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Investor Presentation Q2FY26 38 years of vision, passion and progress Offering home loans since 1987….. and it is just a beginning Oct 2025
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www.canfinhomes.com 2 Legacy • 38 year old institution registered as a deposit taking HFC with NHB • Promoted by Canara Bank in the year 1987 (shareholding of 30% approx.) • Can Fin Homes is a part of the Canara Group Financial Conglomerate led by Canara Bank • Listed in 1991. Carries a legacy of uninterrupted dividend payment since inception Focus • To promote home ownership across India, with a motto of friendship finance and good service • To focus on Housing loans to Individuals • To have strong fundamentals with ethical & transparent practices and prudent underwriting Vision • To increase lending to new home aspirants, enhance value for our stakeholders, uphold our ethics and good corporate governance Reach • Headquartered in Bengaluru • Pan-India presence with 248 branches/offices as on 30/09/2025; • Spread across 21 States / Union Territories.
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1987 1991 2011 2015 2017 Loan book crossed Rs. 100 Cr First branch of CFHL opened at Jayanagar, Bengaluru 100th branch at Begur, Bengaluru. 1st satellite office at Yelahanka 41 branches – we started expanding Loan book over Rs. 10000 Cr Rights issue of CFHL – mCap over Rs. 1000 Cr Split of equity shares from Rs. 10 each to Rs. 2 each (w.e.f. 13/10/17) AUM crossed Rs. 20000 Cr in December 2019 11 more branches are added, including New Delhi Completed 25 years. 50th branch opened at NCR- Pitampura 1989 2012 2013 2016 2019 2021 ET Edge Promising Brand Award to Can Fin Homes Ltd. www.canfinhomes.com 2022 Successful completion of 35 Years 2025 AUM crossed Rs. 38,000 crore 2025
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www.canfinhomes.com 4 • Company will continue its thrust on growth, asset quality, profitability and liquidity. • Unwavering focus on good governance and due diligence • No deviation from the fundamental ethos of the company. • Utmost adherence to ethics, fair play, team-work and the pursuit of excellence. • As always, priority will be given for compliance, audit and risk factors. • Company intends to evolve further with the help of technology, duly keeping abreast with the changes in digitalization. • Seamless integration of new processes with the tried and tested ones for better, improved customer service. • Thrust on direct sourcing to enhance the Company’s loan portfolio. • Expansion of sourcing channels to attract different segments of borrowers, thus facilitating the Company’s upward trajectory. • Ensure that the products and services offered by the Company are environment friendly and in tune with the rationale of ecological conservation.