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GRASIM CORPORATE PRESENTATION September 2026 A PLAY ON INDIA GROWTH STORY
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OUR PURPOSE OUR VALUES To enrich lives by building dynamic and responsible businesses and institutions, that inspire trust. INTEGRITY COMMITMENT PASSION SEAMLESSNESS SPEED
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THE ADITYA BIRLA GROUP GRASIM CORPORATE PRESENTATION 3*As on 31st March 2026; #Consolidated market capitalisation of listed entities as on 16 th June 2026; ^Excluding China IN NUMBERS GLOBAL RANKING ACROSS KEY CATEGORIES OUR KEY COMPANIES US$ 72 billion* Conglomerate Revenue US$ 118 billion# Consolidated Market Capitalisation Presence in 20+ sectors across 41 countries in 6 continents 41% of revenues* outside India operations 600+ Global manufacturing (incl. RMC plants) footprint 2,27,000+ Employees* 300+ million Loyal customer base (Including Vi Subscribers) Aluminium Rolling #1 Aluminium Recycling #1 Carbon Black #1 Cellulosic Staple Fibres #2 Copper Rods^ #2 Cement^ #1
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GRASIM’S LEADERSHIP IN GROWING ECONOMY GRASIM CORPORATE PRESENTATION 4 INDIA’S AMRIT KAAL 01 Strongest and fastest growing among major economies KEY FACTORS 03 Young population, higher disposable income 02 Financial maturity, digitisation and higher credit growth 04 Maintains its position as the world’s fastest-growing major economy Note: Map not to scale; *Installed capacity in India; ^In terms of AUM Market leader in India INFRASTRUCTURE AND HOUSING DEMAND Cement Producer RMC Player Producer of White Cement based Putty INCREASING FINANCIALISATION ASPIRATIONAL CONSUMPTION FOCUS ON MANUFACTURING GROWTH FAST GROWING RENEWABLE ENERGY SECTOR GROWING DIGITAL ECONOMY Amongst largest^ well-diversified NBFCs Cellulosic Fibres Linen Textiles Decorative Paints*#2 Chlor-Alkali Epoxy Polymers and Curing Agents 4.4 GWp of renewable energy capacity (operational + under construction) B2B E-Commerce Platform powering smarter sourcing for Indian businesses
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STRONGLOMERATE: KEY STRENGTHS GRASIM CORPORATE PRESENTATION 5*Standalone- Excluding investments in new businesses; @Excluding borrowing related to Financial Services Business; ^Nifty; #as on 30th Jun 2026 01 02 03 04 05 06 07 A LEGACY OF VALUES AND TRUST TRACK RECORD OF CREATING LARGE GROWING BUSINESSES AND BRANDS DIVERSIFIED BUSINESSES WITH STABLE CASHFLOW GENERATION SUSTAINABLE MANUFACTURING DIVIDEND DISTRIBUTION STRONG BALANCE SHEET WITH “AAA/STABLE” RATING VALUE CREATION 79+ years Operating history ~5 times Revenue growth over the past decade Positive cash flow* in 9 out of the last 10 years Increasing share of renewable power and reduction in freshwater consumption 63+ years of consistent Dividend Distribution 0.28x Consolidated Debt@ / Equity ~1.6x Outperformance# in stock returns vs. benchmark^ over the past decade
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VALUE CREATION STRATEGY
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PILLARS OF OUR STRATEGY GRASIM CORPORATE PRESENTATION 7^Owner’s share before exceptional items- Restated as Aditya Birla Health Insurance Co. Ltd has adopted Ind AS 117 BUSINESS LEADERSHIP INNOVATION SUSTAINABILITY CAPITAL ALLOCATION COST LEADERSHIP Maintain leadership position in all our businesses Focus on innovation in products and processes Eco-friendly products and responsible manufacturing Investments in core and high growth businesses Continuous cost optimisation KEY CONSOLIDATED FINANCIAL HIGHLIGHTS - FY26 ₹1,75,431 Cr Revenue ₹25,872 Cr EBITDA ₹5,208 Cr PAT^
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LEADERSHIP ACROSS BUSINESSES GRASIM CORPORATE PRESENTATION 8 @Cellulosic Fibres = Cellulosic Staple Fibre and Cellulosic Fashion Yarn; *Specialty Chemicals = Epoxy Polymers and Curing Age nts; RMC = Ready Mix Concrete; ^EBO = Exclusive Brand Outlet; ^MBO = Multi-Brand Outlet CELLULOSIC FIBRES Leading producer of Cellulosic Fibres@, fastest-growing sustainable Fibres in India Focus on Specialty Products CHEMICALS Committed to maintain market leadership in Chlor-Alkali, Chlorine Derivatives and Specialty Chemicals* Grow Chlor- Alkali with integrated Chlorine Derivatives Portfolio CEMENT UltraTech: India’s largest selling cement brand and largest cement player globally (ex. China) Largest domestic manufacturer of RMC, Leading player of White Cement & Cement Based Putty DECORATIVE PAINTS 2nd largest manufacturing capacity of decorative paints in India Offering superior products and