Interim report
Page 1
Moneyview Limited (Formerly known as ‘Moneyview Private Limited’ and ‘Whizdm Innovations Private Limited’) CIN - U72200KA2014PLC075775 17/1, 1st and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangalore – 560103 Email: compliance@moneyview.in, Ph: 080-69390476, https://www.moneyview.in November 5, 2026 To, The Listing Department The Department of Corporate Services National Stock Exchange of India Limited BSE Limited Exchange Plaza, C-1, Block G Phiroze Jeejeebhoy Towers Bandra-Kurla Complex, Bandra (East) Dalal Street Mumbai – 400 051 Mumbai – 400 001 Symbol: MONEYVIEW Scrip Code:544953 Subject: Outcome of the Board Meeting of Moneyview Limited (“The Company”) Ref.: Regulations 30 & 33 read with Para A of Part A of Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended (“SEBI Listing Regulations”) Dear Sir/ Madam, Pursuant to Regulations 30 & 33 read with Para A of Part A of Schedule III of the SEBI Listing Regulations, we wish to inform you that t he Board of Directors of the Company at their meeting held today i.e., November 5, 2026, has, inter-alia, considered and approved the Unaudited Standalone and Consolidated Financial Results (“Financial Results”) for the quarter & half year ended September 30, 2026. Copy of the aforesaid Financial Results, along with Limited Review Report(s) issued by M/s. S.R Batliboi & Associates LLP, the Statutory Auditors of the Company for the quarter & half year ended September 30, 2026, are enclosed herewith. The Board Meeting commenced at 11.30 a.m. (IST) and concluded at 12.50 p.m. (IST). This outcome is also being made available on the Company's website at https://moneyview.in/investor- relations/financial-information. This is for your information and record. Yours faithfully For Moneyview Limited (Formerly known as ‘Moneyview Private Limited’ and ‘Whizdm Innovations Private Limited’) Ankit Kumar Jain Company Secretary & Compliance Officer ICSI Membership No: A21893 Encl: As above
Page 2
S.R. Bnrusot * AssoctATEs LLP 12th Floor "UB City" Canberra Block No. 24, Vittal Mallya Road Bengaluru - 560 001, lndia Tel : +91 80 6648 9000 Chartered Accountants 2 lndependent Auditor's Review Report on the Quarterly and Year to Date Unaudited Consolidated Financial Results of Moneyview Limited (formerly, Moneyview Private Limited and Whizdm lnnovations Private Limited) pursuant to the Regulation 33 of the Securities and Exchange Board of lndia (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended Review Report to The Board of Directors Moneyview Limited (formerly, Moneyview Private Limited and Whizdm lnnovations Private Limitedf 1.. We have reviewed the accompanying Statement of Unaudited Consolidated Financial Results of Moneyview Limited (formerly, Moneyview Private Limited and Whizdm lnnovations Private Limited) (the "Holding Company") and its subsidiaries (the Holding Company and its subsidiaries together referred to as "the Group") for the quarter ended September 30,2026 and yearto date from April 1,,2026 to September 30,2026 (the "statement") attached herewith, being submitted by the Holding Company pursuant to the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the "Listing Regulations"). The Holding Company's Management is responsible for the preparation of the Statement in accordance with the recognition and measurement principles laid down in lndian Accounting Standard 34 "lnterim Financial Reporting" ("lnd AS 34") prescribed under Section 133 of the Companies Act, 2013 as amended, read with relevant rules issued thereunder and other accounting principles generally accepted in lndia and in compliance with Regulation 33 of the Listing Regulations. The Statement has been approved by the Holding Company's Board of Directors. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 24L0, "Review of lnterim Financial lnformation Performed by the lndependent Auditor of the Entity" issued by the lnstitute of Chartered Accountants of lndia. This standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. We also performed procedures in accordance with the Circular No. CIR/CFD/CMD7/44/20I9 dated March 29, 2019 issued by the Securities and Exchange Board of lndia under Regulation 33(8) of the Listing Regulations, to the extent applicable. 