POLICYBZR Q1 2027 Earnings Report

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pb Fintech August 05 , 2026 To National Stock Exchange of India Limited Exchange Plaza , 5th Floor , Plot No. C / 1 , G Block , Bandra - Kurla Complex , Bandra ( East ) , Mumbai - 400051 SYMBOL : POLICYBZR Sub .: BSE Limited Department of Corporate Services / Listing Phiroze Jeejeebhoy Towers , Dalal Street , Fort , Mumbai - 400001 SCRIP CODE : 543390 Outcome of the Board Meeting held on Wednesday , August 05 , 2026 - Financial Results for the quarter ended June 30 , 2026 Dear Sir / Madam , In furtherance to our earlier communication dated July 31 , 2026 and pursuant to the provisions of Regulation 30 and 33 of the SEBI ( Listing Obligations and Disclosure Requirements ) Regulations , 2015 ( “ Listing Regulations " ) , we wish to inform you that the Board of Directors of the Company at its meeting held today i.e. Wednesday , August 05 , 2026 , which was commenced at 02:00 P.M. ( IST ) and concluded at 04:15 P.M. ( IST ) , inter - alia , considered and approved the following business ( es ) : ( i ) ( iii ) ( iv ) Un - audited Standalone and Consolidated Financial Results of the Company for the quarter ended June 30 , 2026 alongwith Limited Review Reports of the Auditors thereon ( " Financial Results " ) as enclosed herewith . The said financial results are being uploaded on the website of the Company at www.pbfintech.in pursuant to Regulation 46 of the Listing Regulations ; The extracts of Un - audited Standalone and Consolidated Financial Results will be published in the Newspapers in terms of Regulation 47 of the Listing Regulations ; Earning release dated August 05 , 2026 , on the Results as enclosed herewith ; Press Release titled as “ Q1FY27 Total Insurance Premium grew 41 % YoY to ₹ 8,372 Cr , led by new protection premium at 53 % YoY Q1FY27 PAT grew 92 % YoY to 163 Cr ” is enclosed herewith ; and Reconstitution of the following sub - committees of the Board with effect from August 05 , 2026 : ( a ) Corporate Social Responsibility ( " CSR ” ) Committee by including the name of Ms. Jyotsana Vempati Aggarwal , Non - Executive Independent Director as a Member of the Committee in place of Ms. Lilian Jessie Paul on completion of her first term of office as a Non - Executive Independent Director on June 18 , 2026. Post reconstitution , the composition of the CSR Committee shall be as under : Position in Nature of Directorship Committee Chairperson Chairman , Executive Director Sr. No. Name of Director ( s ) 1 Mr. Yashish Dahiya 2 Mr. Alok Bansal Member 3 Ms. Jyotsana Vempati Aggarwal Member policy bazaar com paisabazaar com and CEO Executive Vice Chairman and Whole Time Director Independent Director QuickFIXcars PB FINTECH LIMITED Registered Office Address : Plot No. 119 , Sector - 44 , Gurugram - 122001 ( Haryana ) Telephone No .: 0124-4562900 , Fax : 0124-4562902 E - mail : enquiry@policybazaar.com Website : www.pbfintech.in CIN : L51909HR2008PLC037998 doc prime

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(b) Stakeholders Relationship Committee (“SR Committee”) consequent upon the completion of the first term of office of Ms. Lilian Jessie Paul as a Non-Executive Independent Director on June 18, 2026 . Post reconstitution, the composition of the SR Committee shall be as under: Sr. No. Name of Director(s) Position in Committee Nature of Directorship 1 Ms. Kitty Agarwal Chairperson Non-Executive Director 2 Mr. Alok Bansal Member Executive Vice Chairman and Whole Time Director 3 Mr. Nilesh Bhaskar Sathe Member Independent Director The abovesaid disclosure will also be hosted on the website of the Company at www.pbfintech.in. You are requested to kindly take the same in your records. Thanking you Yours Sincerely For PB Fintech Limited Bhasker Joshi Company Secretary and Compliance Officer Encl.: A/a