experience across all segments of Decorative Paints B2B E-COMMERCE Digital procurement for wide range of product category with end-to-end solutions Assured product quality, guaranteed delivery, competitive pricing and Financing solutions FINANCIAL SERVICES Aditya Birla capital: Leading financial services conglomerate Offering financing, protecting, investing and advisory services TEXTILES Premium sustainable textile products: linen, wool and cotton fabrics Premium retail brand ‘Linen Club’ operating 240+ EBOs^ and 9,300+ MBOs^ on pan-India basis RENEWABLES Aditya Birla Renewables: Presence in clean energy generation i.e. solar, wind and hybrid power Fulfilling renewable energy demand of group companies and power utilities INSULATORS Leading manufacturer of complete range of porcelain and composite insulators, serving domestic and global transmission and distribution markets BUILDING MATERIALS OTHER BUSINESSES
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TRACK RECORD OF CREATING LARGE BUSINESSES & BRANDS GRASIM CORPORATE PRESENTATION 9*Financials Services Business acquired on merger of Aditya Birla Nuvo Limited; ^Excluding revenue from Pulp JV’s for like-to-like comparison OUR LEADING BRANDS REVENUE (in ₹ Cr) CELLULOSIC FIBRES 4,974^ 17,104 FY15 FY26 CHEMICALS 1,701 9,592 FY15 FY26 BUILDING MATERIALS 24,340 1,01,202 FY15 FY26 FINANCIAL SERVICES* 9,083 45,427 FY18 FY26 3.4x 5.6x 4.2x 5.0x
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R&D AND INNOVATION GRASIM CORPORATE PRESENTATION 10FSC = Forest Stewardship Council WORLD CLASS R&D FACILITIES 1 Corporate R&D Centre 5 R&D Centres (Cellulosic Fibres) 2 R&D Centres (Chemicals) 1 R&D Centre (Paints) KEY STRENGTHS Focused Innovation across Businesses R&D focus on the entire value spectrum Competent R&D Team 265+ qualified and experienced researchers Intellectual Property Rights Patent applications: ~79; Patents granted: ~26 R&D Expenditure Spent ~₹500 Cr over the last three years COMMERCIALISED A VARIETY OF HIGH-VALUE PRODUCTS CELLULOSIC FIBRES Traceability of Pulp source from FSC certified sustainable forests Eco-friendly Cellulose Fibre from in-house lyocell technology SPECIALTY CHEMICALS Primary building blocks for formulated products in Construction, Coating, Composite industries Recyclamine® A Breakthrough Technology for Truly Recyclable Composites DECORATIVE PAINTS Scuff Resistance 15% higher coverage 99 stains resistance Spatter resistance
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SUSTAINABLE BUSINESS PRACTICES AND INITIATIVES GRASIM CORPORATE PRESENTATION 11#Lost Time Injury Frequency Rate; *IMS = Integrated Management System (ISO 9001, 14001 and 45001); ^includes contracted capacity SUSTAINABILITY RATINGS ENVIRONMENT SOCIAL GOVERNANCE 53% Recycled Water to Freshwater Consumption 24% Renewable Power Share (by capacity^) 1.26 million Lives touched (FY26) 14% YoY reduction in LTIFR# 62 Average Age of Board Members (FY26) 100% sites are IMS Certified* • 95% of total waste is recycled, reused and recovered • Committed to achieving net-zero emissions by 2050 • Sourcing pulp from forests that are responsibly managed, in line with FSC®, SFI®, and PEFCTM standards • Zero Liquid Discharge (ZLD) system operational at 15 units, driving zero discharge and higher water recyclability • Sustainable Livelihood, Health and Education initiatives for community development around our manufacturing sites • Driving diversity and inclusion initiatives across all our businesses • Enhancing stakeholder engagement • Ensuring a safe and inclusive work environment • Robust legal compliance framework maintaining ethical and transparent corporate governance standards • Board oversight on Risk and Sustainability with dedicated committee comprising of independent directors and senior executives • Safeguarding information security and ensuring data privacy Climate Change Water Security Forest Rated B Rated B Rated B
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77% 23% CAPITAL ALLOCATION: FOCUS ON GROWTH GRASIM CORPORATE PRESENTATION 12 #Calculation based on the movement in Gross block, CWIP and Capital advances; *Capex over FY22 to FY26 CONSOLIDATED CAPEX# (in ₹ Cr) 9,017 12,147 20,199 16,914 15,396 FY22 FY23 FY24 FY25 FY26 ₹73,673* Cr Total ₹17,342 Cr Maintenance Capex ₹56,331 Cr Growth Capex
