Slides
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Investor Presentation Q2 FY’26 (for the quarter and period ended September 30, 2026) Investor Presentation Q2 FY’27 1
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Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Computer Age Management Services Limited (CAMS) (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or be relied on in connection with any contract or binding commitment what so ever. No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company. This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this Presentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from, this Presentation is expressly excluded. Certain matters discussed in this Presentation may contain statements regarding the Company’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to, the performance of the Indian economy and of the economies of various international markets, the performance of the industry in India and world-wide, competition, the company’s ability to successfully implement its strategy, the Company’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company’s market preferences and its exposure to market risks, as well as other risks. The Company’s actual results, levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this Presentation. The Company assumes no obligation to update any forward-looking information contained in this Presentation. Any forward-looking statements and projections made by third parties included in this Presentation are not adopted by the Company and the Company is not responsible for such third party statements and projections. Investor Presentation 2
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Presentation Flow MF - Operational Highlights– Q2FY’27 Page No: 9 Business Overview Financials Revenue Highlights– Q2FY’27 Page No: 16 Revenue Profile– Q2FY’27 Page No: 18 Revenue Highlights–H1 FY’27 Page No: 19 About CAMS Business at a Glance Page No: 31 Board of Directors Page No: 43 Non-MF Businesses Page No: 35-41 Corporate Structure Page No: 42 History / Milestones Page No: 46 Awards & Accolades Page No: 47-48 Shareholding Page No: 49 Management Team Page No: 44-45 Financial Highlights – H1 FY’27 Page No: 20 MF Industry vs. CAMS– Q2FY’27 Page No: 10 Beyond MF Page No: 13-14 Business Highlights Q2FY’27 Page No: 5-8 Financial Highlights– Q2FY’27 Page No: 17 Operational Metrics Q2FY’27 Page No: 11-12 Revenue Profile – H1 FY’27 Investor Presentation 3 Update on ESG Initiatives Page No: 28-29 Page No: 21 Consolidated Financial Highlights – Quarterly Page No: 22 Standalone PL – Q2 FY’27 & Q2 FY’26 Page No: 23 Standalone PL (with split of Operating and other expenses) – Q2 FY’27 & Q2 FY’26 Page No: 24 Consolidated PL – Q2 FY’27 & Q2 FY’26 Page No: 25 Consolidated PL (with split of Operating and other expenses) – Q2 FY’27 & Q2 FY’26 Page No: 26 Mutual Fund Services Business Page No: 32-34
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1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 4
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Business Highlights Q2 FY’27 EBITDA margin expanded by 140 basis points Y-o-Y to 46.0%, driven by operating leverage and disciplined cost management Financial Highlights Operating revenue grew 10.0% Y-o-Y to ₹414.47 crore, reflecting sustained business momentum PAT grew 14.4% Y-o-Y to ₹131.49 crore, delivering a healthy PAT margin of 30.7% and reinforcing CAMS’s ability to translate growth into higher profitability EBITDA increased 13.5% Y-o-Y to ₹190.86 crore, demonstrating the resilience of CAMS’s business model and continued operating momentum amid a dynamic market environment Diversification momentum accelerated, with non-mutual fund businesses growing 21.7% Y-o-Y, while CAMSPay crossed the 6% revenue contribution milestone for the first time Investor Presentation 5
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InCred Money AMC appointed CAMS as its MFRTA, expanding CAMS’ client roster to 32 out of 64 licensed AMCs ASK Investments and Carnelian AMC successfully launched their maiden funds during the quarter while Oaklane AMC and Neo AMC are expected to go live over the coming quarter, supporting future growth Business Highlights Q2 FY’27 Mutual Funds CAMS MF AuM grew 12.1% Y-o-Y to a record ₹58.4 lakh crore in Q2 FY'27, maintaining its leadership position with a 67% market share Live SIP accounts reached 6.96 crore, up 12.9% Y-o-Y, outperforming industry growth and further strengthening CAMS’s market share to 63.9% from 63.4% a year ago SIP collections grew 16.5% Y-o-Y to ₹61,369 crore in Q2 FY'27, outperforming industry growth of 12.4% CAMS’ unique investor base expanded 15.1% Y-o-Y to over 4.98 crore investors, surpassing industry growth of 11.1% Specialized Investment Funds (SIFs) continue to witness strong adoption, with 12 SIFs launched and cumulative AuM exceeding ₹20,000 crore. Participation has broadened to over 10,200 distributors and 85,000 investors, creating a strong runway for future growth GIFT City retail funds continues to scale with 5 funds live and AuM crossing ₹1500 crore. 2 more funds planned for launch in the coming quarter Investor Presentation Equity MF AuM increased 15.5% Y-o-Y to a record ₹33.2 lakh crore, continuing to outperform the industry growth of 15.2%. 6 Strong equity net sales drove CAMS’s above-industry equity AUM growth, capturing 70% of the industry’s equity net sales over the last 12 months
