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Page 1 A Legacy of Trust Togetherness Transformation Financial Results: Q2 (FY 2026-27) Confidential
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Page 2 Global Business 15.88% y-o-y 30,72,365 Performance Highlights Global Deposits 13.13% y-o-y 16,97,305 Net Profit 8.40% y-o-y 5,175 Net Interest Income 20.39% y-o-y 11,005 CRAR 17.19% y-o-y 99 bps PCR 95.34% y-o-y 175 bps Net NPA 0.30% y-o-y 24 bps Gross NPA 1.33% y-o-y 102 bps ₹ in Crore Global Advances 19.46% y-o-y 13,75,060 Confidential
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Page 3 Key Highlights 21.03% y-o-y RAM Credit 8,12,310 31.61% y-o-y Retail Credit 3,30,587 17.35% y-o-y Housing Loan 1,34,501 25.50% y-o-y Vehicle Loan 29,326 15.49% y-o-y MSME 1,77,600 5.00% y-o-y EPS 22.06 21 bps y-o-y Credit Cost 0.47% 18 bps y-o-y Slippage Ratio 0.58% ₹ in Crore Confidential
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Page 4 Business Performance Financial Performance Investments Asset Quality Capital & Shareholding Environmental, Social & Governance Subsidiaries & Associates Guidance for March 2027 Vs Actuals for Sep 2026 6-13 15-22 24-25 27-32 34-35 37-37 43-43 44-44 Distribution Network & Digital Footprint 39-42 Contents Confidential
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Page 5 GOLD LOAN EDU LOAN A Legacy of Trust Togetherness Transformation Business Performance Confidential
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Page 6 ₹ in Crore Business Performance Parameters Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y Global Gross Business 2651322 2806226 2905066 3072365 5.76 15.88 Domestic Gross Business 2476427 2598048 2680534 2812732 4.93 13.58 Overseas Gross Business 174895 208178 224532 259633 15.63 48.45 Global Gross Advances 1151041 1237548 1293381 1375060 6.32 19.46 Domestic Gross Advances 1081428 1161143 1207087 1264753 4.78 16.95 Overseas Gross Advances 69613 76405 86294 110307 27.83 58.46 Global Deposits 1500281 1568678 1611685 1697305 5.31 13.13 Domestic Deposits 1394999 1436905 1473447 1547979 5.06 10.97 Overseas Deposits* 105282 131773 138238 149326 8.02 41.83 Global C-D Ratio (%) 76.72 78.89 80.25 81.01 -- -- * Previous period’s figures have been reclassified to match with current quarter’s classification. Confidential
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Page 7 * Previous period’s figures have been reclassified to match with current quarter’s classification. Domestic Deposit Mix ₹ in Crore Parameters Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y Saving Deposits 352195 366581 377245 385653 2.23 9.50 SB-Individual 295817 314752 323271 330436 2.22 11.70 SB-Institutional 56378 51829 53974 55217 2.30 (2.06) Current Deposits 75920 62223 60401 63236 4.69 (16.71) CASA Deposits 428115 428804 437646 448889 2.57 4.85 Term Deposit 966884 1008101 1035801 1099090 6.11 13.67 Retail Term Deposit 563683 581851 597921 660476 10.46 17.17 Total Domestic Deposit 1394999 1436905 1473447 1547979 5.06 10.97 Global Deposits* 1500281 1568678 1611685 1697305 5.31 13.13 Confidential
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Page 8 RAM: 58% RAM: 59% Sep’26 Sep’25 24% 22% 13% 41% Retail Agriculture & Allied MSME Corporate & Others 22% 23% 13% 42% Retail Agriculture & Allied MSME Corporate & Others Advances Mix ₹ in Crore Parameters Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y RAM Credit 671141 730520 764675 812310 6.23 21.03 Retail 251190 296912 319893 330587 3.34 31.61 Agriculture & Allied 266174 275777 275967 304123 10.20 14.26 MSME 153777 157831 168815 177600 5.20 15.49 Corporate & others 479900 507028 528706 562750 6.44 17.26 Domestic Gross Advances 1081428 1161143 1207087 1264753 4.78 16.95 Global Gross Advance 1151041 1237548 1293381 1375060 6.32 19.46 Confidential