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PAINTS Manufacturing Automation Right size plants with high level automation and lean systems Backward Integration Integrated manufacturing for key inputs: Emulsions and Resins R&D In-house R&D capability for original polymer chemistry and superior paint formulation CELLULOSIC FIBRES Strong Backward Integration Caustic, pulp, power and steam Cost Competitiveness Driven by improved consumption norms, process discipline, and simplified operating models Innovations Continuous improvements in yields and product quality through inhouse innovations CHEMICALS Electrical Power Increasing renewable share to 45% by exit of FY27 Chlorine Integration Cost reduction by increasing production of chlorine derivatives Strategic Partnership Building strategic relationships with key value chain partners COST LEADERSHIP GRASIM CORPORATE PRESENTATION 13
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FINANCIAL HIGHLIGHTS
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TRACK RECORD 0F CONSISTENT GROWTH GRASIM CORPORATE PRESENTATION 15 1,30,978 1,48,478 1,75,431 FY24 FY25 FY26 20,837 20,023 25,872 FY24 FY25 FY26 REVENUE (in ₹ Cr) EBITDA (in ₹ Cr) Revenue growth driven by strong all-round performance across its diversified businesses portfolio EBITDA growth driven by revenue-led growth and cost efficiencies across businesses
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CONSISTENT GROWTH LEADING TO STRONG FINANCIALS GRASIM CORPORATE PRESENTATION 16 Particulars As on 31st Mar 2024 As on 31st Mar 2025 As on 31st Mar 2026 Net Worth (₹ crore) 88,652 97,509 1,03,469^ Debt - Equity Ratio 0.97x 1.16x 1.32x Total Debt to Total Assets 0.33x 0.37x 0.39x Debt* - Equity Ratio 0.19x 0.29x 0.28x Net Debt* (₹ crore) 15,436 35,402 36,915 ^ Restated as Aditya Birla Health Insurance Co. Ltd has adopted Ind AS 117; *excluding debt related to financial services business. Consolidated Net Debt* to EBITDA stood at 1.43x as on 31st Mar 2026 against 1.77x as on 31st Mar 2025
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CELLULOSIC FIBRES
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CY15 CY25CY15 CY25 CELLULOSIC FIBRES: FASTEST GROWING FIBRE GRASIM CORPORATE PRESENTATION 18 Expansion Plan of 165K TPA of Lyocell Specialty Fibres Specialty Fibres capacity increase to 30% by 2030 Cellulosic Fibres Cotton Synthetic GLOBAL 3.9% CAGR 0.1% 4.1% INDIA 9.4% CAGR (0.1%) 5.6% India Cellulosic Fibre growing fastest with CAGR >2x of the Global CSF GROWTH DRIVERS 7% share of Cellulosic Fibres in Textiles fibre basket Cellulosic Gap huge growth opportunity due to cotton constraints Liva Brand driving demand creation for textile value chain Most Sustainable Biodegradable and environment friendly
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CELLULOSIC FIBRES: INNOVATION GRASIM CORPORATE PRESENTATION 19 TRACEABILITY: FOREST TO FASHION CIRCULAR FASHION Click here or scan the QR code to know more CANOPY HOT BUTTON REPORT HIGHEST RATING FOR 6 YEARS IN A ROW 2020 2021 2022 2023 2024 2025
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Source: CCF Group CELLULOSIC FIBRES : KEY MACRO TRENDS GRASIM CORPORATE PRESENTATION 1.58 1.64 1.53 2.09 1.80 1.69 0.93 0.93 0.85 FY24 FY25 FY26 CSF - CCF Cotton (Cotlook) PSF CHINA OPERATING RATE (%) AND INVENTORY DAYS GLOBAL PRICES TREND ($/KG) China operating rates averaged a healthy 89% in FY26 and improved to 92% in Q4FY26, reflecting a better demand-supply balance. Inventory averaged 14 days for the year, tightening to 11 days in Q4FY26. Over the past two years, CSF prices have held up better than cotton and polyester, underpinned by stable demand, globally, that has decoupled CSF pricing from competing fibres. 20 85 86 89 13 11 14 FY24 FY25 FY26 China Operating Rates China Plant Inventory
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CELLULOSIC FIBRES : KEY OPERATIONAL METRICS GRASIM CORPORATE PRESENTATION 810 844 869 FY24 FY25 FY26 41.4 43.0 43.9 FY24 FY25 FY26 CELLULOSIC STAPLE FIBRE (CSF) SALES (KT) CELLULOSIC FASHION YARN (CFY) SALES (KT) CSF sales growth was driven by stable domestic demand and higher export volumes of Specialty Fibres, whose share in the sales volume mix rose to 24% in FY26 from 19% in FY24. CFY sales volumes grew on the back of stable domestic demand, though realisations softened due to an influx of low-priced imports. 21
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CELLULOSIC FIBRES : FINANCIAL PERFORMANCE GRASIM CORPORATE PRESENTATION 1,722 1,524 1,751 FY24 FY25 FY26 EBITDA (₹ Cr.)REVENUE (₹ Cr.) Revenue growth led by higher sales volumes and improved product mix. Operating efficiencies and a favourable product mix drove EBITDA improvement, tempered by higher input costs. 22 14,949 15,897 17,104 FY24 FY25 FY26
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CHEMICALS