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Business Highlights Q2 FY’27 Investor Presentation Beyond Mutual Funds CAMSPay delivered another exceptional quarter, with revenue growing 52.2% Y-o-Y and 13.1% Q-o-Q, supported by 21 new client wins during Q2 FY'27 CAMS KRA recorded strong operational momentum, delivering 51% Q-o-Q revenue growth, with 5 of the top 10 brokerage houses actively doing business CAMSRep crossed 15 million demat policies and drove strong momentum in Bima Central, commencing business with two insurance brokers. Achieved a 9% Y-o-Y revenue growth in Q2 FY’27 ConsenPro, a pioneering DPDP implementation platform sees strong adoption in the BFSI segment, is under implementation with 20 clients 7 Non-mutual fund revenue contribution increased to 15.9%, up 150 basis points Y-o-Y, reflecting continued progress in building meaningful growth vectors beyond the core MF business CAMS Alternatives strengthened its market leadership, reporting 22% Y-o-Y revenue growth. With AuM exceeding ₹3.3 lakh crore, the business secured 54 new mandates, including 15 marquee client relationships Account Aggregator business grew 19% Y-o-Y, seeing significant uplift in the analytics use cases. Potential benefits of the new AA pricing model expected to roll out from Q4 onwards
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Business Highlights Q2 FY’27 Investor Presentation Re-arch And AI Strategic platform modernization remains firmly on track, with FundsNet 2.0 successfully going live and complete migration of transaction origination from the legacy platform targeted by Q4 FY'27 AI-led transformation initiatives continue to scale meaningfully, with six of eight extraction use cases already deployed fuelling significant employee productivity CAMS Lens strengthened its market recognition through selection by NISM as an AI-powered training partner for Compliance and RegTech initiatives Enterprise-wide data and reporting modernization is progressing as planned, positioning CAMS to unlock meaningful operational efficiencies beginning Q4 FY'27 Launched DIY portal for GIFT City retail investors - enabling end-to-end onboarding, transactions, and payments for AMCs while powering ecosystem participants through API-led integration KYCHUB, CAMS’ new-generation e-KYC platform, was launched successfully, enabling seamless customer onboarding across the capital markets ecosystem and attracting multiple fintech integrations 8
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Mutual Funds – Operational Highlights – Q2 FY’27 Q2 FY’27 26.0 Cr. Q2 FY’26 31.1 Cr. 20% Y-o-Y Transactionvolume Equity AUM (Rs Lakh Cr.) EquityNet Sales^ (₹ Cr.) UniqueInvestorGrowthNFO Mobilization(in₹ Cr.) SIP Collections(₹ Cr.) 28,149 Q2 FY’26 Q2 FY’27 62.3% Share 79.9% Share 7,379 102K 71K Q2 FY’26 Q2 FY’27 68.6% Share 61.6% Share 31% Y-o-Y 16% Y-o-Y 17% Y-o-Y 15% Y-o-Y vs. 11% for industry 53K 61.4K Q2 FY’26 61.2% Share 63.4% Share Q2 FY’27 4.32 Cr. 4.96 Cr. Sep 25 Sep’26 28.7 33.2 66.1% Share 66.3% Share Q2 FY’26 Q2 FY’27 Investor Presentation 9
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Mutual Fund Industry vs. CAMS AAuM – Q2 FY’27 CAMS – Market Share (based on Quarterly AAuM) 67%* *Market share & AuM does not include fund of fund Domestic | AuM including FOF domestic and excluding SIF for Q2 FY’27 - ₹ 59.97 Tn., Q1 FY’27 - ₹57.33 Tn., Q2 FY’26 - ₹52.97 Tn., Yield calculated on this AuM # Equity includes Growth & Equity Oriented schemes, Index-Equity & Hybrid excluding Arbitrage Net flows into equity assets reached ₹70,578Cr. in Q2 FY’27 Inflows through SIPs increased by 17% Y-o-Y / 3% Q-o-Q AAuM Serviced by CAMS ₹58.4 Tn. 12.1% Y-o-Y 4.5 % Q-o-Q Equity AAuM– CAMS ₹33.2 Tn. 15.5% Y-o-Y 5.7% Q-o-Q ₹8 7 . 2 Tn. Industry AAuM Equity AAuM #– Industry ₹50.1 Tn. Q2 FY’27 13.1% Y-o-Y 4.9 % Q-o-Q 15.2% Y-o-Y 6.5% Q-o-Q 10 Investor Presentation
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Transaction Volume 311.1 Mn. Y-o-Y: 19.8% Q-o-Q: 6.4% Live Investor Folios 119.9 Mn. (as on Sep 30, 2026) Y-o-Y: 17.3% Q-o-Q: 3.2% Unique Investors Serviced 49.8 Mn. (as on Sep 30, 2026) SIP Book 69.6 Mn. (as on Sep. 30, 2026) Y-o-Y: 12.9% Q-o-Q: 3.6% Systematic Transactions Processed 251.2 Mn. Y-o-Y:17.7% Q-o-Q: 4.5% Y-o-Y: 15.1% Q-o-Q: 2.7% Operational Metrics – Q2FY’27 11 Investor Presentation
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Transaction Volume 603 Mn. Y-o-Y: 19.7% Live Investor Folios 119.9 Mn. (as on Sep 30, 2026) Y-o-Y: 17.3% Unique Investors Serviced 49.8 Mn. (as on Sep 30, 2026) SIP Book 69.6 Mn. (as on Sep. 30, 2026) Y-o-Y: 12.9% Systematic Transactions Processed 491.5 Mn. Y-o-Y : 17.9% Y-o-Y: 15.1% Operational Metrics – H1FY’27 12 Investor Presentation
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Beyond MF o CAMS Alternatives delivered 22 % Y-o-Y revenue growth in Q2FY’27 o Continued momentum in business acquisition with 54 new mandates; overall AUM crossed ₹3.30 Lakh Cr o CAMS’ digital stack continues to gain strong traction, with 300+ WealthServ sign-ups and more than 100% Q-o-Q growth in digital transactions o GIFT City operations maintained strong momentum, with 40+ funds outsourcing services, AUM crosses USD 2.8 Bn 13 • Operating revenue up 52% Y-o-Y and 13.1% Q-o-Q • Digital up 71% Y-o-Y (21% Q-o-Q); Cards up 44% Q-o-Q • 21 deals signed in Q2 • Received RBI authorisation as a Cross-Border Payment Facilitator • Best Payments Solution awards at GFF 2026 and Technoviti 2026 for CAMSPay UPI Offline Plus • 15 Mn+ bank accounts validated; 1.3 Mn NACH mandates registered Investor Presentation o CAMS KRA’s revenue grew 2% Y-o-Y in Q2 FY'27 despite a market wide recommended rate revision of ~25% o Onboarded 58 new intermediaries during the quarter reflecting deep market confidence in CAMS KRA’s technology-led platform and service quality o 5 of the top 10 brokerage houses are now integrated with CAMS KRA o Working towards going live as IFSCA- authorised KYC Registration Agency (KRA) in GIFT City
