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Edelweiss Financial Services Limited Unaudited , Limited Reviewed Results Second Quarter Financial Year 2022 Press Release , October 28 , 2021 | www.edelweissfin.com Edelweiss Ideas create , values protect Edelweiss reports ex - Insurance PAT of INR 113 Cr , Strong performance across Businesses Businesses poised for Profitable Growth * Robust Balance Sheet and Liquidity * Growing Customer Franchise Quarter Ended Sep - 21 Highlights : • EFSL Ex - Insurance PAT of INR 113 Cr ; 85 % growth QoQ EFSL Consolidated PAT of INR 57 Cr ; 217 % growth QoQ Revenue ( consolidated ) - INR 1,853 Cr Steady Performance across Businesses - Upward trend in key metrics . • Credit - Return to profitability in NBFC - - Improved Asset Quality in NBFC with Gross NPAs at 2.7 % and Net NPAs at 2.2 % . Focus remains on asset - light retail credit model through partnerships with Banks Gradual scale up in disbursements- ~ INR 300 Cr disbursed and ~ INR 250 Cr securitized in Housing Finance during the quarter Retail collection efficiency back to normalcy at 99 % in Housing Finance , 94 % in SME & Business Loans Asset Management Mutual Fund : - Equity AuM grew ~ 3x YOY to ~ INR 16,600 Cr - - Total net inflows of ~ INR 7,300 Cr and net equity inflows of ~ INR 2,500 Cr during the quarter Retail folios grew ~ 70 % since Mar - 21 to 8.2 lacs Alternatives : Deployment momentum continues to be strong with INR 750 Cr invested during the quarter and ~ INR 1,850 Cr in half year ended Sep - 21 Steady annuity income flows from long term asset base ; 75 % of AUM has tenor > 3 years Huge potential upside from carry income as ~ 95 % of AUM is performance linked • Asset Reconstruction - - Focus continues to be on deleveraging and building retail capabilities Robust recoveries of ~ INR 900 Cr in the quarter , ~ INR 160 Cr of which are from retail portfolio Acquired assets worth ~ INR 1,300 Cr Insurance Life Insurance : Gross premium grew by 59 % QoQ ; Active client base has increased by ~ 9 % YoY