Interim report
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Particulars 1 Income BAJAJ FINANCE LIMITED Bajaj Finance Limited Statement of unaudited Standalone financial results for the Quarter and Nine months ended 31 December 2020 Quarter ended 31.12.2020 ( Reviewed ) 30.09.2020 ( Reviewed ) 31.12.2019 ( Reviewed ) Nine months ended 31.12.2020 ( Reviewed ) 31.12.2019 ( Reviewed ) ( In Crore ) Year ended 31.03.2020 ( Audited ) Interest income ( a ) Revenue from operations Fees and commission income 4,973.07 664.73 Net gain on fair value changes 129.38 5,066.33 550.66 121.15 5,485.87 654.77 121.12 Sale of services 36.71 5.60 Other operating income 41.52 € 36.20 Total revenue from operations 5,845.41 5,779.94 4.24 46.08 6,312.08 15,140.87 1,761.86 487.15 45.11 90.99 17,525.98 15,051.86 1,818 09 20,668.15 314.81 11.63 115.05 17,311.44 2,489.89 460.47 53.32 150.70 23,822.53 ( b ) Other income . Total income 2 Expenses ( a ) Finance costs 2.26 5,847.67 6.65 5,786.59 4.38 6,316.46 10.01 17,535.99 7.55 17,318.99 11.62 23,834.15 1,870.24 1,868.11 2,051.64 ( b ) Fees and commission expense 357.91 296.42 299.65 5,723.12 853.91 5,801.21 7,857.55 ( c ) Impairment on financial instruments 1,244.95 1,634.99 816.96 4,520.47 796.45 1.939.98 1,104.79 3,805.15 ( d ) Employee benefits expense 612.43 461.18 649.66 1,556.21 1,732.05 2,294.56 ( e ) Depreciation and amortisation expenses 73.25 ( f ) Other expenses 267.12 67.11 273.24 69.72 217.34 189.98 270.70 429.58 873.66 1,256.00 Total expenses 4.425.90 4,601.05 3 Profit before tax ( 1-2 ) 1,421.77 1,185.54 4,317.21 1,999.25 13,744.71 11,715.67 1,693 27 17,026.02 3,791.28 5,603.32 6,808.13 4 Tax expense ( a ) Current tax ( b ) Deferred tax ( credit ) / charge Total tax expense 5 Profit after tax ( 3-4 ) 6 Other comprehensive income 34.50 338.69 572.10 ( 263.14 ) 535.00 1,313.78 1,600.00 2,079.96 ( 23.90 ) ( 317.16 ) 13.77 ( 152.95 ) 373.19 308.96 511.10 996.62 1,613.77 1,927.01 1,048.58 876.58 1,488.15 2,794.66 3,989.55 4,881.12 a ( i ) Items that will not be reclassified to profit or loss 26.14 ( 1.48 ) ( 2.63 ) 40.90 ( 2.63 ) ( 121.63 ) ( ii ) Income tax related to items that will not be reclassified to profit or loss ( 2.99 ) 0.17 0.66 ( 17.32 ) ( 2.75 ) 27.20 b ( i ) Items that will be reclassified to profit or loss 26.58 ( 15.74 ) 8.00 ( 63.17 ) 28.04 ( 25.86 ) ( ii ) Income tax related to items that will be reclassified to profit or loss ( 6.69 ) 3.95 ( 2.02 ) 15.89 ( 6.94 ) 6.63 Total other comprehensive income , net of tax 43.04 7 Total comprehensive income for the period ( 5 + 6 ) 1,091.62 ( 13.10 ) 863.48 4.01 1,492.16 8 Paid - up equity share capital ( Face value of 2 ) 9 Other equity ( 23.70 ) 2,770.96 120.18 34,623.63 15.72 ( 113.66 ) 4.005.27 119.97 31,631.51 4,767.46 119.99 31,693.22 10 Earnings per share ( not annualised ) Basic ( ) Diluted ( 2 ) 17.45 14.60 25.19 46.54 68.56 83.25 17.33 14.52 25.01 46.21 68.03 82.60 LP ACCOUNTANTS JAJ F Corporate Office Ext .: 3rd Floor , Panchshil Tech Park , Viman Nagar , Pune - 411014 , Maharashtra , India Registered Office : Mumbai - Pune Road , Akurdi , Pune - 411035 , Maharashtra , India Tel : +91 20 71576403 Fax : +91 20 71576364 Corporate ID No .: L65910MH1987PLC042961 www.bajajfinserv.in/finance fin