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Note: India Insurance Premium exclude GST Q1FY27 Total Insurance Premium grew 41% YoY to ₹8,372 Cr, led by new protection premium at 53% YoY Q1FY27 PAT grew 92% YoY to ₹163 Cr 1. Q1FY27 Scale Total Insurance Premium at ₹8,372 Cr, up 41% YoY o Core Online Insurance Premium up 41% YoY o New Protection (Health + Term Insurance) Premium up 53% YoY Total Lending disbursal for the year at ₹4,366 Cr. o Core lending disbursal up 33% YoY 2. Q1FY27 Financials o Operating Revenue at ₹1,888 Cr, up 40% YoY o PAT grew 92% YoY to ₹163 Cr; PAT margin up from 6% to 9% YoY Commenting on results, the company stated: 1. Our Total Insurance Premium for the quarter was ₹8,372 Cr, up 41% YoY , led by growth in core online new protection business at 53% YoY (new Health insurance up 59% YoY). 2. Consolidated operating revenue for the quarter grew 40% YoY to ₹1,888 Cr (Core Insurance revenue up 46% YoY; Q1FY27 Core credit revenue, up 25% YoY). 3. Our core renewal / trail revenue on a 12-month rolling basis is at ₹1,003 Cr, up from ₹725 Cr last year same quarter, a 38% growth (led by growth of 55% YoY in the insurance segment). The quarterly core insurance renewal revenue is at an ARR of ₹999 Cr, up from ₹673 Cr in Q1 last year (growth of 48% YoY). This is a key driver of long-term profit growth. 4. Growth in Core New Insurance Premium (net of Savings business) is holding strong at 48% YoY . Core New Insurance Premium (Including Savings) grew 39% YoY for the quarter. Excluding Savings category, we have been growing above 34%YoY for the last 13 consecutive quarters. 5. We continue to improve our customer onboarding & claims support services and Insurance CSAT is consistent above 90%. 6. Our core credit revenue for the quarter is ₹127 Cr, up 25% YoY, with core disbursal is at ₹2,776 Cr, up 33% YoY. Core Credit disbursal and revenue are growing for the last 4 consecutive quarters. We continue to strengthen our leadership in New Initiatives with Q1FY27 revenue growth of 35% YoY. Quarterly adjusted EBITDA margin improved from -6% to -5% YoY, with 7% contribution margin. 1. PB Partners, our agent aggregator platform, continued its leadership & growth momentum with over 500k+ advisors. a. We have moved the business increasingly towards smaller and higher quality advisors. b. Most diversified across different lines of businesses. c. Our Active Partner count has increased to 1.13 lacs in Q1FY27, up 55% YoY d. Present in 19k pin codes across India, covering 99% of pin codes in India. PB Partners continues to extend insurance access into both metro and underserved geographies - with Tier 2 and Tier 3 markets contributing 78% of overall GWP for the quarter. e. Total Q1FY27 premium grew 46% YoY to ₹1,637 Cr (Ex GST). Revenue grew by 47% to ₹561 Cr. f. Share of our employee benefit expenses as a % of revenue is 15%, underscoring the operating leverage in PB Partners' asset-light, technology-enabled distribution model.

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Note: India Insurance Premium exclude GST 2. Q1FY27 UAE Insurance premium grew 31% YoY & aligning more towards health & life insurance, similar to our India business. We have unique value proposition of cross-border health insurance products & Claims assurance program for motor insurance. This business was profitable for FY26 and is profitable for Q1FY27 also. Our consolidated Q1FY27 PAT for PB Fintech grew 92% YoY to ₹163 Cr (PAT margin grew from 6% in Q1FY26 to 9% in Q1FY27). This is 1.9% of our total insurance premium. To summarize our performance since our public listing: a) Revenue grew at a CAGR of 51% from ₹238 Cr in Q1FY22 to ₹1,888 Cr in Q1FY27 b) PAT margin grew from -47% in Q1FY22 to 9% in Q1FY27

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Walker Chandiok &_Co LLP Walker Chandiok & Co LLP 21'1 Floor, DLF Square Jacararida Marg, DLF Phase II Gurugram - 122 002 lridia T +91 124 4628099 F +91 124 4628001 Independent Auditor's Review Report on Consolidated Unaudited Quarterly Financial Results of the Company pursuant to the Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) To the Board of Directors of PB Fintech Limited 1. We have reviewed the accompanying statement of unaudited consolidated financial results ('the Statement') of PB Fintech Limited ('the Holding Company') and its subsidiaries (the Holding Company and its subsidiaries together referred to as 'the Group') and its associates (refer Annexure 1 for the list of subsidiaries and associates included in the Statement) for the quarter ended June 30, 2026, being submitted by the Holding Company pursuant to the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) ('Listing Regulations'). 2. This Statement, which is the responsibility of the Holding Company's management and approved by the Holding Company's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34, Interim Financial Reporting ('Ind AS 34'), prescribed under section 133 of the Companies Act, 2013 ('the Act'), and other accounting principles generally accepted in India and is in compliance with the presentation and disclosure requirements of Regulation 33 of the Listing Regulations. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, Review of Interim Financial Information Performed by the Independent Auditor of the Entity, issued by the Institute of Chartered Accountants of India. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with the Standards on Auditing specified under section 143(10) of the Act, and consequently, does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. We also performed procedures in accordance with the circular issued by the SEBI under Regulation 33 (8) of the Listing Regulations, to the extent applicable. ChartHod A.ccountanl:5 Office-5 in Bo,ngaluru. C-garlt. ChM>nai. Gwugram, Hyder~bad. Koch~ Kol Q. Mumbai . New Dethi . Noida . nd Pune WaLk"ff Ch:andiok & Co LLP is ftgis'l:er ·.c:t 'With nm~ li:a:bifity with imatification number AAC-2118:i and ils -i-ro<I office ~t L-41 Connaughl Circus . New Oelhi. 110001 . India

