first year premium grew 20% y-o-y to 952 crore • Health insurance gross written premium increased 50% y-o-y to 2,196 crore • Raised equity growth capital of 4,000 crore via preferential allotment from Promoters and International Finance Corporation Mumbai, July 31, 2026: Aditya Birla Capital Limited (“The Company”) announced its financial results for the quarter ended June 30, 2026. The consolidated revenue1 grew by 29% year-on-year to ₹ 14,731 crore in Q1 FY27. The consolidated profit after tax grew by 40% year-on-year to ₹ 1,175 crore in Q1 FY27. The overall lending portfolio (NBFC and HFC) grew by 32% year -on-year and 6% sequentially to ₹ 2,19,289 crore as on June 30, 2026. The total AUM (AMC, life insurance and health insurance) grew by 36% year-on-year to ₹ 7,52,745 crore as on June 30, 2026. The life insurance individual first year premium grew by 20% year-on-year to ₹ 952 crore in Q1 FY27 and health insurance gross written premium grew by 50% year-on-year to ₹ 2,196 crore in Q1 FY27. Key Business Highlights: NBFC Business • Disbursements grew by 34% year-on-year to ₹ 21,201 crore • AUM grew by 28% year-on-year and 5% sequentially to ₹ 1,67,456 crore • Profit before tax grew by 32% year-on-year and 10% sequentially to ₹ 1,222 crore • Return on assets increased by 14 bps year-on-year and 8 bps sequentially to 2.39% • Gross stage 3 ratio improved by 97 bps year-on-year and 3 bps sequentially to 1.30% Housing Finance • Disbursements grew by 39% year-on-year to ₹ 7,515 crore • AUM grew by 50% year-on-year and 9% sequentially to ₹ 51,833 crore • Profit before tax grew by 95% year-on-year and 18% sequentially to ₹ 300 crore • Return on assets increased by 53 bps year-on-year and 5 bps sequentially to 2.12% • Gross stage 3 ratio improved by 22 bps year-on-year and 3 bps sequentially to 0.41% AMC Business • Mutual fund quarterly average assets under management grew by 6% year-on year to 4,27,675 crore • Equity QAAUM grew by 10% year-on-year to ₹ 1,98,722 crore PRESS RELEASE Q1 FY27 RESULTS PRESS RELEASE
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Aditya Birla Capital Limited: Press Release for the quarter ended June 30, 2026 Page 2/2 • Individual monthly average assets under management grew by 3% year-on-year to 2,10,606 crore • Profit after tax grew by 12% year-on-year to ₹ 309 crore Life Insurance Business • Individual First Year Premium (FYP) grew by 20% year-on-year to ₹ 952 crore • Group new business premium increased by 74% year-on-year to ₹ 1,281 crore • Renewal premium grew by 19% year-on-year to ₹ 2,345 crore • Net value of new business (VNB) margin increased by 756 bps year-on-year to 15.1% • Absolute net VNB grew by 153% year-on-year to ₹ 167 crore Health Insurance Business • Gross written premium grew by 50% year-on-year to 2,196 crore • Standalone health insurer market share increased by 200 bps year-on-year to 16.2% • Combined ratio improved to 106% (Q1 FY26: 107%) During Q1 FY27, the Company raised equity growth capital of Rs. 4,000 crore - Rs. 2,880 crore from Grasim Industries Limited (Promoter), Rs. 200 crore from Suryaja Investment Pte Limited, Singapore (Promoter Group entity ) and Rs. 920 crore from International Finance Corporation (IFC) - via preferential allotment of shares . A large majority of the proceeds from the raise i.e. 87.5% will be utilised for meeting the growth objectives of the NBFC business and 12.5% for other general corporate purposes, including investments in subsidiaries/JV/associates. The Company continues to strengthen its digital platforms to enable seamless customer onboarding and service delivery. The Company’s D2C platform, ABCD offers a comprehensive portfolio of more than 26 products and services such as payments, loans, insurance, and investments . The platform has witnessed a strong response with about 1.2 crore customer acquisitions as of June 30, 2026. The comprehensive B2B platform for the MSME ecosystem, Udyog Plus, offers seamless, paperless digital journey for business loans, supply chain financing and a host of other value-added services. It has scaled up significantly with over 24 lakh registrations and reached an AUM of ₹ 6,229 crore as of June 30, 2026. The Company also continues to expand its physical footprint with a pan -India presence of 1, 759 branches across all businesses as of June 30, 2026. The branch expansion is targeted at driving penetration into tier 3 and tier 4 towns and new customer segments. About Aditya Birla Capital Limited Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non -deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by about 66,500 employees, the businesses of ABCL have a nationwide reach with 1,759 branches and more than 200,000 agents/channel partners along with several bank partners. Aditya Birla Capital Limited is a part of the US$ 72 billion global conglomerate Aditya Birla Group, which is in the league of Fortune 500 and has a consolidated market cap of over US $118 billion, as of 1 June 2026. Anchored by an extraordinary force of over 227,500 employees, the Group is built on a strong foundation of stakeholder value creation. With over seven decades of responsible business practices, the Group’s businesses have grown i nto global powerhouses in a wide range of sectors - from metals to cement, fashion to financial services and textiles to trading. Today, over 4 2% of the Group revenues flow from overseas operations that span 41 countries across six continents with over 600 state-of-the-art manufacturing units. For more information, visit www.adityabirlacapital.com Disclaimer: Certain statements in this “Media Release” may not be based on historical information or facts and may be “forward looking st atements” within the meaning of applicable securities laws and regulations, including, but not limited to, those relating to general business plans & strategy of the Company, its future outlook & growth prospects, future developments in its businesses, its competitive & regulatory environment and management's current views & assumptions which may not remain constant due to risks and uncertainties. Actual results could differ materially from those expressed or implied. The Company assumes no responsibility to publicly amend, modify or r evise any statement, on the basis of any subsequent development, information or events, or otherwise. This “Press Release” does not constitute a prospectus, offering circular or offering memorandum or an offer to acquire any shares and should not be considered as a recommendation that any investor should subscribe for or purchase any of the Company’s shares. The financial figures in this “Press Release” have been rounded off to the nearest Rs. one Crore. The financial results are consolidated financials unless otherwise specified.
