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Regd . Office : 2401 , Gen. Thimmayya Road , Cantonment , Pune 411 001 CIN : L65191PN1994PLC076333 Indusind Bank Audited Standalone Financial Results for the quarter / year ended March 31 , 2021 Quarter ended ( Rs . in lakhs ) Year ended Sr. Particulars No. 31.03.2021 ( audited ) 31.12.2020 31.03.2020 ( audited ) 31.03.2021 ( Refer Note 4 ) ( unaudited ) ( Refer Note 4 ) ( audited ) 31.03.2020 ( audited ) 1. Interest Earned ( a ) + ( b ) + ( c ) + ( d ) 741936 724150 738657 2899980 2878283 ( a ) Interest Discount on Advances / Bills 612095 591066 622342 2408535 2400825 ( b ) Income on Investments 96152 93072 103047 384611 428219 ( c ) Interest on balances with Reserve Bank of India and 27068 21625 5151 67737 19202 other inter - bank funds ( d ) Others 6621 18387 8117 39097 30037 2 . Other Income 178012 170546 177200 655861 695131 3. Total Income ( 1 + 2 ) 919948 894696 915857 3555841 3573414 4 . Interest Expended 388475 383540 415538 1547191 1672409 5. Operating Expenses ( i ) + ( ii ) 225320 213828 216702 835983 823734 ( i ) Employees Cost 59507 54270 49569 221351 220848 ( ii ) Other Operating Expenses 165813 159558 167133 614632 602886 6. Total Expenditure Excluding Provisions and 613795 597368 632240 2383174 2496143 Contingencies ( 4 + 5 ) 7. Operating Profit before Provisions and 306153 297328 283617 1172667 1077271 Contingencies ( 3-6 ) 8 . 9 . Provisions ( other than tax ) and Contingencies Exceptional items 186569 185352 244032 794253 465210 10. Profit ( + ) / Loss ( - ) from Ordinary Activities before 119584 111976 39585 378414 612061 Tax ( 7-8-9 ) 11. Tax Expense 31989 26700 9401 94775 170270 12. Net Profit ( + ) / Loss ( - ) from Ordinary Activities after Tax ( 10-11 ) 87595 85276 30184 283639 441791 13. Extraordinary items ( net of tax expense ) 14. Net Profit ( + ) / Loss ( - ) for the period ( 12-13 ) 87595 85276 30184 283639 441791 15. Paid up Equity Share Capital 77337 75711 69354 77337 69354 ( Face Value : Rs.10 / - each ) 16. Reserves excluding revaluation reserves 4227843 3301956 17. Analytical Ratios ( i ) Percentage of shares held by Government of India . 0.00 0.00 0.00 0.00 0.00 ( ii ) Capital Adequacy Ratio ( % ) - Basel III 17.38 16.34 15.04 17.38 15.04 ( iii ) Earnings per share ( EPS ) - ( Basic and Diluted ) ( Rs . ) ( a ) Basic EPS for the period / year before Extraordinary 11.45 11.27 4.35 38.75 63.75 items ( not annualized ) Diluted EPS for the period / year before Extraordinary items ( not annualized ) 11.43 11.25 4.34 38.68 63.52 ( b ) Basic EPS for the period / year after Extraordinary items ( not annualized ) 11.45 11.27 4.35 38.75 63.75 Diluted EPS for the period / year after Extraordinary 11.43 11.25 4.34 38.68 63.52 items ( not annualized ) ( iv ) NPA Ratios ( a ) Gross NPA Net NPA ( b ) Gross NPA ( % ) Net NPA ( % ) ( v ) Return on Assets ( % ) ( annualized ) Notes : 579499 147657 365066 46421 514674 579499 514674 188658 147657 188658 2.67 1.74 2.45 2.67 2.45 0.69 0.22 0.91 0.69 0.91 1.03 1.07 0.41 0.90 1.54 1 There has been no material change in the accounting policies adopted during the year ended March 31 , 2021 as compared to those followed for the year ended March 31 , 2020 .