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CHEMICALS: DIVERSIFIED PORTFOLIO GRASIM CORPORATE PRESENTATION 24 CHEMICALS CAPACITIES (KTPA) REVENUE BREAKUP 54% 53% 51% 20% 20% 21% 26% 27% 28% FY24 FY25 FY26 Chlor-Alkali Chlorine Derivatives Specialty Chemicals 1,505 1,012 25 68 Chlor-Alkali Chlorine Derivatives Specialty Chemicals Capacity Expansion Existing Capacity END-USE APPLICATIONS Coatings Textiles Composites Construction Metals Renewables Water Treatment PVC Applications Pharma and Healthcare Paper Soap and Detergents and many more… 1,530 1,130 246 *CPCV capacity commissioned in Aug-26 1,062* CHLOR-ALKALI
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CHLOR-ALKALI: CAUSTIC SODA & CHLORINE GRASIM CORPORATE PRESENTATION 25 GRASIM Leading player in Caustic soda and integrated Chlorine derivatives GROWTH DRIVERS Organics & Inorganics MetalsTextiles Others1 INDIA INDUSTRY DEMAND MIX 22% 18% 17% 43% Industrial PVC Additives Organics & Inorganics Others2 33% 27% 23% 17% CAUSTIC CHLORINE >20% Capacity share In India 8 Manufacturing sites pan India Largest In primary water treatment Largest Chlor-alkali manufacturer in India 1: Soaps & Detergents, Agrochemicals, Pharma; 2: Water Treatment, Dyes & Pigments, Pharma
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SPECIALTY CHEMICALS: EPOXY POLYMERS & CURING AGENTS GRASIM CORPORATE PRESENTATION 26 Coating Construction Renewables Others 49% 22% 24% 5% GRASIM Leading player in Epoxy Polymers and Curing Agents >40% Market share In India 2 out of 3 cars manufactured in India use Grasim’s Epoxy products 8 Total patents filed of which 3 granted Focus on Specialty Applications 100+ Expanded product portfolio of Epoxy products GROWTH DRIVERS INDIA INDUSTRY DEMAND MIX EPOXY
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CHLOR-ALKALI : KEY OPERATIONAL METRICS GRASIM CORPORATE PRESENTATION 1,205 1,169 1,232 FY24 FY25 FY26 32,109 33,092 33,325 FY24 FY25 FY26 GRASIM – ECU (₹/TON)CAUSTIC SODA SALES (KT) Caustic-Soda sales volumes growth is led by higher capacities and stable domestic demand. Domestic caustic realisation benefitted from recovery in the international prices, along with rupee depreciation. However, ECU realisation was impacted due to lower demand of Chlorine from end-user industries. 27
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CHEMICALS : FINANCIAL PERFORMANCE GRASIM CORPORATE PRESENTATION 8,213 8,648 9,592 FY24 FY25 FY26 1,054 1,208 1,406 FY24 FY25 FY26 REVENUE (₹ Cr.) EBITDA (₹ Cr.) Chemicals segment revenue driven by all-round performance across Caustic Soda, Chlorine Derivatives and Specialty Chemicals businesses. EBITDA growth led by improved profitability in Caustic Soda and Chlorine derivatives businesses. However, Specialty Chemicals profitability was impacted by higher input prices, mainly ECH. 28
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BUILDING MATERIALS
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BUILDING MATERIALS CEMENT
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CEMENT: INDUSTRY GROWTH DRIVERS GRASIM CORPORATE PRESENTATION 31Source: Industry estimates, research reports GLOBAL CEMENT PRODUCTION India is the second largest cement producer in the world, PER CAPITA CONSUMPTION (kg/annum) but remains a highly underpenetrated market 1190-1210 980-990 875-885 535-545 530-550 405-415 ~324 310-320 235-245 220-230 China Vietnam South Korea Egypt ROW Russia India Brazil United States Indonesia 44.7% 12.2% 2.6% 2.2% 1.8% 1.7% 1.7% 1.6% 1.2% 30.4% China India Vietnam United States Brazil Egypt Indonesia Russia South Korea ROW 2025 World Average 435-485 kg
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ULTRATECH: INDIA’S LARGEST SELLING CEMENT BRAND GRASIM CORPORATE PRESENTATION 32*as on 30th June 2026; RMC = Ready Mix Concrete OUR STRENGTHS Grey Cement India’s Largest Grey Cement Capacity Ordinary Portland Cement, Portland Blast-Furnace Slag Cement, Portland Pozzolana Cement, Portland Composite Cement 205.5 MTPA* Consolidated Grey Cement capacity 35* Integrated Manufacturing Units 36* Grinding Units White Cement Leading Player of White Cement and Cement-Based Putty Portfolio of White Cement, White Putty, VAPS Textura, Levelplast, PreCote and Fragrance Putty 1.3 MTPA* White Cement 2.3 MTPA* White Putty Ready Mix Concrete Largest manufacturer of RMC in India Tailor made concrete solutions with 29 specialty concretes based on application 477* RMC Plants 170* Cities Building Solutions One-stop building solution for the retail customer First pan-India multi category retail chain catering to the needs of individual home builders (IHBs) 5,802* Outlets 23* States Building Products Scientifically engineered products to cater to new-age constructions Portfolio of building solution products such as plasters and mortars, flooring, tile adhesives, industrial grouts, waterproofing products, etc. >75 Range of Products
