Interim report
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Ref: No. ABCL/SD/MUM/2026-27/OCTOBER/109 30 October 2026 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400 001 Scrip Code: 540691 Scrip ID: ABCAPITAL National Stock Exchange of India Ltd Exchange Plaza, 5 th Floor, Plot. C/1, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai 400 051 Symbol: ABCAPITAL Dear Sir/ Madam, Sub: Outcome of Board Meeting under Regulations 30 , 32, 33, 51(2) , 52 and 54 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended ("SEBI Listing Regulations"). 1. This is in continuation to our letter dated 13 October 2026. 2. We wish to inform you that pursuant to the applicable provisions of the SEBI Listing Regulations, the Board of Directors of Aditya Birla Capital Limited (the "Company") at its Meeting held today, i.e., 30 October 2026, inter alia approved the Unaudited Financial Results (Standalone and Consolidated) of the Company for the quarter and half year ended 30 September 2026. 3. The Unaudited Financial Results (Standalone and Consolidated) along with the Limited Review Report and press release on the Unaudited Financial Results of the Company for the quarter and half year ended 30 September 2026 is enclosed. 4. Grant of following Stock Options and Performance Stock Units (“PSUs”) to the eligible employees under Aditya Birla Capital Limited Employee Stock Option and Performance Stock Unit Scheme 2022: Grant 1 Grant 2 Instrument Stock Options PSUs Stock Options Quantum of grant 1,82,502 54,631 2,44,676 Grant / Exercise Price (Rs. Per Share) 358.35 10 358.35 Date of grant 30th October 2026 Vesting Period 3 Years (33% | 33% | 33%) 2 Years 9 Months (Cliff vesting) Exercise Period 5 Years from Date of Vesting Whether the scheme is in terms of SEBI (Share Based Employee Benefits and Sweat Equity) Regulations, 2021 Yes Yes 5. Pursuant to Regulation 32 of SEBI Listing Regulations, a statement confirming no deviation or variation in the utilization of proceeds raised through issuance of equity shares by way of Preferential Issue under Chapter V of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018, for the quarter ended 30 September 2026 is enclosed.
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6. Pursuant to Regulation 52(7) & 52(7A) of SEBI Listing Regulations read with SEBI Master Circular for Listing Obligations and Disclosure Requirements for Non-Convertible Securities, Securitized Debt Instruments and/ or Commercial Paper dated July 11, 2025, a statement indicating the utilization of issue proceeds of Non-Convertible Debentures and statement indicating Nil deviation and variation for the quarter ended 30 September 2026 is also annexed to the Financial Results. 7. In terms of Regulation 54 of the SEBI Listing Regulations read with SEBI Master Circular SEBI/ HO/17 /11/12(2)2026-DDHS-POD1/l/22420/2026 dated 28 September 2026, the Security Cover Certificate as on 30 September 2026 in the prescribed format is annexed to the Financial Results. 8. The Meeting commenced at 12:00 p.m. and concluded at 13.40 p.m. The above is for your information, records and dissemination please. Thanking you, Yours sincerely, For Aditya Birla Capital Limited Santosh Haldankar Company Secretary & Compliance Officer Encl.: As above Cc: Luxembourg Stock Exchange Market & Surveillance Dept., P.O. Box 165, L-2011 Luxembourg, Grand Duchy of Luxembourg Citi Bank N.A. Custodial Services FIFC, 11th Floor, C-54 & 55, G Block Bandra Kurla Complex Bandra (East), Mumbai 400 051 Citi Bank N.A. Depositary Receipt Services 388 Greenwich Street 14th Floor, New York, NY 10013 Listing Agent Banque Internationale à Luxembourg SA 69 route d'Esch L - 2953 Luxembourg Grand Duchy of Luxembourg
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1. Consolidated segment revenue; for Ind AS statutory reporting purpose Asset management, wellness business and health insurance are not consolidated and included under equity accounting. Aditya Birla Capital Limited: Press Release for the quarter and half year ended September 30, 2026 Page 1/2 Strong Earnings Growth with Robust Asset Quality • Consolidated Profit after Tax: 1,288 crore (↑ 38% y-o-y) • Consolidated Revenue1: 16,545 crore (↑ 31% y-o-y) • Total lending AUM: 2,33,930 crore (↑ 32% y-o-y, ↑ 7% q-o-q) • Mutual fund quarterly average AUM: 4,41,787 crore (↑ 4% y-o-y) • Life insurance individual first year premium: 2,342 crore in H1 FY27 (↑ 25% y-o-y) • Health insurance gross written premium: 4,543 crore in H1 FY27 (↑ 48% y-o-y) Mumbai, October 30, 2026: Aditya Birla Capital Limited (“The Company”) announced its financial results for the quarter and half year ended September 30, 2026. The consolidated revenue1 grew by 31% year-on-year to ₹ 16,545 crore in Q2 FY27. The consolidated profit after tax grew by 38% year-on-year to ₹ 1,288 crore in Q2 FY27. The overall lending AUM (NBFC and HFC) grew by 32% year -on-year and 7% sequentially to ₹ 2,33,930 crore as on September 30, 2026. The total AUM (AMC, life insurance and health insurance) increased 2.2 times year-on-year to ₹ 12,33,906 crore as on September 30, 2026. The life insurance individual first year premium grew by 25% year-on-year to ₹ 2,342 crore in H1 FY27 and health insurance gross written premium grew by 48% year-on-year