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Sr. No. Quarter ended 30.06.2021 ( unaudited ) Regd . Office : 2401 , Gen. Thimmayya Road , Cantonment , Pune 411 001 Indusind Bank Unaudited Standalone Financial Results for the quarter ended June 30 , 2021 Particulars Quarter ended Quarter ended 30.06.2020 ( unaudited ) ( Rs . in lakhs ) Year ended 31.03.2021 ( audited ) 31.03.2021 ( audited ) ( Refer Note 4 ) 1. Interest Earned ( a ) + ( b ) + ( c ) + ( d ) 757470 741936 716173 2899980 ( a ) Interest Discount on Advances / Bills 618118 612095 606600 2408535 ( b ) Income on Investments 99838 96152 100152 384611 ( c ) Interest on balances with Reserve Bank of India and 29966 27068 2080 67737 other inter - bank funds ( d ) Others 9548 6621 7341 39097 2 . Other Income 178107 178012 151919 655861 3. Total Income ( 1 + 2 ) 935577 919948 868092 3555841 4. Interest Expended 401099 388475 385254 1547191 5. Operating Expenses ( i ) + ( ii ) 221422 225320 196705 835983 ( i ) Employees Cost 60817 59507 55163 221351 ( ii ) Other Operating Expenses 160605 165813 141542 614632 6. Total Expenditure Excluding Provisions and 622521 613795 581959 2383174 Contingencies ( 4 + 5 ) 7. Operating Profit before Provisions and Contingencies 313056 306153 286133 1172667 ( 3-6 ) 8 . Provisions ( other than tax ) and Contingencies 184402 186569 225888 794253 9. Exceptional items 10. Profit ( + ) / Loss ( - ) from Ordinary Activities before Tax ( 7-8-9 ) 128654 119584 60245 378414 11. Tax Expense 31159 31989 14181 94775 12. Net Profit ( + ) / Loss ( - ) from Ordinary Activities after Tax ( 10-11 ) 97495 87595 46064 283639 13. Extraordinary items ( net of tax expense ) 14. Net Profit ( + ) / Loss ( - ) for the period ( 12-13 ) 97495 87595 46064 283639 15. Paid up Equity Share Capital 77388 77337 69357 77337 ( Face Value : Rs.10 / - each ) 16. Reserves excluding revaluation reserves 4227843 17. Analytical Ratios ( i ) Percentage of shares held by Government of India 0.00 0.00 0.00 0.00 ( ii ) Capital Adequacy Ratio ( % ) - Basel III 17.57 17.38 15.16 17.38 ( iii ) Earnings per share ( EPS ) - ( Basic and Diluted ) ( Rs . ) ( a ) Basic EPS for the period / year before Extraordinary items ( not annualized ) 12.60 11.45 6.64 38.75 Diluted EPS for the period / year before Extraordinary 12.58 11.43 6.64 38.68 items ( not annualized ) ( b ) Basic EPS for the period / year after Extraordinary 12.60 11.45 6.64 38.75 items ( not annualized ) Diluted EPS for the period / year after Extraordinary items ( not annualized ) 12.58 11.43 6.64 38.68 ( iv ) NPA Ratios ( a ) Gross NPA Net NPA ( b ) Gross NPA ( % ) Net NPA ( % ) ( v ) Return on Assets ( % ) ( annualized ) 618576 579499 509895 579499 175959 147657 170337 147657 2.88 2.67 2.53 2.67 0.84 0.69 0.86 0.69 1.12 1.03 0.62 0.90