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CEMENT: FY26 PERFORMANCE UPDATE GRASIM CORPORATE PRESENTATION 33 CAPACITY Total grey cement capacity crossed milestone of 200 mtpa in Apr-26, becoming the world’s largest cement company, outside China; Target to reach 242.5 mtpa, spread across 82 locations across the country, by Mar-28 VOLUME Consolidated volume reached to 154.25 million tons, up 9% YoY RMC volume reached to 16.4 million m3, up 23% YoY REVENUE Consolidated Revenue stood at ₹88,512 Cr. up 17% YoY. Domestic grey cement revenue grew by 14% YoY; average Grey Cement realisation stood at ₹5,047/t. Overseas (Grey + White) revenue up by 32% YoY. RMC revenue up by 26% YoY PROFITABILITY Consolidated EBITDA stood at ₹17,598 Cr., up 32% YoY, driven by operational efficiencies and lower logistics, fuel & power costs GREEN POWER Green Power Mix has increased to 41.6% in FY26 vs. 32.7% YoY in FY25; Total renewable power capacity reached 1.39 GW up by 36% YoY Realisation = Selling Price net of GST less Discounts
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BUILDING MATERIALS DECORATIVE PAINTS
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DECORATIVE PAINTS: GROWTH DRIVERS GRASIM CORPORATE PRESENTATION 35*In terms of installed capacity DECORATIVE PAINTS MARKET OPPORTUNITY 2nd Largest Player* in Indian Decorative Paints Industry MANUFACTURING PROWESS PAN INDIA REACH AND DISTRIBUTION WIDE AND SUPERIOR PRODUCT RANGE MARKET DIFFERENTIATORS CUSTOMER DELIGHT Current scenario Industry Size (FY27e) ~₹80-82,000 Crore Unorganised Market ~24% Per Capita Consumption ~3.5 kg (Global Average of 10 kg/annum) Estimated CAGR Growth of the Organised Market over the next decade HOUSING DEMAND URBANISATION PREMIUMISATION GROWING ASPIRATIONS Driven By: >10%
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BIRLA OPUS SET TO BECOME 2ND LARGEST PAINTS BRAND GRASIM CORPORATE PRESENTATION 36 BIGGEST LAUNCH IN THE INDIAN DECORATIVE PAINTS MARKET MANUFACTURING PROWESS 6 Fully backward integrated plants with pan-India presence equipped with 4.0 manufacturing technology 1,332 MLPA 24% Capacity market share of the Indian Decorative Paints market 85 Scientists at state-of-the-art R&D center 500 MLPA Option of adding at lower capital cost DISTRIBUTION AND REACH 12,000+ Expanding the reach in towns on pan-India basis 150 Depots planned with latest warehousing systems to service within four hours ~9,25,000 Painters and contractors’ working with Birla Opus 5,600+ Talent across verticals and markets WIDE AND SUPERIOR PRODUCT RANGE 228 Products with simplified brand architecture 1,960+ SKUs across water based, enamel, wood finishes, waterproofing and wallpapers 98% of our products scored better vs. competition in the field validation exercise across 11 cities 2,300+ / 216 Tintable colour choices / Iconic Indian colours MARKET DIFFERENTIATORS 40% Reduced footprint of tinting machine, smallest, digitally connected machine in the market 1450+ Exclusive branded franchise retail outlets 1 year + Additional warranty on most products Digital and seamless customer experience at the core of our strategy
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BIRLA OPUS: PERFORMANCE UPDATE GRASIM CORPORATE PRESENTATION 37 MARKET SHARE^ Revenue Market share^ (RMS) expanded by 370 bps YoY, strengthening its #3 position in the Organised Decorative Paints sector. Institutional sales momentum remains strong with revenue more than doubled. CAPACITY Capacity share at ~24%, 2nd largest in the Organised Decorative Paints market One of the widest product portfolio in the industry offering 228 products and 1,960+ SKUs, catering to a broader range of customer needs and market segments. BRAND Birla Opus brand salience rises as the 2nd largest “Top-of- Mind” recalled brand* and 90%+ brand awareness (aided + unaided). One out of two consumers spontaneously recalls ‘Birla Opus’ brand REACH Crossed 50,000 dealers billed Birla Opus witnessing robust demand for its Emulsions and Waterproofing products where revenue market share has crossed double digit mark. ^as per internal estimates of Q4FY26 Decorative Paints Organised market share in India; *As per third-party Brand track survey in Urban India *Based on commissioned market study CAPEX Total cumulative capex spent stood at ₹9,902 Cr. as on 31st Mar 2026. Project executed without any project overrun and rapid scale-up.