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Page 9 Mandated Norms under Priority Sector Exceeded the mandated norms in respect of: ➢ Total Priority (44.99% to ANBC against 40% norm) ➢ Agriculture (20.61% to ANBC against 18% norm) ➢ Small and Marginal Farmers (12.74% to ANBC against 10.00% norm) ➢ Non Corporate Farmers (15.55% to ANBC against 14.00% norm) ➢ Weaker Section (18.73% to ANBC against 12.00% norm) ➢ Micro Enterprises (9.22% to ANBC against 7.50% norm) Mandated Targets under Priority Sector Confidential
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Page 10 671,141 812,310 Sep'25 Sep'26 RAM 251,190 330,587 Sep'25 Sep'26 Retail Loans 31.61%21.03% 114,615 134,501 Sep'25 Sep'26 Housing Loans 23,367 29,326 Sep'25 Sep'26 Vehicle Loans 25.50%17.35% RAM & Retail Credit ₹ in Crore Confidential
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Page 11 Industry Credit ₹ in Crore Sector/Scheme Sep’25 Jun’26 Sep’26 Growth (in %) Q-o-Q Y-o-Y Infrastructure 145069 125325 131631 5.03 (9.26) NBFC 146473 174864 177763 1.66 21.36 Textile 18677 19601 20278 3.45 8.57 Iron & Steel 17486 19531 19725 0.99 12.80 Commercial Real Estate 21628 22186 24373 9.86 12.69 Food Processing 12180 14344 14865 3.63 22.04 Engineering 15399 16335 17262 5.67 12.10 Petroleum, Coal products & Nuclear Fuels 10338 13054 11913 (8.74) 15.24 Construction 9888 12986 13488 3.87 36.41 Chemicals & Chemical Products 12030 13384 14591 9.02 21.29 Confidential
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Page 12 *Wef 01.04.25 the requirement for External Rating has increased from 25 Cr & above to 50 Cr & above. Rating Profile ₹ in Crore External Rating - Wise Distribution of Domestic Advances above ₹ 50 crore* (% of Total rated loan book above ₹ 50 crore) Sep’25 Jun’26 Sep’26 External Rating Outstanding % Share Outstanding % Share Outstanding % Share A and above 257186 83 282507 86 302293 87 BBB 35565 12 29840 9 29463 8 BB and below 15882 5 16106 5 15730 5 Total 308633 100 328453 100 347486 100 PSU Customers (Sep’26) Central Govt. Guarantee State Govt. Guarantee 48716 51665 Confidential
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Page 13 Rating Profile ₹ in Crore Rating Profile of Standard NBFC Domestic Exposure External Rating Sep’25 Jun’26 Sep’26 Exposure % Share Exposure % Share Exposure % Share A and above 145447 99 171069 100 176302 100 BBB 1061 1 42 -- 46 -- BB and below 49 22 22 Total 146557 100 171133 100 176370 100 Confidential
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Page 14 A Legacy of Trust Togetherness Transformation Financial Performance Confidential
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Page 15 Total Income ₹ in Crore Parameters Quarterly Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y Interest Income 31544 31838 32957 35159 6.68 11.46 Interest on Advances 23081 23951 24685 26754 8.38 15.91 Interest on Investments 6307 6319 6464 6584 1.86 4.39 Other Interest Income 2156 1568 1808 1821 0.72 (15.54) Non-Interest Income 7054 4824 6727 5772 (14.20) (18.17) Total Income 38598 36662 39684 40931 3.14 6.04 Confidential
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Page 16 Non-Interest Income ₹ in Crore Parameters Quarterly Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y Fee Based Income 2586 2513 2342 2755 17.63 6.54 Commission Exchange & Brokerage 447 559 410 449 9.51 0.45 Service Charges 960 1006 934 1093 17.02 13.85 Miscellaneous 1179 948 998 1213 21.54 2.88 Treasury Income 1583 272 1057 499 (52.79) (68.48) Profit on Sale of Investments 1217 (103) 654 153 (76.61) (87.43) Profit on Exchange Transactions 327 354 401 278 (30.67) (14.98) Dividend Income 39 21 2 68 -- 74.36 Recoveries in Written Off A/cs 1680 1646 1381 1260 (8.76) (25.00) Other Receipts (PSLC & Others) 1205 393 1947 1258 (35.39) 4.40 Total Non-Interest Income 7054 4824 6727 5772 (14.20) (18.17) Confidential