4. The Statement includes the results of the following entities Name of the Company Relationship Moneyview Limited Holdine Companv Whizdm Finance Private Limited Subsidia rv Zeo Fin Technology Private Limited Subsidia rv 5. Based on our review conducted and procedures performed as stated in paragraph 3 above and based on the consideration of the review reports of other auditors referred to in paragraph 6 below, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with recognition and measurement principles laid down in the aforesaid lnd AS 34 prescribed under Section 133 of the Companies Act, 2013, as amended, read with relevant rules issued thereunder and other accounting principles generally accepted in lndia, has not disclosed the information required to be disclosed in terms of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement. 6. The accompanying Statement includes the interim unaudited financial results and other financial information in respect of two subsidiaries, whose unaudited interim financial results include total assets of Rs. 73,020.75 million as at September 30,2026, total revenues of Rs. 4,937.78 million and Rs. 9,427.96 million, total net profit after tax of Rs. 363.25 million and Rs. 754.8 million, total comprehensive income of Rs. 364.54 million and Rs. 757.38 million, for the quarter ended September 30, 2025 and for the period from April I,2026 to September 30,2026 respectively, and net cash outflows of Rs. 1,617.62 million for the period from April 1,,2026 to September 30,2026, as considered in the Statement which have been reviewed by their respective independent auditors. S.R. Batliboi & Associates LLP, a Limited Liabitity partnership with LLp tdentity No. AAB-4295 Regd. Office: 22, Camac Street, Btock'B',3rd Ftoor, Kolkata,TOO 016
Page 3
S.R. Bnrusot * AssoctATEs LLP 7 Chartered Accountants The independent auditor's reports on interim financial information/ financial results of these entities have been furnished to us by the Management and our conclusion on the Statement, in so far as it relates to the amounts and disclosures in respect of these subsidiaries is based solely on the report of such auditors and procedures performed by us as stated in paragraph 3 above. Our conclusion on the Statement in respect of matters stated in para above is not modified with respect to our reliance on the work done and the reports of the other auditors. We have not audited or reviewed the comparative financial information appearing in the Statement for the corresponding quarter and six months ended September 30, 2025 which have been presented solely based on the information compiled by the Management and has been approved by the Holding Company's Board of Directors. For S.R. Batliboi & Associates LLP Chartered Accountants lCAl Firm registration number: 101049W/E300004 per Chirag Jain Partner Membership No.: 115385 UDIN: 26115385TGMMG48908 Ba nga lore November 05, 2025 & F tc
Page 4
IIONEYVIEW LIilIITED (Formerly known as lloneyview Private Limited and Whizdm Innovations Private Limited) CIN: U72200KA2014PLC075775, Website: ww.moneyview.in Registered office: l7l1, lst and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangalore 560 103, Karnataka, India STATEMENT OF UNAUDITED CONSOLIDATED FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTEMBER 30, 2026 Consolidated Statement of Profit and Loss (Rs. In iVlillion, unless otheMise stated) Ouarter ended Halfyenr ended Yerr ended Partic{lars SeDtember 30. 2026 June 30. 2026 September 30, 2025 Seotember 30,2026 September 30, 2025 Ilarch 31.2026 ( Unatrdited) (Atrdited) fL'naudiledl (Ilnrildited) (t.lnaudited) (Audited) Income Revenue from operations Other Income Total income (l) Expenses Employee benefits expense Finance costs Depreciation and amortisation expense Impairment of fi nancial instruments Other expenses Totel expenses (ll) Profit before exceptional items and tax lll : (I-II) Exceptional items, (gain)/ loss (lV) Profit before tax V = (|II-IV) Tax expense Other than exceptional items Current tax expense Defered tax credit Exc€ptional items (Vl) Curent tax expense(credit) Deferred tax expense/(credit) Total aax erpense VII Profit for the period/year VIII = (V-VII) Profit for the period/ year before exceptional items (net oftax) lX = (vIlI+IV+VI) Other comprehensive income Items that will not be reclassified to profit or loss in subsequent periods/years: -Re-meourement (loss) /gain on defined benefit plan -lncome tax relating to above item Other comprehensive income(expense) for the period/year, net oftaxes (X) Total compreheosive income for the period/vear, n€t oftaxes Xl = (Vlll+X) I I,201.'19 254.4\ 10,4t L l3 239't9 1,942 42 l03.rl 2l,612..92 494.20 14,872.88 201 83 13,5 I I 58 53 Ll6 I l -45tf-20 10,650.92 8,045.55 22,t07.12 15.074.71 34.O42.74 9'14.23 1,944.11 42 1t 2,864.84 2.939.39 933.76 1,88 t.27 3t.74 2,6\4.O3 2.862 63 689.59 I,545. I r 23.23 2,405.'13 2,3'1'1.32 1,907 99 3,825.38 73.85 5,414.87 5,802.02 1,301 46 2,880 30 46.34 4,410.03 4,534.74 2,8 I 9.36 6,3 t6.90 94.79 9,835.28 9.632.34 8,764.68 2.691.