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BUILDING MATERIALS B2B E-COMMERCE
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COMPREHENSIVE B2B E-COMMERCE PLATFORM GRASIM CORPORATE PRESENTATION 39TAM = Total Addressable Market 50,000+ SKUs 1,000+ Brands CEMENT & ALLIED STEEL & ALLIED TILES & SURFACES BRICKS & BLOCKS BITUMEN SANITARY WARE PIPES & FITTINGS PLY & LAMINATES METALS CHEMICALS & POLYMERS PRODUCT CATEGORIESVALUE PROPOSITION COMPETITIVE PRICING ASSURED QUALITY GUARANTEED DELIVERY FINANCIAL SOLUTIONS SEAMLESS EXPERIENCE MARKET OPPORTUNITY >$200 bn TAM for raw materials in construction, chemicals and metal by 2030 <2% Digital Penetration DEMAND DRIVERS >10% 3-year Industry CAGR MSME enabling efficient procurement and wide reach
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BUYER BIRLA PIVOT PRODUCT SUITE GRASIM CORPORATE PRESENTATION 40 SELLER VAULT Digitising the Credit Journey End-to-End Accelerating discount workflows through automation for enabling faster settlements, fewer errors, and smarter financial decisions. GRID Powering Seller Digitisation and Order Fulfillment Simplifying operations for sellers and internal teams through smarter and faster self-serve workflows. XP Optimising Supply Chain and Logistics Digitising dispatch-to-delivery for faster tracking, smarter transport and seamless POD management. EDGE Powering Buyer Digitisation and Experience Empowering every customer through seamless, self-serve procurement journeys.
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BIRLA PIVOT: PERFORMANCE UPDATE GRASIM CORPORATE PRESENTATION REVENUE Revenue more than doubled on YoY basis. ARR crosses ₹8,500 Cr. one year ahead of its guidance. Revenue growth driven by new and active buyers, healthy repeat orders, increasing contribution from product category additions. PRODUCT PORTFOLIO Scaling a diverse product portfolio including leading Indian and International brands, with a wide range of SKUs. Increased width of assortment across categories like Steel, Bitumen, Copper and Aluminum ingots and Polymers. DIGITISATION Strengthening platform connections through smart, insight-led engagement Birla Pivot drove over 50% digitisation in a segment, across whatsapp and self- serve channels. CUSTOMER LOYALTY Enhancing accessibility and choice for customers pan-India Strong repeat rates and consistent growth in transaction volumes led by improving platform stickiness Pro active, intelligent & data-driven sales engagement using insights from buyer tenders FINANCING Enabling seamless access to working capital and collateral- free credit solutions in collaboration with Banks and NBFCs, helping MSMEs, contractors and businesses procure raw materials with greater financial flexibility. 41
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BUILDING MATERIAL: FINANCIAL PERFORMANCE GRASIM CORPORATE PRESENTATION 71,953 81,394 1,01,202 FY24 FY25 FY26 13,164 12,012 16,364 FY24 FY25 FY26 REVENUE (₹ Cr.) EBITDA (₹ Cr.) Revenue growth driven by all-round performance across cement, Paints and B2B businesses EBITDA growth led by Cement business and improved performance of Paints and B2B E-commerce businesses 42
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FINANCIAL SERVICES