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Page 17 *Previous period’s figures have been reclassified to match with current quarter’s classification. Total Expenses ₹ in Crore Parameters Quarterly Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y Interest Expenses 22403 22030 22742 24154 6.21 7.82 Interest Paid on Deposits* 20067 19727 20241 21343 5.44 6.36 Other Interests* 2336 2303 2501 2811 12.40 20.33 Operating Expenses 7607 7874 8306 8019 (3.46) 5.42 Staff Cost 4822 4742 5091 4809 (5.54) (0.27) Other Operating Expenses 2785 3132 3215 3210 (0.16) 15.26 Total Expenses 30010 29904 31048 32173 3.62 7.21 Confidential
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Page 18 Financials at a Glance ₹ in Crore Parameters Quarterly Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y Net Interest Income 9141 9808 10215 11005 7.73 20.39 Total Interest Income 31544 31838 32957 35159 6.68 11.46 Total Interest Expenses 22403 22030 22742 24154 6.21 7.82 Total Income 38598 36662 39684 40931 3.14 6.04 Total Expenditure 30010 29904 31048 32173 3.62 7.21 Operating Profit 8588 6758 8636 8758 1.41 1.98 Provisions 3814 2252 3780 3583 (5.21) (6.06) Net Profit 4774 4506 4856 5175 6.57 8.40 Confidential
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Page 19 8588 9119 6758 8636 8758 Sep’25 Dec'25 Mar'26 Jun’26 Sep'26 Operating Profit (₹ in Cr) 93.59 94.19 94.21 94.76 95.34 Sep’25 Dec'25 Mar'26 Jun’26 Sep’26 PCR (%) 4774 5155 4506 4856 5175 Sep’25 Dec'25 Mar'26 Jun’26 Sep'26 Net Profit (₹ in Cr)2.35 2.08 1.84 1.57 1.33 Sep’25 Dec'25 Mar'26 Jun’26 Sep’26 Gross NPA (%) 0.54 0.45 0.43 0.36 0.30 Sep’25 Dec'25 Mar'26 Jun’26 Sep’26 Net NPA (%) Profitability & Asset Quality Performance Confidential
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Page 20 Provisions *Previous period’s figures have been reclassified to match with current quarter’s classification. ₹ in Crore Parameters Quarterly Sep'25 Mar'26 Jun'26 Sep'26 Growth (%) Q-o-Q Y-o-Y Total Provision 3814 2252 3780 3583 (5.21) (6.06) NPAs 1504 1311 1399 1339 (4.29) (10.97) Standard Asset 336 273 185 311 68.11 (7.44) Non Performing Investment* (334) 277 7 (441) -- 32.34 Income Tax 1460 1260 1700 1801 5.94 23.36 Others* 848 (869) 489 573 17.38 (32.31) Confidential
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Page 21 (%) Key Ratios Ratios Sep'25 Mar'26 Jun'26 Sep'26 Quarterly Cumulative Quarterly Cumulative Quarterly Cumulative Quarterly Cumulative Return on Assets 1.10 1.12 1.01 1.10 1.04 1.04 1.05 1.04 Return on Equity/Net-worth 20.00 20.56 18.27 19.61 18.31 18.31 18.47 18.49 Cost to Income 46.97 46.87 53.81 48.45 49.03 49.03 47.80 48.41 CD Ratio 76.72 76.72 78.89 78.89 80.25 80.25 81.01 81.01 EPS (Annualized) (In ₹) 21.05 21.01 20.15 21.15 21.47 21.47 22.63 22.06 Book Value (In ₹) 106.55 106.55 114.05 114.05 120.48 120.48 124.56 124.56 NIM 2.50 2.52 2.54 2.51 2.52 2.52 2.55 2.53 Confidential
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Page 22 5.21 5.09 4.87 4.88 Sep'25 Mar'26 Jun'26 Sep'26 Cost Of Funds (%) 7.34 7.22 7.06 7.09 Sep'25 Mar'26 Jun'26 Sep'26 Yield on Funds (%) 6.90 6.98 6.90 6.91 Sep'25 Mar'26 Jun'26 Sep'26 Yield on Investments (%) 2.52 2.51 2.52 2.53 Sep'25 Mar'26 Jun'26 Sep'26 NIM (%) 5.66 5.54 5.27 5.27 Sep'25 Mar'26 Jun'26 Sep'26 Cost Of Deposits (%) 8.40 8.29 8.00 8.03 Sep'25 Mar'26 Jun'26 Sep'26 Yield on Advances (%) Key Ratios Confidential
