Page 1

HDFC BANK We understand your world HDFC BANK LIMITED CIN : L65920MH1994PLC080618 Sandoz House , Shivsagar Estate , Dr. Annie Besant Road , Worli , Mumbai 400 018 . Website : https://www.hdfcbank.com , Tel .: 022- 6652 1000 , Fax : 022-2496 0739 UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30 , 2021 Quarter ended Particulars 30.06.2021 Unaudited 31.03.2021 Audited ( Refer note 4 ) 30.06.2020 Unaudited ( in lac ) Year ended 31.03.2021 Audited 1 Interest Earned ( a ) + ( b ) + ( c ) + ( d ) 3048297 3042359 3037797 12085823 a ) Interest / discount on advances / bills 2359273 2381163 2403737 9483454 b ) Income on investments 649314 616633 559764 2321427 c ) Interest on balances with Reserve Bank of India and other inter bank funds 30283 31487 62648 234125 d ) Others 9427 13076 11648 46817 2345 Other Income 628850 759391 407531 2520489 Total Income ( 1 ) + ( 2 ) 3677147 3801750 3445328 14606312 Interest Expended i ) Employees cost 1347401 1330344 1471255 5597866 5 Operating Expenses ( i ) + ( ii ) 816043 918129 691146 3272262 276558 267885 251344 1036479 ii ) Other operating expenses 539485 650244 439802 2235783 6 Total Expenditure ( 4 ) + ( 5 ) ( excluding Provisions and Contingencies ) 2163444 2248473 2162401 8870128 7 Operating Profit before Provisions and Contingencies ( 3 ) - ( 6 ) 1513703 1553277 1282927 5736184 8 Provisions ( other than tax ) and Contingencies 9 Exceptional Items 483084 469370 389152 1570285 10 Profit / ( Loss ) from Ordinary Activities before tax ( 7 ) - ( 8 ) - ( 9 ) 1030619 1083907 893775 4165899 11 Tax Expense 257655 265256 227913 1054246 12 Net Profit / ( Loss ) from Ordinary Activities after tax ( 10 ) - ( 11 ) 772964 818651 665862 3111653 13 Extraordinary items ( net of tax expense ) 14 Net Profit / ( Loss ) for the period ( 12 ) - ( 13 ) 772964 818651 665862 3111653 15 Paid up equity share capital ( Face Value of 1 / - each ) 55267 55128 54903 16 Reserves excluding revaluation reserves 17 Analytical Ratios 55128 20316953 ( i ) Percentage of shares held by Government of India ( ii ) Capital Adequacy Ratio Nil 19.1 % Nil 18.8 % Nil 18.9 % Nil 18.8 % ( iii ) Earnings per share ( EPS ) ( * ) ( Face Value of 1 / - each ) ( a ) Basic EPS before & after extraordinary items ( net of tax expense ) - not annualized 14.0 14.9 12.1 56.6 ( b ) Diluted EPS before & after extraordinary items ( net of tax expense ) - not annualized 13.9 14.7 12.1 56.3 ( iv ) NPA Ratios ( a ) Gross NPAs ( b ) Net NPAs ( c ) % of Gross NPAs to Gross Advances ( d ) % of Net NPAs to Net Advances ( v ) Return on assets ( average ) - not annualized 1709851 1508600 1377346 1508600 548580 455482 327996 455482 1.47 % 1.32 % 1.36 % 1.32 % 0.48 % 0.40 % 0.33 % 0.40 % 0.45 % 0.50 % 0.44 % 1.97 % Regd . Office : HDFC Bank Ltd. , HDFC Bank House , Senapati Bapat Marg , Lower Parel ( West ) , Mumbai - 400013 .