\2 8,323.43 2,327.49 7,040.98 1.004.57 17,088.1 I 5.019.01 13,172.81 1.901.84 _______nl92s7 5.340_07 (0.03) (2 32\ 479 46 (2.35 479.46 2.066.53 2.69t.55 2,329.81 525.1 r 5.021.36 1.42234 3.273.54 '719.71 (35.35) 001 '129_82 (r38.5s) 0.58 333.0'I (74.st) (t20.67) 1,449_53 ( l 73.e0) 0.59 558.81 (74 sl) (120.67) 1,423.49 (s6.86) (520.14) 684.37 2,OO1.ta 2,001.16 591.85 1,737.96 1,736.22 131.89 357.n 746.01 1,276.22 3,745.14 3,743.38 363.63 lJ5SJ5 1,411.54 846.49 2,421.O5 3,973.44 (0.42) 010 (0.42) 0.1 I (3.e5) 0.98 (0.84) 0.2t (7.8e) L98 19.52 (5 22\ (0.32t (0.31) t2-97\ 40.63\ 15-9r l l4 30 2.006.86 1.73',7.65 384.25 J,744.51 1,052.84 2,441.35 Paid-up equity share capital (Face value ofRs. I each) Other equity Earnings per equity share* (Face value of Rs. I each) Baic (Rs.) Diluted (Rs.) * not annualised except for year ended March 31,2026 see accompanying notes to financial results 1,748.00 L35 |.34 382 16 l.l3 Ll2 382.16 0.26 0.25 1,748.00 2.50 382.t6 0.70 0.69 3a2.16 2t,450.62 L60 151
Page 5
}IONEYVIEW LI}IITED (Formerly known as ilIoneyview Private Limited and Whizdm Innovations Private Limited) CIN : U72200I(A20 I 4PLC07 57 7 5, Website: www,moneyview.in Registered office: l7l1, lst and 2nd Floor, The Address Building, Outer Ring Road, iVlarathahalli, Kadubeesanahalli, Bangalore 560 103, Karnataka, India STATEilIENT OF UNATiDITED CONSOLIDATED FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTENIBER 30,2026 Consolidated statement ofassets and liabilities (Balance Sheet) (Rs. In Million, unless otherwise stated) As at September 30, 2026 As at Nlarch Jl, 2026Particulars (Unaudited) (Audited) 1,598.27 12,4t0.42 973.10 324.68 756.79 1.80 l3 5.3 8 27 t.64 33t.77 55.09 t,449 .65 t2,6t0.70 1,3 r 6.50 667.81 446.08 2.51 t02.87 232.36 33t.'17 64.36 16.8s8.94 t7,224.61 3,909.49 5,473.50 16, I 15. l8 105.08 4s,00t.46 9,628.22 216.58 490.96 4,566.10 10,270.94 155.04 40,465.85 7,496.t2 378.92 80.449.51 63,823.9J 97,308.45 8l,048.54 1.748.00 31,741.51 382.16 21.45 21,850.62 33.489.51 22,254.23 2 l, 194.88 25 1.38 207.s5 20,196.41 233.00 136.27 2 t,653.81 20,565.68 206.84 ) tL11 1) 3,4 I l. l8 t,282.90 88 s6 34,687.72 54.61 2 15. l3 I,475.97 4,687.81 381.83 68.16 31,373.97 25.76 58,794.Jr 38,228.6342,165.13 63,818.94 b & E\ ASSETS Non-current essets Property, plant and equipment Right of use assets Goodwill Other intangible assets Financial assets (i) Investments (ii) Loans (iii) Other financial assets Income tax assets (net) Deferred tax assets (net) Other non-current assets Total non-current assets Current assets Financial assets (i) Investments (ii) Trade receivables (iii) Cash and cash equivalents (iv) Bank Balances other than cash and cash equivalents (v) Loans (vi) Other financial assets Other current assets Total current assets Total assets f,QUITY AND LIABILITIES Equity Equity share capital Instruments entirely equity in nature Other equity Total equity Liabilities Non-current liabilities Financial liabilities (i) Bonowings (ii) Lease liabilities Provisions Total non-current liabilities Current liabilities Financial liabilities (i) Bonowings (ii) Lease liabilities (iii) Trade payables - total outstanding dues to micro and small enterprises - total outstanding dues ofcreditors other than micro and small enterprises (iv) Other financial liabilities current liabilities Provisions Total current liabilities Total liabilities Total UI & liabilities 97,308..ts 81,048.54 IA *
Page 6
}IONEYVIEW LI}IITf,D (Formerly known as lloneyview Private Limited and Whizdm Innovations Private Limited) CIN: U72200KA2Ol 4PLCO7 57 7 5, Website: www.moneyview.in Registered office: l7l1, lst and 2nd Floor, The Address Building, Outer Ring Road, ilIarathahalli, Kadubeesanahalli, Bangalore 560 103, Karnataka, lndia STATEilIENT OF UNAUDITED CONSOLIDATED FIilIANCIAL RESULTS FOR THE QUARTER AND HALF YEAR I,NDED Sf,PTE}IBER 30,2026 Consolidated statement of cash fl ows (Rs. In Mtllion. unless ol.herwise stated) Halfvear ended Sentember 30. 2026 Seotember 30.2025 (Unaudited)Particulars (Unaudited) 73.85 3,444.86 50.59 (232.19) (t.22) l.l2 JJ I ): (7,882.s7) 3,800.75 19.19 (0 15) (303 08) (te2.60) (907.40') (7,809.77') (402.19) (377.13) 949.06 91.67 ( I 65.03) 5,021.36 8,932.20 7,912.16 (3,111.19) 46.34 2,569.47 ( l 48.e3) (269.e1) (0 17) (0 sr) 212.20 (s,926.94) 2,864.72 l4 93 (e27.38) (9,204.21) l 63.80 (42.68) 441.04 40.81 943.90 3,731.04 t,422.38 (28s.es) (8.e4) 5,771.87 (2,s23.s2) 311.41 ( 1.108.06) (4,847.68) (698.04) (796.6s) (5,545.72\ (67 22) (4,2s6.60) 2,973 21 (1,08,849.74) I,09, I 52.05 ( I 4,938.39) I 1,335.03 r 63.53 265.75 (13 3l) (3, l 6s.93) ) 7o< )) (62,03 1 88) 62,254.39 (2,92s.48) 49.45 004 285.95 (4.222.38\ (3.241.55) (7 10) (13 60) 25,214.64 (17,017 .34) (16009) 7,500.00 ( 143.09) (20.7s) ( 18.4s) 28,749.40 (2s.0s6.03) ( r 47.81 8.016.5't10,863.27 s,844.24 t0,270.94 (770.76) 5,610 4 I t6,t 15.18 4,839.65 1 54 14.52 700 66 3,5 83.83 1,255.82 t6,lls.l8 4,819.6s v ec, o -{ E\ w A. CASH FLOWS FRO}I OPERATING ACTIVITIES Profit before tax Adjustments for: Depreciation and amortization expense Impairment loss allowance on portlolio loans Net gain on derecognition of financial instruments under amortised cost category Net fair value gain on financial instruments at FVTPL Unwinding ofdiscount on security deposits measured at amortized costs unrealised (gain)/loss on investments carried at FVTPL Employee stock compensation expense Interest income on portfolio loans Interest expense on borrowings Interest on lease liabilities on relund of income tax income on bank deposits income on debt instruments measured at amortised cost cash flow from interest: received on portfolio loans Interest payments on bonowings (ln respect offinancial services business) Operating profit before working capital changes Movements in working capital : (lncrease) in trade receivables (lncrease) in loans (lncrease)/Decrease in other financial assets in other assets Increase in trade payable Increase in provisions in other liabilities generated from/ (used in) operations taxes paid (net ofrefund) cash flow used in operating activities (A) B. CASH FLOWS FROM INVESTING ACTIVITIES Purchase of property, plant and equipment and intangible assets Investments in bank deposits Redemption/maturity of bank deposits Purchase of mutual funds Proceeds from sale ofmutual lunds ofdebt securities from sale ofdebt securities Interest received on investment in debt securities Interest received on bank deposits cash flow used in investing activities (B) C. CASH FLOWS FRO}I FINANCING ACTIVITIES Proceeds lrom issuance ofequity shares Expense on issue of shares Payment of principal portion of lease liabilities Payment of interest portion of lease liabilities Proceeds from borrowings Repayment of bonowings Interest paid on borrowings et cash flow generated from financing activities (C) increase/ (decrease) in cash and cash equivalents (A + B + C) and cash equivalents at the beginning ofthe period Cash and cash equivalents at the end of the period Components ofcash and cash equivalents Balance with banks in current account Deposits with original maturity of less than three months Total cash and cash *
Page 7
MONEYVIEW LIMITED Statement ofunaudited Consolidated financial results for the quarter and halfyear ended September 30,2026 Notes to unaudited consolidated results The unaudited consolidated financial results lor the qual'ter, and half year ended September 30,2026 in respect of Moneyview Limited ('the Company') have been reviewed by the Audit Committee and approved by the Board of Directors of the Company at their meetings held on November'05,2026. The above results have been subjected to limited revievv by the statutory auditors of the Company. The figures for the corresponding quarter and six months ended September 30,2025, as reported in these unaudited financial results, have been approved by the Company's Board ofDirectors but have not been subjected to review or audit by the statutory auditors. 2. These financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standards 34 ('Ind AS 34') Interim Financial Reporting prescribed under Section 133 of the CompaniesAct,20l3 (as amended), read with relevant rules issued there undel and other accounting principles generally accepted in India and in compliance with Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended). 3. The consolidated financial results include the financial results of the Company and its subsidiaries as follows: a. Whizdm Finance Private Limited b. Zeo Fin Technology Private Limited Moneyvierv Limited and its subsidiaries are collectively referred to as'the Group'. In addition to the above, the consolidated financial results also include the financial results in respectof Moneyview Employees Trust. 4. Exceptional items a) During the year ended March 31,2026, the Company's Board of Directors and shareholders approved a one-time performance-based incentive of Rs. I .600 million to Managing Director and Chief Executive Officer. This was disclosed as an exceptional item and its consequential tax impact of Rs. 402.72 million was included rvithin tax expense as exceptional item. b) Whizdm Finance Private Limited ("WFPL"). subsidiary of the Company, encountered a cyber incident between August 5,2025 and August 7,2025,lvherein unknown threat actors exploited application programming interface (API) integrated with the associated banks and initiated substantial number of unauthorised rvithdrawals from WFPL's bank accounts aggregating Rs. 483.20 million. The net cash loss (along with incidental cost and recoveries) amounting to Rs. 466.53 million for the year ended March 31, 2026 (Rs. 479.46 million for quarter and half year ended September 30, 2025) was presented as an exceptional item. The consequential tax impact of Rs. 117.42 million for the year ended March 31. 