MOTILALOFS Q3 2026 Earnings Presentation

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www.motilaloswalgroup.comThink Equity. Think Motilal Oswal. Motilal Oswal Financial Services Limited Largest Integrated Capital Market Player* Primed to Benefit From India’s Multi-Trillion Dollar Opportunities MOFSL Investor Presentation Q3FY26 & 9MFY26 1 * On the basis of FY25 Net Worth Ranking

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Table Of Content www.motilaloswalgroup.comThink Equity. Think Motilal Oswal. Pg 03 - 05 Highly Professionalized Management Pg44 - 45 Other (Tech, ESG, Philanthropy) Pg46 - 49 MOFSL Value Proposition Pg6 - 10 Q3FY26 & 9MFY26 Highlights Pg 11 - 43 Compounding Machine 2

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www.motilaloswalgroup.comThink Equity. Think Motilal Oswal. S&P 500 return with dividends Berkshire Hathaway share price returnSince 1965 59 years CAGR return 10.4% 19.9% 0 1 9 11 12 17 24 32 59 59 63 59 65 78 87 92 111 123 114 136 163 169 192 224 243 259 285 352 353 429 451 515 481 568 652 700 Net Worth in $Bn. $25 mn. Our inspiration – Berkshire Hathaway 3 Main Content Slide Click Here

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MOFSL’s Power of Compounding Demonstrated over ~4 Decades www.motilaloswalgroup.comThink Equity. Think Motilal Oswal. 1987 1990-95 2006 2007 2010 2014 2018 2024 2025 ₹1 lac ₹10 Cr ₹107 Cr ₹333 Cr ₹946 Cr ₹1,170 Cr ₹2,886 Cr ₹8,732 Cr ₹11,079 Cr Started as a Sub-Broking Outfit - Prudential Portfolio Services Started Retail & Institutional Equities Capital raised through Private Equity. Enters into Investment Banking, Private Equity, and Wealth Management businesses Goes public. The IPO was oversubscribe d 26.4 times Asset Management Company launches its maiden mutual fund offering Entered into Affordable Housing Finance Business and started deploying free cash flows into Treasury Investments Crossed 1 mn customers in Wealth Management Assets Under Advice (AUA) crossed ₹ 4 Tn mark Employee count crossed 10,000 Recorded the highest ever Operating PAT of ₹ 2,029 Cr Total client base crossed 12 mn.* AUA crossed ₹5+ tn. mark *Aggregated nos. of customers of each business Net Worth Trend 9MFY26 ₹13,632 Cr Rating Upgrade to AA+ Stable by ICRA, first amongst Non- Bank Capital Market Player. Highest ever quarterly Operating PAT in Q3FY26 4

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• Chartered Accountant • 22 years of experience in Finance & Strategy • Joined MOFSL in 2006 • Bachelor in Engineering • More than 26 years of experience • Joined MOFSL in 2004 • Postgraduate in HR & graduate in Political Science & Sociology • More than 20 years of experience • Past: Aditya Birla Group • Joined MOFSL in 2023 • Chartered Accountant • 24 years of extensive experience in Regulatory Functions • Past: NSE India • Joined MOFSL in 2024 • MBA from Kelley School of Business and Master of Science • 20 years of experience in AI/ML & Product Management • Past: Charles Schwab • Joined MOFSL in 2024 • MBA from India School of Business (ISB) • More than 14 years of Exp. • Past: McKinsey & Co, IFC (World Bank), Avendus Capital • Joined MOFSL in 2025 Highly experienced and pedigreed management team www.motilaloswalgroup.comThink Equity. Think Motilal Oswal. 45 • Chartered Accountant and CFA (USA) • Over 15 years of experience in IR, IB , Equity research & AMC • Past: L&T, Nippon AMC, HomeFirst • Joined MOFSL in 2024 Shalibhadra Shah Board Member Chief Financial Officer Pankaj Purohit Chief Technology Officer Niren Srivastava Chief Human Resource Officer Neetu Juneja Chief Compliance Officer Siddharth Sureka Chief AI Officer • Master of Mgmt. from IIT Bombay, CFA & FRM • Over 15 years of experience in Risk Management, Treasury • Past: SBI, Edelweiss, Yes Bank • Joined MOFSL in 2025 Vighnesh Mehta Group Head – Risk Management Manish Kayal Head – Corporate Planning & Investor Relations Sanchit Suneja Group Chief Strategy Officer • Company Secretary & Law Graduate • 15 years of experience in Secretarial & Compliance • Joined MO Group in 2017 Kailash Purohit Group Company Secretary & Compliance Officer • MBA in Finance • 30 Years of experience in leading franchise & client acquisition, Branch Mgmt. & Wealth Mgmt. • Joined MO Group in 2000 Harsh Joshi MD & CEO – Motilal Oswal Finvest Limited