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Beyond MF o CAMS finserv recorded a 19% Y-o-Y growth in revenue on the back of strong product offerings o Client addition momentum continues with 30 new clients going live in Q2 o Potential benefits of the new AA pricing model expected to roll out from Q4 onwards o CAMS CRA registered 143% Y-o-Y growth on subscriber base o Nivruti Platform (PoP solution) continues to gain momentum with a successful deployment with NPS Central o e-NPS accounted for 8% of new accounts in Q2 of FY’27 o Bima Central aggregate demat policy base crossed 15Mn; cumulative unique user base reaches 3 Mn 14 o ConsenPro booked its first external revenue in Q2 FY27 as DPDP compliance demand accelerates; BFSI and enterprise proposals active Investor Presentation o 20 new clients added in Q2, including Farmers Insurance (US), PhonePe, ICICI Pension Fund, Mizuho Capsave and Vastu Housing Finance o Hero Insurance & Prudent Corp Advisory, went live with eIA integrations to provide servicing access to more than 1cr policyholders o Niva Bupa, Ageas Federal chose Bima Central as their preferred IR partner
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1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 15
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Investor Presentation Revenue Highlights – Q2 FY’27 Revenue ₹41,446.57 Lakh 4.9% Q-o-Q 10.0 % Y-o-Y Asset Mix Equity component: Q2 FY’27 @ 55.0% (Q1 FY’27: @ 54.3% / Q2 FY26: @ 53.8%) Asset Based Revenue (Rs in Lakh) Rs 30,335.96 3.7% Q-o-Q 9.7% Y-o-Y Non-Asset Based Revenue (Rs in Lakh) Rs 4,520.01 MF Revenue (Rs in Lakh) Rs 34,855.97 3.9% Q-o-Q (2.0%) Y-o-Y 3.7% Q-o-Q 8.1% Y-o-Y Non-MF Revenue (Rs in Lakh) Rs 6,590.60 11.7% Q-o-Q 21.7% Y-o-Y 16Investor Presentation
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Investor Presentation Operating EBITDA – 46.0 % 4.2% Q-o-Q PBT – 40.9% 13.4% Y-o-Y PAT – 30.7% 14.4% Y-o-Y Return on Net-Worth* 36.22% ** Cash & Cash Equivalent as on 30th Sep 26 was Rs 875.10 Cr. Interim Dividend: Rs. 3.25 Per share ❑ * Return on Net-worth – PAT (annualized) / Average Equity for the quarter| ** Includes Bank balances, Fixed deposit, Govt Bond & Investment in MF / Excludes money held in trust (ECS, NPS & Stamp duty collection A/c & Money in unpaid dividend A/c ❑ Numbers are after eliminating non-controlling interest in Think Analytics & Fintuple Technologies | After considering share of loss in MFC JV Financial Highlights – Q2 FY’27 17 Profit numbers are after considering the non-cash charge (ESOPs) amounting to ₹ 2.0 Cr. (Q2 FY’27), ₹ 1.9 Cr. (Q1 FY’27) and ₹ 4.3 Cr. (Q2 FY’26) 13.5% Y-o-Y 0.6% Q-o-Q 2.7% Q-o-Q 16,813 18,320 19,086 44.6% 46.4% 46.0% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 5,0 00 10, 000 15, 000 20, 000 25, 000 FY26 Q2 FY27 Q1 FY27 Q2 OP.EBIDA in (%) 15,437 17,397 17,509 39.7% 42.3% 40.9% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 2,0 00 4,0 00 6,0 00 8,0 00 10, 000 12, 000 14, 000 16, 000 18, 000 20, 000 FY26 Q2 FY27 Q1 FY27 Q2 PBT in (%) 11,494 12,802 13,149 29.6% 31.1% 30.7% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 2,0 00 4,0 00 6,0 00 8,0 00 10, 000 12, 000 14, 000 FY26 Q2 FY27 Q1 FY27 Q2 PAT in (%) Investor Presentation
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Investor Presentation Revenue Profile Q2 FY’27 18 37,674 39,503 41,447 30th Sep 2630th Sep 25 30th Jun 26 10.0% Quarter ended Particulars Quarter ended 30th Sep 25 30th Jun 26 30th Sep 26 AIF 2.9% 3.1% 3.2% CAMS Pay 4.4% 5.7% 6.1% CAMS REP 1.3% 1.4% 1.3% Think360 AI 1.2% 1.1% 1.1% CAMSKRA 2.9% 1.9% 2.7% Others 1.7% 1.7% 1.5% Non Mutual Fund 14.4% 14.9% 15.9% Revenue Breakup Quarter ended 73.4% 74.1% 73.2% 12.2% 11.0% 10.9% 14.4% 14.9% 15.9% 30-Sep-25 30-Jun-26 30-Sep-26 100% MF – Assets Based MF-Non assets Based Non- Mutual Fund Revenue (In ₹ Lakh) Breakup of Non-Mutual Fund Investor Presentation
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Investor Presentation Revenue Highlights – H1 FY’27 Revenue ₹80,949.52 Lakh 10.8 % Y-o-Y Asset Mix Equity component: H1 FY’27 @ 54.6% (H1FY26: @ 53.8%) Asset Based Revenue (Rs in Lakh) 59,590.80 10.4% Y-o-Y Non-Asset Based Revenue (Rs in Lakh) 8,868.51 MF Revenue (Rs in Lakh) 68,459.31 (2.7%) Y-o-Y 8.5% Y-o-Y Non-MF Revenue (Rs in Lakh) 12,490.21 24.8 % Y-o-Y 19Investor Presentation
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Investor Presentation Operating EBITDA – 46.2 % PBT – 41.6% 16.4% Y-o-Y PAT – 30.9% 15.8% Y-o-Y Return on Net-Worth* 37.58% ❑ * Return on Net-worth – PAT (annualized) / Average Equity for the quarter| ** Includes Bank balances, Fixed deposit, Govt Bond & Investment in MF / Excludes money held in trust (ECS, NPS & Stamp duty collection A/c & Money in unpaid dividend A/c ❑ Numbers are after eliminating non-controlling interest in Think Analytics & Fintuple Technologies | After considering share of loss in MFC JV Financial Highlights – H1 FY’27 20 Profit numbers are after considering the non-cash charge (ESOPs) amounting to ₹ 3.9 Cr. (H1 FY’27), ₹ 8.5 Cr. (H1 FY’26) 15.8% Y-o-Y 32,295 37,406 44.2% 46.2% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 5,0 00 10, 000 15, 000 20, 000 25, 000 30, 000 35, 000 40, 000 H1FY26 FY27 H1 OP.EBIDA in (%) 29,980 34,905 39.6% 41.6% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 5,0 00 10, 000 15, 000 20, 000 25, 000 30, 000 35, 000 40, 000 H1FY26 H1FY27 PBT in (%) 22,403 25,951 29.6% 30.9% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 5,0 00 10, 000 15, 000 20, 000 25, 000 30, 000 H1FY26 FY27 H1 PAT in (%) ** Cash & Cash Equivalent as on 30th Sep 26 was Rs 875.10 Cr. Investor Presentation
