Interim report
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trUB IRUSTAIIO EXCEILINCE stltcE ,1001 trIrY UNItrN BeNr LIvITED CIN : 1651 1OTN1 904P1C001287 Regd. Office : 149, T.S.R. (Big) Street, Kumbakonam - 612 001. Thanjavur District. Tamil Nadu, Telephone No : 0435 - 24A2322 E-mail : shares@cityunionbank.com Website : www.cityunionbank.bank.in C.O / Shares / LR-5 | 2026-27 National Stock Exchange of India Ltd., Exchange Plaza,5th Floor, Plot No. C/1, G Bloc( Bandra-Kurla Complex t . Bandra (E), Mumbai 400 051 Scrip Code: CUB October 28,2026 BSE Ltd., DCS - CRD, Phiroze Jeejeebhoy Towers, 25th Floor, Dalal Street, Mumbai 400 001 Scrip Code: 5322LO Sir / Madam, Sub: Outcome of Board Meeting - 28.LO.2O26 Integrated Standalone Un-Audited Financial Results for - Q2 & Hl FY 2027 Ref: Regulation 30 and 33 of SEBI Listing Regulations, 2015 as amended f Listing Regulations') This is in continuation to our earlier communication dated October 09, 2026. Pursuant to the Regulation cited on the subject matter, we hereby inform that the Board of Directors of the Bank at its meeting held today, Wednesday, October 28, 2026, has inter-alia considered and approved the Standalone Un-Audited Financial Results of the Bank (the financial results') for the Quarter and Half-Year ended September 30, 2026. A copy of the financial results of the Bank along with the Limited Review Report of the Statutory Central Auditors is enclosed and the same is also uploaded in the Bank's website: www.citvunionbank.bank.in Fufther, an extract of the financial results shall be published in a manner as prescribed under Reg. 47(3) of SEBI Listing Regulations Please note thatthe Board meeting commence6 31 ll:25a-m. and the financial results were approved by the Board at a'm. at its meeti ng held today and thereafter the Board meeting continued for consideration of other agenda items. Kindly take the above on record and disseminate to all concerned Thanking you Yours faithfully for CITY UNION BANK tlMlTED Venkataramanan S Company Secretary & Compliance Officer Encl.: a.a + F:: + "NARAYANA" Administrative Office, No.24-B, Gandhi Nagar, Kumbakonam - 612 001. Phone:0435 -2402322
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P.B. Vijayaraghavan & Co, Cha rtered Accounta nts, No.L4l27, Cathedral Garden Road, Nungambakkam, Chennai-600 034 Phone No:044-28263918 | 3490 Email: pbskrish@pbv.co.in M. Srinivasan & Associates, Cha rtered Accounta nts, No.5,9th Floor B-Wing, Parsn Manere, 442, Anna Salai, Chennai-600 006 Phone No: 044 2820 238L I 2382 | 2383 Email: srini@msaca.com Independent Auditors' Limited Review Report on Unaudited Financial Results of The City Union Bank Limited for the quarter and half year ended September 30,2026 pursuant to the Regulation 33 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirementf Regulations, 2015, (as amended) lo The Board of Directors The City Union Bank Limited Kumbakonam, Tamil Nadu 1. We have reviewed the accompanying Statement of Unaudited Financial Results of The City Union Bank Limited (the "Bank") for the quarter and Half year ended September 30,2026 ("the Statement"), being prepared and submitted by the Bank pursuant to the requirements of Regulation 33 of the Securities and Exchange Board of lndia (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the "SEBI Regulations"), except for the disclosures relating to Pillar 3 disclosures as at September 30, 2026 including Leverage Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio under the Basel lll Capital Regulations as have been disclosed on the Bank's website and in respect of which a link has been provided in the aforesaid Statement and have not been reviewed by us. 2. The Statement, which is the responsibility of the Bank's Management and approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25 'lnterim Financial Reporting' ('AS 25'), prescribed under Section 133 of the Companies Act, 2013 read with relevant rules issued thereunder, in so far as they apply to banks, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of lndia (the "RBl") from time to time (the "RBl Guidelines"), other accountirg principles generally accepted in lndia and is in compliance with the SEBI Regulations. Our responsibility is to express a conclusion on the statement based on our review. 