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Page 23 A Legacy of Trust Togetherness Transformation Investments Confidential
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Page 24 Investment Portfolio ₹ in Crore Sl. No Parameters Sep’25 Jun’26 Sep’26 1 Domestic Investments 395043 396958 407466 (a) SLR 340888 350316 362238 (b) Non SLR 54155 46642 45228 SLR as % to Dom. Investments 86.29 88.25 88.90 (i) Held To Maturity (HTM) 304960 321784 325099 (ii) Available For Sale (AFS) 59089 58930 63633 (iii) Fair Value Through Profit & Loss (FVTPL) (Including HFT) 29432 14878 17409 (iv) Subsidiaries & Joint Ventures 1562 1366 1325 2 Investment by Overseas Branches 3675 5243 6014 3 Total Gross Investment (1+2) 398718 402201 413480 HTM To Domestic Investment (%) 77.20 81.06 79.79 Confidential
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Page 25 Non SLR Portfolio ₹ in Crore Parameters Sep’25 Jun’26 Sep’26 % Share (Sep’26) Y-o-Y Variation Amount % PSU Bonds 5827 4307 4377 9.68 (1450) (24.88) Corporate and Other Bonds 7246 7352 8414 18.60 1168 16.12 Special Govt. Sec excl. Recap Bonds 301 241 241 0.53 (60) (19.93) Central Government Recapitalization Bond 18238 18238 18238 40.33 0 0.00 Share of PSU/Corporate/Others 6497 6681 6487 14.34 (10) (0.15) Venture Capital Fund 410 473 442 0.98 32 7.80 Regional Rural Bank 318 318 318 0.70 0 0.00 Security Receipts 2025 1458 1421 3.14 (604) (29.83) Subsidiaries JV 1244 1049 1007 2.23 (237) (19.05) Other 12049 6525 4283 9.47 (7766) (64.45) Total Non SLR Investment 54155 46642 45228 100.00 (8927) (16.48) Confidential
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Page 26 A Legacy of Trust Togetherness Transformation Asset Quality Confidential
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Page 27 Asset Quality Ratios ₹ in Crore Parameters Sep'25 Mar'26 Jun'26 Sep'26 Gross NPA 27040 22740 20354 18299 Gross NPA (%) 2.35 1.84 1.57 1.33 Net NPA 6113 5209 4653 4053 Net NPA (%) 0.54 0.43 0.36 0.30 Provision Coverage Ratio (%) 93.59 94.21 94.76 95.34 Credit Cost (%) (Annualised) 0.68 0.59 0.49 0.47 Slippage Ratio (%) 0.19 0.24 0.15 0.15 Confidential
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Page 28 Movement of NPA ₹ in Crore Parameters Sep'25 Mar'26 Jun'26 Sep'26 NPA as at the beginning of the period 29518 24833 22740 20354 Cash Recovery towards Book Liability(i) 580 768 624 719 Up-gradation (ii) 537 354 527 452 Write Off (iii) 3463 3771 3036 2800 Total Reduction (i+ii+iii) 4580 4893 4187 3971 Fresh Addition 2102 2800 1801 1916 -Fresh Slippages 2031 2771 1781 1844 -Debits in existing NPA A/c 71 29 20 72 Gross NPAs at end of the period 27040 22740 20354 18299 Eligible Deductions incl. Provisions 20927 17531 15701 14246 Net NPAs 6113 5209 4653 4053 Recoveries in Written Off A/c 1975 1944 1579 1558 Total Cash recovery including Recovery in Written off A/cs 2555 2712 2203 2277 Confidential
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Page 29 NPA Classification: Sector Wise ₹ in Crore Parameters Sep'25 Mar'26 Jun'26 Sep'26 Advance O/s (Sep'26) GNPA (%) Domestic Gross NPA 25866 21874 19489 17424 1264753 1.38 Global Gross NPA 27040 22740 20354 18299 1375060 1.33 Retail 1717 1223 1157 1068 330587 0.32 Housing Loans 945 660 599 554 134501 0.41 Vehicle Loans 225 145 135 135 29326 0.46 Other Personal Loans 333 272 274 256 145355 0.18 Agriculture & Allied 7486 6296 5695 5009 304123 1.65 MSME 7985 7321 7079 6927 177600 3.90 Corporate & Others 9852 7900 6423 5295 562750 0.94 Confidential