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Investor Presentation Revenue Profile – H1 FY’27 21 73,089 80,950 30th Sep 2630th Sep 25 10.8% Quarter ended Particulars Half Year ended 30th Sep 25 30th Sep 26 AIF 2.9% 3.2% CAMS Pay 4.1% 5.9% CAMS REP 1.4% 1.4% Think360 AI 1.2% 1.1% CAMSKRA 2.5% 2.3% Others 1.6% 1.5% Non Mutual Fund 13.7% 15.4% Revenue Breakup H1 Year ended 73.8% 73.6% 12.5% 11.0% 13.7% 15.4% 30-Sep-25 30-Sep-26 100% MF – Assets Based MF-Non assets Based Non- Mutual Fund Revenue (In ₹ Lakh) Breakup of Non-Mutual Fund Investor Presentation
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Investor Presentation Consolidated Financial Highlights – Quarterly 22 35,415 37,674 39,014 39,522 39,503 41,447 -0.4 -0.3 -0.2 -0.1 0 0.1 0.2 5,5 00 10, 500 15, 500 20, 500 25, 500 30, 500 35, 500 40, 500 45, 500 FY26 Q1 Q2 Q3 Q4 FY27 Q1 Q2 Total Operating Revenue Total Revenue 15,482 16,813 17,936 18,366 18,320 19,086 43.7% 44.6% 46.0% 46.5% 46.4% 46.0% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 5,0 00 10, 000 15, 000 20, 000 25, 000 FY26 Q1 Q2 Q3 Q4 FY27 Q1 Q2 OP.EBITDA & OP. EBITDA in % OP.EBITDA OP.EBIDA in (%) 14,543 15,437 16,565 16,707 17,397 17,509 39.6% 39.7% 41.1% 40.9% 42.3% 40.9% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 90. 0% 0 2,0 00 4,0 00 6,0 00 8,0 00 10, 000 12, 000 14, 000 16, 000 18, 000 20, 000 FY26 Q1 Q2 Q3 Q4 FY27 Q1 Q2 PBT & PBT in % PBT PBT in (%) In INR Lakh In INR Lakh In INR Lakh In INR Lakh 10,909 11,494 12,554 12,643 12,802 13,149 29.7% 29.6% 31.1% 31.0% 31.1% 30.7% 0.0 % 10. 0% 20. 0% 30. 0% 40. 0% 50. 0% 60. 0% 70. 0% 80. 0% 0 2,0 00 4,0 00 6,0 00 8,0 00 10, 000 12, 000 14, 000 FY26 Q1 Q2 Q3 Q4 FY27 Q1 Q2 PAT & PAT in % PAT PAT in (%) Numbers are after eliminating non-controlling interest in Think Analytics & Fintuple Technologies | After considering share of loss in MFC JV Investor Presentation
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Investor Presentation Q2 FY’27 & FY26 Standalone P&L 23 Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 36,646.30 35,389.47 1,256.83 35,304.80 1,341.50 71,951.10 68,827.74 3,123.36 1,41,225.69 Other income 1,159.21 1,008.61 150.60 1,464.16 (304.95) 2,623.37 2,066.91 556.46 4,238.05 Total revenue 37,805.51 36,398.08 1,407.43 36,768.96 1,036.55 74,574.47 70,894.65 3,679.82 1,45,463.74 Expenses Employee benefits expense 10,292.77 9,891.85 (400.92) 9,519.89 (772.88) 19,812.66 19,597.50 (215.16) 39,256.72 Finance costs 120.59 155.72 35.13 128.82 8.23 249.41 318.43 69.02 592.38 Depreciation and amortisation expense 2,495.40 2,151.76 (343.64) 2,163.56 (331.84) 4,658.96 3,947.89 (711.07) 8,661.14 Other expenses 8,659.75 9,387.47 727.72 8,636.36 (23.39) 17,296.11 18,203.16 907.05 38,534.16 Total expenses 21,568.51 21,586.80 18.29 20,448.63 (1,119.88) 42,017.14 42,066.98 49.84 87,044.40 Profit before tax 16,237.00 14,811.28 1,425.72 16,320.33 (83.33) 32,557.33 28,827.67 3,729.66 58,419.34 Tax expense Current tax 3,963.02 3,801.04 (161.98) 4,075.46 112.44 8,038.48 7,309.60 (728.88) 15,205.97 Current tax expense of earlier years (108.02) - 108.02 - 108.02 (108.02) - 108.02 (456.43) Deferred tax 149.62 (83.49) (233.11) 63.51 (86.11) 213.13 (94.66) (307.79) (39.81) Net tax expense 4,004.62 3,717.55 (287.07) 4,138.97 134.35 8,143.59 7,214.94 (928.65) 14,709.73 Profit / (Loss) for the period 12,232.38 11,093.73 1,138.65 12,181.36 51.02 24,413.74 21,612.73 2,801.01 43,709.61 Earnings per share (In ₹): Basic 4.93 4.48 4.91 9.84 8.74 17.66 Diluted 4.91 4.46 4.89 9.80 8.69 17.56 ₹ in Lakh Investor Presentation
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Investor Presentation Q2 FY’27 & FY26 Standalone P&L (with split of operating & other expenses) 24 Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 36,646.30 35,389.47 1,256.83 35,304.80 1,341.50 71,951.10 68,827.74 3,123.36 1,41,225.69 Other income 1,159.21 1,008.61 150.60 1,464.16 (304.95) 2,623.37 2,066.91 556.46 4,238.05 Total revenue 37,805.51 36,398.08 1,407.43 36,768.96 1,036.55 74,574.47 70,894.65 3,679.82 1,45,463.74 Expenses Employee benefits expense 10,292.77 9,891.85 (400.92) 9,519.89 (772.88) 19,812.66 19,597.50 (215.16) 39,256.72 Finance costs 120.59 155.72 35.13 128.82 8.23 249.41 318.43 69.02 592.38 Depreciation and amortisation expense 2,495.40 2,151.76 (343.64) 2,163.56 (331.84) 4,658.96 3,947.89 (711.07) 8,661.14 Operating expenses 5,815.01 6,486.91 671.90 5,797.56 (17.45) 11,612.57 12,785.29 1,172.72 25,795.57 Other expenses 2,844.74 2,900.56 55.82 2,838.80 (5.94) 5,683.54 5,417.87 (265.67) 12,738.59 Total expenses 21,568.51 21,586.80 18.29 20,448.63 (1,119.88) 42,017.14 42,066.98 49.84 87,044.40 Profit before tax 16,237.00 14,811.28 1,425.72 16,320.33 (83.33) 32,557.33 28,827.67 3,729.66 58,419.34 Tax expense Current tax 3,963.02 3,801.04 (161.98) 4,075.46 112.44 8,038.48 7,309.60 (728.88) 15,205.97 Current tax expense of earlier years (108.02) - 108.02 - 108.02 (108.02) - 108.02 (456.43) Deferred tax 149.62 (83.49) (233.11) 63.51 (86.11) 213.13 (94.66) (307.79) (39.81) Net tax expense 4,004.62 3,717.55 (287.07) 4,138.97 134.35 8,143.59 7,214.94 (928.65) 14,709.73 Profit / (Loss) for the period 12,232.38 11,093.73 1,138.65 12,181.36 51.02 24,413.74 21,612.73 2,801.01 43,709.61 Earnings per share (In ₹): Basic 4.93 4.48 4.91 9.84 8.74 17.66 Diluted 4.91 4.46 4.89 9.80 8.69 17.56 ₹ in Lakh Investor Presentation