3. We conducted our review of the statement in accordance with the Standard on Review Engagement (SRE) 2410, "Review of lnterim Financial lnformation Performed by the lndependent Auditor of the Entity" issued by the lnstitute of Chartered Accountants of lndia. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review is limited primarily to inquiries of bank personnel and analytical procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit and accordingly, we do not express an audit opinion. Our review primarily is conducted on the basis of review of the books of accounts and records of the bank. We have also relied on the information and explanation $l(nE * as considered necessary by us for the review us by the bank and the
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4. Based on our review conducted as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the statement, prepared in accordance with the aforesaid Accounting Standard and other recognized accounting practices, policies and principles generally accepted in lndia in so far as they apply to banks, and circulars and guidelines issued by the RBI from time to time, has not disclosed the information required to be disclosed in terms of Regulation 33 of the SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015 including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of lncome Recognition, Asset Classification, Provisioning and other related matters, except for the disclosures relating to Pillar 3 disclosures as at September 30, 2026 including Leverage Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio under the Basel lll Capital Regulations as have been disclosed on the Bank's website and in respect of which a link has been provided in the Statement and have not been reviewed by us. For P.B. Vijayaraghavan & Co Chartered Accountants :O0472L5 G Sundararajan Partner M.No:026405 U Dt N : 2GoL6r{D!-vcy6q I hSf1L Date : 28th October, 2026 Place :Chennai For M. Srinivasan & Associates Chartered Accountants FRN:0040505 CA N Nithya Lakshmi Partner M.No:227130 UDIN : zt"LL+l}lXEV{ D Q 6fol H.O Chartered Accodi ,v N rnU) * 0a FRN 004050s Chennai Chaitered j *
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CITY UNION BANK LTD., cIN NO.L65l 1OTN1904P1C001287 Regd.Office: 149 T.S.R. (Big) Street, Kumbakonam - 612001 UNAUDITED FINANCIAL RESULTS FOR THE QUARTER / HALF YEAR ENDED SEPTEMBER 30, 2025 Particulars tn QUARTER ENDED HALF YEAR ENDED YEAR ENDED 30-09-2026 30-06-2026 30-09-2025 30-09-2026 30-09-202s 31-O3-2025 (Unaudited) (Audited) 1 Interest earned (a+b+c+d) 209225.22 198498.50 155312.82 407723,72 32s845.53 685975.50 a) Interest /Discount on Advances /Bills L71297.97 162906.4s 133175.14 334198.42 762t97.55 557206.4r b) Income on Investments 32842.22 31480.8s 287s6.03 64323.07 57396.85 777970.29 c) Interest on balances with RBI and other Inter Bank funds 5076.08 4095.32 7a65.62 9t71.40 s499.56 70919.77 d) Others 14.95 15.88 516.03 30.83 75L.57 939.03 2 Other Income (Refer Note 5) 3s020.88 243s8.94 259L3,72 59379.82 50300.81 103883.07 3 Totallncome(1+2) 244246.LO 222457.4 t91225,94 4671O3.54 376L46.34 790858.57 4 Interest Expended 121949.00 116485.10 986s9.30 738434.t0 196663.35 403992,46 5 Operatinq Expenses (i) + (ii) 56205.89 48315.02 45508.08 104520.91 97332.47 185443.01 (i) Employees Cost 28033.13 23473.t0 22436.24 51506.23 42495.89 88979.15 (ii) Other Operating expenses 28772.76 2484t.92 2307r.94 53014.68 44836.58 96463.86 6 Total Expenditure (4) + (5) excluding provisions and continoencieg 