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Page 30 NPA Classification : Industry wise ₹ in Crore Sector/Scheme Sep'25 Mar'26 Jun'26 Sep'26 GNPA (%) Infrastructure 3495 2323 1986 1560 1.19 Iron & Steel 395 436 421 400 2.03 Textile 724 731 708 746 3.68 Food Processing 934 925 952 915 6.16 Engineering 744 740 737 737 4.27 Confidential
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Page 31 Special Mention Accounts (SMA) ₹ in Crore SMA Position of the Bank (₹ 5 Cr and above) Sep'25 Jun'26 Sep'26 Parameters No of Accounts Outstanding % to Gross Advances No of Accounts Outstanding % to Gross Advances No of Accounts Outstanding % to Gross Advances SMA 2 111 3321 0.29 117 3482 0.27 112 2838 0.21 SMA 1 54 541 0.05 92 649 0.05 95 1304 0.09 TOTAL SMA 1 & 2 165 3862 0.34 209 4131 0.32 207 4142 0.30 SMA 0 99 3606 0.31 71 3315 0.26 70 2901 0.21 TOTAL 264 7468 0.65 280 7446 0.58 277 7043 0.51 Confidential
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Page 32 NCLT Resolution Status Accounts referred to NCLT ₹ in Crore Parameters Sep'25 Sep'26 No of Accounts Book Liability Provision Provision Coverage No of Accounts Book Liability Provision Provision Coverage 1st List - RBI 4 920 920 100% 4 899 899 100% 2nd List – RBI 8 4016 4016 100% 8 3910 3910 100% Total RBI 1 & 2 12 4936 4936 100% 12 4809 4809 100% Others 351 26318 26065 99% 362 23213 23030 99% Total 363 31254 31001 99% 374 28022 27839 99% Cumulative Recovery Sep'25 Sep'26(FY 2026-27) No of A/c Amount No of A/c Amount No of A/c Amount Through Resolution 22 355 15 179 13 191 Through Liquidation 35 130 17 73 19 64 Through 12A Settlement 3 27 1 62 3 27 Through PRIRP/PIRP 2 3 1 2 1 0 Through ARC/NARCL SALE 0 0 2 102 0 0 Through Other Mode under NCLT 19 95 1 24 16 80 Total 81 610 37 442 52 362 Confidential
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Page 33 Capital & Shareholding A Legacy of Trust Togetherness Transformation Confidential
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Page 34 12.21 12.91 12.80 2.07 2.09 2.25 1.92 2.17 2.14 Sep'25 Jun'26 Sep'26 CRAR (%) CET AT I TIER II 17.1716.20 17.19 Capital Funds (Basel III) ₹ in CroreParameters Sep'25 Jun'26 Sep'26 Tier I 111690 127932 132848 Common Equity Tier I 95532 110079 112952 Additional Tier I 16158 17853 19896 Tier II 15005 18538 18850 Total (Tier I+II) 126695 146470 151698 Risk-weighted Assets 782134 852991 882732 Gross Advances 1151041 1293381 1375060 RWA to Gross Advances (%) 67.95 65.95 64.20 Tier I (%) 14.28 15.00 15.05 Common Equity Tier I (%) 12.21 12.91 12.80 Additional Tier I (%) 2.07 2.09 2.25 Tier II (%) 1.92 2.17 2.14 Total (Tier I+II) % 16.20 17.17 17.19 Confidential
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Page 35 Government of India, 62.93 Insurance Companies, 4.32 Mutual Funds, 7.00 FIIs/FPIs, 12.27 Resident Individuals, 10.51 Staff, 0.57 Others, 2.40 Shareholding Pattern as on September 30th, 2026 Year ended FII/FPIs holding (%) Mar’25 10.55 Mar’26 14.24 Sep’26 12.27 Confidential
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Page 36 A Legacy of Trust Togetherness Transformation Environmental, Social & Governance Confidential
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Page 37 ▪ As part of Green initiatives, Bank has undertaken: ✓ Increased usage of LED light, BEE rated AC units ✓ Gradual phasing out of DG sets ✓ Installed Rain Water Harvesting system in all 122 feasible Bank owned properties and Solar Rooftop Power system across 174 Bank owned properties, with a total capacity of 4417 kWp. ▪ EV charging station has been commissioned in Head Office Building for charging of staff’s E-Vehicles. ▪ Bank has been awarded a total of 44 Green building certifications, including 42 office premises