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Investor Presentation Q2 FY’27 & FY26 Consolidated P&L 25 Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 41,446.57 37,673.79 3,772.78 39,502.95 1,943.62 80,949.52 73,088.98 7,860.54 1,51,624.90 Other income 1,369.13 1,220.18 148.95 1,658.17 (289.04) 3,027.30 2,534.96 492.34 5,116.71 Total revenue 42,815.70 38,893.97 3,921.73 41,161.12 1,654.58 83,976.82 75,623.94 8,352.88 1,56,741.61 Expenses Employee benefits expense 13,318.70 12,479.15 (839.55) 12,366.49 (952.21) 25,685.19 24,722.86 (962.33) 49,701.98 Finance costs 139.09 184.17 45.08 148.04 8.95 287.13 377.84 90.71 698.37 Depreciation and amortisation expense 2,814.31 2,455.77 (358.54) 2,454.73 (359.58) 5,269.04 4,540.15 (728.89) 9,877.37 Other expenses 9,091.78 8,433.69 (658.09) 8,862.56 (229.22) 17,954.34 16,177.15 (1,777.19) 33,532.36 Total expenses 25,363.88 23,552.78 (1,811.10) 23,831.82 (1,532.06) 49,195.70 45,818.00 (3,377.70) 93,810.08 Profit before tax from ordinary activities before Share of Profit / (Loss) of Joint venture 17,451.82 15,341.19 2,110.63 17,329.30 122.52 34,781.12 29,805.94 4,975.18 62,931.53 Share of profit / (loss) of joint venture (net of tax) (25.75) (4.30) (21.45) (24.50) (1.25) (50.25) (30.00) (20.25) (76.20) Profit before tax for the period / year 17,426.07 15,336.89 2,089.18 17,304.80 121.27 34,730.87 29,775.94 4,954.93 62,855.33 Tax expense Current tax 4,400.48 4,105.33 (295.15) 4,425.21 24.73 8,825.69 7,845.39 (980.30) 16,424.90 Current tax expense of earlier years (108.02) - 108.02 - 108.02 (108.02) (59.01) 49.01 (515.28) Deferred tax 67.34 (162.03) (229.37) 170.07 102.73 237.41 (208.15) (445.56) (256.12) Net tax expense 4,359.80 3,943.30 (416.50) 4,595.28 235.48 8,955.08 7,578.23 (1,376.85) 15,653.50 Profit / (Loss) for the period 13,066.27 11,393.59 1,672.68 12,709.52 356.75 25,775.79 22,197.71 3,578.08 47,201.83 Non-Controlling Interest (82.95) (100.72) (17.76) (92.07) (9.11) (175.02) (205.65) (30.63) (398.74) Profit attributable to Owners of the Company 13,149.22 11,494.31 1,654.92 12,801.59 347.63 25,950.81 22,403.36 3,547.45 47,600.57 Earnings per share (In ₹): Basic 5.30 4.65 5.16 10.46 9.06 19.23 Diluted 5.27 4.62 5.14 10.41 9.00 19.13 ₹ in Lakh Investor Presentation
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Investor Presentation Q2 FY’27 & FY’26 Consolidated P&L (with split of operating & other expenses) 26 Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 41,446.57 37,673.79 3,772.78 39,502.95 1,943.62 80,949.52 73,088.98 7,860.54 1,51,624.90 Other income 1,369.13 1,220.18 148.95 1,658.17 (289.04) 3,027.30 2,534.96 492.34 5,116.71 Total revenue 42,815.70 38,893.97 3,921.73 41,161.12 1,654.58 83,976.82 75,623.94 8,352.88 1,56,741.61 Expenses Employee benefits expense 13,318.70 12,479.15 (839.55) 12,366.49 (952.21) 25,685.19 24,722.86 (962.33) 49,701.98 Finance costs 139.09 184.17 45.08 148.04 8.95 287.13 377.84 90.71 698.37 Depreciation and amortisation expense 2,814.31 2,455.77 (358.54) 2,454.73 (359.58) 5,269.04 4,540.15 (728.89) 9,877.37 Operating expenses 5,818.89 5,185.93 (632.96) 5,696.72 (122.17) 11,515.61 10,036.85 (1,478.76) 20,971.42 Other expenses 3,272.89 3,247.76 (25.13) 3,165.84 (107.05) 6,438.73 6,140.30 (298.43) 12,560.94 Total expenses 25,363.88 23,552.78 (1,811.10) 23,831.82 (1,532.06) 49,195.70 45,818.00 (3,377.70) 93,810.08 Profit before tax from ordinary activities before Share of Profit / (Loss) of Joint venture 17,451.82 15,341.19 2,110.63 17,329.30 122.52 34,781.12 29,805.94 4,975.18 62,931.53 Share of profit / (loss) of joint venture (net of tax) (25.75) (4.30) (21.45) (24.50) (1.25) (50.25) (30.00) (20.25) (76.20) Profit before tax for the period / year 17,426.07 15,336.89 2,089.18 17,304.80 121.27 34,730.87 29,775.94 4,954.93 62,855.33 Tax expense Current tax 4,400.48 4,105.33 (295.15) 4,425.21 24.73 8,825.69 7,845.39 (980.30) 16,424.90 Current tax expense of earlier years (108.02) - 108.02 - 108.02 (108.02) (59.01) 49.01 (515.28) Deferred tax 67.34 (162.03) (229.37) 170.07 102.73 237.41 (208.15) (445.56) (256.12) Net tax expense 4,359.80 3,943.30 (416.50) 4,595.28 235.48 8,955.08 7,578.23 (1,376.85) 15,653.50 Profit / (Loss) for the period 13,066.27 11,393.59 1,672.68 12,709.52 356.75 25,775.79 22,197.71 3,578.08 47,201.83 Non-Controlling Interest (82.95) (100.72) (17.76) (92.07) (9.11) (175.02) (205.65) (30.63) (398.74) Profit attributable to Owners of the Company 13,149.22 11,494.31 1,654.92 12,801.59 347.63 25,950.81 22,403.36 3,547.45 47,600.57 Earnings per share (In ₹): Basic 5.30 4.65 5.16 10.46 9.06 19.23 Diluted 5.27 4.62 5.14 10.41 9.00 19.13 ₹ in Lakh Investor Presentation
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1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 27
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Building A Stronger ESG Foundation Investor Presentation 28 From science-based targets to external ESG benchmarking and sustainability support 01 ◎ Science-based Net Zero targets Board-approved ambition Board approved for SBTi-aligned Net Zero targets FY2030: Scope 1 & 2 emissions FY2035: Scope 3 / value-chain emissions 02 ✓ International ESG ratings Expanding external benchmarking Steps initiated to obtain international ESG ratings Carbon Disclosure Project (CDP) Dow Jones Sustainability Indices (DJSI) 03 ESG & Sustainability support Strengthening ESG practices External specialist appointed Double materiality assessment to be conducted Support to strengthen ESG and sustainability practices A structured ESG roadmap: set measurable targets → benchmark externally → embed stronger sustainability practices
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ESG Ratings Investor Presentation 29 ESG Risk 69 ESG SCORE EXCELLENT Recognized as “Excellent” under the rating disclosures. ✓ CRISIL ESG 69 ESG SCORE LEADER Categorized as a “Leader” by CRISIL ESG Ratings & Analytics. SES 81.1 ESG SCORE HIGH SCORE • LOW RISK 2026 ESG Footprint Grade Score rated “High” with “Low” risk. Niche99 79 ESG SCORE LEADER ESG rating of 79, reflecting a “Leader” categorization. Four independent assessments reinforce CAMS’ positioning on ESG quality and responsible business practices. Independent recognition of CAMS’ ESG progress Strong scores across leading ESG assessments reflect continued focus on responsible growth, governance and transparent disclosures.