2026 (Rs. 120.67 million lor quarter and half year ended September 30, 2025) was included within tax expense as exceptional item. 5. During the quarter ended September 30, 2026,lhe Company made an initial public offer (lPO) lor 321,082,435 agglegatin-q to 10,9 16.80 million of which 100,494,200 equity shares aggregating to Rs. 3,4 16.80 million were offered by selling shareholdets and220,588,235 equiry shales to
Page 8
Rs. 7,500.00 million ataface value of Re. I each at a premium of Rs. 33 per equity share by rvay of ft'esh Issue of equity shares. The Company's equity shares were listed on the BSE and NSE, on October 01.2026. 6. During the quarler ended September 30, 2026. Selies A, A l, B. C, C2. C3, D2, E 1 Compulsorily convertible preference shares totalling to 2,145,347 shares each r,vith a lace value of Rs. 10, r,vere converted into 1.082,475,864 equity shares with face value of Re. I each. 7. During the quarter ended September 30,2026, the Company's trust ("Moneyview Employee Trust") transferred 62,672,336 equity shares pursuant to the exercise of stock options under the Moneyvierv Employees Stock Option Plan - 2015" ("ESOP Scheme"). 8. As at September 30,2026, the Company has not utilized the IPO proceeds. 9. The Company and Group is primarily engaged in the financial services business including financial technology solutions and corresponding lending. Accordingly, there are no repoltable segments as per INDAS 108 Operating Segment. 10. The unaudited results for the quarter and halfyear ended September 30, 2026 are available on the Company's website at r,vr,rlv.nrone)'vier,v.in, website of BSE Limited at rvn'rv.bseindia.com and National Stock Exchange of India Limited at r.r,llu,.nseindia.corr, where the shares of the Company are listed. For and on behalfofBoard ofDirectors Moneyview Limited (formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) Puneet Agarwal Managing Director and Chief DIN:06921984 Place: Bengaluru, India Date: Novemb er 05. 2026 tfuM Officer
Page 9
S.R. Bnnmot * AssoctATEs LLP Chartered Accountants 12th Floor "UB City" Canberra Block No. 24, Vittal Mallya Road Bengaluru - 560 001, lndia 1s| ; +91 80 5648 9000 lndependent Auditor's Review Report on the Quarterly and Year to Date Unaudited Standalone Financial Results of Moneyview Limited (formerly, Moneyview Private Limited and Whizdm lnnovations Private Limited) pursuant to the Regulation 33 of the Securities and Exchange Board of lndia (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended Review Report to The Board of Directors Moneyview Limited (formerly, Moneyview Private Limited and Whizdm lnnovations Private Limited) L. We have reviewed the accompanying statement of unaudited standalone financial results of Moneyview Limited (formerly, Moneyview Private Limited and Whizdm Innovations Private Limited) (the "Company") for the quarter ended September 30,2026 and year to date from April L,2026 to September 30,2026 (the "Statement") attached herewith, being submitted by the Company pursuant to the requirements of Regulation 33 of the SEB| (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the "Listing Regulations"). The Company's Management is responsible for the preparation of the Statement in accordance with the recognition and measurement principles laid down in lndian Accounting Standard 34 "lnterim Financial Reporting" ("lnd AS 3a") prescribed under Section 133 of the Companies Act, 2013 as amended, read with relevant rules issued thereunder and other accounting principles generally accepted in lndia and in compliance with Regulation 33 of the Listing Regulations. The Statement has been approved by the Company's Board of Directors. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, "Review of lnterim Financial lnformation Performed by the lndependent Auditor of the Entity" issued by the lnstitute of Chartered Accountants of lndia. This standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the aforesaid lnd AS 34 prescribed under Section 133 of the Companies Act, 2013 as amended, read with relevant rules issued thereunder and other accounting principles generally accepted in lndia, has not disclosed the information required to be disclosed in terms of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement. We have not audited or reviewed the comparative financial information appearing in the Statement for the corresponding quarter and six months ended September 30, 2025 which have been presented solely based on the information compiled by the Management and has been approved by the Company's Board of Directors. For S.R. Batliboi & Associates LLP Chartered Accountants number: 101049W/E300004 Jain Pa Membership No.: 1L5385 UDIN : 26115385VSNOYA5061 Banga lore November 05,2026 S.R. Batliboi & Associates LLe a Limited Liabitity partnership with LLp tdentity No. AAB-4295 Regd. Office : 22, Camac Street, Elock'8', 3rd Ftoor, Kolkata-7OO Ol6 2 5
