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LICHFL LIC HOUSING FINANCE LTD LIC HOUSING FINANCE LIMITED STATEMENT OF UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30/09/2021 Particulars Quarter Ended 30-09-2021 Unaudited 30-06-2021 Unaudited 30-09-2020 Half Year Ended 30-09-2021 Unaudited Unaudited 30-09-2020 Unaudited ( in Crore ) Year Ended 31-03-2021 Audited 1 Revenue from operations a.Interest Income b . Fees and commission Income under Amortised Cost Category Total Revenue from operations 4,673.36 22.47 4,825.28 20.67 4,938.16 13.41 9,498.64 43.14 9,923.24 19.09 19,697.11 78.82 c.Net Gain on De - recognition of Financial Instruments d . Others 2.73 1.60 2.56 4.33 2.76 9.45 9.45 4,708.01 Other Income 6.99 Total Income 4,715.00 9.56 4,857.11 1.93 4,859.04 14.90 4,969.03 12.81 4,981.84 19.01 27.65 61.77 9,565.12 8.92 9,574.04 9,972.74 19,847.15 ( 13.41 ) 9,959.33 0.54 19,847.69 2 Expenses a . Finance Costs 3,505.97 3,549.97 b.Fees and Commission Expenses 44.07 8.40 3,700.19 15.54 7,055.94 52.47 c.Net Loss on De - recognition of Financial Instruments 13.81 4.23 7.88 18.04 7,464.66 28.59 10.08 14,452.58 109.15 27.42 under Amortised Cost Category d . Impairment on Financial Instruments 625.34 830.41 103.02 1,455.75 159.47 e.Employee Benefits Expenses 147.14 215.23 78.50 f . Depreciation and amortisation expenses 12.78 12.25 12.39 g.Other expenses 56.94 45.62 55.06 Total Expenses 4,406.05 4,666.11 3,972.58 362.37 25.03 102.56 9,072.16 158.08 24.55 1,317.61 293.18 49.44 86.97 249.74 7,932.40 16,499.12 Profit Before Exceptional and Extraordinary Items 3 308.95 192.93 1,009.26 501.88 2,026.93 3,348.57 and Tax ( 1-2 ) 4 Exceptional and Extraordinary Items 5 Profit Before Tax ( 3-4 ) 308.95 192.93 1,009.26 501.88 6 Tax Expense 61.09 . 39.49 218.36 100.58 7 Net Profit for the Period ( 5-6 ) 247.86 153.44 790.90 401.30 2,026.93 418.55 1,608.38 3,348.57 614.23 2,734.34 8 Other Comprehensive Income A ( i ) Items that will not be reclassified to profit or loss ( 10.27 ) 4.35 ( 0.11 ) ( 5.92 ) 1.02 ( 0.68 ) ( ii ) Income tax relating to items that will not be reclassified to profit or loss 2.58 ( 1.09 ) 0.54 1.49 ( 1.64 ) ( 1.72 ) Subtotal ( A ) ( 7.69 ) 3.26 0.43 ( 4.43 ) ( 0.62 ) ( 2.40 ) B ( i ) Items that will be reclassified to profit or loss ( ii ) Income tax relating to items that will be reclassified to profit or loss Subtotal ( B ) Other Comprehensive Income ( A + B ) ( 7.69 ) 3.26 0.43 ( 4.43 ) ( 0.62 ) ( 2.40 ) 9 Total Comprehensive Income ( After Tax ) ( 7 + 8 ) 240.17 156.70 791.33 396.87 1,607.76 2,731.94 10 Paid - up Equity Share Capital ( face value 2 / - ) 110.08 100.99 100.99 110.08 100.99 100.99 11 Earnings Per Share ( EPS ) on ( face value of 2 / - ) Basic and Diluted Earning Per Share ( * ) * ( The EPS for the Quarters / Half Years are not annualised ) 4.51 * 3.04 * 15.67 * 7.30 * 31.87 * 54.18 12 Reserves excluding Revaluation Reserves as at March 31 13 Net Worth ** 21,865.75 19,797.15 20,420.32 20,316.53 ** Excluding Impairment Reserve of 297.49 Crore as on 30.09.2021 ( 204.78 Crore as on 31.03.2021 ) . CHITALE MU C. P GOKHALE & MUMBAI SATHE 03264W COUNTANTS FIRMN CHARTERE NISH HANCE CORPORATE OFFICE MUMBA El sse Bk CIN No .: L65922MH1989PLC052257 Corporate Office : LIC Housing Finance Ltd. , 131 Maker Tower " F " Premises , 13th Floor , Cuffe Parade , Mumbai 400 005 Tel : +91 22 2217 8600 Fax : +91 22 2217 8777 Email : lichousing@lichousing.com Registered Office : LIC Housing Finance Ltd. Bombay Life Bldg . , 2nd flr . , 45/47 , Veer Nariman Rd , Fort , Mumbai - 400 001 . Tel : +91 22 2204 9682/9799/0006 Fax : +91 22 2204 9682. E - mail : lichousing@lichousing.com