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1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 30
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CAMS – Business at a Glance Notes: 1. Market share basis Q2FY’27 2. Based on mutual fund average assets under managementmanagedby clients and serviced by CAMS as per AMFI Technology-driven financial infrastructure and services provider to mutual funds and other financial institutions India’s largest registrar and transfer agent(“RTA”) of mutual funds(“MFs”) with an aggregate market share of 67% Services 9 of the 15 largest MFs2; over 23.5 years average relationshipwith 10 largest MF clients Leveraged domain expertise, processes and infrastructure to cater to MFs, AIFs and insurance companies Pan-India physical network comprising 285+ service centers spread over 25 states and 5 union territories Established track record of delivering robust financial results; Fastest growing MF RTA with high RoE and EBITDA margins Marquee shareholders, including, JP Morgan, HDB, Fidelity, Seafarer, LIC, Societe Generale - ODI, Vanguard, Aditya Birla Sun Life, Franklin Templeton Experienced management team with average work experience of over 27 years in a variety of financial services sectors 31Investor Presentation 3 1
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Call Centre Services Mail back / SMS Services ServiceRequests and Account Information Front Office Services Transaction Processing Transaction Origination Operations Investor Services Risk Management Compliance Recording of Empanelled Distributors Recording of Brokerage Structures Brokerage Computation Distributor Queries Extensive Data on Investor Preferences Actionable Insights High Capability of Processing Expertise Innovative Product Development Manage High Volume of Data / Transactions Infrastructural Stability Support Timely Launches of NFOs Operational Integration CAMS – Mutual Fund Services Business Provides a range of technology-enabled infrastructure to mutual funds– Involved through the life cycle of an account from account creation to processing transactions and redemptionof the amount invested Service Aggregator Business Enabler Knowledge Partner Customer Care & Investor Services Distributor Services Transfer Agency Services Best Practice Implementation Uniform Regulatory change implementation Business-Continuity Mechanisms 32Investor Presentation
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Mutual Funds Business Intelligence Application myCAMS Single gateway, multiple funds Opera360 Smart Audit Portal DiCE Pro Distributor Commission & Empanelment Application Ferreto AML Solutions Watchtower360 Insider trading monitoring CAMSKRA CAMS for Alternatives CAMSPay CAMSRep Think360 Instant KYC Feature-rich digital stack Insightful market intelligence UPI AutoPay Unconventional Alternative Data Insights Digital Onboarding and Video KYC Account Aggregator Services INVITs & REITs Data Benchmarking Institution edge360 Platform for intermediaries GoCORP Platform for intermediaries Data LakePin code level insights Affluence 360 Marketing Communication Surveillance RAIDARDataX360 eIA Customer Servicing for Insurers and Brokers CAMSAi Regulatory Compliance DPDP Nurturing Innovation Through Our Industry First Products & Solutions Investor Presentation 33
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Mutual Fund Services Provided by CAMS Transaction Origination and Processing Accept transaction requests from investors (both paper- based and electronic) Initial verification of transaction request Management of KYC requirements of investors Transaction processing and payment services Send transaction confirmation to investors and distributors Reconcile bank accounts; Compute and pay brokerage fees; Report effect on unit capital Front Office Back Office Services to Asset Management Companies Services to MF Investors Services to Distributors Record keeping and management Anti-money laundering services Periodic statements and alerts Distributor help desk Reporting to govt. authorities Suspicious transactionreporting Assist with Queries / Service Requests Recording of distributors empanelled Compliancewith KYC regulations Compliance with scheme document Mail management, mail back services Recording & maintenanceof brokerage structures Compliancewith SEBI regulations SMS / Online customer service Computationof various brokerage Setting up of accounts Management information reporting Call center to address queries Claw-back of brokerages On-boarding of intermediaries Fee computation and administration Push and pull services Addressing distributor queries 1 2 3 4 34 CAMS is involved through the life cycle of an account– from account creation to processing to redemption; Also provides statutory statements, transaction origination, operations, investor and distributor services, risk management services and compliance services Investor Presentation
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3 Market leader in Mutual Funds payment processing As a scalable, full-stack BFSI-focused payments platform, CAMSPay provides a holistic suite of services that lead the way in achieving same-day NAV processing and expedited on-boarding and authentication of new customers. ~40% Of Overall Insurance Industry- NACH Transactions 15 Mn+ Bank Accounts Validated 3.7 Mn+ UPI AutoPay Mandate Registrations 1.3 Mn+ NACH Mandate Registrations Investor Presentation 35 Q2 FY’27 = Jul–Sep 2026. Growth on Q2 FY26. Mandate and validation volumes are for the quarter.
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The leading platform and service partner for alternatives, Combining versatile technology,contemporary digital utilities and full stack services for investor on- boarding, fund accounting and operations has helped us scale to become the largest platform& service partner for alternatives. 550+ funds serviced across 260+ fund houses 36 ₹3.3 Tn. Assets Under Service 300+ Installations of CAMS WealthServ and Fintuple’s digital on-boarding solution 28,200+ investors onboarded since launch, reflecting strong industry adoption Investor Presentation
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CAMS KRA, the second-largest KYC Registration Agency, is rapidly expanding its reach in the capital market. Leveraging AI and automation, we're offering innovative solutions like our 10-minute KYC process to streamline operations and attract new clients. Our focus on operational excellence and strategic partnerships positions us as a preferred fintech solution provider forFY’25. Leading from the front with first-in-the-industry initiatives • 10 Min KYC– the only KRA in the country to process a KYC request in 10 minutes • Nexus– KRA Dashboard for financial institutions to track online PAN registration status with CAMS KRA • Received in-principle approval as an IFSCA-authorised KYC Registration Agency (KRA) in GIFT City on 01st July, 2026 which unlocks a powerful market opportunity 20+% Market Share 2nd largest KRA 37 2 Cr.+ KYC Records Investor Presentation
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The premier customer experience platform in India to service both Insurance companies & policy holders empowers over 45 insurance companies with end-to-end operational support and technology-driven solutions.India’s first insurance portfolio management platform, Bima Central, offers policy holder services, renewal reminders, cover dashboard, policy download, policy highlights, etc. 11.4 Mn. e-Insurance (eIA) accounts >15Mn.+ e-Policies under service 3.0Mn. Unique Active Bima Central Users ~100 K Average Monthly Service Transactions 11.74 Bn. Premium collected 4.43 Mn. POS Transactions processed Insurer Services 16 Clients Across Life, Health & General Insurers 38Investor Presentation