Page 10
}IOI.,ETVIElV LI}IITED (Formerly known as }loneyview Private Limited and Whizdm lnnovations Private Limited) CINr U72200KA2014PLC075775, Website: www.mone;ruiew,in Registered officet I 7/1, lst and 2nd FIoor, The Address Building, Outer Ring Road, llarathahalli, Kadubeesanahalli, Bangalore 560 I 03, Karnataka, India STATEM['NT OF UNAUDITED STANDALONE FTNANCIAL RESULTS FOR THE QUARTER AND HALF YEAR Er-DED SEPTEIIBER 30, 2026 Standalone Statement of Profit and Loss (Rs In !lillion, unless otheeise stated) Quarter ended Halfyear ended Year ended Particulars SeDtemher 30.2026 ,lilne 30- 202tq September 30, 2025 SeDteilber 30,2026 September 30, 2025 March 31.2026 (Unaudited) (Audited) (llnaudited) {lJnaudited) (Ilnaudited) (Audited) Income Revenue from operations Other Income Total income (I) Expenses Employee benefits expense Finance costs Dgpreciation and amortrsation expense Impaiment of financial instruments Other expenses Total expenses (Il) Profit before exceptional item and tax IIl = (I-ll) Exceptional item, loss (lV) Profit b€fore tax V = (IlI-lV) Tax expense Other than exceptional item Curent tax expense Defened tax expense/(credit) Exceptional item (VI) Cunent tu expense/(credit) Total tax expetrse VII Profit for the period/year VIII = (V-VU) Profit for the period/year before exceptional it€ms (net oftax) IX = (vIII+IV+VI) 0ther comprehensive income Items that will not be reclassified to profit or loss in subsequent periods/years: -Re-measurement (loss) /gain on defined benefit plan -lncome tax relating to above item Other comprehensiye income(expense) for the period/year, net oftaxes (X) fotal comprehensive income for the period/year, net of tsxes XI = (VlIl+X) 6.615 20 56.01 6,t 80:07 46.86 4,466 I 6 36.1 r 12,195 27 102.87 8,348 9l 88.65 I 8,815.67 20'1.42 6,671.21 6.226.93 4.502.27 r 2.898.14 8.437.56 I 9-023.09 688.25 87.04 28.03 1,020.97 2.638.31 667.07 I 00.84 20.42 1,013 04 2 616 43 502 39 96.17 t5.09 1,0t6.40 2,201.55 I 155 1) I 87.88 48.45 2,034.01 5,254.14 912.6',1 111.69 30.04 1,840 56 4,21t.53 2,Ot5.39 39t.29 61 95 4,510.34 8.877.05 4.162.60 4..ll7.80 3-831.60 8-880-.lO 7.166.49 15.856.02 2.208.6t 1.809.13 670.67 4.017.74 t27t.o7 3.167-O7 1,600 00 2.208-61 t -809-t 3 610-61 !-o11.14 1.271-o7 1.567.O7 515.38 44.85 46t.57 (3.53) I 80.66 (7.64) 9'16.95 4l.32 338.44 ( l 6.35) 836.35 (23.50) (402'12\ s60-23 d58-04 173.r2 I .Ot 4.27 322.O9 410.13 1.64838 1351.09 497.65 2.999-47 948-98 l -1 56-9,1 1,648J8 1,351.09 497,65 2,999.47 948.98 23s4.22 (2.14) 054 (2.14) 0.54 (6.8e) \.74 (4.28) 1.08 (3.e4) L00 30.53 (7.99) (1.60) n.60) (5.t 5l {3-20) (2-94\ 22.54 I,646,74 t.349.49 492.50 2,996.27 946.O4 L179.48 Paid-up equity share capital (Face value ofRe. I each) Other equity Earnings per equity share* (Face value of Re. I each) Basic (Rs.) Diluted (Rs.) * not annualised except for yeu ended March3l,2026 see accomDmyinq notes to financial results 1,748.00 Llt l.l0 382.16 0.88 0.87 382.16 0.33 0.32 1,748.00 2.Ot 2.00 382.t6 0.63 o62 382.16 19,765 60 0.76 o'15
Page 11
VIONEYVIEW LI}IITED (Formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) CIN: U72200KA201 4PLC07 57 75, Website: www.moneyview.in Registered office: l7l1, lst and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangalore 560 103, Karnataka, India STATE}IENT OF UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SDPTEVIBER 30,2026 Standalone statement of assets and liabilities (Balance Sheet) (Rs. In Million, unless otherwise srated As at September 30, 2026 As at Vlarch 3l, 2026Particulars (Unaudited) (Audited) 13,757.53 605.84 179.73 2t9 94 0.95 104 96 186.69 13,757 .53 800.05 657.68 123.58 1.80 91.28 138 32 001 15,055.64 15.570.25 I 50.94 s,473.43 8,s82.40 14. l5 8,502.23 t28.74 182.91 4,56s.63 t,t20.s4 I 3.81 6,348.92 303. I 5 37,907.53 22,85 1.89 28,10s.21 12,534.96 1,748.00 28.908.24 382.16 21.45 19,765.60 30.656.24 20.169.21 s48.44 t76 36 28.54 134.85 948 35 l5l.63 101.93 87 87 888.19 1,289.78 194.45 2,297 96 t,495.43 I,179.66 59.85 1,094.30 4t.4s 208.s8 1.383 