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The World’s only Open Finance, Composable and Contextual Financial Technology Company Q3FY26 Earnings Announcement
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 2 Certain statements in this release concerning our future prospects are forward-looking statements. Forward-looking statements by their nature involve a number of risks and uncertainties that could cause actual results to differ materially from market expectations. These risks and uncertainties include, but are not limited to our ability to manage growth, intense competition among Indian and overseas IT Products companies, various factors which may affect our cost advantage, such as wage increases or an appreciating Rupee, our ability to attract and retain highly skilled professionals, time and cost overruns on fixed- price, fixed-time frame contracts, client concentration, restrictions on immigration, our ability to manage our international operations, reduced demand for technology in our key focus areas, disruptions in telecommunication networks, our ability to successfully complete and integrate potential acquisitions, liability for damages on our service contracts, the success of the companies in which Intellect Design Arena has made strategic investments, withdrawal of governmental fiscal incentives, political instability, legal restrictions on raising capital or acquiring companies outside India, unauthorised use of our intellectual property and general economic conditions affecting our industry. Intellect Design Arena may, from time to time, make additional written and oral forward-looking statements, including our reports to shareholders. These forward-looking statements represent only the Company’s current intentions, beliefs or expectations, and any forward-looking statement speaks only as of the date on which it was made. The Company assumes no obligation to revise or update any forward-looking statements. Safe Harbour Statement
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 3 Our Promise To drive measurable business impact for financial institutions by combining AI-First architectures with enhanced operational efficiency, implementation certainty, and up to 30% lower total cost of ownership (TCO) Core of what we do We provide AI-First, enterprise-grade financial technology that helps banks reduce complexity by embedding intelligence across architecture, operations, and decision-making. 61 Countries 3 Decades of Domain Expertise in FinTech. Established 1993 6,500+ Associates across 36 nationalities 500+ Customers Worldwide 8012 World's First Transformation Design Centre for Financial Technology Impacting the Business Outcome Transforming Enterprise, Experience and Operations Design Centers New York (AI/ML), Toronto (Cloud), Chennai & Mumbai (User Experience & Domain) AI-First eMACH Platforms Wholesale Banking Consumer Banking Central Banking Wealth Al Products Digital Technology for Connected Commerce The World’s only Open Finance, Composable and Contextual Financial Technology Company Intellect: A Global Fintech Product Company
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 4 A decade long AI journey grounded in real customer challenges We are now into wave 6 Wave 6 : The AI-native enterprise 5 waves have brought us to today Wave 1 : Data and AI as experiments Wave 2 : Data and AI as a solution Wave 3 : Data and AI as products Wave 4 : Data and AI as a platform Wave 5 : Intelligence as an ecosystem AI First Transformation Design
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 5 Data to knowledge Knowledge to Intelligence AI to Enterprise Connected Intelligence The Future is AI-First, Composable and Connected Source: IDEO
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 6 ● Architected for accuracy, security and governance at scale, delivering 95%+ accuracy in regulated environments ● Extends existing AI investments while reducing LLM costs, with clear cost benefit visibility ● No lock ins, no black box, offering full deployment flexibility and global standards compliance ● 4 tech stacks and 18 layer runtime architecture, purpose built for mission critical enterprise use ● Low code no code Digital Experts, enabling faster build and simpler management of AI agents ● Live in production across 45+ countries, enabling real business impact for financial institutions Purple Fabric: Enterprise AI Built for Business Impact
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. Performance Overview