178154.89 164800,12 t441673a 342955.01 283995,82 589435.47 7 Operating Profit before provisions and contingencies fr) - f6'l 65091.21 58057.32 47058.56 L24r44.53 92150.52 20L423.tO 8 Provisions (other than tax) and continqencies 12000.00 7800.00 5700.00 19800.00 12700.00 34300.00 9 ExceDtional Items 0.00 0.00 0.00 0.00 0.00 0.00 10 Profit / (Loss) from Ordinarv Activities before tax (7)-(8)-(9) 54097.27 50257.32 41358.56 104348.53 79450.52 t67t23.10 11 Tax Expenses 12500.00 12000.00 8500,00 24s00.00 16000.00 34500.00 L2 Net Profit / (Loss) from Ordinary Activities after tax (10) - (11) 4L59L.21 34257.32 32858.55 79848.53 53450,52 t32623.LO 13 Extra ordinary items (Net of Tax Expense) 0.00 0.00 0.00 0.00 0.00 0.00 74 Net Profit / (Loss) for the period (r2) - (r3) 41591.21 34257,32 32858.55 79848.53 53450,52 132623.10 15 Paid up equity share Capital (Face value of Re.U- each) 9907.87 9907.41 74t0.49 9907.87 74t0.49 7430.47 lb Reserves excluding revaluation reserves (as per balance sheet of nrFvior rc aaaor rnfino vear'l 10490ss.85 77 Analytical ratios i) o/o of shares held by Government of India Nil Nil Nil Nil Nil Nil ii) CaDital Adeouacv Ratio (o/o) - Basel III 27.26 2t.73 2t.68 27.26 21.68 2t.92 iii) Earninqs per share (EPS) (Refer Note 15) Basic EPS - before/after extra ordinary items (Not annualised) (Rs.) 4.20 3.86 3.32 8.98 6.42 13.40 Diluted EPS - before/after extra ordinary items (Not annualised) (Rs.) 4.79 3.85 3.31 8.9s 6.39 13.38 iv) NPA Ratios (a) Gross NPA 104302.01 116974.10 139321.99 104302.01 139321.99 127308.19 (b) Net NPA 34417.65 40519.89 5t246.O7 344t7.65 51286.07 44942.2t (c) o/o of Gross NPA 1.44 1.73 2.42 7.44 2.42 1.91 (d) o/o of Net NPA 0.48 0.61 0.90 0.48 0,90 0.68 v) Return on Asseb - Annualised (o/o) 7.62 1.57 1.59 1.59 1.57 1.56 18 Net Worth rr08770,77 1090523.13 983809.98 1to4770.77 983809.98 1045823.78 19 Outstandino redeemable oreference shares Nil Nil Nil Nil Nil Nil 20 Capital Redemption Reserve Nil Nil Nil Nil Nil Nil 2L Debt-equity ratio * 0.15 0.16 0.08 0.15 0.08 0.18 22 Total debt to total assets (o/o) ** 5.10 5.25 2.59 5.10 2.59 5.49 * Debt represents borrowings with residual maturity of more than one year ** Total Debt represents Total Borrowings of the Bank CERTIFIED TRUE COPY For CITY UNION BANK UTD'Statement of Assets & Liabilities 30-09-2026 30-09-2025 31-03-2026 Capital and Liabilties (Unaudited) (Audited) Capital 9907.87 7470.49 7430.47 Reserves & Surplus 1 109336.73 985194.64 10490s5.85 Deposits 838931 1.92 6948603.43 7830795.39 Borrowinqs 528039.14 278267.7I 532679.79 Other Liabilities & Provisions 309643.46 280759.03 282478.02 Total 10346239.12 8.140235,30 97f)2439.52 Assets Cash & Balance with RBI 400036.45 484772.49 626732.78 Balances with Banks and Money at Call 432504.10 2L0579.72 265974.L4 Investments 2020384.74 175 1871.96 1898692.01 Advances 7774266.61 5668086.11 65875t7.28 Fixed Assets 55052.07 38798.s1 468s3.20 Other Assets 263995.75 286r86.s1 276670.rL Total 10346239.12 8rr40235.30 9702439.52 H.O z. * CompanY Secretary M.No.28842
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1 Notes The above unaudited financial results for the quarter / half year ended September 30, 2026 have been reviewed and recommended by the Audit Committee of the Board and approved by the Board of Directors at its meeting held on October 28, 2026, The same has been subjected to a limited review as per the provisions of SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015 [as amended], by the Joint Statutory Central Auditors of the Bank and Limited Review Report has been furnished by ihem. 2 The Bank has amended its Clause 5 of Memorandum of Association and Clause 4 (i) of Articles of Association with respect to increase in Authorised Share Capital from Rs. 10000 lakh to Rs. 20000 lakh after obtaining No Objection from RBI and approval from Shareholders. 