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Investor Presentation 40 CAMS industry-first NPS CRA platform on award winning cloud platform Launched by PFRDA Chairman in March’22, CAMS eNPS platform is designed to provide superior subscriber experience leveraging robust technology and deep experience in serving customers for pension account opening, record keeping and maintenance services #2 in eNPS onboarding 10.6% Market share in Non-Govt. business 23 PoPs active on CAMS platform 90% C-SAT score Investor Presentation 39
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Winning strides in the path breaking Account Aggregator arena CAMSfinserv is among the first RBI-licensed account aggregator platform to drive adoption of consent-based sharing of financial asset information among Banks, financial institutions, Fintechs and customers and shape the inevitable future of digital lending, onboarding and advisory. 9% Market share 40 363 Enterprises onboarded on CAMSfinserv 90+ FIPs Integrated including Banks, Insurance companies & CRA Investor Presentation
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Full stack data science & AI-centric solutions to propel BFSI enterprises A trusted advisor and digital partner to marquee Indian BFSI enterprises, Think360 pioneers in Alternative Data and AI Credit Scoring solutions. Think360 offers modern AI capabilities that transform KYC and customer onboarding, and enable financial institutions to rapidly scale their API and partnership infrastructure. AI Products First external ConsenPro revenue; Farmers Insurance onboarded as a new US AI Services client 41 210+ Clients Served 150+ AI & Data Science Experts 150 Mn.+ Customer IDs Processed Investor Presentation
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Corporate Structure CAMS Insurance Repository Services Limited (CIRSL) Computer Age Management Services Limited 100% CAMS Investor Services Private Limited (CISPL) 100% CAMS Financial Information Services Private Limited (CFISPL) 100% Think Analytics India Pvt Limited 78% Sterling Software Pvt Ltd (SSPL) 100% CAMS Payment Services Private Limited 100% Fintuple Technologies Private Limited 100% Think Analytics Consultancy Services Pvt Ltd* Think360 AI, Inc (USA) 100% MF Central Technologies Limited (MFC) 50% 42Investor Presentation * Under Liquidation
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Dinesh Kumar Mehrotra Chairman & Non - Independent Director Narumanchi Venkata Sivakumar Independent Director Experienced Board of Directors Board of Directors Vijayalakshmi Rajaram Iyer Independent Director Pravin Udhyavara Bhadya Rao Independent Director Santosh Kumar Mohanty Independent Director • Narumanchi Venkata Sivakumar Audit • Dinesh Kumar Mehrotra Committee • Vijayalakshmi Rajaram Iyer • Santosh Kumar Mohanty • Santosh Kumar Mohanty • Pravin Udhyavara Bhadya Rao • Anuj Kumar Stakeholders Relationship Committee • Dinesh Kumar Mehrotra • Narumanchi Venkata Sivakumar • Anuj Kumar • Vijayalakshmi Rajaram Iyer • Dinesh Kumar Mehrotra • Santosh Kumar Mohanty • Vijayalakshmi Rajaram Iyer • Narumanchi Venkata Sivakumar • Pravin Udhyavara Bhadya Rao Risk Management Committee Anuj Kumar Managing Director 43Investor Presentation Nomination & Remuneration committee CSR and ESG Committee
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Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation Anuj Kumar – Managing Director • Joined the company in March 2016 • Previously associated with Godrej & Boyce, Escorts Finance & IBM India Soumendu Sekar Ganguly– Chief Operating Officer • Joined the company in April 2017 • Previously associated with Naukri, 99acres and Shiksha, and Sulekha Ramcharan Sesharaman – Chief Financial Officer • Joined the company in March 2020 • Previously associated with Photon Interactive and Reliance Jio Infocom Ravi Kethana– Chief Platform Officer • Joined the company in December 2019 • Previously associated with Tata Consultancy Services and Wipro Prabal Nag– Chief Business Officer • Joined the company in June 2009 • Previously associated with MetropolitanLife USA, JM Financial Asset Management and JP Morgan Asset Management India Rahul Sethi – Chief MarketingOfficer • Joined the company in Sep 2024 • Previously associated with Worldline, Edelweiss Financial Services, Lady Blush, Ibibo Web Pvt Ltd., etc. Deepak Kumar Singh – Chief InformationSecurity Officer • Joined the company in May 2024 • Previously associated with Indian Navy Syed Hassan– Chief Program Officer • Joined the company in March 2022 • Previously associated with DXC Technology, Britannia Industries, Unilever ES Varadharajan– Chief Risk & Process Officer • Joined the company in 2002 • Previously associated with UTIMF Manikandan Gopalakrishnan– Company Secretary & Compliance Officer • Joined the company in June 2011 • Previously associated with BPL, Precot Meridian & SJK Steel Plant • Joined the company in September 2017 • IDFC Bank, Yes Bank, Barclays Bank, Infosys Girish Sankar– Chief StrategyOfficer & Business Head– Alternatives& AA • Joined the company in October 2016 • Previously associated with TCS 44 Neha Sanjeev– Chief of Staff Investor Presentation
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Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation • Joined the company in December 2020 • Previously associated with 3i Infotech, PwC US, EXL and TCS Amit Das, Co-Founder and Chief Executive Officer – Think360 AI • Joined the company in June 2022 • Previously associated with NSDL, now Protean e-Gov Technologies Ltd PrasenjitMukherjee,SeniorVice President and BusinessHead– CAMS CRA • Joined the company in March 2022 • Previously associated with BFSIorganization’ssuch as Edelweiss Tokio Life, ING Group, Exide Life Insurance and SBI Capital markets Vivek Bengani, Chief Executive Officer– CAMSRep • Joined the company in 2nd January 2023 • Previously associated with PwC US and FICO Suryadip Ghoshal, Co-Founder and Chief Analytics Officer– Think360 AI • Joined the company in 2016 • Previouslyassociated with Sundaram Finance, SundaramBusiness Services, Idea Cellular 45 Anish Jagdish Sawlani, Chief Executive Officer– CAMSKRA • Joined the company in October 2017 • Bennett, Coleman & Co. Ltd., Agenda Net marketing Ltd. and Financial Software & Systems Pvt. Ltd. Vasanth Emmanuel Jeyapaul, Chief Executive Officer– CAMSPay • Joined the company in May 2026 • Previously associated with BFSIorganization’ssuch as Vivriti Asset Management, Tech Mahindra, Cognizant, Oracle and RBL Finserv Prasenjit Datta, Chief Technology Officer – CAMS Investor Presentation