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FINANCIAL SERVICES : OUR STRENGTHS* GRASIM CORPORATE PRESENTATION ADITYA BIRLA CAPITAL : DIVERSIFIED FINANCIAL SERVICES PLATFORM ₹2,19,289 Cr. Total Lending Portfolio1 ₹1,14,101 Cr. Retail SME & HNI Loans (68% of NBFC AUM) 6.07% NBFC NIM5 HousingNBFC Asset Management Life Insurance Health Insurance ₹7,52,745 Cr. Total AUM2 ₹4,27,675 Cr. Total Mutual Fund QAAUM4 ₹39,953 Cr. Passive AUM9 ₹6,939Cr. Gross Premium3 5.3%/6.1% ABSLI Market Share6 Individual FYP7 / Group New Business Premium 83%/89% Digital Renewal8 of Total Renewal Premium of Life / Health Insurance 1. lending book of Non-Banking Finance Company (NBFC) + Housing Finance Company (HFC); 2. Asset under management of AMC, Life an d Health Insurance; 3. For Life and Health Insurance; 4. Quarterly Average Asset Under Management-Q1FY27 ; 5. Net Interest Margin (NIM) includes fee income; 6. For FY26 Market share among private player, Source IRDAI; 7. First Year Premium (FYP); 8. Individual Renewal Premium; 9. Quarterly Average AUM for ETFs/FoFs/Index Funds;*Data as on 30th Jun 2026. 44
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ADITYA BIRLA CAPITAL: OMNICHANNEL ARCHITECTURE GRASIM CORPORATE PRESENTATION 45ABCD = Aditya Birla Capital Digital 1,759 branches across business …providing complete flexibility to customers to choose preferred channel of interaction ONE EXPERIENCE ROBUST AND AGILE DIGITAL PLATFORMS D2C Platform for customers B2B Platform for MSMEs B2D Platform for channel partners ONE ABC LOCATIONS 1,017 Co-located branches across 258 locations CHANNEL PARTNERS Dedicated customer service managers for cross-sell 2 lakh+ Channel partners
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ADITYA BIRLA CAPITAL : FINANCIAL PERFORMANCE GRASIM CORPORATE PRESENTATION #Revenue as per Ind AS accounting; ^Aditya Birla Capital PAT adjusted in accordance with Ind -AS 103 for Grasim Consolidation 34,008 40,651 45,427 FY24 FY25 FY26 2,768 2,981 3,635 FY24 FY25 FY26 REVENUE# (₹ Cr.) PAT^ (₹ Cr.) Revenue growth driven by all-round performance across businesses: NBFC & Housing Finance; Life & Health Insurance and AMC. PAT^ growth continue with focus on credit quality of NBFC and Housing business segment continues to strengthen 46
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OTHERS
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OTHER BUSINESSES* : FINANCIAL PERFORMANCE GRASIM CORPORATE PRESENTATION *Textiles, Insulators, Renewables 3,087 3,288 3,892 FY24 FY25 FY26 445 419 879 FY24 FY25 FY26 REVENUE (₹ Cr.) EBITDA (₹ Cr.) Revenue growth mainly led by Renewables businesses. Cumulative installed capacity in Renewables business stood at 1.95 GWp, with 43% for Group companies. EBITDA nearly doubled led by Renewables business offset by decline in profitability in textiles and insulator businesses. 48
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APPENDIX
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CONSOLIDATED INCOME STATEMENT GRASIM CORPORATE PRESENTATION ^excluding exceptional items; #Restated as Aditya Birla Health Insurance Co. Ltd has adopted Ind AS 117 *EBDITA excluding interest related to financial services business Particulars (₹ crore) FY26# FY25 % Change Revenue from Operations 1,75,431 1,48,478 18 Other Income 1,180 1,459 -19 EBITDA* 25,872 20,023 29 EBITDA Margin (%) 15% 13% Finance Cost 3,540 2,802 26 Depreciation 7,726 6,454 20 Share in Profits of JVs & Associates 199 297 -33 PBT 14,805 11,064 34 Add/(Less): Tax Expense (4,172) (3,069) 36 Add/(Less): Exceptional Items (323) (239) Consolidated PAT 10,310 7,756 33 PAT (Owner’s Share) 4,972 3,706 34 Adjusted PAT (Owner’s Share)^ 5,208 3,902 33 50
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STANDALONE INCOME STATEMENT GRASIM CORPORATE PRESENTATION Particulars (₹ crore) FY26 FY25 % Change Revenue from Operations 41,039 31,563 30 Other Income 1,788 1,715 4 EBITDA 3,558 2,857 25 EBITDA Margin (%) 8% 9% Finance Cost 895 684 31 Depreciation 2,090 1,676 25 PBT 574 497 16 Add/(Less): Tax Expense (96) (121) -20 Add/(Less): Exceptional Items (130) (164) - PAT 348 212 64 Adjusted PAT ^ 478 376 27 51^excluding exceptional items