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Walker Chandiok &_Co LLP Independent Auditor's Review Report on Consolidated Unaudited Quarterly Financial Results of the Company pursuant to the Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) (Cont'd) 4. Based on our review conducted and procedures performed as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in Ind AS 34, prescribed under section 133 of the Act, and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in accordance with the requirements of Regulation 33 of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement. 5. We draw attention to Note 7 to the Statement, regarding management assessment with respect to inspections of the books of accounts and records of Policybazaar Insurance Brokers Private Limited (a wholly owned subsidiary of the Holding or "Policybazaar''), carried out by the Insurance Regulatory and Development Authority of India ("IRDAI") to examine compliance with relevant laws and regulations for various financial years and submission of management responses in respect of the inspection reports and show cause notices issued by IRDAI. During the previous year, the Policybazaar had paid a penalty of ~ 500 lacs levied by the IRDAI on account of some of the non-compliances noted in one of the three aforesaid inspections. In view of the management, the above matters are not likely to have any further material impact on the continuing operations of Policybazaar and these consolidated financial results. Our conclusion is not modified in respect of this matter. 6. We draw attention to Note 9 to the Statement, regarding the search and survey proceedings carried out by the Directorate General of GST Intelligence and Income Tax Department, at the premises of Paisabazaar Marketing and Consulting Private Limited (a wholly owned subsidiary of the Holding Company or 'Paisabazaar'). Furthermore, Paisabazaar has also received notices from the Income Tax Department. The management after considering all the available information and basis legal opinion obtained, is of the view that allegations against Paisabazaar are not sustainable, and accordingly, no adjustments are required to be made to the accompanying consolidated financial results with respect to aforesaid matters. Our conclusion is not modified in respect of this matter. 7. We did not review the interim financial results of 7 subsidiaries included in the Statement, whose financial information reflects total revenues of ~ 9,588 lacs, total net profit after tax of ~ 422 lacs and total comprehensive income of ~ 465 lacs for the quarter ended on June 30, 2026, as considered in the Statement. Also, we did not review the consolidated interim financial results of 1 subsidiary included in the statement, whose financial information reflects total revenues of ~ 7,037 lacs, total net profit after tax of ~ 35 lacs and total comprehensive income of ~ 111 lacs for the quarter ended on June 30, 2026, as considered in the Statement. The Statement also includes the Group's share of net loss after tax of ~ 224 lacs and total comprehensive loss of~ 224 lacs, for the quarter ended on June 30, 2026, as considered in the Statement, in respect of 1 associate, whose interim financial results have not been reviewed by us. These interim financial results have been reviewed by other auditors whose review reports have been furnished to us by the management, and our conclusion in so far as it relates to the amounts and disclosures included in respect of these subsidiaries and associates is based solely on the review reports of such other auditors and the procedures performed by us as stated in paragraph 3 above. Further, of these subsidiaries, 5 subsidiaries (including 4 step-down subsidiaries) are located outside India, whose interim financial results have been prepared in accordance with group accounting principles and which have been reviewed by other auditors under Indian Standards on Auditing. Our conclusion is not modified in respect of these matters with respect to our reliance on the work done by and the reports of the other auditors. 1Charte.rad AecO!Yntants

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I II Ill IV V VI VII VJII IX X XI XII PB FINTECH LIMITED REGD . OFFICE : PLOT NO. 119, SECTOR 44, GURUGRAM , HARYA NA- 122001 CIN:L5l909HR2008PL C037998 CONSOLIDATED STATEME NT OF UNAUDITED FINA NCIAL RESULTS FOR THE QUARTER ENDED JU NE 30, 2026 Particulars Income Revenue from operations Other income Total income (I) Expenses Employee benefits expense Finance costs Depreciation and amortisation expense Advertising and promotion expenses Ne1work and intemet expenses Other expenses Tota l expenses (II) Profi t before share of (loss)/profit of associat es and tax (1-11) Share of (loss)/profit of associates (net) Pro fit before tax (Ill+IV) Income tax expense: Current tax Tota l income tax expense (VI) Profi t for the c1 uartcr/yca r (V-VI) Othe r compre hensive income/(loss), net of tax Items that will not be reclassified to profit or loss • Remeasurement of post employment benefit obligations [(Joss)/gain] - Share of other comprehensive gain of associr1 tes Items that will be reclassified to profit or loss • Exchange differences on translation of foreign operations [gain] Total other comprehensive incomc/(loss), net of income tax for the quarter/year (VJII) Tota l comprehe nsive income for the quar ter/year (Vll+V III} Profi t is attr ibut able to: Owners of PB Fintech Limited Non-controlling interests Othe r Contpre hensiw incomc/(loss) is att ributab le to: Owners of PB Fintech Limited Non-controlling interests Total comprehensive income is attributable to: Owners of PB Fintech Limited Non-controlling interests Paid up equity share capital (cquit)' shares of face ,•aluc oft 2/- each) Other equity including non-contro lling interest Ea rning s per equity share (int) lfocc ,-aJue per share on 2/-I I) Basic 2) Diluted See accompanymg notes to the consolidated unaudited financial results "0" represents values below ~ 0.50 lakhs following rounding off nonns *Refer note 6 June 30, 2026 (Una udited) 188,828 9,304 198,132 71,573 1,11 3 4,012 37,912 5,672 59,744 180,026 18,I06 (248) 17,858 1,567 1,567 16,291 (0) 156 156 16,447 16,289 2 156 16,445 2 9,254 3.53 3.50 Not annualised Quarter ended March 31, 2026 June 30, 2025 ( Refer note 12) (Unaudited) (Restated) * 206,133 134,799 10,43 I 9,876 216,564 144,675 69,934 55,986 978 877 3,487 3,348 37,078 25,315 5,756 4,258 71,539 45,802 188,772 135,586 27,792 9,089 (602) 145 27,190 9,234 1,074 769 1,074 769 26,116 8,465 (178) (281) I 484 20 307 (26 1) 26,423 8,204 26,11 1 8,459 5 6 307 (261) 26,4 18 8,198 5 6 9,254 9,185 5.65 1.85 5.61 1.82 Not annualised Not annualised (t in Lakhs) Year ended March 31, 2026 (Audited) 679,402 37,243 716,645 246,59 I 3,709 13,597 121,261 19,650 240,976 645,784 70,861 (124) 70,737 3,724 3,724 67,013 51 1,172 1,223 68,236 66,994 19 1,223 68,217 19 9,254 722,498 14.58 14.46