to ₹ 4,543 crore in H1 FY27. Key Business Highlights: NBFC Business – Q2 FY27 • Disbursements grew by 12% year-on-year and 17% sequentially to ₹ 24,708 crore • AUM grew by 26% year-on-year and 5% sequentially to ₹ 1,76,557 crore • Profit before tax grew by 41% year-on-year and 11% sequentially to ₹ 1,352 crore • Return on assets increased by 25 bps year-on-year and 6 bps sequentially to 2.45% • Gross stage 2 and 3 ratio improved by 72 bps year-on-year and 12 bps sequentially to 2.31% Housing Finance – Q2 FY27 • Disbursements grew by 55% year-on-year and 19% sequentially to ₹ 8,957 crore • AUM grew by 50% year-on-year and 11% sequentially to ₹ 57,373 crore • Profit before tax grew by 73% year-on-year and 12% sequentially to ₹ 335 crore • Return on assets stood at 2.12% • Gross stage 2 and 3 ratio improved by 45 bps year-on-year and 13 bps sequentially to 0.65% AMC Business – Q2 FY27 • Mutual fund quarterly average assets under management grew by 4% year-on year to 4,41,787 crore • Equity QAAUM grew by 9% year-on-year to ₹ 2,09,230 crore • Individual monthly average assets under management grew by 5% year-on-year to 2,17,740 crore • Profit after tax stood at ₹ 221 crore PRESS RELEASE Q2 FY27 RESULTS PRESS RELEASE
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Aditya Birla Capital Limited: Press Release for the quarter and half year ended September 30, 2026 Page 2/2 Life Insurance Business – H1 FY27 • Individual First Year Premium (FYP) grew by 25% year-on-year to ₹ 2,342 crore • Group new business premium increased by 90% year-on-year to ₹ 4,232 crore • Renewal premium grew by 20% year-on-year to ₹ 5,578 crore • Net value of new business (VNB) margin increased by 447 bps year-on-year to 16.1% • Absolute net VNB grew by 78% year-on-year to ₹ 424 crore Health Insurance Business – H1 FY27 • Gross written premium grew by 48% year-on-year to 4,543 crore • Standalone health insurer market share increased by 70 bps year-on-year to 14.2% • Combined ratio stood at 107% The Company continues to strengthen its digital platforms to enable seamless customer onboarding and service delivery. The Company’s D2C platform, ABCD offers a comprehensive portfolio of more than 26 products and services such as payments, loans, insurance, and investments . The platform has witnessed a strong response with about 1.3 crore customer acquisitions as of September 30, 2026. The comprehensive B2B platform for the MSME ecosystem, Udyog Plus, offers seamless, paperless digital journey for business loans, supply chain financing and a host of other value-added services. It has scaled up significantly with over 24 lakh registrations and reached an AUM of ₹ 7,262 crore as of September 30, 2026. The Company also continues to expand its physical footprint with a pan -India presence of 1,822 branches across all businesses as of September 30, 2026. The branch expansion is targeted at driving penetration into tier 3 and tier 4 towns and new customer segments. About Aditya Birla Capital Limited Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non -deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by about 67,300 employees, the businesses of ABCL have a nationwide reach with 1,822 branches and more than 200,000 agents/channel partners along with several bank partners. Aditya Birla Capital Limited is a part of the US$ 72 billion global conglomerate Aditya Birla Group, which is in the league of Fortune 500 and has a consolidated market cap of over US $118 billion. Anchored by an extraordina ry force of over 227,500 employees, the Group is built on a strong foundation of stakeholder value creation. With over seven decades of responsible business practices, the Group’s businesses have grown into global powe rhouses in a wide range of sectors - from metals to cement, fashion to financ ial services and textiles to trading. Today, over 42% of the Group revenues flow from overseas operations that span 41 countries across six continents with over 600 state-of-the-art manufacturing units. For more information, visit www.adityabirlacapital.com Disclaimer: Certain statements in this “Media Release” may not be based on historical information or facts and may be “forward looking st atements” within the meaning of applicable securities laws and regulations, including, but not limited to, those relating to general business plans & strategy of the Company, its future outlook & growth prospects, future developments in its businesses, its competitive & regulatory environment and management's current views & assumptions which may not remain constant due to risks and uncertainties. Actual results could differ materially from those expressed or implied. The Company assumes no responsibility to publicly amend, modify or r evise any statement, on the basis of any subsequent development, information or events, or otherwise. This “Press Release” does not constitute a prospectus, offering circular or offering memorandum or an offer to acquire any shares and should not be considered as a recommendation that any investor should subscribe for or purchase any of the Company’s shares. The financial figures in this “Press Release” have been rounded off to the nearest Rs. one Crore. The financial results are consolidated financials unless otherwise specified.