and one training center (Canara Institute of Bank Management-Manipal) accredited under the IGBC Green Building certification framework, of which 7 buildings have been accorded Silver rating. Further, Bank’s 1 Residential building has been certified under GRIHA (Green Rating for Integrated Habitat). ▪ Bank is having a significant portfolio under sustainable finance which includes Renewable Energy Projects, Compressed Biogas & Energy Conservation scheme, Solar Pump scheme under PM-KUSUM, Roof Top Solar (RTS) for residential sector with subsidy, Canara Green Wheels scheme for E vehicles. ▪ Scope 1 & Scope 2 emissions of the bank accounts for a total of 11272.51 tCO2 and 165168.84 tCO2 respectively for the financial year 2025-26. ▪ Bank is impacting the Society by engaging in helping and uplifting underserved communities through non profit organizations viz ✓ Canara Centenary Rural Development Trust ✓ Canara Financial Advisory Trust ✓ Canara Golden Jubilee Education Fund ✓ Canara Relief and Welfare Society ✓ Financial Literacy Centers (FLC) ✓ Rural Self Employment Training Institutes (RSETIs) ✓ Rural Development & Self Employment Training Institutes ( RUDSETIs.) ▪ During September 2026 quarter, Bank has conducted 1260 awareness programs and 729 training programs through its RSETIs and RUDSETIs, benefiting 20,000 plus candidates to upgrade their skill sets. ▪ Bank has 150 Financial Literacy Centers (FLCs) through which 7,550 camps have been conducted and 7,91,056 persons were extended Financial Literacy during September 2026 quarter. ▪ To promote diversity , equity & inclusive growth, Bank has in place a Women Empowerment Committee named as ‘Advaita’ to support the women employee fraternity of the Bank. ▪ For the Bank’s journey towards Sustainability, Bank has in place: ✓ Board approved ESG Policy. ✓ Green Deposit Policy & Lending Framework. ▪ The Bank publishes its BRSR annually as part of the Annual Report, along with a dedicated Sustainability Report that highlights its initiatives in environmental stewardship, social empowerment, and long-term resilience. ▪ Bank has a Chief Ethics Officer and an exclusive ‘Ethics Section’ is in place to oversee the implementation of business ethics in the organization. ▪ Bank has been recognized for “Excellent Practices and Adoption of ESG Initiatives” at the 2nd ICC Emerging Asia Conclave 2024, organized by the Indian Chamber of Commerce. ▪ Bank’s ESG Risk Rating has been improved from High to Medium by Sustainalytics, reflecting its enhanced sustainability performance. Environmental Social Governance Environmental, Social & Governance (ESG) Practices Confidential
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Page 38 London, UK New York, USA Dubai (DIFC), UAE IBU Gift City, Gujarat 24/7 Customer Support 10100+ Branches Across India A Legacy of Trust Togetherness Transformation Distribution Network Confidential
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Page 39 Urban 1994 19% Metro 1897 19%Semi-Urban 3040 30% Rural 3215 32% Presence across Urban & Rural areas Sep’26 Distribution Network Parameters Sep’25 Jun’26 Sep’26 General Branches(a) 9321 9497 9512 Specialised Branches(b) 627 634 634 Total Domestic Branches(a+b) 9948 10131 10146 Overseas Branches 4 4 4 BC Points 11076 12490 13087 Total Banking Outlets 21028 22625 23237 Total ATM & Recycler 10866 11047 10764 4 International Branches • New York • London • DIFC Dubai • IBU Gift City Branch Confidential
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Page 40 A Legacy of Trust Togetherness Transformation Digital Footprint Confidential
