EDELWEISS Q2 2026 10:00 UTC Earnings Presentation

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Safe Harbour DISCLAIMER : This presentation and the discussion may contain certain words or phrases that are forward looking statements, which are tentative, based on current expectations of the management of Edelweiss Financial Services Ltd. or any of its subsidiaries and associate companies (“Edelweiss”). Actual results may vary from the forward looking statements contained in this presentation due to various risks and uncertainties. These risks and uncertainties include the effect of economic and political conditions in India and outside India, volatility in interest rates and in the securities market, new regulations and Government policies that may impact the businesses of Edelweiss as well as its ability to implement its strategy. The information contained herein is as of the date referenced and Edelweiss does not undertake any obligation to update these statements. Edelweiss has obtained all market data and other information from sources believed to be reliable or are its internal estimates unless otherwise stated, although its accuracy or completeness can not be guaranteed. Some part of the presentation relating to business wise financial performance, balance sheet, AUM of Edelweiss and industry data herein is reclassified/regrouped based on Management estimates and may not directly correspond to published data. The numbers have also been rounded off in the interest of easier understanding and readability. Numbers have been re-casted wherever required. Prior period figures have been regrouped/reclassified wherever necessary. All information in this presentation has been prepared solely by the company and has not been independently verified by anyone else. This presentation is for information purposes only and does not constitute an offer or recommendation to buy or sell any securities of Edelweiss. This presentation also does not constitute an offer or recommendation to buy or sell any financial products offered by Edelweiss. Any action taken by you on the basis of the information contained herein is your responsibility alone and Edelweiss or its directors or employees will not be liable in any manner for the consequences of such action taken by you. Edelweiss and/or its directors and/or its employees may have interests or positions, financial or otherwise, in the securities mentioned in this presentation. Edelweiss Financial Services Limited Corporate Identity Number: L99999MH1995PLC094641 For more information, please visit www.edelweissfin.com Currency conversion: Conversion rate of 1 USD equal to 88.7923 INR has been used. Values in the INR version of the Investor Presentation have been converted to dollar for convenience. Due to rounding off, numbers presented in this presentation may not add up to the totals provided and/or correlate with the growth and contribution percentages provided. Data provided in the INR version of the Investor Presentation shall prevail in case of disparity. 56

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Safe Harbour Net worth figures include MI. PAT figures are presented pre MI unless stated otherwise. Slide 4,7,11,20, 21,41,44: Debt excludes CBLO and securitisation liabilities. Net debt is gross debt minus high quality liquid assets. The equity stake held in Nuvama Wealth Management Ltd is not netted off from the gross debt in Sep 23 and Sep 24. Net D/E is calculated as Net Debt (excluding Available Bank Lines) / Equity Slide 7,12: Customer reach includes MF folios, individuals covered under Group Insurance policies for LI and customers serviced since inception for GI. Slide 8: Corporate PAT is inclusive of DTA recognised in quarter ended Sep 25, arising from Ind AS consolidation accounting for all Edelweiss entities. Slide 15: Numbers are based on management estimates and 3 years+ liabilities exclude Equity; Assets and Liabilities do not include insurance businesses. Slide 33,34,35: ARR AUM is the sum of NAV of the live funds and balance Callable Capital from the live funds. ARR AUM as on Sep 24 has been restated. Slide 37,38: MF Equity AUM and Debt AUM as on Sep 24 have been restated. Slide 10,41,42,44,45: NBFC and HFC AUM includes gross loan book, SR investments and assigned book. HFC AUM, Gross Loan Book, GNPA and NNPA figures for Sep 24 have been restated. Slide 48: LI AUM includes Shareholders and all Policyholders fund. LI AUM is calculated in accordance with IGAAP. 13 th Month Persistency is on premium basis for Individual (Regular Premium + Limited Payment Premium). Persistency figures correspond to policies issued in Sep to Aug period of the relevant years. Embedded Value is calculated on market consistent basis. Slide 52: Key institutional shareholders: Holding of known affiliates have been clubbed together for the purpose of this information. 57

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