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Ref: No. ABCL/SD/MUM/2026-27/JULY/65 31 July 2026 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400 001 Scrip Code: 540691 Scrip ID: ABCAPITAL National Stock Exchange of India Ltd Exchange Plaza, 5 th Floor, Plot. C/1, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai 400 051 Symbol: ABCAPITAL Dear Sir/ Madam, Sub: Regulations 32 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended ("SEBI Listing Regulations")- Statement of Deviation/Variation in utilisation of proceeds of Preferential Issue. Pursuant to Regulation 32 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby confirm that there was no de viation or variation in respect of utilisation of proceeds of Preferential Issue during the quarter ended June 30, 2026. A statement on Deviation/Variation in utilisation of funds raised throug h Preferential Issue for the quarter ended June 30, 2026 duly reviewed by the Audit Comm ittee of the Company at its meeting held on July 23, 2026 is furnished below as pe r SEBI Master Circular No.HO/49/14 /14(7)2025-CFD-POD2/I/3762/2026 updated on January 30, 2026: Name of listed entity Aditya Birla Capital Limited Mode of fund Raising Preferential Issue Date of Raising Funds 23-06-2026 Amount Raised ₹4,000 Crore (Net proceeds: ₹39,99,99,99,080.72) Report filed for quarter ended 30-06-2026 Monitoring Agency Yes Monitoring Agency Name, if applicable India Ratings and Researc h Private Limited (Fitch Group) Is there a Deviation/ Variation in use of funds raised? No If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders Not applicable If Yes, Date of shareholder Approval Not applicable Explanation for the Deviation/ Variation Not applicable Comments of the Audit Committee, after review Nil Comments of the Auditors, if any Nil Objects for which funds have been raised and where there has been a deviation, in the following table: Original object Modified object, if any Original Allocation Modified allocation, if any Funds Utilised Amount of Deviation / Variation for the quarter according to applicable object Remarks, if any Not exceeding 87.5% of the proceeds from the Not applicable ₹3500 Not applicable ₹2,993.14* No -
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Preferential Issue (after adjustment of expenses related to the Preferential Issue, if any) for meeting the growth objectives of the Company, including augmentation of the capital base, repayment of loan(s) and funding requirements for its lending business. Deviation / Variation Not exceeding 12.5% of the proceeds from the Preferential Issue (after adjustment of expenses related to the Preferential Issue, if any) for General Corporate Purposes, including (without limitation), investment in subsidiaries/ joint ventures/ associates of the Company (existing or future), as applicable in such a manner and proportion as may be decided by the Board from time to time and/ or any other general purposes as may be permissible under applicable laws. Not applicable ₹500 Not applicable - No Deviation / Variation - Deviation or variation could mean: a) Deviation in the objects or purposes for which the funds have been raised or b) Deviation in the amount of funds actually utilized as against what was originally disclosed or c) Change in terms of a contract referred to in the fund-raising document i.e. prospectus, letter of offer, etc. *₹ 1,042.17 Crores used for lending business and INR 1,950.97 used for repayment of Loans (Term Loans of INR 550.97 Crores and Commercial Papers of INR 1,400.00 Crores) Yours sincerely, For Aditya Birla Capital Limited Santosh Haldankar Company Secretary & Compliance Officer Luxembourg Stock Exchange Market & Surveillance Dept., P.O. Box 165, L-2011 Luxembourg, Grand Duchy of Luxembourg Citi Bank N.A. Custodial Services FIFC, 11th Floor, C-54 & 55, G Block Bandra Kurla Complex Bandra (East), Mumbai 400 051 Citi Bank N.A. Depositary Receipt Services 388 Greenwich Street 14th Floor, New York, NY 10013 Listing Agent Banque Internationale à Luxembourg SA 69 route d'Esch L - 2953 Luxembourg Grand Duchy of Luxembourg Santosh Gurudas Haldankar Digitally signed by Santosh Gurudas Haldankar Date: 2026.07.31 13:19:11 +05'30'
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Annexure Details required to be disclosed under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Continuous Disclosure Requirements for Listed Entities Sr. No. Particulars Remarks 1 Name of the Senior Management Subhash Subramaniam 2 Reason for change viz., appointment, resignation, removal, death or otherwise Appointment 3 Date of appointment/re -appointment / cessation (as applicable) & term of appointment / re- appointment; 03 August 2026 4 Brief profile (in case of appointment) Subhash is a seasoned banking professional with ~30 years of diverse experience across retail and corporate banking. He brings strong expertise in leading large -scale transformation initiatives, enterprise risk management and cybersecurity programs. He is adept at designing and implementing enterprise architecture frameworks, strengthening IT governance and compliance and building high-performance engineering teams. Prior to this, Subhash was employed with ICICI Bank Ltd., National Stock Exchange of India and Sygnet Technologies. 5 Disclosure of relationships between directors (in case of appointment of a director) N.A.