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 8 Growth Momentum Accelerates Across All Financial Metrics Robust Top-line Growth Intellect delivered a strong Q3 FY26 with Last Twelve Months Total Income crossing INR 3000 Cr, reflecting 23% year on year top-line growth. Over the last twelve months, LLR reached INR 1595 Cr, marking a 37% YoY increase, validating the long-term compounding nature of Intellect’s platform subscriptions and licenses. Sustained Growth in License-Linked Revenue Robust Top-line Growth in Last Twelve Months Cash and cash equivalents rose to INR 1198 Cr in Q3 FY26, up from INR 804 Cr in Q3FY25, reinforcing Intellect’s financial stability, operational resilience, and superior working- capital efficiency. Strengthened Cash Position DSO stood at 118 days in Q3 FY26, improving to 102 days excluding GeM, reflecting tighter collections and disciplined working capital management. Working Capital Efficiency Last Twelve Months PBT grew 34% YoY driven by operating leverage and Intellect’s scalable platform-led model. Accelerating Profit Growth Robust Top-line Growth Intellect secured 53 new deal wins and enabled 82 digital transformations in the last twelve months across leading global banks and insurers, powered by eMACH.ai and Purple Fabric. Accelerated Market Adoption and Global Momentum Building a Strong Leadership Pipeline Twenty seven senior leaders at SVP level and above joined Intellect in the last twelve months, with 7 leadership hires in Q3 FY26. Robust Top-line Growth EBITDA increased from INR 534 Cr in LTM Q3 FY25 to INR 709 Cr in LTM Q3 FY26, reflecting the scalability and strong operating leverage of Intellect’s platform led model. Strong EBITDA Growth
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 9 ● ₹3,000 Cr LTM revenue, anchored on three scaled business engines ○ Wholesale Banking: Around ₹1,400 Cr (scale engine initiated in 2015) ○ Consumer Banking: Around ₹1,000 Cr (next growth focus from 2018) ○ IntellectAI (Wealth, Insurance & AI): Around ₹500 Cr (third engine established from 2021 onward) ● Purple Fabric (Business Impact AI) positioned as the fourth growth engine, initiated from 2024 onward ● A repeatable growth algorithm: deliberate - Concept → Validation → Scale execution in 3-year cycles ● Portfolio resilience by design: scaled engines fund future engines while sustaining long -term growth Algorithm of Scale
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. Financial Highlights
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 11 PAT* INR Cr Last Twelve Months - Financial Highlights 3025 Cr 709 Cr 1732 Cr 512 Cr 384 Cr 1198 Cr Total Income EBITDA % - 23% Gross Margin % - 57% PBT PAT* 23% YoY Growth Gross Margin 34% YoY Growth EBITDA Cash And Cash Equivalent 2964 Cr Collections 33% YoY Growth 1595 Cr 540 Cr 559 Cr 1118 Cr 497 Cr Licence Linked Revenue (License + Platform + AMC Revenues) License 16% YoY Growth Annual Recurring Revenue (ARR) (On Annualised Basis) 128% YoY Growth17% YoY Growth Platform Revenue AMC 53 82 Digital Transformations Leaders (SVP and above category) joined Intellect in the last 12 months 27 Deal Wins
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 12 PAT* Q3FY26 - Financial Highlights 9 29 Digital Transformations Leaders (SVP and above category) joined Intellect in Q3FY26 7 Deal Wins 753 Cr 122 Cr 400 Cr 69 Cr 391 Cr 93 Cr 143 Cr 1118 Cr 155 Cr 52 Cr 1198 Cr Total Income Gross Margin % - 54% PBT Licence Linked Revenue (License + Platform + AMC Revenues) AMC Annual Recurring Revenue (ARR) (On Annualised Basis) Platform Revenue 21% YoY Growth Gross Margin License 34% YoY GrowthEBITDA EBITDA % - 16% Cash And Cash Equivalent PAT* 913 Cr Collections Excluding GeM Total 102 118 DSO (as at 31st December 2025) excluding Contractually Not Due INR Cr
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 13 Q3 FY 25Q2 FY 26 TOTAL INCOME 621789 EBITDA 134184 LLR 292423 PBT 93136 DSO (Excl. GeM and Contractually Not Due) 122122 Q3 FY 26 753 122 391 69 102 INR Cr Financial Highlights Growth YoY 21% (17%) 34% (35%)
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 14 USD 43% EURO 6% OTHERS 9% INR 16% GBP 13% CAD 13% Revenue Mix: Currency Wise Q3FY26