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Page 41 566.30 717.65 Sep'25 Sep'26 MeitY Digital Transactions (Nos in Crore) Digital Footprint 2.73 2.76 Sep'25 Sep'26 Internet Banking Registrations (Nos in Crores) 3.03 3.54 Sep'25 Sep'26 Mobile Banking Registrations (Nos in Crores) 3.68 4.30 Sep'25 Sep'26 UPI Registrations (Nos in Crores) 38.55 46.54 Sep'25 Sep'26 BHIM QR Registrations (Nos in Lakhs) 1449.71 1801.56 Sep'25 Sep'26 E-Transactions (Nos in Crores) 10.55 13.11 Sep'25 Sep'26 Credit Card (Nos in Lakhs) 15.27 19.58 Sep'25 Sep'26 CBDC Registrations (Nos in Lakhs) 6.16 6.14 Sep'25 Sep'26 Debit Card Outstanding (Nos in Crores) 0.86 0.97 Sep'25 Sep'26 PoS (Nos in Lakhs) Confidential
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Page 42 Introduced scheduled bulk payment option and fund transfer facility for future date Biometric Authentication for approving UPI transactions up to ₹ 10,000/- Programmable CBDC Wallet integration in BHIM Internet Banking UPI CBDC New Digital Initiatives Confidential
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Page 43 Subsidiaries & Associates ₹ in Crore Name of the Entity Holding(%) Total Profit Our share Sep’26 (6M) Subsidiaries Canbank Factors Ltd. 70 (0.13) (0.09) Canbank Computer Services Ltd. 69.14 8.27 5.72 Canara Bank Securities Ltd. (CBSL) 100 2.94 2.94 Canbank Financial Services Ltd. 100 3.39 3.39 Canbank Venture Capital Fund Ltd. 100 0.96 0.96 Total 15.43 12.92 Associates Can Fin Homes Ltd. 29.99 542.43 162.67 Kerala Grameena Bank 35 612.82 214.49 Karnataka Grameena Bank 35 197.20 69.02 Canara Robeco Asset Management Company Ltd. 38 122.61 46.59 Canara HSBC Life Insurance Company Ltd. 36.50 71.19 25.98 Total 1546.25 518.75 Confidential
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Page 44 Guidance For March 2027 Vs Actuals For September 2026 Parameters Guidance Actuals as on 30.09.2026(31.03.2027) Business Growth (Global) 10%-11% 15.88% Advances Growth (Global) 11%-12% 19.46% Deposits Growth (Global) 9%-10% 13.13% CASA (Domestic CASA to Domestic Deposit) 30%-32% 29.00% NIM (Global)(Annualized) 2.50%-2.60% 2.53% Gross NPA (Global) 1.50% 1.33% Net NPA (Global) 0.40% 0.30% PCR (Global) 94.50% 95.34% Slippage Ratio (Global)(Annualized) 0.80% 0.58% Credit Cost (Global)(Annualized) 0.75% 0.47% Return on Equity (RoE) 16.50% 18.49% Earning per share (EPS)( Annualized) (Face Value Rs.2/- per share) 20.00 22.06 Return on Average Assets (RoA) 1.01%-1.05% 1.04% Confidential
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Page 45 This presentation has been prepared solely for information purposes only. It has no regard to any financial situations or informational needs of any particular reason. The forward looking statements involve a number of risk, uncertainties and other factors that could cause actual results to differ materially from those suggested by the forward looking statements. These risks and uncertainties include, but are not limited to our ability to successfully implement our strategy, future levels of non- performing loans, our growth and expansion, the adequacy of our allowance for credit losses, our provisioning policies, technological changes, investment income, cash flow projections, our exposure to market risks as well as other risks. Canara Bank undertakes no obligation to update the forward- looking statements to reflect events or circumstances after the date thereof. Disclaimer Confidential
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Page 46 We express our heartfelt gratitude to all our stakeholders for their support & trust and solicit their continued patronage to make our beloved Bank grow exponentially in the coming years. Together We Can Thank You Confidential