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STANDALONE CAPEX PLAN GRASIM CORPORATE PRESENTATION Particulars (₹ crore) Capex Planned FY27 Capex Spent FY26 Cellulosic Fibres 1,603 729 Capacity Expansion (including debottlenecking) 1,100 397 Modernisation and Maintenance Capex 503 332 Chemicals (A + B) 843 636 (A) Capacity Expansion 329 165 Caustic Soda 264 5 Chlorine Derivatives 59 149 Epoxy Polymers & Curing Agents 6 11 (B) Modernisation and Maintenance Capex 514 471 New High Growth Businesses 425 555 Birla Opus (Decorative Paints) 411 550 Birla Pivot (B2B E-Commerce) 14 5 Other Businesses Textiles, Insulators & Others 286 60 Total 3,157 1,980 52
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BALANCE SHEET GRASIM CORPORATE PRESENTATION EQUITY AND LIABILITIES Standalone (₹ crore) Consolidated (₹ crore) 31st Mar 2026 31st Mar 2025 31st Mar 2026# 31st Mar 2025 Net Worth 55,277 54,398 1,03,469 97,509 Non-Controlling Interest - - 66,394 60,304 Borrowings related to Financial Services - - 1,76,764 1,37,648 Other Borrowings 11,175 11,121 48,184 46,000 Lease Liability 774 741 2,905 2,677 Deferred Tax Liability (Net) 2,671 2,299 13,124 12,487 Policy Holders Liabilities - - 1,07,378 98,351 Other Liabilities & Provisions 10,595 9,421 51,334 45,560 SOURCES OF FUNDS 81,032 77,981 5,69,552 5,00,536 53#Restated as Aditya Birla Health Insurance Co. Ltd has adopted Ind AS 117
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BALANCE SHEET GRASIM CORPORATE PRESENTATION ASSETS Standalone (₹ crore) Consolidated (₹ crore) 31st Mar 2026 31st Mar 2025 31st Mar 2026# 31st Mar 2025 Net Fixed Assets 23,348 22,373 1,24,429 1,16,649 Capital WIP & Advances 2,066 3,042 18,860 17,825 Right of Use – Lease (including Leasehold Land) 1,351 1,355 3,427 3,130 Goodwill 3 3 21,596 21,369 Investments: 42,503 40,144 1,17,113 1,05,471 UltraTech Cement (Subsidiary) 2,636 2,636 - - AB Capital (Subsidiary) 18,847 18,847 - - AB Renewable (Subsidiaries) 1,253 923 - - Liquid Investments 4,837 4,229 11,269 10,598 Other Investments 14,930 13,509 1,05,844 94,873 Assets held to cover Linked Liabilities - - 40,418 37,762 Loans & Advances of Financing Activities - - 1,95,362 1,52,662 Assets held for Sale - - 146 138 Other Assets, Loans & Advances 11,761 11,063 48,202 45,529 APPLICATION OF FUNDS 81,032 77,981 5,69,552 5,00,536 Net Debt / (Surplus) 6,879 6,892 36,915 35,402 54#Restated as Aditya Birla Health Insurance Co. Ltd has adopted Ind AS 117
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GRASIM GROUP STRUCTURE GRASIM CORPORATE PRESENTATION Above is not intended to show the complete organizational structure and entities therein. It is intended to describe the key businesses of Grasim. *Equity Ownership; **Subsidiary companies; ^^consolidated on equity basis as Joint Venture. GRASIM INDUSTRIES LIMITED CELLULOSIC FIBRES CHEMICALS BUILDING MATERIALS OTHER BUSINESSES OVERSEAS PULP & CSF JVs SUBSIDIARIES CSF Chemicals Paints Textiles UltraTech Cement (56.11%)** Vilayat Kharach Nagda Harihar Vilayat Nagda Rehla Renukoot Ganjam Karwar Veraval Balabhadrapuram Panipat Kharagpur Cheyyar Chamarajanagar Mahad Ludhiana Rishra Malanpur Kolhapur AV Group NB Inc. (Canada) (45%)* AGAB (Domsjo) (Sweden) (33.3%)* AV Terrace Bay (Canada) (40%)* CSF JV – Birla Jingwei (China) (26.6%)* Grey Cement India Operations Overseas Operations (UAE, Bahrain & Sri Lanka) White Cement & Putty RMC Plants CFY Kalyan Veraval Pulp Harihar Specialty Chemicals Vilayat B2B E-Commerce Insulators Halol Rishra INDIAN JVs Bhubaneshwari Coal Mining Ltd. (26%)* Birla Advances Knits Pvt. Ltd. (50%)* Aditya Birla Capital (53.06%)** NBFC, Housing Finance Life & Health Insurance Broking, AMC & Wellness Aditya Birla Renewables (70.15%)** Aditya Birla Power Composites (51%)^^ 55
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THANK YOU Investor Relations Team grasim.ir@adityabirla.com +91 22 2499 5657