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STATE BANK OF INDIA CORPORATE CENTRE , NARIMAN POINT , MUMBAI - 400 021 UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30 , 2021 Standalone S. Quarter ended Particulars No. 30.06.2021 31.03.2021 ( Unaudited ) ( Audited ) 30.06.2020 ( Unaudited ) Year ended 31.03.2021 Quarter ended 30.06.2021 31.03.2021 1 Interest earned ( a ) + ( b ) + ( c ) + ( d ) 65,564.43 65,101.64 ( a ) Interest / discount on advances / bills 41.143.53 40.213.71 66.500.38 44,101.11 ( Audited ) 2.65.150.63 1.71,429.14 ( Unaudited ) 68.959.95 ( Audited ) ( Unaudited ) Consolidated 30.06.2020 ( * in crore ) Year ended 31.03.2021 ( Audited ) 68,032.66 69,939.97 2,78,115.48 42.472.23 41.256.67 45.711.40 1.76,780.19 ( b ) Income on investments 20,369.83 20,376.88 18.705.48 79.808.09 22.349.08 22.157.22 20,483.60 87,130.62 ( c ) Interest on balances with Reserve Bank of India and other inter - bank funds 1.035.07 1.365.93 1.794.42 4,317.53 1,103.07 1,433.74 1,836.35 4,541.43 ( d ) Others 3,016.00 3,145.12 2 Other income 11.802.74 16,225.32 3 TOTAL INCOME ( 1 ) + ( 2 ) 77.367.17 81.326.96 4 Interest expended 37.926.00 38.034.64 5 Operating expenses ( a ) + ( b ) + ( c ) 20.466.35 23.592.17 1,899.37 7.957.48 74,457.86 39.858.82 18.077.69 9,595.87 41.956.64 3,07,107.27 24.306.99 93,266.94 5.035.57 3,185.03 5,185.03 1,908.62 1,700.02 9.663.24 7.003.24 35.397.98 18.044.36 1.05.855.14 1.54.440.63 38.249.09 82,652.22 34,187.59 1,03,430.64 38.388.82 43.863.76 87.984.33 3.83.970.62 40,301.32 1.56.010.17 ( a ) Employee cost 12,538.29 13.382.78 11,865.06 50,936.00 13,415.04 14.240.12 29,275.07 12.658.22 1.50.429.60 54,330.83 ( b ) Operating Expenses relating to Insurance Business 11.419.40 17.570.56 9.310.44 58,397.02 ( c ) Other operating expenses 7,928.06 10.209.39 6,212.63 31,716.22 9,353.15 12.053.08 7.306.41 37.701.75 6 TOTAL EXPENDITURE ( excluding provisions and contingencies ) ( 4 ) + ( 5 ) 58,392.35 61,626.81 57.936.51 2,37,092.85 72.436.68 82.252.58 69.576.39 3.06.439.77 7 OPERATING PROFIT ( before provisions and contingencies ) ( 3 ) - ( 6 ) 18,974.82 19,700.15 16,521.35 70,014.42 20,830.26 21,178.06 18,407.94 77,530.85 8 Provisions ( other than tax ) and contingencies ( net of write back ) --- of which provisions for non - performing assets 10.051.96 11,051.03 12,501.30 44,013.03 10.510.24 11,516.71 12.562.76 46,102.16 5,029.79 9.914.23 9.420.46 27.244.35 5.489.44 11.477.84 9,620.39 29.732.65 9 Exceptional items 1,539.73 1,539.73 1,367.27 1,367.27 10 PROFIT / ( LOSS ) FROM ORDINARY ACTIVITIES BEFORE TAX ( 7 ) - ( 8 ) + ( 9 ) 8,922.86 8,649.12 5.559.78 27.541.12 10,320.02 9.661.35 7,212.45 32,795.96 11 Tax expense / ( credit ) 2,418.86 2.198.37 1.370.44 7.130.65 2,780.80 2.391.10 2,008.96 8.516.25 12 NET PROFIT / ( LOSS ) FROM ORDINARY ACTIVITIES AFTER TAX ( 10 ) - ( 11 ) 6,504.00 6,450.75 4.189.34 20.410.47 7.539.22 7.270.25 5.203.49 24.279.71 ་ ་ 13 Extraordinary items ( net of tax expense ) 14 NET PROFIT / ( LOSS ) FOR THE PERIOD ( 12 ) + ( 13 ) 6.504.00 6.450.75 4,189.34 20.410.47 פו ( i ) 15 Share in profit of associates 16 Minority Interest 17 NET PROFIT / ( LOSS ) AFTER MINORITY INTEREST ( 14 ) + ( 15 ) - ( 16 ) 18 Paid - up equity share capital ( face value of 1 / - each ) 19 Reserves excluding revaluation reserves 20 Analytical ratios ( ii ) Capital adequacy ratio ( Basel III ) : ( a ) CET 1 ratio ( b ) Additional fier 1 ratio ( iii ) Earnings per share ( EPS ) ( * ) 6,504.00 892.46 6.450.75 892.46 4.189.34 892.46 20.410.47 892.46 2,29,405.38 7.539.22 163.37 322.68 7,379.91 892.46 7.270.25 775.08 369.65 6.125.52 892.46 5,203.49 24.279.71 63.96 -391.90 490.95 4,776.50 892.46 1.482.36 22,405.45 892.46 2.51,091.75 Percentage of shares held by Government of India 56.92 % 56.92 % 56.92 % 56.92 % 56.92 % 56.92 % 56.92 % 56.92 % 13.66 % 13.74 % 13.40 % 13.74 % 9.91 % 10.02 % 10.14 % 10.02 % 1.41 % 1.42 % 1.21 % 1.42 % ( a ) Basic and diluted EPS before Extraordinary items ( net of tax expense ) ( Quarter numbers not annualised ) 7.29 7.23 4.69 22.87 8.27 6.86 5.35 25.11 106 7.29 7.23 4.69 22.87 8.27 6.86 5.35 25.11 ( b ) Basic and diluted EPS after Extraordinary items ( net of tax expense ) ( Quarter numbers not annualised ) ( iv ) NPA ratios ( a ) Amount of gross non - performing assets ( b ) Amount of net non - performing assets ( c ) % of gross NPAs ( d ) % of net NPAs ( v ) Return on assets ( Net Assets basis - Annualised ) 1.34,259.48 43.152.52 5.32 % 1,26,389.02 36.809.72 4.98 % 1,29,660.69 42.703.63 1,26.389.02 36,809.72 5.44 % 4.98 % 1.77 % 1.50 % 1.86 % 1.50 % 0.57 % 0.58 % 0.42 % 0.48 %