3 There has been no change to significant accounting policies followed during the Quarter / half year ended September 30, 2026, as compared to those followed in the preceding Financial Year ended March 31, 2026 except capitalisation of fixed assets for the ITC reversed under Sec. 17(4) of GST act. Any circular/direction issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars / directions. 4 Based on the available financial statements of the constituents, the bank has estimated the liability towards their Unhedged foreign currency exposures to their constituents in terms of RBI circular RBi / DOR | 2025-26 I 157 / DOR / CRE.REC76 I 07-02-007 12025-26 dated 28-11-2025 and holds a provision of Rs. 272,44 lakh as on September 30, 2026. 5 Other Income relates to income from non-fund based banking activities including commission, fees. gains from securities transactions, including profit / loss on revaluation of Investments, ATM sharing fees, recoveries from accounts written off and other miscellaneous income. 6 As per the extant RBI guidelines, Eanks are required to make Pillar III disclosures including leverage ratio, liquidity coverage ratio, Net Stable Funding Ratio (NSFR) under the EASEL III framework along with publication of financial results. Accordingly, such applicable disclosures under Basel III capital regulation is being made available on the Bank's website (www.cityunionbank.bank.in). These disclosures have not been subjected to review by the loint Statutory Central Auditors. 7 ProvisionCoverageRatiocalculatedasperReserveBankoflndiaguidelinesis82o/o(includingTechnical writeoff)&670/o(excludingtechnical write off) as on September 30,2026. 8 Number of Investor complaints pending at the beginning of the quarter - Nil, Received during the quarter - Nil, Disposed off during the quarter - NA, Complaints Pending as on September 30, 2026 - Nil. 9 DisclosurewithreferencetoRBIcircularDOR.NO.BP.BCl3lzL.04.04Sl2O20-2ldt06thAugust2020on"ResolutionFrameworkforCOVID-19- relatedstress "(Resolutionframeworkl.0)andDOR.STR,REC.LLl27.04.04812077-22dated5thMay2021(Resolution Framework2.0-Covid-19relatedstress of individuals and small business) as on September 30, 2026 is given below: *As in Section of the Insolvency and Bankruptcy Code, 2016. # Represents Net Movement in Balances 10 Disclosure as per RBI Circular RBI/DOR/2025-261767 DOR.ACC.REC.No.86/21.04.01812025-25 dated November 28,2025, in respect of loans not in default / stressed loans transferred / acquired during the quarter ended September 30, 2026 (i) During the Quarter ended September 30, 2026, the Bank has not acquired loans not in default' through assignment. in (ii) Durins,B gHTrl Fffi .THPJHOdBF\P€ Bank has neither For CITY Ul.iiili.i i:i'frFll{ l-TD. Ci;it;;-..,;., 'itY iv4.l'Jo. 2d'J4? Type of Borrower (A) Exposure to accounts classified as Standard consequent to implementation of resolution plan- position as at the end of the previous half year (Mar'2026) of (A) aggregate debt that slipped into NPA during the half year (Sep'2026) of (A) amount written off during the half year (Sep'2026) of (A) amount paid by the borrowers during the half year (Sep'2026)# Exposure to accounts classified as Standard consequent to implementation of resolution plan - Position as at the end of this half- year (Sep 2025) Personal loans 10824.66 366.12 0.00 1452.77 9t93.73 Corporate Persons+ L2073.87 0.00 0.00 62.46 1201 1.41 Of which MSME9 0.00 0.00 0.00 0.00 0.00 3thers 9982.07 44O.44 0.00 955.1 8610.80 Total 32880.60 846.56 0.00 2470.82 29815,94 u) '* * G Special Mention Accounts s