00 3,024.6s 331.90 43 95 t,64t .31 12.83 6,363.10 6,646.22 7,251.29 7,936.00we\ ASSETS Non-current assets Property, plant and equipment Right of use assets Intangible assets Financial assets (i) Investments (ii) Other financial assets Income tax assets (net) Deferred tax assets (net) non-current assets non-current assets urrent assets Financial assets (i) Investments (ii) Trade receivables (iii) Cash and cash equivalents (iv) Bank Balances other than cash and cash equivalents (v) Other financial assets Other current assets current assets assets EQUITY AND LIABILITIES Equity Equity share capital Instruments entirely equity in nature Other equity Total equity Liabilities Non-current liabilities Financial liabilities (i) Borrowings (ii) Lease liabilities Other non-current liabilities Provisions Total non-current liabilities Current liabilities Financial liabilities (i) Bonowings (ii) Lease Iiabilities (iii) Trade payables - total outstanding dues to micro and small enterprises - total outstanding dues ofcreditors other than micro and small enterprises (iv) Other financial liabilities Other current liabilities Provisions Total current liabilities Total liahilities & Iiabilities 37,907.53 2E,l 05.2 I o fn * ? c6
Page 12
}IONEYVIEW LI}IITED (Formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) CIN: U72200KA2014PLC075775, Website: www.moneyview.in Registered office: l7l1, Ist and 2nd Floor, The Address Building, Outer Ring Road, rVlarathahalli, Kadubeesanahalli, Bangalore 560 103, Karnataka, India STATEVIENT OF UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDID SEPTEVIBER 30, 2026 Standalone statement of cash flows Rs. In unless otherwise Half ended September 30, 2026 September 30, Particulars NA 4,017.74 48.45 (0 7l) ( 12.03) 270.14 t69.14 13.32 1,2'71.0'7 30 04 (0 4r 6. 146.22 160.09 r0 93 (364 91 900.83 58.60 4,256.53 (901 7s.46 (67 sl) 464.31 29.58 395.88 1,352.57 (e22 2,902.99 1,327.91 481.74 846.17 (41 36) (4,246.s9) 2"87129 (s,209.74) 5,254.00 21^7.',l1 (r3 31) (2,792.1s) 2,086.22 (2,8s9.86) 2,998.02 236 55 t4'7.81 (e68 7,500.00 (l (l (1 (13s 83) 160 (3.71 ( 10.93 438.82 r28.26 7,461.86 1.120.54 (870.10) t,431.45 561.35 8,582.40 56 1.35 561.35 A, CASH FLOWS FROM OPERATING ACTIVITIES Profit before tax Adjustments for: Depreciation and amortization expense Unwinding ofdiscount on security deposits measured at amortized costs Net fair value gain on financial instruments at FVTPL Employee stock compensation expense lnterest expense on bonowings Interest on Iease Iiabilities Interest income on bank deposits Operating profit before working capital changes Movements in working capital : ([ncrease) in trade receivables (lncrease)/ Decrease in other financial assets (lncrease) in other assets Increase in trade payable Increase in provisions (Decrease/lncrease in other liabilities Cash generated from operations Income taxes paid Net cash flow generated from operating activities (A) B. CASH FLOWS FROM INVESTING ACTIVITIES Purchase of property, plant and equipment and intangible assets lnvestments in bank deposits (having original maturity ofmore than three months) Redemption/maturity ofbank deposits (having original maturity ofmore than three months) Purchase of mutual funds Proceeds from sale ofmutual funds Interest received on bank deposits Investment in subsidiaries Net cash flow used in investing activities (B) C. CASH FLOWS FROM,FINANCING ACTIVITIES Proceeds liom issuance ofequity shares Expense on issue of shares Payment of principal portion of lease liabilities Payment of interest portion of lease Iiabilities Proceeds from borrowings Repayment of borrowings Interest paid on bonowings Net cash flow generated from financing activities (C) Net increase/ (decrease) in cash and cash equivalents (A + B + C) Cash and cash equivalents at the beginning ofthe period Cash and cash equivalents at the end ofthe period Components of cash and cash equivalents Balance with banks in current account Deposits with original maturity of less than three months Total cash and cash uivalents
Page 13