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PB FINTECH LIMJTED RECD. OFFICE: PLOT NO. 119, SECTOR 44, GURUGRAM, HARYANA-122001 CIN: L51909HR2008PLC037998 CONSOLIDATED STATEMENT OF UNAUDITED SEGMENT INFORMATION FOR THE QUARTER ENDED JUNE 30, 2026 (i in Lakhs) Quarter ended Year ended Particulars June 30, 2026 March 31, 2026 June 30, 2025 March 31, 2026 (Unaudited) (Refer note 12) (Unaudited) (Audited) (Restated)* I Segment revenue Insurance broker services 172,844 190,060 118,695 608,928 Other services 15,984 16,073 16,104 70,474 Total revenue 188,828 206,133 134,799 679,402 II Segment results Insurance broker services 20,656 30,155 13,607 86,076 Other services (1,685) (1 ,987) (3,496) (11,630) Profit before finance costs and tax 18,971 28,168 10,111 74,446 Finance costs I, 113 978 877 3,709 Profit before tax 17,858 27,190 9,234 70,737 Income tax expense 1,567 1,074 769 3,724 Profit after tax 16,291 26,)16 8,465 67,013 Ill Segment assets Insurance broker services 453,067 419,376 327,809 419,376 Other services 447,693 451,276 439,851 451 ,276 Total assets 900,760 870,652 767,660 870,652 IV Segment liabilities Insurance broker services 115,525 101,824 76,631 101,824 Other services 32,603 37,076 33,668 37,076 Total liabilities 148,128 138,900 110,299 138,900 *Refer note 6 Based on nature of services rendered, the risk and returns, internal organization and management structure, nature of the regulatory environment and the internal perfonnance reporting systems, the management considers that the Group is organized into two reportable segments: a) Insurance Broker services (regulated services): This Segment consists of insurance broker services provided by the group in India which are regulated by the Insurance Regulatory Development Authority (Insurance Brokers) Regulations, 2018 and Dubai, UAE which are regulated by Central Bank of the UAE (CBUAE) under the CBUAE Circular No. 01/2024 Concerning Insurance Brokerage Regulations. b) Other services: This Segment majorly consists of commission from financial products aggregation service, online marketing, consulting and support services provided largely to the financial services industry. c) In accordance with Ind AS 108 "Operating Segments" and based on "Management Evaluation", the Company, keeping in view the review of operations by Chief Operating Decision Maker ("CODM") , has allocated the brand and other related costs between the insurance broker services and other services, which have been incurred specifica lly for each segment. Comparative figures have been restated accordingly.

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PB FINTECH LIMITED REGD. OFFICE: PLOT NO. 119, SECTOR 44, GURUGRAM , HARYANA- 122001 CIN: L51909HR2008PLC037998 NOTES TO CONSOLIDATED UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 I. The above consolidated unaudited financial results of the Company and its subsidiaries ( collectively "the Group") and its interest in associates have been prepared in accordance with the recognition and measurement principles laid down in the applicable Indian Accounting Standards ("Ind AS") under section 133 of the Companies Act, 2013, as amended, read with relevant mies thereunder and in tenns of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. 2. The Group includes the following entities: Relationship Name of the entities Holding Company PB Fintech Limited Trnst Etechaces Employees Stock Option Plan Trnst Subsidiaries Indian direct (a) Policybazaar Insurance Brokers Private Limited (b) Paisabazaar Marketing and Consulting Private Limited ( c) Icall Support Services Private Limited ( d) PB Wheels Private Limited (Erstwhile, Accurex Marketing and Consulting Private Limited) (e) PB Marketing and Consulting Private Limited (f) Docprime Technologies Private Limited (g) PB Financial Account Aggregators Private Limited (h) MyLoanCare Ventures Private Limited (i) PB Pay Private Limited Foreign direct (j) PB Fintech FZ-LLC Indian indirect (k) MLC Finotech Private Limited (I) Paisa Financial Services Private Limited (from Febrnary 27, 2026) Foreign indirect (m) Zphin Computer Systems and Software Designing- Sole Proprietorship L.L.C (n) Genesis Group Limited ( o) Policybazaar Middle East Insurance Brokers LLC (Erstwhile, Genesis Insurance Brokers LLC) (p) Paisabazaar Middle East Marketing LLC (from July 04, 2025) Associates Indian direct a) PB Healthcare Services Private Limited (w.e.f. Aptil 24, 2025) Foreign indirect b) YKNP Marketing Management LLC 3. These consolidated unaudited financial results have been reviewed by the Audit Committee and approved by the Board of Directors of the Company in their respective meetings held on August 05, 2026. 4. No Stock options were granted during the quarter ended June 30, 2026. Share based payment expense for the qua1ter ended June 30, 2026 is {4,400 lakhs. 5. During the quarter ended June 30, 2026, the Company allotted 1,800 equity shares pursuant to the exercise of options under the approved employee stock option schemes.