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Particulars To ARCS To permitted transferees To others transferees No of Accounts 974 NIL Aooreqate princioal outstandinq of loans transferred 40293.73 Weighted average residual tenor of the loans transferred (in years) NA Net Book value of loans transferred (at the time of transfer) 1083.91 Aooreoate consideration 13122.00 Additional consideration realized in respect of accounts transferred in earlier years (iii) During the Quarter ended September 30,2026, the Bank has transferred loans classified as NPAS to ARCS on a cash basis. (iv) Details of recovery ratings assigned to Security Receipts outstanding as on September 30,2026 Recovery Ratings Book value RR1 t729.17 11 In terms of Reserve Bank of India (Commercial Banks - Transfer and Distribution of Credit Risk) Directions,2o25, necessary details of Co-lending Arrangements (CLAs) on an aggregate basis are given below: Particulars As on September 30,2025 Olranium of CI AS - Number of CLA partners ,I - Number of Outstandino cases 16 - Amount of Gross Outstandino 7768.21 Weiqhted averaqe rate of interest o/o 11.13 Fees charged/Paid during the quarter ended September 30, 2026 (Rs. in lakhs) 28.13 Broad sectors in which CLA was made Supply Chain Finance Performance of loans under CLA 7768.21 Standard loans 7768.27 Non-Performino loans 0 Details relating to default loss guarantee (if any) in in CERTIFIED TRUE COPY For CITY UNION BANK LTD' CompanY SecretarY M.No.28842 12 Details of Priority Sector Lending Certificate (PSLC) purchased and sold are as under: tn 13 Disclosure as per RBI Circular RBI/DOR/2025-26/167 DOR.ACC.REC.No.86/21.04.018/2025-26 datetl November 28, 2025 on Reserve Bank of India (Commercial Banks - Financial Statements Presentation and Disclosures) Directions 2025 - Disclosure related to Project Finance - NIL, 14 The bank has made a contingent provision of Rs.5000 lakh during this quarter specifically designed for unforeseen economic uncertainties. 15 In accordance with the 'AS 20 - Earnings per Share', the figures of Earnings Per Share for the quarter / half year ended September 30, 2025, and for the year ended March 31, 2026 have been restated to give effect to the allotment of the bonus shares. 16 The Bank is not having any unprovided liability on account of pension scheme since the bank is covered under Defined Contribution u The Bank does not have any Subsidiaries / Associates / loint ventures as on September 30, 2026. Hence, disclosure related to Consolidated Financial Statement is not applicable. Particulars Face Value Commission paid / Earned PSLC - Purchas€d 60000.00 281.00Durinq Q2 Cumulative FY 2026-27 60000.00 281.00 PSLC - Sold Durino 02 40000.00 1243.00 Cumulative FY 2026-27 40000.00 1243.00 di H.O ed ntants 'J\(n o(t *
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18 Figures of the previous period have been regrouped/reclassified wherever considered necessary. Place :Chennai Dated: 28ul Odober 2025 By the order of Board g.w R. VUAYANANDH MD & CEO DIN : 09656376 This is the statement referred to in our report of even date. for P.B. Vijayaraghavan & Co Accountants No, G. Sundararajan M.No.026405 Place :Chennai Dated: 28th october 2026 for M. srinivasan & Associates Chartered Accountants Firm No. 0040505 CA. N. Itlithya Partner M.No. 227130 ."",'#-1f 5,3'J$BlS[lI"' ComPanY M.No. SecretarY 28842 Accountants H.o red
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clw UNIoN BANK LTD., CENTRAL OFFICE, KUMBAKONAM SEGMENT REPORTING FOR THE QUARTER / HALF YEAR ENDED 30-09-2026 Segmentwise Results Note : 1) The Bank has only one Geographical segment (i.e) Domestic Segment. 2) Previous period figures have been regrouped/reclassified wherever necessary to make them comparable. CERTIFIED TRUE COPY For CITY UNION BANK LTD. CompanY SecretarY M.No.28842 tn Quarter ended Half Year ended Year ended 30-09-2026 30-06-2026 30-09-2025 30-09-2026 30-09-202s 31-03-2026Particulars (Unaudited) (Audited) Segment Revenue a) Treasury 41566 40830 33786 82396 71505 142425 b) Corporate / wholesale bankinq 54570 47599 407L4 r02r70 79535 t67L29 c) Retail Bankinq 143917 132165 tl3t27 276082 2t92t6 4647tL 1) Disital Bankinq 159 t20 97 279 17B 457 2) Other Retail Bankinq t43758 L32045 113030 275803 219038 464254 d) Other Banking Operations 4193 2263 