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ENDED 30.09.2021 Axis Bank Limited Regd . Office : ' Trishul ' , 3rd floor , Opp . Samartheshwar Temple , Near Law Garden , Ellisbridge , Ahmedabad - 380 006 . Corporate Office : ' Axis House ' , C - 2 , Wadia International Centre , Pandurang Budhkar Marg , Worli , Mumbai - 400 025 . CIN : L65110GJ1993PLC020769 , Phone : 079-26409322 , Fax : 079-26409321 , Email : shareholders@axisbank.com UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER , 2021 PARTICULARS FOR THE QUARTER FOR THE QUARTER FOR THE QUARTER ENDED 30.09.2020 ENDED 30.09.2021 ( in lacs ) FOR THE HALF YEAR FOR THE HALF YEAR FOR THE YEAR ENDED 30.06.2021 ENDED ENDED 30.09.2020 31.03.2021 ( Unaudited ) ( Unaudited ) ( Unaudited ) ( Unaudited ) ( Unaudited ) ( Audited ) 1 . Interest earned ( a ) + ( b ) + ( c ) + ( d ) 16,336,01 16,003,46 15,980,66 32,339,47 32,426,13 63,346,23 ( a ) Interest / discount on advances / bills 11,986,74 11,881,46 12,106,73 23,868,20 24,600,72 47,619,80 ( b ) Income on Investments 3,521,64 3,428,20 3,101,93 6,949,84 6,074,93 12,558,21 ( c ) Interest on balances with Reserve Bank of 405,35 259,90 259,09 665,25 699,02 1,037,88 India and other inter - bank funds ( d ) Others 422,28 433,90 512,91 856,18 1,051,46 2,130,34 2 . Other Income ( Refer note 2 & 3 ) 3,798,38 3,358,46 3,569,35 7,156,84 5,793,98 12,263,60 3 . TOTAL INCOME ( 1 + 2 ) 20,134,39 19,361,92 19,550,01 39,496,31 38,220,11 75,609,83 4 . Interest Expended 8,435,71 8,243,19 8,654,59 16,678,90 18,114,75 34,107,11 5 . Operating expenses ( i ) + ( ii ) 5,770,51 4,932,40 4,235,64 10,702,91 7,963,23 18,375,15 ( i ) Employees cost 1,935,54 1,851,87 1,412,94 3,787,41 2,819,06 6,164,01 ( ii ) Other operating expenses 3,834,97 3,080,53 2,822,70 6,915,50 5,144,17 12,211,14 6 . TOTAL EXPENDITURE ( 4 + 5 ) ( Excluding 14,206,22 13,175,59 12,890,23 27,381,81 26,077,98 52,482,26 Provisions and Contingencies ) 7 . OPERATING PROFIT ( 3-6 ) 5,928,17 6,186,33 6,659,78 12,114,50 12,142,13 23,127,57 ( Profit before Provisions & Contingencies ) 8 . Provisions ( other than tax ) and 1,735,09 3,302,30 4,342,82 5,037,39 8,397,19 14,321,73 Contingencies ( Net ) ( Refer note 3 ) 9 . Exceptional Items 10. Profit / ( Loss ) from Ordinary Activities before 4,193,08 2,884,03 2,316,96 7,077,11 3,744,94 8,805,84 Tax ( 7-8-9 ) 11. Tax expense 1,059,76 723,88 634,29 1,783,64 950,10 2,217,34 12. Net Profit / ( Loss ) from Ordinary Activities after Tax ( 10-11 ) 3,133,32 2,160,15 1,682,67 5,293,47 2,794,84 6,588,50 13. Extraordinary Items ( net of tax expense ) 14. Net Profit / ( Loss ) for the period ( 12-13 ) 3,133,32 2,160,15 1,682,67 5,293,47 2,794,84 6,588,50 15. Paid - up equity share capital ( Face value * 2 / - per share ) 613,33 613,05 612,03 613,33 612,03 612,75 16. Reserves excluding revaluation reserves 1,00,990,26 ( i ) 17. Analytical Ratios and other disclosures Percentage of Shares held by Nil Nil Nil Nil Nil Nil Government of India ( ii ) Capital Adequacy Ratio - Basel III 19.23 % 18.67 % 18.92 % 19.23 % 18.92 % 19.12 % ( iii ) Earnings per Share ( EPS ) for the period / year ( before and after extraordinary items ) Basic Diluted ( iv ) NPA Ratios 10.22 7.05 10.19 7.03 5.70 5.69 17.27 17.22 9.68 9.67 22.15 22.09 ( a ) Amount of Gross Non Performing assets ( b ) Amount of Net Non Performing assets 24,148,61 7,199,97 25,949,77 7,846,48 26,831,64 6,107,88 24,148,61 7,199,97 26,831,64 6,107,88 25,314,84 6,993,52 ( c ) % of Gross NPAs ( d ) % of Net NPAs ( v ) Return on Assets ( annualized ) ( vi ) Net worth 3.53 3.85 4.18 3.53 4.18 3.70 1.08 1.20 0.98 1.08 0.98 1.05 1.19 0.86 0.73 1.03 0.60 0.70 98,916,07 95,730,06 88,749,40 98,916,07 88,749,40 93,734,10 ( vii ) Outstanding Redeemable Preference Nil Nil Nil Nil Nil Nil Shares ( viii ) Capital Redemption Reserve Nil Nil Nil Nil Nil Nil ( ix ) Debentures Redemption Reserve Nil Nil Nil Nil Nil Nil ( ✗ ) Debt- Equity Ratio * 1.48 1.45 1.34 1.48 1.34 1.41 ( xi ) Total Debts to Total Assets 15.10 % 14.91 % 14.62 % 15.10 % 14.62 % 14.48 % * Debt represents total borrowings ; Equity represents total of share capital and reserves . Page 1 of 12