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 15 Note: Exceptional item comprises of a) MAT credit write-off of INR 12.51 Cr in Q4 FY24 | b) Gratuity Provision of INR 30.84 Cr and the resultant deferred tax of 7.76 Cr in Q3 FY26 (due to new labour codes) *Excluding GeM Revenue during the contracted period till FY24 Particulars Quarter Ended Dec 31, 2025 (Q3FY26) Sept 30, 2025 (Q2FY26) Dec 31, 2024 (Q3FY25) INCOME Revenue from Operations 733.52 757.02 607.45 Other Income 19.47 31.91 13.15 Total Income 752.99 788.93 620.60 Like-to-Like Total Income* 752.99 788.93 620.60 EXPENDITURE Software Development Expenses 345.55 340.47 263.61 Gross Margin 407.44 448.46 356.99 SG & A Expenses 224.17 206.48 171.34 R & E Expenses 61.41 57.66 51.72 Total Expenditure 631.13 604.61 486.67 EBITDA 121.86 184.32 133.93 Depreciation & Amortisation (53.22) (48.82) (39.64) Others 0.20 0.61 (1.18) Profit / (Loss) Before Tax 68.84 136.11 93.11 Provision For Taxation (17.32) (38.84) (22.92) Profit / (Loss) After Tax 51.53 102.27 70.19 PAT after exceptional items 28.45 102.27 70.19 Full Year Ended Mar 31, 2025 (FY25) Mar 31, 2024 (FY24) 2,495.50 2,513.13 81.53 52.28 2,577.03 2,565.41 2,577.03 2,321.06 1,070.18 1,108.80 1,506.85 1,456.61 691.38 657.64 207.90 198.16 1,969.46 1,964.60 607.57 600.81 (156.41) (137.22) (9.10) (3.93) 442.07 459.67 (109.29) (125.97) 332.77 333.69 332.77 321.18 Last Twelve Months Ended Dec 31, 2025 (LTM Q3FY26) Dec 31, 2024 (LTM Q3FY25) 2,918.67 2,380.29 106.16 77.20 3,024.83 2,457.49 3,024.83 2,457.49 1,292.72 1,041.72 1,732.11 1,415.78 796.27 676.50 226.77 205.12 2,315.77 1,923.34 709.07 534.16 (191.62) (150.24) (5.40) (0.89) 512.05 383.04 (128.44) (100.11) 383.61 282.93 360.53 270.42 INR Cr Unaudited Financial Results for the Third Quarter Ended - December 31, 2025 Additional Information on function-wise classification of the statement of Profit and Loss of the Group
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 16 Q3FY26 The current funnel of Intellect Destiny Deals Q2FY26 Q3FY25 # Of Deals Avg Deal Size INR Cr As % of total Out of INR 12,003 Cr funnel value, INR 10,222 Cr is accounted by 234 Opportunities Out of INR 9,996 Cr funnel value, INR 7,757 Cr is accounted by 213 Opportunities INR 12,003 Cr INR 9,996 Cr Q3FY26 Q2FY26 Q3FY25 97 63 75% 91 65% 54 98 73% 66 Out of INR 12,038 Cr funnel value, INR 10,550 Cr is accounted by 243 Opportunities INR 12,038 Cr Q3FY26 Q2FY26 Q3FY25 Funnel Progression
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 17 Total High Value Active Pursuits INR 30 Cr - INR 50 Cr INR 20 Cr - INR 30 Cr 37 34 27 97 32 38 27 ● 1 Won ● 1 Lost ● 25 from previous qtr ● 2 added ● 1 Won ● 2 Lost ● 35 from previous qtr ● 2 added ● 2 Won ● 1 Lost ● 29 from previous qtr ● 5 added ● 4 Won ● 4 Lost ● 89 from previous qtr ● 9 added Q3FY25Q2FY26Q3FY26 98 91 30 36 25 > INR 50 Cr Destiny Deals
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 18 Board Announcement The Board of Directors has approved the appointment of Mr. D. Shivakumar as an Additional Director, designated as an Independent Director, on the recommendation of the Nomination, Remuneration and Compensation Committee (NRCC). His appointment is for a term of five years, subject to the approval of the shareholders through a postal ballot by way of a Special Resolution. Mr. D. Shivakumar is a seasoned business leader with extensive experience across Indian and multinational organisations. He is currently an Operating Partner at Advent International, a global private equity firm. Previously, he served as Group Executive President – Corporate Strategy at the Aditya Birla Group, Chairperson and CEO of PepsiCo India, and CEO for Emerging Markets at Nokia, where he played a key role in building the brand into one of India’s most trusted names. Mr. Shivakumar is an alumnus of IIT Madras, IIM Calcutta, and The Wharton School of Business, and has held several board and advisory roles across leading institutions Appointment of Mr. D. Shivakumar as Additional Director (Independent Director)
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. Deal Wins: Accelerating Growth with eMACH.ai & Purple Fabric
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 20 Accelerating growth with eMACH.ai and Purple Fabric Intellect recorded 9 new deals in Q3FY26 including 4 destiny deals A US based specialised mutual insurance company that provides property and business interruption insurance to the nuclear energy industry, will leverage Purple Fabric powered Magic Submission, Xponent Underwriting Workbench, Risk Analyst, Xponent, Claims Workbench, Xponent Data Warehouse solutions for their insurance operations. A valued customer of Intellect Custody since 2008, has chosen to upgrade their legacy Custody platform to eMACH.ai Custody to modernise operations. The solution combines the robust eMACH.ai Custody base product with the customisations built over the last 17 years in their legacy system, seamlessly integrated along with additional customisations as per