3599 6456 5890 16594 Total 244246 222857 191226 467t04 376t46 790859 Less : Inter seqment revenue Total 244246 222857 191226 4671O4 376t46 790859 Segment Resulb a) Treasury 22008 20061 18201 42069 37625 79099 b) Corporate / wholesale bankihq 9941 10065 6704 20007 14458 26318 c) Retail Bankino 3031s 25981 18849 s6296 3473r 80577 1) Diqital Bankinq -3 3 0 1 240 2) Other Retail Bankinq 30318 2s978 18849 s6296 34730 80ss3 d) Other Banking Operations 3827 1950 3305 5777 5337 L5429 Total 65091 5E057 47059 t24t49 92151 20t423 ODeratinq Profit 66091 58057 47059 92151 201423t24149 Other Provisions & Continqencies 12000 7800 5700 19800 t2700 34300 Profit Before Tax 54091 so257 41359 104349 7945r L67t23 Taxes including Deferred Tax 12500 12000 8500 24500 16000 34500 Net Profit 63451 13262341591 38257 32859 79849 Segmental Assets: a) Treasury 258L572 254t257 2109111 258t572 2109111 2343881 b) CorDorate / wholesale bankinq 2197342 1697245 20519451974885 L697245 2197342 c) Retail Bankinq 5302237 s037200 4350486 5302237 4350486 s03696s 1) Disital Bankinq 97 48 52 97 52 45 2) Other Retail Banking 5302140 5037152 4350434 5302140 4350434 5036920 d) Unallocated 26s088 285518 283393 269649283393 26s088 Total Assets 10346239 9838860 8rf40235 10346239 8440235 9702440 Segmental tiabilities: a) Treasury 2283548 224809s 1853135 20781751853135 2283s48 b) Corporate / wholesale bankinq 1970968 t772605 1516850 1970968 1516850 1845656 c) Retail Banking 4755857 4520878 3888006 4755857 3888006 4530466 1) Diqital Banking 97 45 51 97 51 20 2) Other Retail Bankino 4755760 4520833 3887955 4755760 38879ss 4530446 d) Unallocated 216622 195587 189639 2L6622 i89639 191657 Total 9226995 8.737165 7447630 9226995 7447630 8645954 Capltal Employed: Segment Ass€ts - Segment Liabilities a) Treasury 298024 265707293162 255977 298024 255977 b) Corporate / wholesale bankinq 226374 202280 180395 226374 18039s 206289 c) Retail Bankinq 546380 516322 462480 546380 462480 506498 1) Disital Bankins 0 3 1 0 1 25 2) Other Retail Banking 546380 516319 462479 546380 462479 506473 d) Unallocated 48466 89931 93753 48466 93753 77992 Total tttg244 1101595 992605 tttg244 99260s 10s6486 ered ntan rfl(n ** &
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Period eided 30.09.2026 30.09.2025 (Unaudited) CASH FLOW FROM OPERATING ACTIVITIES 79849 63451Net Profit as per P&L account Adiustments for 6616 5043Depreciation Provisions & Continqencies - Tax 24500 16000 Provisions & Continqencies - Others 19800 r2700 -5645Profit on sale of Investments -2r70 Profit on sale of Assets 250 -285 Foreion exchanoe fl uctuations 0 -2963 8830rOperatinq Profit before workins capital chanqes 128845 Adiustments for -470961Funds advanced to Customers -598749 Other Operatinq Assets -2007 -6100 DeDosit from Customers 558517 596008 -5135 1391 1Other operatinq liabilities -12520Purchase and sale of investments (Net) -120674 Borrowinq from Banks -464r t327 -43444 209967Cash Generated from Operations Taxation - Income Tax 18337 -17830 -25507 t92t37Net cash flow from Operating Activities - A Cash flow from Investinq activities Purchase of Fixed Assets -15065 -tr294 -15065 -tt294Net cash used in Investing Activities - B Cash flow from Financinq activities 0 1Proceeds from issue of Share Capital 85Proceeds from share premium 61 Dividend Paid -19655 -14691 0 0Tax on distributed profib -14605Net cash flow from Financinq Activities - C -19594 -60166 166238Net increase in Cash and Cash equivalents A+B+C 892707 529054Cash and Cash equivalents at the beqinninq of the year 832s41 695292Cash and Cash equivalents at the end of the period 30.09.2026 City Union Bank ltd., Kumbakonam CASH FIOW STATEMENT FOR THE HALF YEAR ENDED 3oth SEPTEMBER 2026 Place :Chennai '"'3t ff+i P''EsTffi 3E c o PY F;?n-? uflloN BANK LrD' Rs in lakhs For and on behalf of the Board R. VIJAY ANANDH MD &CEO DIN :09656376 *.\'$-f yr4r.J'P :#N,,r< & Aictlu;' <n CornPanY SecretarY M.No.28842