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MOFSL’s ESG initiatives 47 www.motilaloswalgroup.comThink Equity. Think Motilal Oswal. CRISIL upgraded Rating from Adequate to “STRONG” Launched an online ESG profile platform, which adheres to international frameworks such as IFC, GRI, SASB, CDP, etc. Link Environment • 99.25% of total input material sourced from domestic suppliers within India • Positively impacted more than 18,650 individuals through CSR initiatives • Monitoring Scope 3 emissions in addition to Scope 1 and Scope 2, to enhance overall carbon footprint management Governance • 100% of our permanent employees are covered under health insurance • 100% of our permanent employees are covered by maternity and paternity benefits • 100% return-to-work rate for male employees and a 95.77% rate for female employees post parental leave • 97.28% of our employee are getting skill upgradation training. • Median remuneration of male employees were ₹ 5.2 Lakhs per annum and female employees were ₹ 4.2 Lakh per annum excluding Directors and KMP. • The Company has been certified with the reputed ‘Great Workplace’ recognition - Great Place to Work – India® 2024-2025. Social • Diverse Board composition • The roles of Chairman and Managing Director are held by separate individuals • 50% Independent Director in Holding Company and at least 50% in material subsidiary • Average Board experience >30 years • Remuneration Policy recommended by Nomination and Remuneration Committee • Introduction of an AI-driven fraud detection tool to uphold fairness, transparency, and accountability. • Voluntarily participating in multiple public policy initiatives by actively contributing to SEBI consultation papers • TO enhance the good governance at Group Level, Group Chief Compliance Officer, Group Chief Risk Officer & Group Head Internal Audit were appointed. SES ESG Rating from B+ to “ A “ • Installation of Sewage Treatment Plant (STP), VRF Air Conditioning System, Rain water Harvesting System, Sensor based Urinal Pot & Taps. • No plastic use in the office premises except papers, tissues and cardboard which are also biodegradable in nature. • Adopted Waste Management Policy to promote responsible & sustainable waste management across operations.

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Safe Harbour This earning presentation may contain certain words or phrases that are forward - looking statements. These forward-looking statements are tentative, based on current analysis and anticipation of the management of MOFSL. Actual results may vary from the forward-looking statements contained in this presentations due to various risks and uncertainties involved. These risks and uncertainties include volatility in the securities market, economic and political conditions, new regulations, government policies and volatility in interest rates that may impact the businesses of MOFSL. MOFSL has got all market data and information from sources believed to be reliable or from its internal analysis estimates, although its accuracy can not be guaranteed. MOFSL undertakes no obligation to update forward-looking statements to reflect events or circumstances after the date thereof. DISCLAIMER This report is for information purposes only & does not construe to be any investment, legal or taxation advice. It is not intended as an offer or solicitation for the purchase or sale of any financial instrument. Any action taken by you on the basis of the information contained herein is your responsibility alone and MOFSL and its subsidiaries or its employees or directors, associates will not be liable in any manner for the consequences of such action t aken by you. We have exercised due diligence in checking the correctness and authenticity of information contained herein, but do not represent that it is accur ate or complete. MOFSL or any of its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any pers on from any inadvertent error in the information contained in this publication. The recipient of this report should rely on their own investigations. MOFSL and/or its subsidiaries and/or directors, employees or associates may have interests or positions, financial or otherwise in the securities mentioned in this report. www.motilaloswalgroup.comThink Equity. Think Motilal Oswal. 54

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