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History / Milestones 1988 • Our Company was incorporated as Computer Age Management Services Private Limited and received a certificate of incorporationfrom the RoC on May 25, 1988 1993 • Our Company was issued a certificate of registration as a Registrar to an Issue under category II, dated December 24, 1993 by SEBI 1995 • The certificate of registrationwas issued to our Company was upgraded and a fresh certificate of registration as Registrar to an Issue and Share Transfer Agent under category I, dated July 22, 1995, was issued by SEBI to our Company 2006 • Our Company was issued a certificate of registration dated June 1, 2006 by SEBI to act as a depository participant for NSDL 2007 • Our Company was issued a certificate of registration dated January 31, 2007 by SEBI to act as a depository participant for CDSL 2011 • CIRSL was incorporated on May 12, 2011 • CIRSL had received in- principle approval of IRDAI to carry on business as an insurance repository 2016 • CFISPL was incorporated on September 26, 2016 2018 • Great Terrain acquired 37.50% stake in our Company 2020 • Listed in BSE on October 1st, 2020 • RBI registration for account aggregator Services • Incorporation of CAMSPay (payment aggregator services) 2021 • Certification of Registration for CRA Services • Franklin Templeton Go-Live • Set up office in GIFT City • Account aggregator launch • MF Central launch 2013 • CIRSL was issued a certificate of registration dated July 31, 2013 by IRDAI to carry on the business as an insurance repository • Our Company acquired 100% stake in SSPL, which provides technology support to our Company 2012 • CISPL was incorporated on February 13, 2012 • CISPL was issued a certificate of registration dated June 29, 2012 to carry on the business as a KRA 2022 • CAMS CRA Go-Live • Acquired majority stake in Fintuple Technologies Pvt Ltd • Launched innovation lab at IIT Madras 2023 • CAMSPay receives in- principle authorization from RBI to operate as a Payment Aggregator • CAMS Acquires majority stack in Think360 AI 20242019 • Our Company was converted into a public limited Company and received a fresh certificate of incorporationfrom the RoC on September 27, 2019; and Great Terrain acquired 6.03% stake in our Company • CAMSPay receives final approval from RBI to operate as a Payment Aggregator • Launch of REIT platform CompaREITnow • JV formed along with KFin technologies for MFCentral • Acquired KRA business of NSE • E-IA policies exceeded 1 Cr. • CAMSKRA became 2nd largest KRA 2025 46 2026 • In-principle approval for GIFT City KRA • ConsenPro goes live with clients Investor Presentation
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Awards and Accolades FY23-24 Data Applications • CAMS Wins LACP vision for Annual Report • CAMS FE CFO Awards CAMS was selected in the Small Enterprises category CFO Mr. Ramcharan Sesharaman was honoured with the prestigious Award • BW HR Excellence Awards 2023 For Employee Engagement strategy category • Economic Times Datacon Award 2023 under Smart Data Applications Software category • CAMSFinserv Wins Banking Frontier’s Technoviti 2023 for implementing • Account Aggregator based bank account validation in myCAMS Application (with 6 Mn+ registered users) for Third Party verification • Think360 AI has been recognized by Fintech Global in the 3rd Edition of the AIFintech100 list • Think360 AI is now a Great Place to Work Certified Company • HDFC Bank has honored CAMSPay with the prestigious ‘Best Corporate TechnologyAdoption’ award • CAMS was the 𝗪𝗜𝗡𝗡𝗘𝗥 for the award category “𝗡𝗲𝘄 𝗜𝗻𝗶𝘁𝗶𝗮𝘁𝗶𝘃𝗲𝘀 𝗜𝗧 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝗔𝘄𝗮𝗿𝗱” at the “𝟭𝟲𝘁𝗵 𝗘𝗱𝗶𝘁𝗶𝗼𝗻 𝗗𝗮𝘁𝗮𝗖𝗲𝗻𝘁𝗲𝗿 𝗦𝘂𝗺𝗺𝗶𝘁 & 𝗔𝘄𝗮𝗿𝗱𝘀𝟮𝟬𝟮𝟯” organized by UBS Forums Pvt. Ltd • Think360 AI has been recognized as ‘Top Data Science Services Providers’ by AIM Research • Think360.AI was awarded with 'Best Data Intelligence Analytics Developer 2023' in the Small Business Awards Category at Global Business Awards • “𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝗔𝘄𝗮𝗿𝗱” at the “𝟭𝟲𝘁𝗵 𝗘𝗱𝗶𝘁𝗶𝗼𝗻 𝗗𝗮𝘁𝗮𝗖𝗲𝗻𝘁𝗲𝗿 𝗦𝘂𝗺𝗺𝗶𝘁 & 𝗔𝘄𝗮𝗿𝗱𝘀𝟮𝟬𝟮𝟯” organized by UBS Forums Pvt. Ltd. 47 FY24-25 • Think360 AI has been recognized as ‘Top Data Science Services Providers’ by AIM Research • Think360.AI was awarded with 'Best Data Intelligence Analytics Developer 2023’ in the Small Business Awards Category at Global Business Awards • BankingFrontier’s Technoviti Awards 2024– CAMSfinserv for‘LAMFsolution’ • Bank Frontier’s Technoviti Awards 2024 – CAMSPay for ‘Daily SIP on UPI AutoPay’ • Business World Award 2024 Young Leader under 40’ award for – Anish Sawlani, CEO of CAMSKRA • Business World Award 2024 – CAMSFinserv was awarded for ‘Open Banking Solution’ • Tatva awards 2024 – CAMSPay for Best Service Provider award for AutoPay and CAMSRep for ‘Digital Payment Solutions’ from ICICI Prudential Life Insurance • CAMS Insurance Repository – ‘Best Use of Technology’ award at the Insurance Leaders Meet 2024 & Excellence Awards • CAMSRep was awarded for ‘Best in Class for Tech-Enabled Innovation’ at the ASSOCHAM 16th Global Insurance Summit & Award 2024 • Drivers of Digital Awards-Bima Central by CAMSRep – Best Use of Digital Media (Insurance Category) • Drivers of Digital Awards – CAMSPay– Best Online Payments Solution (BFSI) Investor Presentation
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Awards and Accolades 48 • Awards 2025 – for Bima Central’s role in solving insurance usage for the whole of India • CAMSPay has been awarded for ‘Excellence in Payment Aggregation – BFSI– Merchant Category’ by Inkspell Media • Best Insurance Tech Solution’ Award at the Global Fintech Festival Awards 2025 • Best InsurTech of the Year’ Award at the Asia Fintech Awards 2025 – First International Award • 4-Star Innovation Rating by Aegis Graham Bell Award, recognized by Ministry of Electronics and Information Technology 5th time TATAVA Annual Award Winner. ‘Policyholder Payout Processing for Retail & Group’ by ICICI Prudential Lif • Think 360-Best RegTech Innovation at the ET BFSI Exceller Awards 2025 • Inclusion in the AIFintech100 (2025) list of the world’s most innovative AI solution providers • Recognition by AIM Research as one of the 50 Best Firms for Data Scientists to Work For (2025) • CAMS was recognized for ‘Best Innovation in RegTech’ at the India FinTech Awards 2025 • CAMS’s journey, with Anuj Kumar, Managing Director, CAMS, being honored with the ‘ET Edge Impact CEO of the Year’ award, in the category of Turnaround Leader • CAMS has been honored with the Sustainable Infrastructure Leader award at the Data Innovation Awards 2026, presented recently by Hitachi Vantara and Dataquest at Exchange India 2026 – Dehradun FY25-26 FY26-27 • CAMSPay’s UPI Offline Plus has been honored with the Technoviti Awards 2026 for innovation in payments organized by Banking Frontiers • CAMSPay was recognized as the Best Payments Solution at the Global Fintech Awards 2026 Investor Presentation
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Investor Presentation Shareholders’ Information Market Capitalisation 16,668.87 Cr. Shares Outstanding 24,84,18,378 Free Float 16,668.87 Cr. Scrip Symbol / Code CAMS / 5,43,232 Stock Data Shareholding Pattern (%) Top Shareholders HDB Employees Welfare Trust J P Morgan Funds Life Insurance Corporation of India Seafarer Overseas Growth & Income Fund Societe Generale - ODI Vanguard International Equity Index Funds Vanguard Total International Stock Index Fund Aditya Birla Sun Life ELSS Tax Saver Fund Fidelity Investment Trust : Fidelity International Discovery Fund Franklin Templeton Investment Funds - Franklin India Fund Note : Data as on 30th September’26 49Investor Presentation 44.88% 15.72% 6.81% 1.01% 31.56% FPIs MFs Insurance Cos AIF Others Market Capitalisation INR Cr.
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COMPANY: Computer Age ManagementServicesLimited (CAMS) Mr.Anish Sawlani |Head– IR |+91 72990 07973 | anish.sawlani@camsonline.com Ms. Geetanjali Joshi| AVP - IR |+91 7409983006| geetanjali.j@camsonline.com INVESTORRELATIONSADVISORS : MUFG Intime India Private Limited Thank You Mr.Nikunj Seth +91 9773397958 nikunj.seth@in.mpms.mufg.com Ms. Sejal Bhattar +91 7666736666 sejal.bhattar@in.mpms.mufg.com Meeting Request Link 50