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Ref: No. ABCL/SD/MUM/2026-27/OCTOBER 30 October 2026 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400 001 Scrip Code: 540691 Scrip ID: ABCAPITAL National Stock Exchange of India Ltd Exchange Plaza, 5 th Floor, Plot. C/1, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai 400 051 Symbol: ABCAPITAL Dear Sir/ Madam, Sub: Regulations 32 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended ("SEBI Listing Regulations") - Statement of Deviation/Variation in utilisation of proceeds of Preferential Issue. Pursuant to Regulation 32 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby confirm that there was no deviation or variation in respect of utilisation of proceeds of Preferential Issue during the quarter ended 30 September 2026. A statement on Deviation/Variation in utilisation of funds raised through Preferential Issue for the quarter ended 30 September 2026 duly reviewed by the Audit Committee of the Company at its meeting held on 30 October 2026 is furnished below as per SEBI Master Circular No.HO/49/14/14(7)2025 -CFD- POD2/I/3762/2026 updated on 30 January 2026: Name of listed entity Aditya Birla Capital Limited Mode of fund Raising Preferential Issue Date of Raising Funds 23-06-2026 Amount Raised ₹4,000 Crore (Net proceeds: ₹39,99,99,99,080.72) Report filed for quarter ended 30-09-2026 Monitoring Agency Yes Monitoring Agency Name, if applicable India Ratings and Research Private Limited (Fitch Group) Is there a Deviation/ Variation in use of funds raised? No If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders Not applicable If Yes, Date of shareholder Approval Not applicable Explanation for the Deviation/ Variation Not applicable Comments of the Audit Committee, after review Nil Comments of the Auditors, if any Nil Objects for which funds have been raised and where there has been a deviation, in the following table: Original object Modified object, if any Original Allocation Modified allocation, if any Funds Utilised Amount of Deviation / Variation for the quarter according to applicable object Remarks, if any Not exceeding 87.5% of the proceeds from the Preferential Issue (after Not applicable ₹3500 Not applicable ₹3500* No Deviation / Variation -
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adjustment of expenses related to the Preferential Issue, if any) for meeting the growth objectives of the Company, including augmentation of the capital base, repayment of loan(s) and funding requirements for its lending business. Not exceeding 12.5% of the proceeds from the Preferential Issue (after adjustment of expenses related to the Preferential Issue, if any) for General Corporate Purposes, including (without limitation), investment in subsidiaries/ joint ventures/ associates of the Company (existing or future), as applicable in such a manner and proportion as may be decided by the Board from time to time and/ or any other general purposes as may be permissible under applicable laws. Not applicable ₹500 Not applicable ₹500** No Deviation / Variation - Deviation or variation could mean: a) Deviation in the objects or purposes for which the funds have been raised or b) Deviation in the amount of funds actually utilized as against what was originally disclosed or c) Change in terms of a contract referred to in the fund-raising document i.e. prospectus, letter of offer, etc. * ₹ 1,042.17 Crores used for lending business and ₹ 2,457.83 used for repayment of Loans. ** ₹ 500 Crores used for Investment in subsidiaries / joint ventures. Yours sincerely, For Aditya Birla Capital Limited Santosh Haldankar Company Secretary & Compliance Officer Luxembourg Stock Exchange Market & Surveillance Dept., P.O. Box 165, L-2011 Luxembourg, Grand Duchy of Luxembourg Citi Bank N.A. Custodial Services FIFC, 11th Floor, C-54 & 55, G Block Bandra Kurla Complex Bandra (East), Mumbai 400 051 Citi Bank N.A. Depositary Receipt Services 388 Greenwich Street 14th Floor, New York, NY 10013 Listing Agent Banque Internationale à Luxembourg SA 69 route d'Esch L - 2953 Luxembourg Grand Duchy of Luxembourg