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PB FINTECH LIMITED REGO. OFFICE: PLOT NO. 119, SECTOR 44, GURUGRAM , HARYANA- 122001 CIN: L51909HR2008PLC037998 NOTES TO CONSOLIDATED UNAUDITED FINANCI AL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 6. The Company in its Board of Directors meeting held on April 26, 2022, has approved the Scheme of Amalgamation ("the Scheme") for the amalgamation ofMakesense Technolo gies Limited (MTL) with the Company pursuant to section 230 to 232 of the Companies Act, 2013 read with the Companies (Compromises , Anangements and Amalgamations) Rules, 2016 as amended . The Joint Application before the Hon'ble National Company Law Tribunal (Hon'ble Tribunal) , Chandigarh Bench, under the provisions of Sections 230 to 232 of the Act was filed on May 03, 2023, and the second motion joint application was filed before Hon'ble Tribunal on September 14, 2023, seeking order for approval for sanction of the Scheme. The Hon ' ble Tribunal had sanctioned the Scheme vide its Order dated August 29, 2025. As per the scheme, the Appointed Date is April 1, 2022, and the Scheme becomes effective on August 29, 2025, i.e. the date of sanction of Scheme by Hon 'ble Tribunal. The Company duly filed the necessary fon11S with the Registrar of Companies on October 14, 2025. The Company has given effect to the Scheme in its books of accounts with effect from the Appointed date being 01 April 2022 in accordance with the accounting treatment specified in the Scheme and accordingly , the comparative financial infom1ation in the consolidated financial results for the quarter ended June 30, 2025, has been restated . The impact of the Scheme on the Consolidated results is as follows : a. Change in total income, total expenses, profit before tax, profit after tax and total comprehensive income (tin Lakhs) Quarter ended Particulars June 30, 2025 Reported Restated Total income 144,674 144,675 Total expenses 135,585 135,586 Profit before tax 9,234 9,234 Profit after tax 8,465 8,465 Total comprehensive income 8,204 8,204 7. The Insurance Regulatory and Development Authority of India ("IRDAI") had ca1Tied out regular inspections at Policybazaar Insurance Brokers Private Limited (the "Wholly owned subsidiaiy" or "Policybazaar") to examine compliance with relevant laws and regulations for various financial years and issued its reports , requestin g for responses to the observations stated therein. Policybazaar submitted its responses to the IRDAI subsequent to which IRDAI issued show-cause notices and a letter of advice in respect of the above inspection rep01ts on matters pe1taining to maintaining specific documentation , systems and processes, disclosures and timely filing of certain returns. Policybazaar has duly put in place the necessary systems and processes and action taken report for closure of the observations has been submitted to the IRDAI. Further , Policybazaar shall continue to abide by the guidelines /regulations issued by the IRDAI from time to time.

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PB FINTECH LIMITED REGO. OFFICE: PLOT NO. 119, SECTOR 44, GURUGRAM, HARYANA- 122001 CIN: L51909HR2008PLC037998 NOTES TO CONSOLIDATED UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 With respect to one of the three inspections carried out as above, a personal hearing was scheduled by IRDAI for February 11 , 2025, and was attended by Policybazaar. Post attending the personal hearing and the additional submissions made thereon by the Company on February 26, 2025, IRDAI issued an Order dated August 04, 2025, levying a penalty in the aggregate oH 500 Lakhs for violation of certain provisions of applicable IRDAI regulations which was duly paid by the Policybazaar on September 17, 2025. IRDAI has also issued additional directions/advisories to the Policybazaar and advised to comply with those directions/advisories in a time-bound manner. The Order was placed before the Board in its meeting on August 25, 2025, and the minutes thereof were submitted to IRDAI on September 09, 2025. Any further update from IRDAI with respect to responses submitted by the Policybazaar for other two outstanding inspection reports are cunently awaited, however, in view of the management , the above matters are not likely to have any further material impact on the continuing operations of Policybazaar as well as these Consolidated financial results. 8. Policybazaar Insurance Brokers Private Limited (the "Wholly owned subsidiary" or "Policybazaar") is an electronic commerce operator ("operator") under the Central Goods and Services Tax Act, 2017 ("CGST Act"). The said Act requires every operator, not being an agent, to collect an amount, calculated at the prescribed rate, on the value of taxable supplies made through it where the consideration for such supplies is collected by the operator. In the assessment of the management supported by legal advice, the aforesaid requirement of collecting tax at source is not applicable to Policybazaar as Policybazaar is not engaged in collecting money on behalf of the insurers and the money flows directly from the customers to the insurance company through a nodal or escrow bank account. In view of the management , Policybazaar merely facilitates transfer of insurance premium to the insurance companies and is required to ensure transfer of the full amount of such premium, without the ability to deduct any amount paid by the customers. Accordingly , the above matter is not likely to have any impact and accordingly , no provision has been made in these financial results. Policybazaar also made representation to the Government authorities and the Principal Regulator ("IRDAI") in the earlier years, seeking clarification and exemption from applicability of the above section on insurance intennediaries. 9. In accordance with Section 67(2) of the CGST Act, 2017, the Directorate General of GST Intelligence (DGGI) conducted a search at the premises of Paisabazaar Marketing and Consulting Private Limited (WOS) on October 2022 regarding input tax credit (ITC) availment for FY 2021-22 and FY 2022-23 . Consequently , the WOS deposited a total of {2,450 Lakhs under protest on various dates, which was fully provided for in the books of accounts for the quarter ended June 30, 2024. Although the DGGI issued a closure letter under section 74(6) of the CGST Act, 2017 in the quarter ended December 31 , 2024. The WOS has formally reiterated that these payments remain under protest under section 73(5) of the CGST Act, 2017. No further communication has been received from the department to date. Further, the Income Tax Department conducted a survey in December 2023, resulting in disallowances under section 37 of the Income Tax Act, 1961 for expenditure related to certain vendors. For AY 2022-23 and A Y 2023-24 , assessment orders were issued disallowing {6,031 Lakhs and {8,560 Lakhs, respectively. While these orders raised demands of n ,067 Lakhs and {932 Lakhs, management noted that these were enoneously computed without considering brought-fo1ward loss set-offs. On April 30, 2026, the CIT(A) issued orders confinning the disallowances but directed the Assessing Officer to verify and allow the set off of losses as per law. During the quarter ended June 30,2026, the WOS has duly filed an appeal against CIT(A) order dated April 30, 2026, before the Hon'ble IT AT on June 26, 2026 . ..._E.CH</