their business priorities and client servicing needs. This ensures business continuity while equipping them with a modern, scalable, and future-ready Custody platform. eMACH.ai Custody will also be deployed in AWS in cloud native model utilising the best services of AWS to bring in scalability and resilience. One of Sri Lanka’s leading banks, has selected eMACH.ai Cash Management and Supply Chain Finance to modernise its wholesale banking operations and deliver a unified digital experience for its corporate and SME clientele. As Intellect furthers its global expansion by bringing the world’s only AI-first payments platform to the US market, a top 3 Nordic bank has selected eMACH.ai Payments to modernise payments processing and enhance digital payments capabilities across its UK banking operations.
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 21 Accelerating growth with eMACH.ai and Purple Fabric Other significant deal wins A leading financial institution in the Middle East with over 50 years of banking expertise has selected eMACH.ai Treasury to modernise its treasury infrastructure. The solution will drive operational excellence by unifying liquidity views, enabling real- time decision-making, and streamlining cross-border treasury functions. A top-10 bank in the GCC has selected eMACH.ai Trade & Supply Chain Finance to modernise transaction banking and introduce new digital trade/SCF capabilities. A leading technology solution provider has selected the eMACH.ai Core Banking as its preferred core banking solution to support the digital transformation initiatives of its banking customers. This partnership strengthens Intellect’s partner-led growth strategy and expands the reach of eMACH.ai Core Banking across new client engagements and markets. The world's leading Islamic Bank, headquartered in Dubai selected eMACH.ai Lending to enhance its digital lending capabilities and incorporate Shariah principles across all practices in the UAE. The fastest growing bank as well as one of the most profitable banks within the Sultanate of Oman has selected eMACH.ai Lending to expand and extend their credit experiences.
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. Growth Catalysts: Platform & Ecosystem Expansion
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 23 As part of the US market expansion, Intellect launches the world’s only AI-first payments platform, architected from first principles for business impact. As a purpose-built low-code/no-code composable framework, the platform enables institutions to move beyond incremental upgrades and design payments systems that deliver speed, resilience, and competitive advantage at scale. It allows them to rapidly deploy new payment rails and scale real-time payment capabilities with speed and operational certainty. AI First Unified Orchestration Across US Payment Rails ● Single AI-powered orchestration layer across TCH RTP, FedNow, ACH, Fedwire and SWIFT ● Purple Fabric AI operates before, during and after transactions for real-time validation, anomaly detection and exception handling ● Built on eMACH.ai and Pay9 architecture, enabling modernisation without core replacement Strengthening Intellect’s US Market Commitment ● Expanded US footprint with New York headquarters, Atlanta operations centre and Austin AI hub ● 2 million annual R&D hours across New York and Toronto ● Strategic acquisition of Central 1 digital banking operations and growing US partnerships reinforce long-term commitment to the US wholesale banking market Launching the World’s Only AI-First Payments Platform to US Market
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 24 Purple Fabric Ecosystem Expands with 14 Value Discovery Partners Intellect has onboarded 14 Value Discovery Partners across India, Africa, Europe, the UK, APAC and Canada to accelerate AI First value discovery and enterprise adoption of Purple Fabric, its Business Impact AI platform. These partners work closely with customer leadership to identify high value AI use cases, prioritise measurable outcomes, and co create governed, production ready AI solutions on Purple Fabric. Partner Framework ● Co Build: Develop AI agents and industry workflows ● Co Exist: Integrate Digital Experts into existing core and legacy systems ● Build: Create differentiated IP on Purple Fabric Engagement Models ● Sell With: Joint customer delivery with Intellect support ● Sell To: Internal adoption using pre built Digital Experts ● Sell Through: Partner hosted or Intellect managed Purple Fabric Cloud deployments
