Interim report
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Axis Bank Limited Regd . Office : ' Trishul ' , 3rd floor , Opp . Samartheshwar Temple , Near Law Garden , Ellisbridge , Ahmedabad - 380 006 . Corporate Office : ' Axis House ' , C - 2 , Wadia International Centre , Pandurang Budhkar Marg , Worli , Mumbai - 400 025 . CIN : L65110GJ1993PLC020769 , Phone : 079-26409322 , Fax : 079-26409321 , Email : shareholders@axisbank.com AUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND YEAR ENDED 31ST MARCH , 2021 PARTICULARS FOR THE QUARTER ENDED 31.03.2021 FOR THE QUARTER ENDED 31.12.2020 FOR THE QUARTER ENDED 31.03.2020 FOR THE YEAR ( in lacs ) FOR THE YEAR ENDED ENDED 31.03.2021 31.03.2020 ( Audited refer note 2 ) ( Audited ( Unaudited ) ( Audited ) ( Audited ) refer note 2 ) 1 . Interest earned ( a ) + ( b ) + ( c ) + ( d ) 15,545,16 15,498,35 16,234,11 63,645,29 62,635,16 ( a ) Interest / discount on advances / bills 11,598,23 11,544,26 12,633,82 47,918,86 48,302,97 ( b ) Income on Investments 3,293,45 3,189,83 2,609,57 12,558,21 11,246,03 ( c ) Interest on balances with Reserve Bank of India 222,39 116,47 422,57 1,037,88 1,095,26 and other inter - bank funds ( d ) Others 431,09 647,79 568,15 2,130,34 1,990,90 2 . Other Income ( Refer note 3 ) 4,668,30 3,776,04 3,985,46 14,838,20 15,536,56 3 . TOTAL INCOME ( 1 + 2 ) 20,213,46 19,274,39 20,219,57 78,483,49 78,171,72 4 . Interest Expended 7,990,18 8,125,59 9,426,37 34,406,17 37,428,96 5 . Operating expenses ( i ) + ( ii ) 5,358,63 5,053,29 4,942,09 18,375,15 17,304,62 ( i ) Employees cost 1,667,60 1,677,35 1,373,97 6,164,01 5,321,00 ( ii ) Other operating expenses 3,691,03 3,375,94 3,568,12 12,211,14 11,983,62 6 . TOTAL EXPENDITURE ( 4 + 5 ) ( Excluding Provisions 13,348,81 13,178,88 14,368,46 52,781,32 54,733,58 and Contingencies ) 7 . OPERATING PROFIT ( 3-6 ) 6,864,65 6,095,51 5,851,11 25,702,17 23,438,14 ( Profit before Provisions and Contingencies ) 8 . Provisions ( other than tax ) and Contingencies 3,294,98 4,604,28 7,730,02 16,896,33 18,533,91 ( Net ) 9 . Exceptional Items 10. Profit / ( Loss ) from Ordinary Activities before Tax 3,569,67 1,491,23 ( 1,878,91 ) 8,805,84 4,904,23 ( 7-8-9 ) 11. Tax expense 892,61 374,63 ( 491,13 ) 2,217,34 3,277,01 12. Net Profit / ( Loss ) from Ordinary Activities after Tax ( 10-11 ) 2,677,06 1,116,60 ( 1,387,78 ) 6,588,50 1,627,22 13. Extraordinary Items ( net of tax expense ) 14. Net Profit / ( Loss ) for the period ( 12-13 ) 15. Paid - up equity share capital ( Face value * 2 / - per share ) 16. Reserves excluding revaluation reserves 17. Analytical Ratios ( i ) Percentage of Shares held by Government of India ( ii ) Capital Adequacy Ratio Basel III ( iii ) Earnings per Share ( EPS ) for the period / year ( before and after extraordinary items ) Basic Diluted ( iv ) NPA Ratios ( a ) Amount of Gross Non Performing assets ( b ) Amount of Net Non Performing assets ( c ) % of Gross NPAs ( d ) % of Net NPAs ( v ) Return on Assets ( annualized ) 2,677,06 1,116,60 ( 1,387,78 ) 6,588,50 1,627,22 612,75 612,29 564,34 612,75 564,34 1,00,990,26 84,383,51 Nil Nil Nil Nil Nil 19.12 % 18.68 % 17.53 % 19.12 % 17.53 % 8.74 8.72 3.65 3.65 ( 4.92 ) ( 4.92 ) 22.15 22.09 5.99 5.97 25,314,84 6,993,52 21,997,90 4,609,83 30,233,82 25,314,84 30,233,82 9,360,41 6,993,52 9,360,41 3.70 3.44 4.86 3.70 4.86 1.05 0.74 1.56 1.05 1.56 1.11 0.48 ( 0.62 ) 0.70 0.20 Page 1 of 12