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PB FINTECH LIMITED REGD. OFFICE: PLOT NO.119, SECTOR 44, GURUGRAM, HARYANA-122001 CIN: L51909HR2008PLC037998 NOTES TO CONSOLIDATED UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 Additionally, the WOS received notices under the Prohibition ofBenami Property Transactions Act, 1988, alleging it as the beneficial owner of transactions with certain specified vendors . During the quarter ended March 31 , 2026, the company received order u/s 26(3) of PBPT Act dated March 24, 2026, wherein the Adjudicating authority( ' AA') has confirmed the Provisional attachment order passed by Initiating officer on the alleged benamidars. During the quarter ended June 30, 2026, The WOS has filed an appeal against the AA order before the Appellate Tribunal ("SAFEMA ") on May 04, 2026. The management ' s legal expe11s, after examining the notices, submissions and documents available with the WOS, opined that the aforementioned allegations are not sustainable at the appellate f01ums. While the outcome is awaited, basis legal opinion and management assessment, the management determined that no adjustments are required with respect to the aforementioned matters on these consolidated financial results. 10. During the previous year ended March 31 , 2025, Directorate General of GST Intelligence (DGGI), Gurugram, Haryana . visited the premises of Policybazaar Insurance Brokers Private Limited a wholly owned subsidiary of the Company and conducted a search and enquired about its certain vendors. Policybazaar has furnished the necessary infonnation as required by the DGGI. Further, during the quarter ended June 30, 2025, the Company made a deposit of z 200 lakhs under protest on May 21 , 2025, under section 73(5) of the Central Goods and Services Tax Act, 2017. No further communication received from the DGGI in this regard. 11 . During the quarter ended June 30, 2026, PB Marketing and Consulting Private Limited, a wholly owned subsidiary has been granted a Certificate of Registration as a Stock Broker (Registration No. INZ000333532) by the Securities and Exchange Board of India ("SEBI") to operate on the Debt Segment(s) of the National Stock Exchange of India Limited ("NSE"), effective May 08, 2026. 12. The figures for the quarter ended March 31 , 2026, are the balancing figures between the audited figures in respect of the full financial year and the unaudited year to date figures up to December 31 , 2025, being the date of the third quarter of the financial year. 13. All the amounts included in the consolidated unaudited financial results are rounded off to the nearest lakhs, except per share and unless stated otherwise. For and on behalf of the Board of Directors v.!J¼ Y ~ ish Dahiya ~:nnan and Chief Executive Officer DIN: 00706336 Place: Gurugram Date: August 05, 2026

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Walker Chandiok &_Co LLP Walker Chandiok & Co LLP 21st Floor, DLF Square Jacararida Marg, DLF Phase II Gurugram - 122 002 lridia T +91 124 4628099 F +91 124 4628001 Independent Auditor's Review Report on Standalone Unaudited Quarterly Financial Results of the Company pursuant to the Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) To the Board of Directors of PB Fintech Limited 1. We have reviewed the accompanying statement of standalone unaudited financial results ('the Statement') of PB Fintech Limited ('the Company') for the quarter ended June 30, 2026, being submitted by the Company pursuant to the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) ('Listing Regulations'). 2. The Statement, which is the responsibility of the Company's management and approved by the Company's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34, Interim Financial Reporting ('Ind AS 34'), prescribed under section 133 of the Companies Act, 2013 ('the Act'), and other accounting principles generally accepted in India and is in compliance with the presentation and disclosure requirements of Regulation 33 of the Listing Regulations. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, Review of Interim Financial Information Performed by the Independent Auditor of the Entity, issued by the Institute of Chartered Accountants of India. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with the Standards on Auditing specified under section 143(10) of the Act, and consequently, does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. 4. Based on our review conducted as above nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in Ind AS 34, prescribed under section 133 of the Act, and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in accordance with the requirements of Regulation 33 of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement. Chart~red Accounb.nts Offices in Bengalwu . C-gam . Chl>nnai. Gul'\lgr.,m. Hyder.,t,;,d. Koe hl Kolb""'- Mwnba i. New 0,,0,i , Noid:a .-nd Pun" ~[kfl' Chandiok & Co UP is ftgistere-d 'With lim ited li:abiUty with ideatmcation num ber AAC-,208$ and its ""9isft,!'fll ofti"" .at L -41 ·Con naugtrt Cin::us.. N ew Ol!lhi... 110001 , ln~