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 25 Intellect has partnered with Fintel, a listed and leading provider of fintech and support services to the UK retail financial services sector. A 50:50 joint venture in the United Kingdom will be formed to develop and commercialise an AI led Financial Advisory platform for the UK market. Fintel currently serves over 80% of the UK financial advisory market either directly or through its institutional clients. The initial focus will be on deploying UK ready or near ready use cases, followed by the development of bespoke agents and components powered by eMACH.ai, aligned to UK regulations, advice protocols, processes and product structures. Fintel Joint Ventures to Commercialise AI-led Financial Advisory Platform
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. Market Validation & Leadership Recognition
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 27 Time Magazine recognises Intellect CMD Arun Jain as "Growth Architect" The recognition of Arun Jain, Chairman and Managing Director of Intellect Design Arena, by Time Magazine marks a definitive transition from digital scale to measurable business outcomes, positioning the company as a "Growth Architect" that builds for long-term value rather than quarterly cycles. The article spotlights Purple Fabric as the world’s first open business-impact AI platform, specifically engineered to move AI from experimental pilots into high-stakes production.
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 28 Intellect Won Gold Medal in Datos Impact Awards for Banking Innovation eMACH.ai Transaction Limits Management (TLM) solution has been awarded the Gold medal for Best Innovation in Operational Efficiency in the Datos Insights Impact Awards in Commercial Banking & Payments. Datos Insights recognised Intellect for our TLM platform’s capacity to transform how banks process high-value and instant payments across complex corporate structures Intellect has been recognised by Euromoney as the World’s Best Transaction Banking Software Provider 2025, winning a landmark triple win that also includes Best in Cash Management and Best Corporate Channels. This global recognition affirms Intellect’s position as the world’s leading technology partner for wholesale banking. Intellect Named World’s Best Transaction Banking Software Provider 2025 by Euromoney Celebrating Recognition and Industry Excellence
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 29 IDC ● Intellect's Corporate Loan Life Cycle Management system is identified in the "LEADERS" category in IDC MarketScape: Worldwide Corporate Loan Lifecycle Management 2025 Vendor Assessment ● eMACH.ai Core Banking was acknowledged as a representative vendor in the Gartner Critical Capabilities Report for Retail Core Banking Systems, Europe, and also acknowledged as a Visionary in the Gartner Magic Quadrant for Retail Core Banking Systems, Europe. Gartner Leadership Position Endorsed by Market Leading Analyst Chartis ● In the Chartis RiskTech ALM Solutions 2025 Report, Intellect received multiple recognitions across its Treasury portfolio. Hedging and Risk Management Solutions were rated Best of Breed, LRM and FPA were recognised as Category Leaders, FTP and Balance Sheet and Capital Optimisation were positioned as Enterprise Solutions, while ALM Solutions were acknowledged as Point Solutions. ● Separately, in the Chartis RiskTech Regulatory Reporting Solutions 2025 Quadrants, Intellect was recognised as a Leader for its Regulatory Reporting solutions.
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 30 Market Cap ₹ 13,541.50 Cr 52 Week (High / Low) ₹ 1,255 / ₹ 577 NSE / BSE - Symbol INTELLECT / 538835 No. of Shares Outstanding 13,93,15,462 Stock Data (As on 31st December 2025) Stock Price ₹ 972 Shareholding Pattern (As on 31st December 2025) Mutual Funds FPI Promoters Others 6.33% Average Daily Volume (3 Months) - NSE 5.64 Lakhs Stock Information
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© 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited. 31 Vasudha Subramaniam Chief Financial Officer vasudha.s@intellectdesign.com Praveen Malik Investor Relations +91 89397 82837 praveen.malik@intellectdesign.com Nachu Nagappan Corporate Communication +91 89396 19676 nachu.nagappan@intellectdesign.com Contacts
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© 2026, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval system nor should the materials be disclosed to third parties without the express written authorization of Intellect Design Arena Limited.