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Axis Bank Limited Regd . Office : ' Trishul ' , 3rd floor , Opp . Samartheshwar Temple , Near Law Garden , Ellisbridge , Ahmedabad - 380 006 . Corporate Office : ' Axis House ' , C - 2 , Wadia International Centre , Pandurang Budhkar Marg , Worli , Mumbai - 400 025 . CIN : L65110GJ1993PLC020769 , Phone : 079-26409322 , Fax : 079-26409321 , Email : shareholders@axisbank.com UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND NINE MONTHS ENDED 31ST DECEMBER , 2020 ( in lacs ) PARTICULARS FOR THE QUARTER ENDED 31.12.2020 FOR THE QUARTER ENDED 30.09.2020 FOR THE QUARTER FOR THE NINE MONTHS FOR THE NINE MONTHS FOR THE YEAR ENDED 31.12.2019 ENDED 31.12.2020 ENDED ENDED 31.12.2019 31.03.2020 ( Unaudited ) ( Unaudited ) ( Unaudited ) ( Unaudited ) ( Unaudited ) ( Audited ) 1 . Interest earned ( a ) + ( b ) + ( c ) + ( d ) 15,498,35 16,062,89 15,708,30 48,100,13 46,401,05 62,635,16 ( a ) Interest / discount on advances / bills 11,544,26 12,188,96 12,284,08 36,320,63 35,669,15 48,302,97 ( b ) Income on Investments 3,189,83 3,101,93 2,649,01 9,264,76 8,636,46 11,246,03 ( c ) Interest on balances with Reserve Bank of India and other inter - bank funds 116,47 259,09 285,67 815,49 672,69 1,095,26 ( d ) Others 647,79 512,91 489,54 1,699,25 1,422,75 1,990,90 2 . Other Income ( Refer note 2 ) 3,776,04 3,807,18 3,786,57 10,169,90 11,551,10 15,536,56 3 . TOTAL INCOME ( 1 + 2 ) 19,274,39 19,870,07 19,494,87 58,270,03 57,952,15 78,171,72 4 . Interest Expended 8,125,59 8,736,82 9,255,32 26,415,99 28,002,59 37,428,96 5 . Operating expenses ( i ) + ( ii ) 5,053,29 4,235,64 4,496,86 13,016,52 12,362,53 17,304,62 ( i ) Employees cost 1,677,35 1,412,94 1,365,22 4,496,41 3,947,03 5,321,00 ( ii ) Other operating expenses 3,375,94 2,822,70 3,131,64 8,520,11 8,415,50 11,983,62 6 . TOTAL EXPENDITURE ( 4 + 5 ) ( Excluding Provisions and Contingencies ) 13,178,88 12,972,46 13,752,18 39,432,51 40,365,12 54,733,58 7 . OPERATING PROFIT ( 3-6 ) ( Profit before Provisions and Contingencies ) 6,095,51 6,897,61 5,742,69 18,837,52 17,587,03 23,438,14 8 . Provisions ( other than tax ) and Contingencies ( Net ) 4,604,28 4,580,65 3,470,92 13,601,35 10,803,89 18,533,91 9. Exceptional Items 10. Profit / ( Loss ) from Ordinary Activities before Tax ( 7-8-9 ) 1,491,23 2,316,96 2,271,77 5,236,17 6,783,14 4,904,23 11. Tax expense 374,63 634,29 514,77 1,324,73 3,768,14 3,277,01 12. Net Profit / ( Loss ) from Ordinary Activities after Tax ( 10-11 ) 1,116,60 1,682,67 1,757,00 3,911,44 3,015,00 1,627,22 13. Extraordinary Items ( net of tax expense ) 14. Net Profit / ( Loss ) for the period ( 12-13 ) 1,116,60 1,682,67 1,757,00 3,911,44 3,015,00 1,627,22 15. Paid - up equity share capital ( Face value * 2 / - per share ) 612,29 612,03 563,95 612,29 563,95 16. Reserves excluding revaluation 564,34 84,383,51 reserves ( i ) 17. Analytical Ratios Percentage of Shares held by Government of India Nil Nil Nil Nil Nil Nil ( ii ) Capital Adequacy Ratio 18.68 % 18.92 % 18.20 % 18.68 % 18.20 % 17.53 % Basel III ( !!! ) Earnings per Share ( EPS ) for the period / year ( before and after extraordinary items ) Basic Diluted 3.65 3.65 5.70 6.23 5.69 6.21 13.28 13.27 11.25 5.99 11.20 5.97 ( iv ) NPA Ratios ( a ) Amount of Gross Non Performing assets 21,997,90 26,831,64 30,073,02 21,997,90 30,073,02 30,233,82 ( b ) Amount of Net Non Performing assets 4,609,83 6,107,88 12,160,28 4,609,83 12,160,28 9,360,41 ( c ) % of Gross NPAs 3.44 4.18 5.00 3.44 5.00 4.86 ( d ) % of Net NPAs 0.74 0.98 2.09 0.74 2.09 1.56 ( v ) Return on Assets ( annualized ) 0.48 0.73 0.86 0.56 0.50 0.20 Page 1 of 8