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Walker Chandiok &_Co LLP Independent Auditor's Review Report on Standalone Unaudited Quarterly Financial Results of the Company pursuant to the Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) (Cont'd) 5. During the previous year, the Company has given effect to the scheme of merger of Makesense Technologies Limited (MTL) with the Company, which has been approved by the National Company Law Tribunal (NCL T) on August 29, 2025 with effect from the appointed date being April 01, 2022 and accordingly, the comparative financial information of the Company for the quarter June 30, 2025 as included in the accompanying Statement has been restated from the beginning of the preceding period presented being April 01 , 2024 as explained in note 6 to the accompanying Statement. The financial information of the MTL included in the accompanying Statement is based on the following financial statements of MTL which have been reviewed by another firm of Chartered Accountant as mentioned below: Period of financial Name of the Auditor Type of Opinion/ Date of Audit / statements Conclusion Review Report Year ended March 31 , 2022 Sharma Goel & Co. LLP Unmodified Opinion May 24, 2022 Year ended March 31 , 2023 Kishan Seth & Associates Unmodified Opinion May 22, 2023 Year ended March 31, 2024 Kishan Seth & Associates Unmodified Opinion May 09, 2024 Year ended March 31 , 2025 Kishan Seth & Associates Unmodified Opinion May 20, 2025 Quarter ended June 30, 2025 Kishan Seth & Associates Unmodified Conclusion Auqust05,2025 The above-mentioned audit and review reports have been furnished to us by the management and have been relied upon by us for the purpose of our review of the accompanying Statement. Our conclusion is not modified in respect of this matter. For Walker Chandiok & Co LLP Chartered Accountants F1 Registration No: 001 6N/N500013 r ership No.: 507429 : 26507429BLHESX4374 Place: San Francisco , USA Date: August 05, 2026 Chane.rad AecO!UJltants

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I II Ill IV V VI VII VIII IX X XI XII PB FINTECH LIM ITED REGD. OFFICE: PLOT NO. 119, SECTOR 44, GURUGRAM, HARYANA- 122001 CIN: L51909HR2008PLC037998 STANDALONE STATEMENT OF UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 Particulars Income Revenue from operations Other income Total income (I) Expenses Employee benefits expense finance costs Depreciation and amortisation expense Advertising and promotion expenses Network and intemet expenses Other expenses Total expenses (II) Profit before exceptio nal items and tax (1-11) Exceptional items- gain (refer note 7) Profit before tax (IIl+IV) Income tax expense: Current tax Total income tax expense (VI) Profit for the quarter/year (V-V I) Other comprehcnsi, ,c income/(loss), net of tax Items that will not be reclassified to profit or loss - Remeasurement of post employment benefits obligations [income/(loss)] Total other comprehensive income/(loss), net of income tax for the quarter/yea r (VIII) Tota l comprehensive income for the quarter/yea r (Vll+VIII) Paid up equil)' share capita l (equity shares of face value oH 2/- each) Othe r equity Ea rnings per equity share (int) (face value per share oH 2/-( I) Basic 2) Diluted See accompanying notes to the standalone unaudited financial results •Refer note 6 June 30, 2026 (Unaudited) 39,799 5,518 45,317 2,441 80 88 49 284 258 3,200 42,11 7 42, 117 1,347 1,347 40,770 14 14 40,784 9,254 8.82 8.75 Not annualised Quarte r ended March 31, 2026 June 30, 2025 (Refer note 12) (Unaudited) (Restated) * 6,5 t4 4,019 5,035 5,646 11,549 9,665 3,060 3,722 82 29 92 86 6,992 4,492 166 13 1 248 417 10,640 8,877 909 788 953 1,862 788 84 66 84 66 1,778 722 (13) (18) (13) (18) 1,765 704 9,254 9,185 0.38 0.16 0.38 0.16 Not annualised Not annualised (ti n Lakhs) Year ended March 31, 2026 (Audited) 20,837 21 ,334 42,171 13,727 276 358 22,149 758 1, 189 38,457 3,714 953 4,667 523 523 4,144 49 49 4,193 9,254 810,419 0.90 0.89