MONEYVIEW LIMITED Statement ofunaudited Standalone financial results for the quarter and halfyear ended September 30,2026 Notes to unaudited standalone results The unaudited standalone result for the quarter and halfyear ended September 30,2026in respect of Moneyview Limited ('the Company') have been reviewed by the Audit Committee and approved by the Board of Directors of the Company at their meetings held on November 05,2026. The above results have been subjected to limited review by the statutory auditors of the Company. The figures for the colresponding quarter and six months ended September 30,2025, as repofted in the unaudited financial result, have been approved by the Company's Board of Directors but have not been subjected to review or audit by the statutory auditors. 2. These financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standards 34 ('Ind AS 34') Interim Financial Reporting presclibed under Section 133 of the Companies Act,2013 (as amended), read with relevant rules issued there under and other accounting principles genelally accepted in India and in compliance with Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended). 3. During the quarter ended September 30,2026,the Company made an initial public offer (lPO) for 321,082,435 aggregating to 10,916.80 million of which 100,494,200 equity shares aggregating to Rs. 3,416.80 million were offered by selling shareholders and 220,588,235 equity shares aggregating to Rs. 7,500.00 million at a face value of Re. I each at a premium of Rs. 33 per equity share by way of fresh Issue of equity shares. The Company's equity shares were listed on the BSE and NSE on October 01,2026. 4. During the quarter ended September 30, 2026, Series A. Al, B, C, C2, C3,D2,El Compulsorily convertiblepreferencesharestotallingto2,l45,34T shareseachwithafacevalueof Rs. l0,were converted into 1,082,475.864 equity shares with face value of Re. I each. 5. During the quatter ended September 30,2026, the Company's trust ("Moneyview Employee Trusf') transferred 62,672,336 equity shales pursuant to the exercise of stock options under the Moneyview Employees Stock Option Plan - 20 I 5 " ("ESOP Scheme"). 6. As at September 30,2026, the Company has not utilized the IPO proceeds. 7. During the year ended March 31. 2026, the Company's Board of Directors and shareholders approved a one-time performance-based incentive of Rs. 1.600 million to Managing Dit'ector and Chief Executive Officer. This was disclosed as an exceptional item and its consequential tax impact of Rs. 402.72 million is included within tax expense as exceptional item. 8. The Company is primarily engaged in the financial technology solution. Accordingly, there are no reportable segments as per IND AS 108 Operating Segment. \E w c)
Page 14
9. The unaudited results for the quatter and half year ended September' 3 0, 2026 are available on the Company's website at urvrv.mon€)'r,ier.l.in, website of BSE Limited at rvg'rv.bseindia.com and National Stock Exchange of India Limited at lvn r,v.nseindia.com. where the shares of the Company are listed. For and on behalf of Board of Directors Moneyview Limited (formerly known as Moneyview Private Limited and Whizdm lnnovations Private Limited) PuneetAgarwal Managing Director and Chief DIN:06921984 Place: Bengaluru, India Date: November 05,2026
Page 15
Moneyview Limited (Formerly known as ‘Moneyview Private Limited’ and ‘Whizdm Innovations Private Limited’) CIN - U72200KA2014PLC075775 17/1, 1st and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangalore – 560103 Email: compliance@moneyview.in, Ph: 080-69390476, https://www.moneyview.in Statement of deviation(s) or variation(s) in utilisation of funds raised through Initial Public Offering (“IPO”) Particulars Details Name of the listed entity Moneyview Limited Mode of Fund Raising Public Issue-Initial Public Offering Date of Raising Funds September 29, 2026 Amount Raised (Rs. in Crore) 750 Report filed for Quarter ended September 30, 2026 Monitoring Agency Applicable Monitoring Agency Name, if applicable CARE Ratings Limited Is there a Deviation / Variation in use of funds raised No If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders Not applicable If Yes, Date of shareholder Approval Not applicable Explanation for the Deviation / Variation Not applicable Comments of the Audit Committee after review No comments Comments of the auditors, if any No comments Objects for which funds have been raised and where there has been a deviation, in the following table Original Objects Modified Object, if any Original Allocation (Rs. In Crores) Modified allocation, if any Funds Utilised (Rs. In Crores) Amount of Deviation/ Variation for the quarter according to applicable object Remarks, if any Not Applicable Deviation or variation could mean: (a) Deviation in the objects or purposes for which the funds have been raised or (b) Deviation in the amount of funds actually utilized as against what was originally disclosed or (c) Change in terms of a contract referred to in the fund raising document i.e. prospectus, letter of offer, etc For Moneyview Limited (Formerly known as ‘Moneyview Private Limited’ and ‘Whizdm Innovations Private Limited’) Puneet Agarwal Managing Director & Chief Executive Officer DIN:06921984 Place: Bengaluru Date: November 5, 2026