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PB FINTECH LIMITED REGD. OFFICE: PLOT NO.119, SECTOR 44, GURUGRAM, HARYANA-122001 CIN: L5 l 909HR2008PLC037998 NOTES TO STANDALONE UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 1. These Standalone unaudited financial results of the PB Fintech Limited ("the Company") have been prepared in accordance with the recognition and measurement principles laid down in the applicable Indian Accounting Standards ("Ind AS") under section I 33 of the Companies Act, 2013 read with Rule 3 of the Companies (Indian Accounting Standards) Rules, 20 I 5 and relevant amendment thereafter. 2. These Standalone unaudited financial results have been reviewed by the Audit Committee and approved by the Board of Directors of the company in their respective meetings held on August 05, 2026. 3. No stock options were granted during the quarter ended June 30, 2026. Share based payment expense for the quarter ended June 30, 2026 is ~ 2,023 lakhs. 4. During the quarter ended June 30, 2026, the Company allotted 1,800 equity shares pursuant to the exercise of options under the approved employee stock option schemes. 5. The Company has one primary business segment, i.e. online marketing and information technology consulting & support services on a standalone basis. As the Company has a single reportable segment, the segment wise disclosure requirements of Ind AS I 08 on Operating segment is not applicable. 6. The Company in its Board of Directors meeting held on April 26, 2022 has approved the Scheme of Amalgamation ("the Scheme") for the amalgamation of Makesense Technologies Limited (MTL) with the Company pursuant to section 230 to 232 of the Companies Act, 2013 read with the Companies (Compromises, Arrangements and Amalgamations) Rules, 2016 as amended. The Joint Application before the Hon'ble National Company Law Tribunal (Hon'ble Tribunal), Chandigarh Bench, under the provisions of Sections 230 to 232 of the Act was filed on May 03, 2023 and the second motion joint application was filed before Hon'ble Tribunal on September 14, 2023, seeking order for approval for sanction of the Scheme. The Hon'ble Tribunal had sanctioned the Scheme vide its Order dated August 29, 2025. As per the scheme, the Appointed Date is April I, 2022, and the Scheme becomes effective on August 29, 2025, i.e. the date of sanction of Scheme by Hon'ble Tribunal. The Company duly filed the necessary fonns with the Registrar of Companies on October 14, 2025. The Company has given effect to the Scheme in its books of accounts with effect from the Appointed date being April O 1, 2022, in accordance with the accounting treatment specified in the Scheme and accordingly, the comparative financial infom1ation in the standalone financial results for the quarter ended June 30, 2026, has been restated.

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PB FINTECH LIMITED REGD. OFFICE: PLOT NO. 119, SECTOR 44, GURUGRAM, HARYANA- 122001 CIN: L51909HR2008PLC037998 NOTES TO STANDALONE UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 The impact of the Scheme on the standalone results is as follows: a. Change in total income, total expenses, profit before tax, profit after tax and total comprehensive mcome (tin Lakhs) Quarter ended Particulars June 30, 2025 Reported Restated Total income 9,664 9,665 Total expenses 8,876 8,877 Profit before tax 788 788 Profit after tax 722 722 Total comprehensive income 704 704 7. Exceptional items- gain include: (tin Lakhs) Particulars Quarter ended Year ended March 31, 2026 March 31, 2026 Reversal of provision for diminution in carrying value of investment - Icall Support Services Private Limited** 953 953 Total Gain 953 953 ** During the quarter ended March 31, 2026, the Company reversed an impainnent loss of { 953 Lakhs previously recorded on its investment in lcall Support Services Private Limited, (a wholly owned subsidiary Company). The reversal was made in accordance with Ind AS, as the recoverable amount of the investment exceeded its carrying value. 8. During the quarter ended June 30, 2026, pursuant to an updated independent benchmarking study, the Company revised the terms of its IPR licensing an-angements with it's subsidiaries with effect from April 01, 2026. Consequently, revenue from operations for the quarter includes an upfront fixed IPR fee of {39,348 lakhs from Policybazaar Insurance Brokers Private Limited, as approved by the Board of Directors. 9. During the quarter ended June 30, 2026, the Company has further invested { 500 lakhs in equity shares of PB Marketing and Consulting Private Limited (a wholly owned subsidiary). Against this investment, the subsidiary company issued 5,000,000 equity shares to the company. The said investment has been made to enable PB Marketing and Consulting Private Limited to meet the minimum net worth threshold .~ , .-~- /;t (-,. \ ·

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PB FINTECH LIMITED REGD. OFFICE: PLOT NO.119, SECTOR 44, GURUGRAM, HARV ANA- 122001 CIN: LS1909HR2008PLC037998 NOTES TO STANDALONE UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 required prescribed for registration and operation as a depository participant with National Securities Depository Limited (NSDL) or Central Depository Services Limited (CDSL), and to meet its other operational requirements. I 0. During the quarter ended June 30, 2026, PB Marketing and Consulting Private Limited, a wholly owned subsidiary has been granted a Certificate of Registration as a Stock Broker (Registration No. INZ000333532) by the Securities and Exchange Board of India ("SEBI") to operate on the Debt Segment(s) of the National Stock Exchange of India Limited ("NSE"), effective May 08, 2026. The PB Marketing and Consulting Private Limited is yet to commence its debt segment stock broker business. 11. Subsequent to the quarter ended June 30, 2026, the Company has further invested ~ 1,300 lakhs in the equity shares of PB Pay Private Limited (a wholly owned subsidiary). Against this investment, the subsidiary company issued 1,30,00,000 equity shares to the Company. The said investment has been made to meet the capital adequacy/net worth criteria mandated by the Reserve Bank of India (RBI) for operating as a Payment Aggregator and to support business expansion of the PB Pay Private Limited. 12. The figures for the quarter ended March 31, 2026, are the balancing figures between the audited figures in respect of the full financial year and the unaudited year to date figures up to December 31, 2025, being the date of the third quarter of the financial year. 13. All the amounts included in the standalone unaudited financial results are rounded off to the nearest lakhs, except per share and unless stated otherwise. For and on behalf of the Board of Directors Yasl sh Dahiya C mnan and Chief Executive Officer : 00706336 Place: Gurugram Date: August 05, 2026 ~ /4.- ✓ • "- ( ~' \<,. c:

Interim report